Muchmor Magazine Issue 36

muchmor Discover Your Canada

Canada Magazine

issue 36 nov 08

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The best winter sports around Snowbirds swapping the snow for cacti in Arizona Is your future boss researching you online?

Learning to breathe stress Discover the & anxiety management Durham Region Decorating a child’s room so you both love it

Best vehicles for 2009 Most wanted Christmas presents Concern over health of newcomers subscribe online at www.readmuchmor.com

2 Editorial

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From the Editor With many places in Canada having already experienced their first tastes of winter by way of falling temperatures and snowfall it is that time of year when some people consider traveling to warmer locations. Check out our feature on Arizona which is fast becoming a very popular destination for Canadian snowbirds. If the thought of spending the next few month surrounded by snow fills you with horror then this might just be the place for you. On the other hand if snow is something you embrace then you might prefer to read our feature on winter sports and where best to enjoy them. We also take a look at the fast growing Durham Region in Ontario. Not only is this an excellent area to visit it might also make your list of places to relocate to. It certainly has a lot to offer in many different ways as you will discover. If you are looking for a new job or may be in the future have you considered how your future boss will decide if you are right for the job or not? Gone are the days when your resume and interview where the only insight into your skills and personality. Now bosses are researching candidates online - are you prepared? We also take a look at anxiety and stress, something we can all relate to in these uncertain financial times. Discover what psychotherapist Marigold Merenda recommends to combat the everyday stresses of life. Talking of stresses, I think that I am going to book myself in for that long awaited manicure and massage - speak soon….

Jane Toombes Editor

Contents 3

Contents Motoring 34 35

What’s best for 2009 Ontario to ban cell phone use in cars

Kidzone 36 37

Moat wanted Christmas presents Top kids stuff….

Moving to Canada Discover Canada 4

Discover Durham Region

Travel 12

The best winter sports around

Lifestyle 18 20 27

Winter warmer recipes Swapping snow for cacti Top Canadian...

38

39 42 43 44 46

Concern over failing health of new Canadians Immigration news Immigration Q & A A taste of Britain this Christmas Nova Scotia refund announcement Landing for the first time as a resident

Health & Wellness 48

50 51 51

Learning to breathe - stress and anxiety management From desperation to inspiration More than just polish Keep your workout fresh

Working Life

Home & Garden

29 30 31 31

32

52

54 55 56

Canada’s top employers The slightly unusual The sweet taste of success Is your future boss researching you online? POWE announce 2009 conference date

Decorating a child’s room so you both like the result Home theatre know-how Countdown to moving day New technologies for replacement windows

4 Discover Canada

Discover Durham Region

Photo by Яick Harris

Close enough to Toronto to be commutable, but far enough away to be a sanctuary from the hustle of big city life

Discover Canada 5

Photo by Яick Harris

Whitby Harbour

Durham Region is located just east of Toronto and comes under the area known as the Greater Toronto Area or GTA. It is becoming an ever increasingly popular area as it is within easy commuting distance to Toronto but offers a more relaxed way of life with lower living costs. The area covers over 2,500 square kilometres and incorporates eight municipalities: Ajax, Clarington, Whitby, Uxbridge, Brock, Oshawa, Pickering and Scugog. Durham has a range of large urban communities along with small towns and villages. The region is one of the fastest growing populations in Canada with around 600,000 residents as of the 2006 census.

Economy Durham Region has a varied economy but energy, manufacturing, agri-business, technology and tourism are the key industry sectors. The Greater Toronto Area is well developed and land and expansion opportunities are becoming limited. Durham however still has land which can be utilized for development making it a popular choice for relocating companies. With this expansion comes employment, housing, opportunities for small businesses and general economic growth. All factors key to a prosperous and productive community.

Known as “Ontario’s Energy Capital” the region produces 30% of Ontario’s energy generation needs. Ontario Power Generation has two facilities in the region at Pickering and Clarington. Other key companies in Durham within the energy sector include Hydro Energy Corporation, Siemens Canada, Veridian Corporation, Atomic Energy Canada Ltd and New Horizon System Solutions. The Durham Strategic Energy Alliance (DSEA) comprises of government, business and educational institutions facilitating the growth and development of the energy sector. Tourism is a another major economy within the region. With its close proximity to several border crossings as well as Pearson International Airport in Toronto over three million visitors explore the Durham Region with its lakeside communities and attractive landscapes every year. The region is blessed with three lakes: Lake Ontario, Lake Scugog and Lake Simcoe. This makes it an idea location for people to come and relax and take in the natural beauty of the area. The lakes also offer sporting activities such as boating, fishing, swimming etc. Hiking is another popular pastime in the rolling hills and special hiking trails. In the winter months skiing is a popular sport with many ski hills available to locals and tourists alike.

Manufacturing is a big part of the Durham Regions culture and economy. Unfortunately in recent times the industry has taken some heavy hits with redundancies and closures, but the industry is still a big player in the local economy. Tech-based manufacturing such as Internet security, robotics and vehicle design are growing sectors for the area. The University of Ontario Institute of Technology (UOIT) partners with many local businesses to advance technology developments. The government also offers tax credits for research and development to further enhance business innovation. The agriculture business is also a large player in the local economy. The area has over 500,000 acres of land of which over 330,000 acres are farmland. The industry covers everything including livestock, fruit, vegetables, poultry and nursery products.

Transportation The key to the success of any area is the transportation links and the Durham Region has many. Durham Regional transit (DRT) offers affordable transit within the Durham Region. The region is divided into service areas: North, West East and Centre. DRT operates a “one fare anywhere in Durham” system in association with Go

6 Discover Canada Transit. You ned to purchase an DRT fare in advance of travel which can then be used to travel on GO Transit enabling travel throughout the whole region. Full details of this service can be found at this link. Fares on DRT are $2.85 for an adult or $1.85 for seniors and children 5 years or older. Children under 5 years travel free. Multi travel passes can be purchased for $25.75 for 10 adult rides or a monthly pass for $95.00. Reduced rates are available for seniors and children. You must have exact cash, ticket to transfer to travel on DRT and GO as operators do not carry change or sell fares. The area is also served by Go Transit trains allowing travel within the Durham region as well as to other GO Transit locations such as Toronto. If you want to travel from Durham to further afield then you can take advantage of the VIA Rail station at Oshawa. From here you can plan routes to almost anywhere in Canada. Highway 401 also known as the MacDonald-Cartier Freeway runs through Durham allowing for easy access to all major road routes throughout Ontario. Durham is also located within easy reach of the Trans-Canada Highway, Highway 407, Highway 400 and many other major routes. Lester B Pearson International Airport is approximately 45 minutes drive away and closer still is Oshawa Municipal Airport giving residents and visitors alike easy transport links to Canada, North America and indeed the world.

Visiting Durham So why visit Durham? Well the region has a lot to offer the tourist from stunning scenery to festivals and events. If you want to experience cultural activities then you should not be disappointed. There are several museums in the region including the Bowmanville Museum. This museum is located in a restored regency style cottage in Silver Street, Bowmanville. You will discover what it would have been like to live in the early 1900’s as a wealthy merchant family. Another museum worth visiting is the Whitby History Museum and Children’s Centre. This museum houses some very interesting items such as the “Rainer” Piano which was built in Whitby by the Rainer Piano Company back in the 1860’s. The museum also holds Heritage Arts and Crafts workshops throughout the year. The Scugog Shores Museum is located on Scugog Island near Port Perry and shows the natural and cultural history of the area. You can visit the historic village and travel back in time to the mid 1800’s. See the school house, print shop, blacksmith’s shop as well as many other interesting locations. Open from May to September it is a great place to visit for all the family.

If you like vehicles then you will want to visit the Canadian Automotive Museum in Oshawa. The museum was established in the early 1960’s and has over 60 vehicles on show dating from 1898 to 1981. The museum also has collections of motorcycles, bicycles, trucks and even washing machines. One place you might want to take a look at is the Thomas Foster Memorial in Uxbridge, a Taj Mahal inspired building pictured on page 4. Thomas Foster was raised north of Uxbridge, having been born near Toronto. He served as Mayor of Toronto from 1925 - 1927 and after a visit to India where he saw the Taj Mahal he built the memorial in 1935/6 at a cost of a quarter of a million dollars. The memorial contains the crypts of Mr Foster, his wife and daughter. Many other museums and historical places can be found throughout the region, it just depends on what you are looking for and what interests you. If you prefer something more exotic then you might want to visit the Oshawa Zoo which gives children and adults alike the opportunity to experience animals up close. The zoo has over 40 species of friendly, tame birds and animals. You can see camels, macaws, monkeys, pigs, donkeys amongst many others. Still talking animals another great place to visit is the Bowmanville Zoo, Canada’s oldest private zoo established in 1919. The zoo is also one of the largest suppliers of trained animals for the feature film and television industry. On your visit you will be able to meet the animals and even ride some of them. The zoo prides itself on educating children about the wonders of animals and presents several excellent educational programs. If you prefer gambling to petting animals then you might want to visit one of the following locations. The Great Blue Heron Charity Casino in Port Perry opened in 1997 with 40 tables and a $10 betting limit. In 1999 it was remodeled and has continued to grow to over 60 tables with $100 limits. It also has 545 slot machines. Since the start of this Aboriginal business, the Mississaugas of Scugog Island First Nation have donated over $3 million to Scugog Township, various charities and non-profit organizations. The OLG Slots at Ajax Downs has over 200 slot machines and is open 24/7. There is also a progressive jackpot game with a base jackpot of $250,000. The casino also has restaurants and bars enabling you to make the most of the round the clock gambling. If gambling isn’t your thing then how about a stroll around some stunning gardens? Oshawa Botanical Gardens is a 1,100 acre parkland which was first conceived in 1999 and established from 2001 onwards.

Tigers at the zoo

Thomas Foster Memorial

Great Blue Heron Casino

Oshawa Botanical Gardens

Discover Canada 7

UOIT Library The first section that opened was the Peony Garden in the fall of 2001. Originally 100 plants were featured, but today there are over 250 which bloom from mid May to end June. The gardens also include collections of lilacs, lilies and hostas amongst others. The long term plans are to develop an autumn garden, butterfly garden and a memory garden to allow residents to honour loved ones.

Living in Durham The 600,000 residents of Durham Region already know why this is a good place to live and raise a family. We have already mentioned the economy and transportation links which make it an ideal place to live as well as some of the many attractions suitable for both visitors and residents. But is the more practical issues that impact on day-to-day living that make it a place to relocate to.

Health Care We all need to be reassured that should anything happen to us or a member of our family that good, local health care is available. In Durham Region the health care is the responsibility of the Lakeridge Health Network. There are three acute care hospitals in the region at Bowmanville, Port Perry and Oshawa. In addition to these there are four specialty hospitals including the R.S. McLaughlin Durham Regional Cancer Centre, The Eye Centre and the Regional Dialysis Unit. There are also several post acute and non clinical specialty centres. Lakeridge Health Oshawa is currently undergoing a massive expansion plan with its new North Wing which opened in 2007. The wing incorporates a new emergency department, operating rooms, nuclear medicine and critical care departments. The R.S. McLaughlin Durham Regional Cancer Centre is also located in Oshawa and boasts state-of-the-art equipment and

Port Perry oncology specialists. Services include radiation, chemotherapy, palliative care, surgery, preventative care, pain management as well as support and counseling. The Eye Centre which opened in 2001 offers specialist cataract surgery and is recognized as a benchmark facility in the province. Another specialist unit is the Regional Nephrology System (NRS) which is a dialysis unit. It offers kidney care, Hemodialysis, Peritoneal Dialysis for in and out patients. The Pinewood Centre is one of the largest addiction treatment facilities in Ontario and offers support and treatment for addicts and their families. The facility has six community locations and treats all forms of substance and gambling addiction. Many other health services and facilities are also available in the Durham Region from dental health to hearing care. Cardinal Nannies and Companions provides professional one-on-one in-home caregiver services for children, seniors and people with special needs. Based in Whitby, Cardinal Nannies offers care and companionship for people of all ages and needs. They will take care of your children when you are not able to, be it because of work commitments, illness or injury. Seniors who need a little extra care or just companionship in their own home rely on Cardinal Nannies for that support. They are also around if you have someone with physical or mental challenges.

Housing Another important factor to consider when living in or moving to a certain area is housing.

Ajax park Can you afford it, are there adequate properties available and if you are not buying is rental property easily found and affordable? As of September 2008 the average sale price of a property in the Durham Region was $274,685, up 2.3% on the same time last year. The lowest average sale price in the region for single-family dwellings is Oshawa at $235,535, the highest at $388,225 is in North Whitby and North Oshawa. Condominiums can be found in Bowmanville for an average price of $145,258 and in Ajax for $218,688. If you prefer to rent then you can expect to pay in the region of $900 per month for a two bedroom property and over $1,000 for three bedrooms. These figures are around $200 per month cheaper than Toronto.

Education For anyone with children or those who work within the education field the schools and colleges available in an area is a very important consideration. The Durham District School Board operates all the public schools in the area of which there are 106 elementary and 27 secondary, teaching over 70,000 students. The exception is the Municipality of

Photo by Яick Harris

8 Discover Canada

Mud Lake, Whitby Clarington which comes under the Kawartha Pine Ridge District School Board. The Durham Catholic District School Board has 44 elementary and 7 secondary schools in the area with over 25,000 students. In Clarington the Peterborough Victoria Northumberland and Clarington Catholic District School Board is responsible for the Catholic education system. There are also French immersion schools available in the area as well as private schools and French Catholic schools. The University of Ontario Institute of Technology (UOIT) is located in Oshawa and has over 5,000 students enrolled. It is one of Canada’s newest universities having opened in 2003 and is the only laptop-based university in Ontario. All students are required to use laptops which they can lease from the university. UOIT offers a range of undergraduate programs, and graduate programs in Science, Engineering and Information Technology. Durham College of Applied Arts and Technology is also located in Oshawa on the same campus as UOIT. It also has satellite campuses in Pickering, Uxbridge, Whitby, Port Hope, Port Perry and Beaverton. Durham College has been in the area for 40 years and offers over 80 full-time programs. Over 6,000 students are enrolled in both full and part-time programs.

If this information has wet your appetite and you are considering visiting or relocating to the Durham Region you will want to know more about the local communities.

Thickson’s Point, Whitby Whitby The town of Whitby was named after the port of Whitby in Yorkshire England. It lies on the shores of Lake Ontario bordered by the City of Oshawa to the east, Ajax and Pickering to the west and Scugog to the north. It includes the communities of Myrtle, Ashburn, Myrtle Station and Brooklin. There is a natural harbour at Whitby and this was how the community was first established. Back in the mid 1800’s a road was built to connect the harbour with Lake Simcoe and Georgian Bay to the north. Soon after, a railway line was built between Port Whitby as it was know to Port Perry in Scugog. The town of Whitby was then chosen as the seat of government in 1852 for the recently formed County of Ontario. During the Second World War a secret spy facility was established in Whitby by Sir William Stephenson. It was unofficially known as Camp X and is today known as Intrepid Park, the code name of Sir William. These days Whitby is the seat of government for Durham Region and the home of over 100,000 people. Whitby has over 100 parks to choose from with all types of recreation and sports activities available. The McKinney Centre is a new 9,700 square metre complex that opened in 2004. It offers three ice pads, meeting rooms, shops and concessions. One of the ice pads is dedicated to figure skating whilst the other two are used for hockey, lacrosse, ringette and other floor sports. The Iroquois Sports Centre is located on 50 acres of parkland with six ice pads,

stadium, two pools, meeting rooms, training facilities, six tennis courts, five baseball diamonds a soccer pitch as well as shops and restaurants. It is the largest municipally owned recreation facility in Canada. The Luther Vipond Memorial arena in Brooklin contains one arena surface with a surrounding park that includes lit Baseball diamonds, children’s playground, tennis courts, skate board park and fairgrounds. Whitby also has beaches to enjoy as well as a 420 slip full-service marina. Thickson’s Point along Whitby Shores is a lovely place to visit. You will find walking trails, picturesque views, parks and beaches. If you are living in Whitby then you will need to know about the local economy and the local employment opportunities. Whitby has a very diverse economy and such the labour force is also diverse. Steel fabrication, plastics, defense technology, information technology, automotive operations, furniture, pharmaceuticals, electronics, telecommunications, packaging, publishing, recycling and tool manufacturing are just a few of the many industries in the area. During 2008 the average unemployment rate has been 5% which is below the national average. The largest employers within the public sector are The Regional Municipality of Durham (government), Durham District School Board (education), Whitby Mental Health (health care), The Town of Whitby (government) and the Liquor Control Board of Ontario (distribution). Within the private sector the largest employers are Lear Corporation (automotive), Sobey's Whitby Retail Support

Discover Canada 9

Pickering waterfront Centre (distribution), Gerdau Ameristeel Corp (steel), Patheon Inc (Pharmaceutical) and Johnson Controls (automotive). As far as education is concerned Whitby can offer 8 secondary schools, 25 elementary schools and 10 Catholic schools in the public school sector. There are also a number of private schools in Whitby including the Trafalgar Castle school which was founded in 1874. It is a residential and day school for girls of grade 6 through 12. The Whitby Mental Health Centre is a 325 bed psychiatric hospital located in Gordon Street. Emergency, acute care hospitals and other specialist hospitals can be found throughout the Durham Region. Housing in the Whitby area has seen average selling prices in September 2008 of $285,858 with north Whitby being higher at an average of $366,447. A single family home in the area will cost an average of $322,887 whilst a condo will be in the region of $185,238. A semi-detached property will average $240,438 and a row house a few thousand more.

Pickering The City of pickering is the western most location in the Durham Region and immediately borders Toronto. The southern part of the city lies on the shores of Lake Ontario and the north borders the Township of Uxbridge. It includes the communities of Claremont, Balsam, Kinsale, Greenwood, Brougham, Green River, Whitevale and Cherrywood. As with Whitby the name of Pickering derives from an English town in Yorkshire

and was originally a village. The town grew significantly after the Second World War when Highway 401 was completed and became a town in 1974. In 2000 Pickering was granted city status and now has a population of around 100,000. The main industries within Pickering include: energy, telecommunications, electronics, pharmaceuticals, manufacturing and automotive. Major employers in the area include Harmony Logistics (warehousing), Howard Marten Company Ltd. (petroleum), Minacs (call centre), Noranco Manufacturing Ltd. (aerospace) and Purdue Pharma (pharmaceutical). The largest single employer in the city is Ontario Power Generation at its Nuclear Generating Station located on the shore of Lake Ontario. It s one of the world’s largest nuclear generating facilities and consists of pickering A and Pickering B stations. Pickering A has two operating CANDU (CANadian Deuterium Uranium) reactors and Pickering B has four operating CANDU reactors. Together these stations have a total output of 3,100 megawatts, enough to serve a city of one and a half million people. Putting work aside Pickering has a lot to offer for recreation such as the Pickering Recreational Complex. Here you will find all sorts of activities such as a health club, squash, tennis, skating, racquetball and swimming. The Don Beer Arena is a multi-rink arena which has seen massive expansion over the years since its conception in 1969. The Pickering Waterfront is a beautiful place to visit and offers several public areas to enjoy, many of which are conservation

areas. Petticoat Creek is a conservation area with fabulous views of the bluffs. There is also a swimming pool for summer use, playground, picnic site and changing rooms. Several parks can also be found such as Alex Robertson Park, Beachfront Park and Rotary Frenchman's Bay West Park. If you feel like stepping back in time then a visit to Pickering Museum Village is a good place to start. The award winning museum has fifteen restored heritage buildings including a blacksmith, general store and schoolhouse which you can visit. It also offer tours and events throughout the summer months. If you prefer to shop then once again you will not be disappointed. Pickering Town Centre is a large mall with over 200 stores and services including an eight theatre Famous Player Cinema complex and a large Food Court. Another great location to shop is the Pickering Market which has over 500 vendors in this unique indoor Flea Market. The education and health facilities in Pickering are also first class. There are nineteen public schools in the city and eight private. There are also adequate medical facilities as well as the use of all the facilities within the Durham Region. In Pickering you can expect to pay an average of $288,028 for a property in the south and $276,676 to the north. A condo will cost on average $210,311. A single detached family home will cost an average of $286,267 in the south and $346,759 in the north of the city.

10 Discover Canada

Pickering Nuclear Generating Station Brock The Township of Brock is the northernmost part of the Durham Region. It borders Lake Simcoe and is very much a rural and agricultural community. There are three larger urban communities within Brock: Beaverton, Cannington and Sunderland. The municipality was named for General Sir Isaac Brock, a young soldier who was shot by the Americans as he led his soldiers into battle attempting to prevent the Americans from establishing a landing at Queenston Heights during the War of 1812. Today the township has a population of over 12,000 with Beaverton being the largest community with just under half of the Brock population living there. Beaverton was first established back on the 1820’s and became a village in 1884. It was the terminus for the Port Hope, Lindsay, Beaverton Railway and later the Canadian National Railway. Beaverton is also home to many parks and recreational facilities such as Beaverton Ball Park which has two baseball diamonds, playground and fairground. Beaverton Centennial Park has a large picnic area, sandy beach and playground. Another key location in Beaverton is the harbour on the shores of Lake Simcoe. Here you will find picnic areas, beaches, playground, boat launch and amenities such as shopping, restaurants and public washrooms. During the winter you will be able to take part in local activities such as snowshoeing, cross country skiing, snowmobiling, and ice fishing. Other recreation facilities can be found at Mill Gateway Park and King Street Park. At

Pancake Eating Contest in Sunderland

these locations you will find playgrounds, Next month we will look at other baseball diamonds, tennis courts, communities within the Durham Region as skateboard park and volleyball courts. well as more information about visiting and Cannington is a community of around living in the community. 2,000 people and was named after George Caning a former British Foreign Secretary. It was incorporated into a village in 1878. Useful Links The municipal offices of Brock Township are located in Cannington as are a number of schools and medical facilities. Regional Municipality of Durham Claire Hardy Park in Cannington offers http://www.region.durham.on.ca/ residents and visitors ball diamonds, playground, skateboard park, campground and nature trails. A short stroll across the Town of Whitby Beaver River footbridge will take you to MacLeod Park where you can find tennis http://www.town.whitby.on.ca/ courts, playground, picnic area and Cannington Lawn Bowling Club. In the City of Pickering center of the park is a water fountain and nearby, sits the cenotaph placed by the http://www.cityofpickering.com/ Cannington Legion in honour of local war veterans. The third major community within Brock is Township of Brock Sunderland which hosts a Maple Syrup http://www.townshipofbrock.ca/ Festival every year. The festival includes bed races, entertainers, street vendors, arts and crafts, wagon rides, contests and of course Durham Region Transit lots of maple syrup. The 2009 festival will th th take place on the 4 and 5 of April. http:// It is also home of the Sunderland Annual www.durhamregiontransit.com/ Fair which as its name suggests is held every durham/index_e.aspx?ArticleID=19 year in September. This event celebrates the agricultural heritage of Sunderland with lots of animals on show including horses, cattle, University of Ontario Institute of poultry and small petting animals such as Technology rabbits. You will see parades, woodworking, http://www.uoit.ca/ antiques, food as well as competitions, events and shows.

Discover Canada 11

Sequoia Club

Club 32Sequoia Working Life

IF YOU DON’T LIKE

YOUR JOB

THEN MAYBE YOU SHOULD GET

ANOTHER

JOB

12 Travel

The best winter sports around

Travel 13

Sequoia Club

Canada is blessed with many things, access resorts around the world. The course is one

Toshi Kawano/www.insight-photography.com

Randy Lincks/Tourism Whistler

Cross-country skiing

to winter sports is certainly one of them. Every winter thousands of Canadians take part in winter sports activities both in Canada and other parts of the world. Likewise many visitors come to Canada to experience what the country has to offer by way of skiing, snowboarding, skating etc. We are all well aware of the fact that in 2010 British Columbia will host the Winter Olympics. The event will take place at several locations in Vancouver and Whistler. This will be the second time Canada has hosted the Winter Olympics as in 1988 Calgary had the honor. Canada has some of the best winter sports locations in the world, but there are other places to consider when deciding where to take your family for your winter fun. Over the next few issues we will be taking a look at the winter sports on offer and where the best places are to experience them in North America.

Skiing We have all heard of skiing but there are

Heliskiing

Snowboarding

Snowshoeing

many different types of skiing and indeed many things you can do on skis. Cross-country Skiing: This is an extremely popular form of skiing as it relies on large expanses of snow and can be enjoyed by anyone of any age. Across Canada and the United States there are nearly 400 cross-country ski areas Although cross-country skiing also known as XC doesn’t require any special skills it can be a very strenuous activity as it uses all the major muscle groups in the body. This makes it a very healthy sport to take part in as it burns lots of calories and gives you a total body workout. Anyone can XC as you can dictate your own pace and choose the location to suit your abilities. Some XC areas offer faster or more complex terrain for the more experienced skier whilst others offer gentle trails for those who want to take things a little slower or perhaps for a family with young children. You can XC for a few hours or a few days and incorporate camping into your itinerary if you choose. Alpine Skiing: This is a sport that combines downhill racing and coordination. It originated from cross-country skiing after resorts started to introduce ski lifts allowing skiers to repeatedly return to the tops of slopes in order to ski down them over and over again. Prior to the ski lifts the slopes were too steep and high to allow skiers to do this. Skiers have to learn how to control their speed and direction and as they gain more confidence can achieve faster runs and tackle steeper and more uneven slopes. Speed Skiing: As the name implies this sport is all about speed. You cannot speed ski on normal slopes instead specially designed courses are available at several

kilometer long and starts with the launching area where you gain speed, the main slope where you speed ski and the run-out area at the end where you slow down and stop hopefully! Speed skiing is the fastest non-motorized sport in the world and current world records stand at 251.4 km/h (156.2 mph) for men, 242.5 km/h (150.7 mph) for women and 213.6 km/h (132.7 mph) for a disabled athlete. Heliskiing: This is becoming a much more popular sport as more and more ski resorts include it in their offerings. The sport involves skiing off-piste on slopes only accessible by helicopter. It allows skiers to use remote and normally inaccessible areas and take advantage of the highly sought after powder snow. The cost of this type of skiing can be expensive due to the cost of running the helicopters, but can be included in many packages offered by the larger resorts. Backcountry Skiing: This form of skiing is for experienced skiers only as it involves skiing in the wild. You do not have the support of a resort or the facilities you normally associate with skiing. You need to know the areas you are skiing in and be prepared for all eventualities. It can be very dangerous and can be fatal to those who are not properly prepared or those who run into unexpected difficulties.

Snowboarding Snowboarding has become a hugely popular sport and was inspired by skateboarding and surfing. Now available at almost every ski resort it is popular with people of all ages and abilities. Instead of the skier having a ski on each foot the snowboard is a single, shorter and wider board to which both feet are attached using a special boot. There are several different styles of snowboarding: Freeride: This is the most common and easiest form of snowboarding. You can snowboard on any terrain and is also known as all-mountain snowboarding. This form of snowboarding is suitable for all ages and abilities and generally involves having fun on the slopes. Freestyle: Slightly more advanced than freeride this type of snowboarding includes tricks and jumps. The boards used are generally lighter and shorter to allow for better maneuverability on the slopes. Many resorts have freestyle facilities and many people can be found practicing their jumps and tricks, you just have to be prepared for a few falls along the way. Freecarve: This is all about speed and is only suitable for experienced boarders. Specially groomed runs are used and participants need to be able to execute turns and curves at great speed.

14 Travel

K-1 Express Gondola, Killington Of course there are many other winter activities such as sledding, snowshoeing, skating, bobsleigh, curling and ice fishing all of which we will cover in future issues. Now lets take a look at some of the best places in North America to experience winter sports. We also take a look at some of the other activities these superb resorts offer.

Killington, Vermont, USA As the largest ski and snowboard resort in eastern North America Killington is an ideal location for eastern based Canadians to experience the slopes. This year the resort celebrates its 50th anniversary with over $8.4 million spent on improvements. This year the resort will open on November 14th and will not close until April 19th 2009. During weekdays you can enjoy the slopes between 9:00 am and 4:00 pm. At weekends and holidays the hours are extended from 8:00 am to 4:00 pm. Fast facts Summit elevation: 1,293 m (4,241 ft) Base elevation: 355 m (1,165 ft) Vertical drop: 930 m (3,050 ft) Skiable acres: 1,215 Trails: 146 km (87 miles) Number of trails: 191 Number of lifts: 30 Number of gondolas: 3 (heated) Annual snowfall: 635 cm (250 inches) Number of lodges: 6 base and 1 peak

Killington Ski Resort , Vermont

Apres ski bars: 5 Restaurants/food service: 10 Terrain: 28% beginner, 33% intermediate, 39% advanced Killington has invested heavily in extra features and improvements for its 2008/09 winter season. These include the Skye Peak Express which reduced ride time from 14 minutes to just less than five minutes, allowing guests improved access to Bear Mountain and Killington's long intermediate cruising trails such as Skyeburst, Cruise Control and Needle's Eye. The Stash is a revolutionary resort run created by Jake Burton and Burton team riders that utilizes the natural terrain, local wood products and organic features to create the ultimate freestyle riding experience. It will have 34 features, including tree jibs, road jumps and log slides. The Stash will be accessible from the new Skye Peak Express and is one of only five in the world. The new Magic Carpet at Snowshed provide a more pleasant uphill experience for skiers and riders in Killington's first-time Ski and Snowboard School programs and the Burton Learn to Ride program. Many of the existing facilities and trails have been improved including snowmaking improvements. 124 new Low Energy snow guns and new hardware and software operational controls will allow for greater system efficiency and improved snowmaking production for the World’s Most Extensive Snowmaking System.

In addition to all the usual winter activities Killington also offers lots more including snowmobile tours through nearby state parks, sleigh rides, shopping, spas, snowshoeing and local tours. The resort also offers conference facilities. If you are new to winter sports or want to brush up on your technique then you will find all the guidance you will need. Lessons are available for both kids and adults in groups or as private tuition. You can also rent all the equipment you need from skis to snowboards. You can purchase season passes, lift tickets, vacation packages, indeed everything you need in order to secure a brilliant time on the slopes from the Killington website at www.killington.com.

Snowbird Ski & Summer Resort Utah, USA Located 29 miles from Salt Lake City International Airport, Snowbird Ski & Summer Resort is North America’s most accessible year round resort. Snowbird averages 500 inches of the “Greatest Snow on Earth” and offers Utah’s longest ski and snowboard season. Fast Facts Summit elevation: 3,352 m (11,000 ft) Base elevation: 2,365 m (7,760 ft) Vertical drop: 987 m (3,240 ft) Skiable acres: 2,500 acres Number of trails: 89

Travel 15

Trail map Mineral Basin, Snowbird

Dogsledding at Mont Tremblant

Number of lifts: 13 Annual snowfall: 1,270 cm (500 inches) Number of lodges: 4 Apres ski bars: 5 Restaurants/food service: 15 Terrain: 27% beginner, 38% intermediate, 35% advanced

 Snowbird and Alta, ranked the No. 1 resort in North America by Outside magazine, offer a combined ticket to ski both mountains’ 4,700 acres of light, dry powder snow. You can find all these details and more at the resort website: www.snowbird.com

 Snowbird provides nearly 900 lodging rooms between four lodging properties, 15 restaurants and five bars. Skiing and snowboarding on 2,500 acres, Aerial Tram rides, a world-renowned children’s program based in the Cliff Lodge, snowmobile tours, snowshoeing, swimming pools, live music, shopping, adventure lectures and movies are only a sampling of the activities available.  The Little Cottonwood Canyon resort opened in December of 1971 and now offers unmatched skiing and riding on 85 runs accessed by a 125-passenger Aerial Tram, four high-speed quad chairlifts, two double chairlifts and North America’s only skier tunnel.  The first of its kind in North America, Snowbird’s 600-foot tunnel houses a conveyor lift that transports skiers and riders from Peruvian Gulch into Mineral Basin. Located at the top of the new Peruvian Express high-speed quad, the 15-foot high, 12-foot wide tunnel provides a four-minute ride to intermediate terrain in Mineral Basin. The new tunnel and lift make intermediate terrain more accessible to skiers and riders.  The Cliff Spa, high atop the Cliff Lodge, presents a full complement of treatments, including hot stone and high altitude massages, scrubs and wraps, aromatherapy, hair care, facials, yoga and fitness classes.

Mont Tremblant Resort, Quebec, Canada Mont Tremblant Resort is located in the beautiful Laurentian mountains of Quebec. Mont Tremblant Resort has been ranked No. 1 in eastern North America by the readers of SKI Magazine for more than 10 years running. With abundant snowfalls and the Avalanche – one of the most sophisticated and powerful snowmaking systems in North America, Tremblant boasts exceptional ski conditions for everyone from beginners to thrill-seekers alike. Fast facts Summit elevation: 875 m (2,871 ft) Vertical drop: 645 m (2,116 ft) Skiable acres: 631 Number of trails: 94 Number of lifts: 12 Number of gondolas: 1 Annual snowfall: 382 cm (150 inches) Terrain: 17% beginner, 33% intermediate, 50% advanced This year the resort will open November 21st and close again on April 13th 2009. Hours of operation are 8:30 am to 3:30 pm

until January 29th. Fifteen minutes are added on the end of the day between January 30th and February 26th. From February 27th to the end of the season the start time is the same but the day will end at 4:15 pm. Tremblant offers not only skiing and snowboarding opportunities but also sliding, cross-country skiing, spa facilities, pools, fitness, skating, theatre and tours. Why not try dogsledding where you can harness the dogs then drive your own team of Siberian huskies over winding forest trails, stopping in a shelter for a snack. Or how about horseback riding through the snow-covered fields? The resort also offers festive sleigh rides for children of all ages. Other options include helicopter tours, ice climbing and zip-lines. Visit their website at www.tremblant.ca for full details of all this resort has to offer.

Lake Louise Mountain Resort, Alberta, Canada Lake Louise is one of the largest ski areas in North America and is located in the stunning Banff National Park close to the Alberta and British Columbia border. It is the second largest ski resort in Canada and one of three resorts in Banff National Park. Fast facts Summit elevation: 2,637 m (8,660 ft) Base elevation: 1,646 m (5,400 ft) Vertical drop: 991 m (3,260 ft) Skiable acres: 4,200 Number of trails: 139 Number of lifts: 9

Photo by Henry Georgi

16 Travel











Ski lift at Lake Louise right to the edge of Sawtooth National Forest.

The scenery at Lake Louise is second to none and the resorts unique layout allows families and groups of varying abilities to ski together as there are runs for all abilities from every chair lift. The resort has four mountain faces with over 4,200 acres of skiable terrain and is also home to the famous Fairmont Chateau Lake Louise. For the children there is the Minute maid Wilderness Adventure Park where they can learn balance and gain confidence on the slopes. It also includes fun education such as animal cutouts so that children can learn to recognize animal signs in the wild. You will also find other activities at Lake Louise such as ice skating, sleigh rides, dogsledding, snowshoeing, cross-country skiing and snowboarding. Go to their website at http://www.skilouise.com/.

Summit elevation: 2,788 m (9,150 ft) Base elevation: 1,750 m (5,750 ft) Vertical drop: 1,036 m (3,400 ft) Skiable acres: 2,054 Number of trails: 75 Number of lifts: 19 Annual snowfall: 648 cm (255 inches) Terrain: 36% beginner, 42% intermediate, 22% advanced

Sun Valley was America’s first ski resort having started business back in 1936. It was designed to bring the magic of the European ski resorts to America and it certainly succeeded and continues to do so even now. It also lives up to its name with much of the winter being bathed in sunshine. The resort sits to the east of Bald Mountain or Baldy as it is known locally. Baldy has lots of slopes to cater to all abilities. The runs stretch over 2,000 acres

Advertorial

Sun Valley Lodge, Idaho

Number of gondolas: 1 Annual snowfall: 480 cm (189 inches) Terrain: 25% beginner, 45% intermediate, 30% advanced

Sun Valley Resort, Idaho, USA

Fast facts

In addition to Baldy Sun Valley also has Dollar Mountain which is known as “the finest teaching mountain in the world.” It has ten treeless runs which cater solely to the needs of beginners. It is home to the Sun Valley Ski and Snowboarding School where over 200 experienced instructors give lessons to novices and experts alike. Dollar Mountain also has a tubing hill for extra fun. Sun Valley offers many activities other than skiing and snowboarding. You can also take advantage of snowshoeing, heliskiing, snowmobiling, skate or take a sleigh ride. If you are feeling slightly more adventurous you might want to try the back country skiing options. Many huts (yurts) are strategically placed to enable back country skiers to use them as camping bases. They can be rented by independent skiers or groups. http://www.sunvalley.com

Taos Ski Resort, New Mexico, USA Ranked as one of North America’s must ski locations Taos has much to offer the winter sports enthusiast. This year the resort will open on November 27th and close on April 5th 2009. Fast facts Summit elevation: 3,602 m (12,481 ft) Base elevation: 2,805 m (9,207 ft) Vertical drop: 998 m (3,274 ft) Skiable acres: 1,294 Number of trails: 110 Number of lifts: 12 Annual snowfall: 775 cm (305 inches) Terrain: 24% beginner, 25% intermediate, 51% advanced Taos is the place to be for extreme skiers with over half of its runs classed as advanced. But it also cater to intermediate and beginners and has one of America’s best ski schools. These days Taos welcomes snowboarders, but that wasn’t always the case. It wasn’t until the the last winter season that snowboards were allowed to take advantage of this wonderful resort. If you like challenging skiing then this is definitely the place to be. Some of the runs are extremely steep and grueling. Opening this season is a brand new run called North America which is a double-black diamond grade featuring a 1,400 foot vertical drop! Another new run for this season is The Burrough, this time aimed at beginners. It is

Phot by: Alain Blanchette

Courtesy of Taos Ski Valley

Travel 17

Taos Ski Resort a 400 foot area which includes a moving carpet. It features the flattest terrain ever offered at Taos. The Burrough will expand into 1,200 ft. of lift-served beginner terrain in the near future as part of Taos Ski Valley’s base area expansion. Although known for its extreme skiing, Taos is in fact a very family-friendly resort with many activities especially for children and families. The Ernie Black Ski School offers tuition for all age groups and the Children’s Centre offers kids their own ski area, pint-sized lifts, special terrain, and equipment shop. Kids can also enjoy the tubing hill, snowmobile tours and lots more. There is even a Teen Centre where teenagers can watch TV and extreme skiing movies, play video games and chill out with a pizza. http://www.skitaos.org/

Le Massif Ski Resort, Quebec, Canada Le Massif sits high above the St Lawrence River and offers some of the most stunning panoramas of any ski resort. Located just 73 km from Quebec City this resort is home to the highest vertical drop east of the Canadian Rockies. It is also home to Canada's National Alpine Skiing Downhill Training Center where future champions come to test their skills. This year Le Massif will open for the season on December 6th and close again April 13th 2009.

Stunning panorama at Le Massif

Fast facts

standard and natural features harmonized into a gladed section. http:// www.lemassif.com/en/index.php

Summit elevation: 806 m (2,645 ft) Base elevation: 36 m (118 ft) Vertical drop: 770 m (2,526 ft) Skiable acres: 410 Number of trails: 49 Number of lifts: 5 Annual snowfall: 630 cm (248 inches) Terrain: 20% beginner, 37% intermediate, 31% advanced, 12% extreme Le Massif, as we mentioned, has the steepest trail in eastern Canada called La Charlevoix which has a 64% incline. This season sees the addition of 26 acres of hors piste skiing and 4 new glades. Another addition is a specially adapted children’s glade which starts at the summit chalet facing the trails, La Rigolette transports children through an enchanted 200-metre glade and leads to a slope rated as easy. The terrain park has also been relocated to include sections of La Grande-Pointe and L’Anse it is a freestylers’ paradise sprawling over 8 acres, complete with

In our next issue we will be taking a look at some other popular winter sports as well as some more locations including the world famous Whistler in British Columbia where the 2010 Winter Olympics will be held.

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18 Lifestyle

Winter warmers Black Bean Chili Ingredients: 15 ml olive oil 1 onion, chopped 2 red bell pepper, seeded and chopped 1 jalapeno pepper, seeded and minced 10 fresh mushrooms, quartered 6 roma (plum) tomatoes, diced 155 g fresh corn kernels 2 g ground black pepper 2 g ground cumin 8 g chili powder 2 (15 ounce) cans black beans, drained and rinsed 355 ml chicken broth 6 g salt Heat oil in a large saucepan over mediumhigh heat. Sauté the onion, red bell peppers, jalapeno, mushrooms, tomatoes and corn for 10 minutes or until the onions are translucent. Season with black pepper, cumin and chili powder. Stir in the black beans, chicken broth and salt. bring to a boil. Remove 1 1/2 cups of the soup to food processor or blender; puree and stir the bean mixture back into the soup. Serve hot by itself or over rice.

Potato Soup Ingredients: 455 g bacon, chopped 2 stalks celery, diced 1 onion, chopped 3 cloves garlic, minced 8 potatoes, peeled and cubed 950 ml chicken stock, or enough to cover potatoes 45 g butter 30 g all-purpose flour 235 ml heavy cream 2 g dried tarragon 3 g chopped fresh cilantro salt and pepper to taste

In a Dutch oven, cook the bacon over medium heat until done. Remove bacon from pan, and set aside. Drain off all but 1/4 cup of the bacon grease. In the bacon grease remaining in the pan, saute the celery and onion until onion begins to turn clear. Add the garlic, and continue cooking for 1 to 2 minutes. Add the cubed potatoes, and toss to coat. Saute for 3 to 4 minutes. Return the bacon to the pan, and add enough chicken stock to just cover the potatoes. Cover, and simmer until potatoes are tender. In a separate pan, melt the butter over medium heat. Whisk in the flour. Cook stirring constantly, for 1 to 2 minutes. Whisk in the heavy cream, tarragon and cilantro. Bring the cream mixture to a boil, and cook, stirring constantly, until thickened. Stir the cream mixture into the potato mixture. Puree about 1/2 the soup, and return to the pan. Adjust seasonings to taste.

Lifestyle 19

More winter warmers Pasta Fagioli Ingredients:

2 stalks celery, chopped 1 onion, chopped 3 cloves garlic, minced 0.9 g dried parsley 2 g Italian seasoning 0.4 g crushed red pepper flakes salt to taste 1 (14.5 ounce) can chicken broth 2 medium tomatoes, peeled and chopped 1 (8 ounce) can tomato sauce 120 ml uncooked spinach pasta 1 (15 ounce) can cannellini beans, with liquid In a large saucepan over medium heat, cook celery, onion, garlic, parsley, Italian seasoning, red pepper and salt until onion is translucent. Stir in chicken broth, tomatoes and tomato sauce, and simmer on low for 15 to 20 minutes. Add pasta and cook 10 minutes, until pasta is tender. Add undrained beans and mix well. Heat through. Sprinkle with Parmesan cheese.

Brunswick Stew Ingredients: 1.6 kg broiler-fryer chicken, cut up 235 ml water 4 medium potatoes, peeled and cubed 220 g onions, sliced 1 (15 ounce) can lima beans, rinsed and drained 6 g salt 1 g pepper dash cayenne pepper 1 (15.25 ounce) can corn, drained 1 (14.5 ounce) can diced tomatoes, undrained 55 g butter 55 g dry bread crumbs

In a Dutch oven, slowly bring the chicken and water to a boil. Cover and simmer for 45 to 60 minutes or until chicken is tender, skimming the surface as foam rises. Remove chicken and set aside until cool enough to handle. Remove and discard skin and bones. Cube chicken and return to broth. Add the potatoes, onions, beans and seasonings. Bring to a boil. Reduce heat; simmer, uncovered, for 30 minutes or until potatoes are tender. Stir in remaining ingredients. Simmer, uncovered, for 10 minutes or until slightly thickened.

20 Lifestyle

Swapping snow for cacti Why Arizona is fast becoming the preferred destination for Canadian snowbirds

Lifestyle 21

Every year thousands of Canadians jump into their cars or catch flights and leave the country. Where are they going and why? Well the answer lies in the Canadian winters. Even though Canadians are famous for their love of winter sports and other pursuits, there are a few of us who prefer to bask in the sun rather than freeze in the snow. This leads to the exodus we see each year of the so-called snowbirds who leave Canada and head south to warmer climates. Traditionally Florida has been the top destination for those looking to spend the winter months in a hot and sunny location, but in the last couple of years Arizona has also seen its fair share of Canadian snowbirds. Many Canadians choose to not only holiday in the likes of Arizona and Florida, but they also invest in property. This property then becomes their second home and of course can be rented out to others during the periods the owners are not in residence. Some even chose to retire completely and their second home becomes their main home. There are many things that need to be taken into account when thinking of

becoming a snowbird. There are tax issues, insurance issues, mortgage, visa and health issues and of course the process of purchasing property in another country is not without its trials and tribulations. So before you embark on this journey you need to know a few facts and figures. The first thing you will want to know about is how easy is it to purchase property in Arizona? Because of the current financial climate homes in the USA are selling for much less than they were just a year ago. Even with the falling Canadian dollar, the US still represents excellent value for money. It is a fact that many homes are selling far below their asking prices so now is a good a time as any to purchase real estate in the United States. There are no restrictions regarding Canadians, or indeed any other foreign nationals buying property in Arizona.

Funding The majority of Canadian buyers are cash buyers or have secured financing from Canadian institutions. This is the easiest way to purchase property in the United States as

you will not need to obtain any financing as a foreign national which can take longer and is more complicated. If however you do need US financing there are specialist in the States who can secure funding for non US citizens/residents. You should however be prepared to provide an international credit report, copies of personal documents such as passport, employment details, bank statements, tax returns and income. Make sure the company you are dealing with is used to processing applications for non US citizens/residents to ensure you get the right advice.

Find a Realtor The same is true in the US as it is in Canada - a good Realtor is worth their weight in gold. A Realtor can help you through the entire process of real estate purchase and can make life so much easier for the buyer. When researching Realtors make sure they are licensed by the State of Arizona Department of Real Estate. You can check this by visiting their website http:// www.re.state.az.us/. They will also be a

22 Lifestyle Travel member of the Arizona Association of Realtors http:// www.aaronline.com/. The other thing you need to know about a Realtor is “are they experienced in dealing with Canadian buyers?” This can make a huge difference to your buying process. Although all Realtors will adhere to a strict code of ethics, only those with experience and knowledge of Canadian buyers will be in the best position to offer you the specialist advice that is needed. If possible get referrals from friends or relatives who have successfully purchased real estate in Arizona. If you are using the Internet to research a Realtor, make sure you contact them on the phone and discuss in detail your needs and concerns. Only in this way can you form an impression of the person and know if you get a sense of trust from them. Most of us form our first impressions on “gut instinct” so make sure you do the same when entrusting your financial and real estate future in a total stranger from Arizona. As in Canada a Realtor in Arizona works for the buyer free of charge as they get their fees paid by the seller’s Realtor. Likewise any Realtor can show any number of listings from MLS (Multiple Listing Service). You will therefore only need to employ one Realtor to act for you. The only exception to this would be if you are looking in several different areas and need a Realtor in each location. If this is the case and you have already found a Realtor in one location ask them for referrals to colleagues in your other preferred locations. By doing this you can be sure the person they recommend is the right person to help you. It also keeps the agent on your side as even if you eventually choose a property in another location they will usually get a referral fee from the other agent.

Find a property In Canada the MLS system is national, meaning you can look at any property listed by a Realtor anywhere in Canada all from the same website. The United States MLS is slightly different in that each area has its own MLS website an some don’t have one at all. This means that depending upon where you are looking for a property you may have to visit several MLS websites for research purposes. If you are looking in the metro Phoenix area you will notice that it does not have its own MLS website. Instead you will need to visit many individual Realtor sites to see the listings available. If you are looking in the Tucson area then you will be able to go to a single website to research properties for sale. The Tucson Association of Realtors lists all properties for sale at its website http:// www.tarmls.com/. The Northern Arizona Association of Realtors also has a central website where you can search for properties at http:// www.nazrealtor.com. This covers the counties of Coconino, Cochise, Apache, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai and Gila. Flagstaff comes under this website as does Sedona and Winslow. If however you have found a Realtor to help you, they will do all the hard work and find suitable properties for you. They will then email you all the details so you can make an informed decision about each. Of course at the point when you are in a position to actually purchase you should visit Arizona and view the properties in person with your Realtor.

Know what you want Even if you find a really good Realtor, they will still need to be guided by you as to what you want from your purchase. Is the home going to be your primary residence or a second home. Will you be using it purely for your own needs or will friends and family also be using it. Will you want to rent it out at times when you are not in residence? These are all questions that you need to ask yourself as they can impact on the type of home you will need. If you are a couple and will only be using the property for yourself then perhaps you only need one or two bedrooms and a single bathroom. If however you are planning on sharing with family and friends or may want to rent the property out then you may want more bedrooms and bathrooms. Do you want a garage, parking, a pool or

Lifestyle Travel 23 perhaps a deck area. Do you want a single family home, a townhouse or maybe a condo? These are all things you need to think about in order to advise your Realtor about your requirements. You also need to know how much you are prepared to pay and the preferred location. Some of these things can only really be known if you actually visit the area. We cannot stress enough how important it is to visit the location you are planning on buying in. Sometimes we think we know what we want but the reality of a situation means that we then decide we want something completely different. Also, house styles vary significantly with different locations, particularly between the US and Canada. A three-bedroom ranch house in Calgary, might be a completely different proposition to one in Phoenix or Flagstaff.

Visit Arizona As we have already mentioned you have to visit Arizona during the process of purchasing your home. To many reading this you are probably saying “well of course you have to visit.” But you would be surprised at how many people think they can find a home and buy it via the Internet or email. Yes it can be done, but it is not at all advisable. If you plan a trip try to make it a reasonable period of time - at least two weeks. That way you can spend the first few days visiting properties, hopefully find one you want to buy, make an offer and complete much of the negotiations whilst still in the area. Although negotiations can be completed if you return back to Canada, if you are actually “on the scene” you will find things much easier. You should also be prepared to attend the home inspection. If you attend you can follow the inspector round the property and ask questions and deal with issues of concern. You might not find a property to suit on a single visit and you should be prepared to make a second visit to secure a deal. If however you are planning on spending several months in Arizona you can of course be more leisurely in your home finding mission. If this is the case you might want to wait until you are there before finding a Realtor as there is no better way to know if they are the right one for you than to meet in person.

Buying a property The process of making an offer on a property is similar to that of Canada but not entirely the same. Your Realtor will draw up your Purchase Contract. This is a legally binding contract which becomes a contract when the seller signs it. The contract includes details of the buyer and includes all the buyers requirements regarding the purchase of the property. This will include the price you are prepared to pay, fixtures and fittings you want including, possession date, property to be included such as appliances, pools, spas etc. It also includes details of any financing such as loans required and any other legal issues such as disclosures by the seller, offer terms etc. TIP: In Arizona certain items are classed as being part of the house and therefore included in the sale automatically whilst others need to be specified. Ovens, dishwashers and window treatments are considered part of the house and unless otherwise stated will be included in the sale. Refrigerators, freezers, washers and dryers are not considered part of the house and therefore need to be negotiated into the sale if required by the buyer. In Arizona you will be asked to pay earnest money. This is a form of security that conveys your commitment to the purchase and is held by the escrow company on your behalf until the contract between seller and buyer is agreed. It is normally paid in the form of a personal cheque. Although there is no set amount you should set as earnest money it is generally accepted that a figure of around 1% of the purchase price is used. If you decide to leave less than 1% the seller may not take your offer so seriously, likewise ernest money of more than 1% conveys you as a serious buyer. Other things you should take into account when making an offer on a property is that you may want to ask the seller to pay your closing costs or to pay for a home warranty. You might also want to include

Lifestyle 24 clauses such as subject to home inspection or subject to seller removing children's play equipment from the garden. When you make your offer it will have an expiration date included. This is basically giving the seller a definitive amount of time to come back to you with a reply. This can be a matter of a few hours or several days. Your Realtor will then present your Purchase Contract to the seller’s Realtor. The seller has several options at this stage. They can come back and completely reject your offer which then ends all negotiations, they may accept your offer which then makes the contract binding or they may counter offer. This means that they agree in principle to the majority of the offer but want to negotiate on some of the points. This could be the price, inclusions, closing date or any number of things. The seller will state the amendments on the contract and counter sign it back to the buyer. It is then down to you, the buyer to either accept the changes or counter offer yourself. This process can go back and forth several times before agreement is reached. Because the majority of Canadian buyers are cash buyers, having secured funding in Canada and having the cash in their bank accounts the need for financing is not normally an issue. However, should you require a loan you will be required to disclose your loan details to the seller. The Arizona Association of Realtors provides your Realtor with a form to complete called the Loan Status Report for this purpose. Once the contract is agreed your Realtor will take the final agreed contract and your earnest money cheque to the escrow company and the home is now “in escrow.” During the escrow period the buyer has certain rights which allow them the opportunity to back out of the deal if the need arises. You have the right to inspect anything to do with the property or the surrounding area during the first ten days. This can include a home inspection, subdivision report, covenants, condominium documents, home warranty policy, property tax records, termite inspection, permit documents, septic and well inspections and tests, water tests, environmental concerns, property boundaries, flood plains, insurance history, future construction near property, school reports, city profiles, crime statistics or indeed anything that may be of concern to you now or in the future. If during the ten day inspection period you find out anything that is of major concern you can cancel the contract and receive a full refund of your earnest money. If you find something relatively minor that you want the seller to repair before you agree to buy then you must request this within the ten day period. If you do not do so then you will by default have agreed to purchase the property as is.

If you have requested repairs the buyer has five days to respond. If they agree to the repairs the contract is deemed accepted and is locked in. If they agree to only a few of your requests you then have a further five days to accept or reject the offer. If you reject the repairs you end the contract and receive a refund of your earnest money. If you accept the reduced repairs you are locked in to the contract and the repairs must be completed by the seller at least three days before close of escrow. Once the ten day inspection period is over and all repairs agreed both parties are locked into the contract, subject to any remaining contingencies. You should receive the SPDS from the seller within five days of the contract being agreed. This is the Seller Property Disclosure Statement in which the seller must disclose details of the property such as disputes, litigation, permits pests etc. It will also include details of the utilities used in the property and environmental details. If you find something in the SPDS that you don’t like you can cancel the contract within the inspection period and within five days of receiving the SPDS with no penalty. The seller must also supply the buyer with an insurance claims history. This also needs to be supplied within five days of the contract being agreed and will show a fiveyear insurance history of the property. This can be important because you might see that a flood occurred or that the roof leaked. Again if something stands out that you don’t like you can cancel the contract within five days of receiving the insurance claims history, within the ten-day inspection period. Once the contract between buyer and seller is agree the earnest money cheque is returned to you. If however you sign a contract stating that you will be making a down payment and you cannot do so at the required time you are liable to loose your earnest money to the seller. Once all details have been finalized funding is in place the escrow company will deed you as the new owner of the property. Once the deed is recorded at the county office escrow is closed and you are the new owner. It is worth taking a look at the property a few days before close of escrow to make sure all is still in order. Your Realtor will arrange a walk-through where you can make sure any agreed repairs have been completed and that the property is still in the condition you agree to purchase it in.

Phoenix, Arizona

Arizona subdivision

Traditional style property

Associated costs As we previously mentioned there are no fees payable by the buyer to the Realtor as they get their fees paid by the seller’s agent. You will however have to pay for items such as home inspection, termite inspection, appraisals, condo fees, property taxes, insurance, escrow fees and any fees

Scottsdale, Arizona

Lifestyle 25

Arizona landscape charged by your lender. Some of these fees may be paid by your seller if you have this agreed in your contract. There are no land transfer taxes in Arizona and you will not incur lawyer fees as all the legal work is done by the Realtor and the escrow company. Property taxes in Arizona are generally cheaper than many other American states. Foreign nationals will pay no more and no less than any other home owners for property tax. So you are not being penalized for being a non-citizen or nonresident as you would be if buying in Florida or California for example. Condominiums will be subject to condo fees and some properties may belong to homeowner associations which also incur ongoing fees.

Living abroad Whether you are going to be living in Arizona permanently or for just a few months of the year there are certain implications you need to be aware of. There are issues relating to tax, income from rental property, health cover, insurance and pensions. You need to be fully aware of how these things will affect you and your family and what you need to do in order to make sure you are complying with the laws and regulations of each country. You do not want your ideal retirement to turn into a complete disaster if you find out you cannot get medical cover for a severe illness or that you suddenly get a huge tax demand for unpaid taxes you knew nothing about.

Phoenix, Arizona Moving Stories We spoke to a few people who had already made the decision to purchase property in Arizona. Here is what they had to say.

Mary and Steve Three years ago Mary and Steve sold their business and decided to invest their money into property. “We knew that investing in real estate was a good long-term investment and so we looked at options near where we lived in London Ontario.” says Steve. “We originally looked at purchasing a property we could then rent out. However after talking to some friends who had a holiday home in Florida we changed our minds and decided it made more sense to buy a property that we could use ourselves.” The couple then drove down to Florida to stay with their friends and to get a feel of life in the southern United States. “We loved the climate and the more relaxed way of life,” says Mary, “so we decided that we would buy a property we could use ourselves but that our friends and relative could also use. We met with a Realtor whilst in Florida and looked at all the options available.” The couple were shocked to learn that as non-residents they would be liable for extra taxes, considerably more than a US resident would pay for buying the very same property. They returned to Ontario without purchasing and decided to look at other options.

“We started looking at other States and after speaking to a number of Realtors in various locations and doing lots of Internet research we liked the look and sound of Arizona. As we were now pretty much retired from work we were able to arrange a visit to the area and to research it first hand.” says Steve. So, during the fall of that year they ventured south and spent three weeks in Flagstaff Arizona. They had arranged to meet up with a Realtor whilst they were there who took them to see lots of different properties. “Our Realtor was really helpful,” says Mary, “she went through all the buying process and explained all the details so that we knew exactly what to expect and what the costs were going to be. We eventually found a lovely house just outside of Flagstaff which suited us perfectly. It was fairly new and had all the modern features but kept the look and feel of traditional Arizona properties.” Their Realtor put together an offer which was accepted and within a matter of weeks they were proud owners of their Arizona home. “As soon as we got the keys we traveled down with our daughter and son-in-law. We had a trailer with us full of items from our Canadian home to make the new home feel more like, well home!” explains Mary. “We had fun buying new furniture and fittings for the home and although our daughter and her husband had to return to Ontario after a week, we stayed on for two months. “Our timing was perfect because whilst we were basking in Arizona sunshine our other home was being snowed upon - that

26 Lifestyle Skating

is a really good feeling believe me.” says Steve. Since buying their Arizona property the couple regularly travel down to the U.S. as do many of their friends and relatives. “We have never regretted buying in Arizona,” says Mary, “we would recommend anyone to do this if they are in the fortunate position to be able to do so. We have seen our house rise in value and although currently the housing market in America is going through a rough patch we know that our investment will be there for years to come. We also have the advantage of being able to get full use of the property whenever we want. “So far we have only allowed close friends and our relatives to stay and of course we do not charge for this, but there is always the option to do so in the future. We are glad we chose Arizona over Florida as it is far less touristy and we feel we are living the real America.”

Paul and Peter Paul and Peter are a couple originally from Calgary, Alberta. They bought their Calgary home over ten years ago when prices were in line with the rest of the country. But when the Calgary housing market started to soar they took advantage and sold their home. “We made enough money to be able to purchase a smaller, more manageable property and have money left over to invest. We decided that we wanted to live in Arizona several years ago after visiting a friend who moved there permanently from Canada.” says Paul, “He has a place in Green Valley near Tucson and we had always enjoyed our time down there but we did not want to move there permanently as he had as we still loved the Canadian lifestyle.” On a visit to their friend Ben last year Paul and Peter arranged to meet up with the Realtor who had sold him his home. “He was really great and was extremely helpful.” says Peter. “He took us round several properties of varying styles and ages and we fell in love with the old fashioned adobe style homes. Once we knew that was the style of home we wanted we were able to find one we liked quite quickly.’”

Unfortunately things dod not go exactly to plan as their initial offer which was below the asking price was rejected. They counter-offered and this too was rejected, so they had to start their search again. “We really felt we had offered as much as we were prepared to and as the seller did not agree we had to walk away.” explains Paul. “We started looking again and after a few days found another very similar property in the same area which was a little cheaper than the first. We decided to put in an offer and this time it was accepted after a couple of amendments.” Because they only had a few more days in Arizona their Realtor arranged for the various inspections to take place whilst they were still there. All was fine and the sale proceeded. “After we returned to Canada all the paperwork and legal work was done by the Realtor who sent us regular updates. Everything went very smoothly and a few days before completion we flew back to Arizona.” says Peter. “We had purchased the property fully furnished as the sellers were moving to Hawaii and didn't want to take the furniture with them. Although a lot of it was not to our taste it would save us having to buy everything new for the property all at once. The only thing we purchased straight away was a new mattress for the bed.” The couple have now owned their property for a year and have managed several trips down to Arizona and are planning on spending a month there after Christmas. Paul explains, “My mum and dad who live in Vancouver are coming down to stay with us whilst we are there. They haven't seen the house at all so it will be completely new to them. They are of course older now and feel the cold and so are looking forward to spending some of the harsh Canadian winter in a warmer environment. “Our decision to buy in Arizona is perfect for us. We are able to visit whenever we want and also to have family there too. Some of our friends have asked if they can rent the house, but so far we have said no. This is our home and we want to keep it as our home and not a rental facility, even if that means turning down money.”

Next month we look at the impact on health cover, pensions, visas, taxes, insurance and other things that need to be taken into account.

Lifestyle 27

Top Canadian… TV shows 1. 2. 3. 4. 5.

Grey’s Anatomy - 2.56 C.S.I. - 2.29 C.S.I. Miami - 2.14 Survivor: Gabon - 1.97 Desperate Housewives - 1.97

6. 7. 8. 9. 10.

ER - 1.73 Amazing Race 13 - 1.66 Dancing with the Stars - 1.56 Law & Order: SVU - 1.31 H.N.I.C. - 1.31

CD’s 1. 2. 3. 4. 5.

Appeal to Reason - Rise Against La Ligne Orange - Mes Aieux Death Magnetic - Metallica Closer - Sarah McLachlan Did Out your Sole - Oasis

6. 7. 8. 9. 10.

Paper Trail - T.I. Red, White and Brown - Russell Peters L’expedition - Les Cowboy’s Fringants Rock n Roll Jesus - Kid Rock Mama Mia - Soundtrack

DVD’s 1. 2. 3. 4. 5.

Indiana Jones and the Kingdom of the Crystal Skull (PG) The Incredible Hulk (PG) The Strangers (14A) Iron Man (PG) The Happening (14A)

6. 7. 8. 9. 10.

You Don't Mess with the Zohan (14A) Forgetting Sarah Marshall (18A) War (18A) 88 Minutes (14A) Run Fatboy Run (PG)

Fiction paperbacks 1. 2. 3. 4. 5.

The Shack, William P Young Heart and Soul, Maeve Binchy The Book of Negroes, Lawrence Hill World Without End, Ken Follett Late Nights on Air, Elizabeth Hay

6. 7. 8. 9. 10.

Water for elephants, Sara Gruen Doors Open, Ian Rankin Double Cross, James Patterson Friend of the Devil, Peter Robinson Book of the Dead, Patricia Cornwell

Fiction hardbacks 1. The Story of Edgar Sawtelle, David Wroblewski 2. Through Black Spruce, Joseph Boyden 3. The Flying Troutmans, Miriam Toews 4. The Private Patient, P.D.James 5. A Most Wanted Man, John le Carre

6. All the Colours of Darkness, Peter Robinson 7. The Gargoyle, Andrew Davidson 8. The Host, Stephanie Meyer 9. The Guernsey Literary and Potato Peel Pie Society, Barrows, Shaffer 10. The Lucky One, Nicholas Sparks

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Working Life 29

Canada’s top employers For the last ten years Mediacorp Canada

The employers on this list are Canada's

Inc. have been producing a list of Canadian employers who are recognized as the best in the country. This year over 16,000 employers took part and had to meet rigorous criteria in order to make the prestigious Top 100. Employers are evaluated by the editors of Canada's Top 100 Employers using eight criteria: (1) Physical Workplace; (2) Work Atmosphere & Social; (3) Health, Financial & Family Benefits; (4) Vacation & Time Off; (5) Employee Communications; (6) Performance Management; (7) Training & Skills Development; and (8) Community Involvement. Employers are compared to other organizations in their field to determine which offers the most progressive and forward-thinking programs. This year's list includes large and small employers from a range of industries, offering varying benefits and working conditions. What is common to all winners is that each is an industry leader: from architectural firms to community housing agencies, the employers chosen this year are leaders in their industry in attracting and retaining quality employees. The full list can be seen at this link. As well as the Top 100 list the competition also looked at companies by province as well as six special interest groups.

leaders in attracting and retaining younger employees to their organizations.

Top 10 Family-Friendly Employers This group of employers offer the most progressive programs for employees with young children, helping them balance work and family life. Catholic Children's Aid Society of Toronto Jacques Whitford Limited L'Oréal Canada Inc. Next Level Games Inc. Office of the Auditor General of Canada Royal Canadian Mint Simon Fraser University Toronto Hydro Corporation Trican Well Service Ltd. University Health Network

Top 10 Most Earth-Friendly Employers These employers have developed exceptional earth-friendly initiatives and are attracting people to their organizations because of their environmental leadership. EPCOR Utilities Inc. Fairmont Hotels & Resorts Golder Associates Ltd.



Fairmont Hotels & Resorts G.A.P. Adventures Inc. L'Oréal Canada Inc. MBNA Canada Bank Microsoft Canada Co. Research In Motion Limited / RIM Sophos Inc. Toronto International Film Festival Group Veer Incorporated Vivendi Universal Games, Inc. HSBC Bank Canada Hewlett-Packard (Canada) Co. New Flyer Industries Canada ULC Toronto Hydro Corporation Toyota Motor Manufacturing Canada Inc. Vancity / Vancouver City Savings Credit Union Resort Municipality of Whistler

Best Employers for New Canadians These employers offer interesting programs to assist new Canadians in making the transition to a new workplace and a new life in Canada. Associated Engineering Group Ltd. Business Development Bank of Canada / BDC CAE Inc. Canadian Imperial Bank of Commerce / CIBC Christie Digital Systems Canada, Inc. Enbridge Inc. Ernst & Young LLP i3DVR International Inc. Island Hearing Services KPMG LLP Keane Canada, Inc. MDS Nordion Inc. Manulife Financial Corporation Providence Health Care Replicon Inc. St. Michael's Hospital TD Bank Financial Group Toronto Transit Commission University of Saskatchewan Wardrop Engineering Inc.

Top 10 Employers for Young People

Top Employers for Canadians Over 50 These employers are Canada's leaders in creating special programs and benefits for employees over 50 years of age and are attracting older workers who are interested in these special initiatives. North Atlantic Refining Ltd. Kwantlen University College Dofasco Inc. Progressive Solutions Inc. Toronto Hydro Corporation Canada Post Corporation University of Toronto New Flyer Industries Canada Enbridge Inc. Royal Canadian Mounted Police

Financial Post's Ten Best Companies to Work In addition to these categories the Financial Post also ran a competition to find the top 10 best companies to work for. This special designation recognizes fastgrowing companies in Canada that offer tremendous career advancement opportunities together with leading-edge employee perks and benefits. Adobe Systems Canada Inc. Cementation Canada Inc. CH2M HILL Canada Ltd. Kodak Graphic Communications Canada Company KPMG LLP New Flyer Industries Canada ULC Research In Motion Limited Suncor Energy Inc. Upside Software Inc. Yellow Pages Group

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The slightly unusual! Continuing our series of unusual jobs, this month we speak to Deborah Van Pelt who is a Pre-Planning Advisor with the Mount Pleasant Group of Cemeteries in the Greater Toronto Area. None of us likes to think about death, but as Deborah explains, by doing so now we can prevent a lot of heartache and financial distress when the inevitable eventually happens. I am a pre-planning advisor with the Mount Pleasant Group of Cemeteries, which owns ten cemeteries across the GTA. I can help anyone interested at any one of these cemeteries. I love what I do and I really enjoy the work that I do for others, as I know I am making a difference in their life. I assist and help individuals and their families make informed decisions with regard to prearranging their funeral, burial and memorialization options

How did you get started in this line of business & when did you start?

What did you do before getting into this business? Prior to working in the Cemetery Business, I worked for Bell Canada for twenty-five years.

What sort of people buy your services? As more people today are aware of the benefits of prearranging, I would have to say there is no specific demographic, but if I had to choose one, it would be the 50 plus.

How do you find new business?

I got started in the Cemetery business in

Most of my business is through referrals 1999, as I really believed it to be a gift to from family and friends. I find this to be such families, when people have everything a personal compliment for the service I organized for their loved ones. provided to my clients. As a result of personally experiencing the benefits of prearranging after the death of What is the most difficult part of one of my loved ones, I thought this was a way I could help people with such a difficult your job? MuchMor - DVanPelt.qxp 10/20/2008 10:41 AM Page 1 subject in aAd positive way.

Mount Pleasant Group of Cemeteries

The most difficult part of my business, is when I have to help one of my customers who have just experienced the death of a loved one. You know how hard this is for them, as there is so much emotional pain during this often very difficult time.

What are the typical costs associated with burial/cremation etc? There are so many variables, including the type of burial and/or cremation option that is chosen. For example, would you purchase a grave, a niche, or a mausoleum crypt; do you want an upright monument; what sort of urn do you want, etc? On average a person is looking at about $10,000 to $15,000 for one person to have a funeral, with a visitation and burial, depending on the options they choose. I will be willing to personalize a quote for anyone who wishes, if you would like to e-mail me your request at [email protected].

What is the most common misconception about your business? That a family member or a friend wants to take care of and/or make decisions on your behalf for your personal affairs.

Pre-planning has never been so smart... or so easy! In tough economic times, it makes sense to think ahead. What if the unthinkable were to happen? Could you afford a large outlay under current conditions? Pre-planning allows you to plan the cemetery and funeral services you want, in an atmosphere free from pressure, and to lift the burden from your family and friends. Time payment plans are available to suit all budgets. Talk to Deborah Van Pelt, Pre-planning Advisor, today. Let her help you make your plans, and set up a time-payment schedule you can live with. Telephone: 416-881-9458 E-mail: [email protected]

Give us some unusual facts about your business. There are a number of facts that I find quite interesting, and I believe others will too. A few of them are: •

•

•

• •

That there are so many different cultures and each has very specific, and quite different, funeral and burial rituals; Several Churches, Temples and Mosques buy land as a Group Sale, e.g. 50 to 500 graves, for the future; That many Asian Families like to bury South-facing and do not like the number four, as it means death even if it is for their grave; Orthodox families prefer East-facing land; That land prices increase every year, as we are running out in the Toronto area.

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The “sweet” taste of success

Timing is everything. Yours could be perfect! Visit http://www.fransavage.com or listen to http://thechocolatecd.com Fran Savage at 416-724-1144 Xocai is currently in Canada, the U.S, Australia, New Zealand and Japan, and we’re expanding into the United Kingdom early next year.

Is your future boss researching you online? By Rachel Zupek, Careerbuilder Years ago, when instant messaging was the newest wave of technology to hit the world, creating your screen name was an arduous task. You wanted something creative, yet edgy; catchy, but not generic. Chances are that what you came up with was neither one nor the other, but you stuck with it until the IM frenzy died down. Today, like most trends, IM has made a comeback and is now a common method of communication in the office. If you're like me, I just signed back into the name I created 12 years ago -- and have since spent the past 18 months defending why I chose "Rambogirl5" as my screen name. According to a new survey by CareerBuilder.ca, I might not be the only

one regretting my choice in screen name. Twenty-two percent of hiring managers who screened candidates via social networking sites said the applicant's screen name was unprofessional and caused them to reconsider his or her application. In the nationwide survey, CareerBuilder.ca asked 3,100 employers about how and if they use social networking sites to research job candidates. Twentytwo percent of them said they scour networking sites to find information about applicants, an 11 percent increase since 2006. Nine percent said they don't currently use these sites as a method of research, but plan to start in the near future. "Hiring managers are using the Internet to get a more well-rounded view of job candidates in terms of their skills, accomplishments and overall fit within the

company," says Rosemary Haefner, vice president of human resources at CareerBuilder.ca. "As a result, more job seekers are taking action to make their social networking profiles employer-friendly. Sixteen percent of workers who have social networking pages said they modified the content on their profile to convey a more professional image to potential employers." Employers uncovering inappropriate content Those workers who didn't revise their social profiles during their job search might soon be wishing they had. One-third (34 percent) of employers said they found content that gave them reason to rule out the candidate from consideration.

Continued on page 33

Advertorial

Have you ever dreamed of owning your own business? Wouldn’t it be nice to have that extra income to pay off debts, take vacations, go out more often, or save for retirement? Chocolate could be the answer. Did you know that 9 out of 10 people love chocolate and 50% say they can’t live without it? Chocolate is a trillion dollar industry and yesterday alone a billion people ate chocolate! People buy it whether they’re happy or sad. Why? Because it tastes good and makes you feel good! Wouldn’t it be great if people could indulge their cravings, and their taste buds, with healthy chocolate? And wouldn’t it be great if you were the one that could help them do this? With Xocai™ (sho-sigh) healthy chocolate...you can! MXI combines 70% unprocessed, cold-pressed, cocoa with acai berries, blueberries and concord grapes to produce Xocai™ ...a healthy chocolate that tastes incredible! With no caffeine and no added sugars, fats, artificial or refined ingredients, Xocai™ is ideal for kids, diabetics and weight-loss! When people see the high antioxidant content on the label, they tell others about it. If you’d like to tap into our debt-free Company which had first year sales of $10 million dollars, $27 million in the second year, and is on target to reach $60 million in 2008, don’t delay. Our Company is growing and we’re looking to add a few key people to our Team. If you’re a highly-motivated selfstarter, and you think Xocai™ could make your dream of owning a business a reality, call today.

Club 32Sequoia Working Life

POWE Chapters Bay of Quinte Meets at the Holiday Inn, Trenton on the 4th Tuesday of each month Registration from 11:00 am. Clarington Meets at Bobby C’s Dockside in Bowmanville on the 4th Tuesday of each month. Registration from 6:30 pm. Durham East Get together at the The Oshawa and District Shrine Club in Oshawa on the 1st Tuesday of each month. Registration from 11:00 am. Durham West The Forest Brook Community Church in Ajax is the location of this meeting on the 3rd Tuesday of each month with registration from 11:00 am. Kingston Join the Kingston chapter on the 2nd Tuesday of the month. Location and times TBC. Markham This chapter meets at Victoria Square Community Centre on the 2nd Tuesday of the month with registration at 11:00 am. Ottawa West Meet at City View United Church, Ottawa on the 1st Tuesday of each month. Registration starts at 11:00 am.

Advertorial

POWE announce 2009 conference date The next Power of Women Conference will take place on Friday April 3rd at the Ajax Convention Centre, Ajax, Ontario. Enjoy a day of learning - encompassing the balance of personal, professional, emotional and physical life into one. The conference has been a huge success for the last couple of years and even heavy snowfall did not deter participants and visitors from attending last years event. According to ( Royal Bank, Women Entrepreneurs Statistics), women owned and women led businesses provide 1.7 million jobs in Canada, compared to 1.5 million jobs provided by Canada's top 100 companies. These stats show that women generate approximately 40% of new start up businesses in Canada. Statistics overwhelm and convince us that women are the market and the economy as demonstrated not only by the Business Women’s Network but Marty Barletta in her new book, Marketing to Women. According to Martha Barletta, women handle 75% of family finances; control $14 trillion (51%) of private wealth, and account for at least $2 trillion in consumer spending each year. Women make or influence 83% of consumer purchases, buying 81% of electronics, 75% of over-the-counter drugs, and 68% of new cars. As a result, marketers are now finally wooing women in nearly every consumer category, even those that have traditionally targeted men (such as automotive, financial services and home improvement). Barletta notes that, because women buy 68% of all new cars and 53% of used cars, influence 80% of car purchases, and make 65% of service and repair decisions, automakers are ramping up their marketing efforts towards women by entering marketing partnerships. Hyundai, for example, sponsors the Ladies Professional Golf Association and the Women's United Soccer Association. BMW partners with the Susan G. Kormen Breast Cancer Foundation on the "Drive for the Cure" program.

The Power of Women Conference brings together a large number of strong, goaloriented, decision making women from all over the GTA and southern Ontario. POW Conference offers you a unique opportunity to understand women and what they really want. The format offers you, the business owner opportunity to raise questions and get real answers directly from your market. The conference is the platform where you can learn directly from the market what the hot topics today are for women. The conference will start with registration at 8:00 am followed by interactive workshops between 9:00 - 10:30 am. Lunch will accompany the opportunity to network and be entertained and the afternoon will bring inspiring speakers with the event wrapping up around 5:00 pm. Save money and get early bird tickets now. Members will pay $175.00 and non-members $199.00 if purchased before January 14th. As of January 15th 2009 all tickets will be priced at $225.00 including GST. Members can take advantage of sponsorship opportunities and vendor tables as well as opportunities to hold workshops. To find out more contact: Yvette Maxwell, POW Conference Manager 905.626.2209 Email: [email protected] www.powe.ca

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Sequoia Club

Continued from page 31 Forty-one percent of hiring managers said that job hopefuls had too much information surrounding their drinking or drug usage, which led to their dismissal from the candidate pool. Forty percent said the job seeker posted provocative or inappropriate photographs or information, and 29 percent of employers noted that the applicant displayed poor communication skills in his or her profile. Other top areas for concern among hiring managers included: • • •

• • •

28 percent - candidate bad-mouthed a previous company or fellow employee 27 percent - candidate lied about qualifications 22 percent - candidate used discriminatory remarks related to race, gender or religion 22 percent - candidate's screen name was unprofessional 21 percent - candidate was linked to criminal behaviour 19 percent - candidate shared confidential information from previous employers Some candidates gained an edge

While some applicants ruined their chances of getting a job, some job seekers gained an edge over the competition with their social networking profiles. Twenty-four percent of employers who turned to social networking sites to research candidates said they found information that confirmed their choice to hire the applicant. Forty-eight percent of hiring managers said the candidate's background supported his or her qualifications for the job, and 43 percent said it was clear the candidate had great communication skills. Another 40 percent said it was evident from the applicant's profile that he or she would be a good fit for the company culture; 36 percent said his or her site suggested professionalism. Other areas that influenced employers' hiring decisions: • • • •

31 percent - candidate had great references posted about them by others 30 percent - candidate showed a wide range of interests 29 percent - candidate received awards and accolades 24 percent - candidate's profile was creative

Haefner recommends the following tips to keep your online personality in a positive light: 1. Clean up digital dirt. Make sure to remove pictures, content and links that can send the wrong message to a potential employer before you start your job search. 2. Update your profile regularly. Make sure to include specific accomplishments, inside and outside of work. 3. Monitor comments. Since you can't control what other people say on your site, you may want to use the "block comments" feature. 4. Join groups selectively. While joining a group with a fun or silly name may seem harmless, "Party Monsters R Us" may not give the best impression to a hiring manager. Also be selective about who you accept as "friends." 5. Go private. Consider setting your profile to "private," so only designated friends can view it. Rachel Zupek is a writer and blogger for CareerBuilder.com. She researches and writes about job search strategy, career management, hiring trends and workplace issues.

Club 34Sequoia Motoring

What’s best for 2009? There are times in ones life when you wish that you were an auto journalist. These moments of wisdom appear whilst watching Top Gear on BBC Canada and wishing you were Jeremy Clarkson having lots of fun in fabulous cars. That really cannot be classed as a “proper” job, can it? Another time the notion appears is when you see the results of the Automobile Journalists Association of Canada (AJAC) best cars for the year. In this instant the AJAC have just released their list of new cars which they consider are the best of the bunch. How did they reach this decision? Well, they drove lots of cars in different categories to find out - what a hard life! So, just to make sure all their hardships weren't in vein, here are the finalists and winners of each category. Small Car (under $18k)

Family Car (Over $30k)

Prestige Car

Finalists: Chevrolet Aveo, Smart fortwo, Toyota Corolla Winner: Toyota Corolla

Finalists: Nissan Maxima, Pontiac G8 (V6), ?Volkswagen Passat CC Winner: Volkswagen Passat CC

Finalists: BMW X6, Mercedes CL550 4Matic, Mercedes SL63 AMG Winner: TIE: Mercedes CL550 4Matic, Mercedes SL63 AMG

Small Car (over $18k)

Luxury Car (Under $50k)

Finalists: Honda Fit, Toyota Matrix, Pontiac Vibe Winner: Pontiac Vibe

Finalists: Audi A3, Acura TL, Hyundai Genesis, Infiniti G37X Sedan Winner: Hyundai Genesis

Sports Performance (Under $50k)

Family Car ($22k - $30k) Finalists: Chevrolet Malibu Hybrid, Mazda6, Volkswagen Jetta TDI Clean Diesel Wagon Winner: Mazda6

Luxury Car (Over $50k) Finalists: Acura RL, Audi A4, Lincoln MKS Winner: Audi A4

Finalists: BMW 135i Coupé, Mitsubishi Lancer Evolution, Subaru WRX STI Winner: BMW 135i Coupé

Motoring 35 Sports Performance (Over $50k)

SUV/CUV (Under $35k)

SUV/CUV (Over $60k)

Finalists: BMW M3 Coupé, Lexus IS F, Mercedes-Benz C-Class Winner: Lexus IS F

Finalists: Dodge Journey, Subaru Forester, Volkswagen Tiguan Winner: Subaru Forester

Finalists: Infiniti FX50, Lexus LX 570, Mercedes-Benz M-Class (BlueTEC) Winner: Mercedes-Benz M-Class (BlueTEC)

Convertible

SUV/CUV ($35k - $60k)

Pickup truck

Finalists: Audi TTS, Mercedes-Benz SLKClass, Mitsubishi Eclipse Spyder Winner: Audi TTS

Finalists: Chevrolet Traverse, Ford Flex, Nissan Murano Winner: Ford Flex

Finalists: Dodge Ram, Ford F150 Winner: Dodge Ram

Ontario to ban cell phone use in cars Last week Ontario unveiled plans to ban drivers in the province from using cell phones whilst behind the wheel. In fact the ban would include the use of many electronic devices including GPS systems. Research has shown that drivers are four times more likely to be involved in a crash if they are on the phone than drivers who are focused on the road. The new bill would mean drivers could face a fine of up to $500 if caught using a hand-held device whilst driving. The ban would extend to using MP3 players, DVD players, GPS and similar hand-held devices that require the driver to remove their hands from the steering wheel. In order to avoid the fines drivers will be allowed to use such devices if they have hands-free capabilities. Evelyn Vingilis, an auto safety expert and professor at the University of Western Ontario's department of family medicine,

says a total prohibition on cellphone activity is needed. "Research shows it's the attention that's paid, not whether it's hands-free or not hands-free," says Vingilis, a member of the Canadian Association of Road Safety

Professionals. "If you're dividing your attention, something's going to be shortchanged." There will be exceptions to the ban including the making of emergency calls and the use of GPS systems which are dashboard mounted. All cell phones will need to be fitted with hands-free operation. Minister of Transportation Jim Bradley unveiled the proposed bill and said, “"We know that a ban on hand-held devices can save lives. Our hands-on-the-wheel, eyeson-the-road bill would make it illegal to use any sort of communication or entertainment device that is held in their hand," Ontario is not the first province to propose this type of ban, indeed Newfoundland and Labrador, Quebec and Nova Scotia have all banned hand-held cellphone use.

Club 36Sequoia Kidzone

Most wanted Christmas presents this year When it comes to toys and games that kids can name and adopt your want for Christmas usually boys and girls want different things. However according to surveys done this year the number one wanted Christmas present for 2008 is the same for both sexes. So, can you guess what it is? Well according to Hamleys, the world famous toy store the most wanted item this Christmas for both boys and girls is the Nintendo Wii. It comes as no real surprise and everyone both young and old seems to have been taken with the phenomenal success of this games console. With the launch earlier this year of the Wii Fit it has pushed this games machine into the top slot. But be warned, they can still be very hard to find and if you want the Wii Fit as well then you or your parents better look very hard! So what about the rest of the list? Well that very much depends on whether you are male or female.

new pet. In third place comes the Nintendo DS Lite. This smaller games console seems to appeal to girls more than boys, especially the new coloured versions such as coral pink. In fourth spot is anything Hannah Montana. This superstar has gained many fans worldwide and her merchandise is a big hit with the girls. In fifth place comes the ever popular Barbie doll and all she comes with from homes and clothes to boyfriends. One of the hottest Barbie accessories is expected to be the Barbie iDesign Ultimate Stylist which allows girls to create designs using a computer.

Boys In number two place comes the Playstation 3 by Sony. With its wide array of games and excellent graphics this is sure to be on many Christmas lists. In third spot comes yet another games console this time the Xbox 360.

Nintendo Wii Talking of interactivity, the Little Superstar Sing-Along Stage is expected to be a big hit this year as it allows toddlers to enjoy music - and everyone loves music. Leapfrog Little Touch LeapPad is in fourth place and comes with over 199 activities for kids between 6 monthsa nd 3 years. The fifth and final place goes to V-Tech Vsmile Baby which I a developmental interactive panel that helps toddlers learn shapes, numbers, letters and even animals.

Webkinz Apple iPod Nano Fourth place goes to the Apple iPod, particularly the iPod Nano which now comes in a wide variety of colours. Coming in fifth is the Dark Knight himself with Dark Knight action figures coming high on many boys lists of must-haves.

Girls In second place for girls comes Webkinz Toys. These cute and cuddly toys are a must have for girls of all ages. Each toy wears a tag with a secret code giving its owner access to Webkinz World where you

Babies & Toddlers If you have a young brother or sister then you will want to know what to get them this year. The most popular toy is Tickle Me Elmo but if you want to get this you had better start looking now as it is extremely popular and fights often break out in toy stores when trying to get hold of Elmo. Lamaze toys come in second place with a variety of interactive playmates for any toddler.

Vsmile Baby So there you have it - the top 5 most wanted for boys, girls and little ones. Which ones are on your list?

Kidzone 37

Top kids stuff… Bestselling books 1. 2. 3. 4. 5.

Brisingr, Christopher Paolini Twilight, Stephanie Mayer New Moon, Stephanie Mayer Eclipse, Stephanie Mayer Breaking Dawn, Stephanie Meyer

6. 7. 8. 9. 10.

Inkdeath, Funke, Ball Love You Forever, Munsch & McGraw Just One Goal, Munsch, Martchenko Gallop, Rufus Butler Seder Treasure hunters, Smith, Hamaker

DVD rental 1. 2. 3. 4. 5.

Indiana Jones and the Kingdom of the Crystal Skull (PG) Iron Man (PG) Pirates Who Don't Do Anything: A Veggie Tales Movie (G) Run Fatboy Run (PG) Sleeping Beauty (G)

6. 7. 8.

The Love Guru (14A) Speed Racer (PG) The Wiggles: You Make Me Feel Like Dancing (G) 9. Dora the Explorer: Dora Celebrate Three Kings Day! (G) 10. You Don't Mess with the Zohan (14A)

Video games X-Box 360 Star Wars: The Force Unleashed (T) NHL 09 (E10) Fracture (T) PS3 Star Wars: The Force Unleashed (T) NHL 09 (E) Fracture (T)

Wii Star Wars: The Force Unleashed (T) De Blob (E) NHL 2K9 (E10) Nintendo DS Pokemon Diamond (E) Pokemon Pearl (E) Diddy Kong Racing (E)

Movies in theatres Beverly Hills Chihuahua (G) City of Ember (G) Nick & Norah's Infinite Playlist (PG) Fly me to the Moon (G) Journey to the Centre of the Earth (PG)

Nick & Norah's Infinite Playlist (PG) Bleach: Memories of Nobody (PG) The Express (PG) Wall E (G) Space Chimps (G)

Club to Canada 38Sequoia Moving

Concern over failing health of new Canadians

By Patrick J. Lynch

Moving to Canada 39

Heart coronary arteries When you make the decision to move to Canada the main reason is of course for a better quality of life. This includes everything from housing and work to health and recreation. A recent study by the Canadian Cardiovascular Congress has revealed that immigrants health might actually suffer as a result of moving to Canada. The study which included 618 people of Chinese, European and South Asian descent found that of the 416 that were immigrants their heart health was suffering more than those who had been born in Canada. They found that the longer the immigrants had lived in Canada the greater the thickening of the carotid artery became. Compared to those who had been born in Canada the immigrants suffered from far more severe thickening which can result in stroke and cardiac arrest. It is thought that the stresses associated with starting a new life in Canada impact on their heart health and indeed their health in general. Immigrants, particularly those from South Asia and China are used to eating a particular diet, usually associated with good health and when they move to Canada start to eat a completely different diet. This diet often includes fast food items and foods with higher fat content resulting in a poor diet overall. Activity levels also seem to suffer as many immigrants are not used to the winter conditions that Canada has and therefore

they do not get out and exercise as much as they should. They may also be used to walking to shops and other locations more easily, but when coming to Canada find that places are so far away they use the car instead. The combination of lack of exercise and poor diet seems to have a dramatic affect on overall health and particularly coronary health. Another reason that many immigrants are experiencing poor health is the lack of doctors in Canada. Many new Canadians cannot find a family doctor and therefore their health is not being monitored as regularly as it should. Many are reluctant to visit medical centres due to long wait times and will therefore ignore symptoms of illness hoping that it will go away. Some immigrants, especially older ones may not speak good English and therefore do not want to visit a doctor even if they have one. They fear being misunderstood and would rather put up with their symptoms rather than try to get help. If nothing else, this report should open the eyes of immigrants and encourage them to look more closely at their health. Eating healthy food is the most important and easily rectified issue. Simply by eating food containing less fat, no trans-fats and less salt everyone, not just immigrants can improve their health. Don’t be tempted to eat out so often. By eating at home you can control your food intake and see exactly

what you are eating. You can also moderate portions and control your diet much better. Getting more exercise is an excellent way of improving overall health. Simply by walking more, going to a gym or exercising at home you can improve your cardiovascular health and feel much better in the process. Don’t forget to keep exercising in the winter too as this is often the time that our exercise pattern slip. All Canadians regardless of origin should take a careful look at their diet and exercise patters as reports continue to show that as a nation we are getting fatter and fitness levels are falling. This can only lead to more health problems and this in turn will impact on the resources of health care facilities. By taking an active role in looking after our own health and of those we are responsible for we can make Canada a much healthier nation. Canada needs immigrants and we do not want to put ourselves in the position of being a country no one wants to move to because of poor health issues.

40 Moving to Canada

Canadian immigration levels will have to go up significantly for future economic

have flatlined, should also be raised to meet the country’s economic needs.

Newcomers must sign paper pledging Quebec values

Canadian Immigration levels will have to go Quebec has introduced a mandatory up significantly for future economic growth, the Conference Board of Canada reports. To meet long-term domestic labour market needs and to remain competitive in the global search for talent Canada will have to increase its number of immigrants from the existing 250,000 to 360,000 annually by 2025. The report highlights what should be done to meet the country’s economic needs through immigration, including measures to allow the growing number of temporary foreign workers the option to become permanent residents. It also suggests increasing refugee intakes to maintain a well-balanced immigration system. The rent study came as Canada’s immigration system rapidly expands its temporary foreign worker stream to fill short-term labour market needs. The current changes have also made the selection process more restrictive for applicants as the Immigration Minister can cherry-pick prospective temporary migrants. The report’s author Douglas Watt, said immigrant workers choose destinations best suited to their interests and should be given the option to remain in the country. This would help retain the best talent, while attracting other foreign candidates. “Our policies are not just about what we want, migrant workers and immigrants also have wants.” He did however praise the government’s new initiatives, including: the provincial nominee program that allows each province to independently attract immigrants; relaxation of work restrictions for foreign students; and the newly created Canadian Experience Class that allows migrants here temporarily to apply for permanent status without leaving the country. But he said more has to be done for migrants with temporary status to become permanent residents. Last year, Canada admitted 475,965 migrants, but more than half of them were temporary workers and international students. In 2006, for the first time, Canada’s temporary foreign workers outnumbered the permanent residents admitted through the “skilled immigrant” and “economic” classifications. With the increasing numbers of skilled immigrants and temporary workers, the report states refugee admissions, which

declaration for immigrants requiring them to sign their commitment to respect the province’s common values. The immigrant declaration follows on recommendations issued by The Bouchard-Taylor Commission, a provincial public inquiry on the issue of so-called reasonable accommodation of cultural and religious beliefs. The Bouchard-Taylor report concluded that more needed to be done to help integrate newcomers to Quebec. The Liberal government has already committed to improving available means to help immigrants find work and learn to speak French. The new declaration will ask immigrants if they agree with Quebec’s common values, including French as an official language, gender equality and the separation of church and state. Signing the declaration is absolutely necessary for people interested in resettling in Quebec, said Immigration Minister Yolande James. “If the person does not want to sign, and does not want to commit to respecting those values, they will not be able to come to Quebec,” she said Wednesday. “That is plain and simple.” The Liberal government has been criticized by opposition parties for not doing enough to protect the French language in Quebec, especially in Montreal.

New immigrants having tough time in Toronto says report A new report tracking the quality of life in Toronto suggests the city is divided into haves and have-nots, especially when it comes to recent immigrants. The Toronto Community Foundation’s annual Vital Signs report shows a growing disparity between the rich and poor. The report, which claims to be a snapshot of life in Toronto over the past decade, shows immigrants are hired half as often as other Canadians — and when they are, it’s for half the pay. Betya Nacheva, an example of the immigrants mentioned in the report, had a

successful professional life in Bulgaria where she was an employment counsellor. Life in Canada the past 16 months has been difficult. Nacheva says it’s “wasting time” to work in low-paying jobs. “It’s not the best way and it’s not enough [money].” But the Vital Signs report says that for immigrants like Nacheva, attempting to avoid being swallowed into dead-end, survival jobs will be a challenge. “We’re seeing … recent immigrants have been struggling greatly. So we can only expect … downward economic pressures of the next while. We’re going to create an even more hostile environment,” said Rahul Bhardwaj, CEO of the Toronto Community Foundation, which sponsored the report. Saad Imam is another example. He hasn’t been in Canada for long — only about a year and half. But already he’s facing the fate of so many immigrants who arrived after 1990. Imam, an accountant in Pakistan, can only find work in Toronto as a security guard. It is not enough to get by taking into account his rent and the cost of his part-time studies. “Right now I’m under financial stress. I borrow money to support my education,” he said. Bhardwaj says that for new immigrants, the 10 years since amalgamation in Toronto has been a “lost decade.” ”They’ve been hired half as often and when they do get hired, it’s for half the pay,” he said. The median income of non-immigrant Canadian families increased by over five per cent from 2000 to 2005, according to the report, but the incomes of immigrant families fell by one per cent, and recent immigrant families [those in Canada less than five years] fell more than three per cent. What Bhardwaj finds most troubling is that the immigrants who largely make up the poor families in the city came during good economic times. The typical reasons for the lack of equality, according to the report, are lack of recognition for international credentials and lack of recognition for the skills of immigrants. The report is not all bad news. “We’re producing less waste,” says Bhardwaj, “using less water, more people are using public transit and in spite of how it appears, crime is down.”

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Moving to Canada 41

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42 Moving to Canada

Immigration Q & A Q: I just heard today, that getting landed immigration status within Canada through marriage is not really necessary anymore.  I heard that if the couple just lives together for a year, they would be considered as “common-law” and immigration (officials) would accept this for landed immigrant status. Is this really true? A: This is true…sort of. It is true that in June 2002 Canadian citizens and permanent residents were granted the right to sponsor their “common law partners”. It is also true that these cases can now be processed from within Canada. However, where you might be going wrong is when you say that they “just” have to live together for a year. If this were true that would mean that we can sponsor someone who is nothing more to us than a roommate. This is not so. In order for two people to be considered common law partners they must be in a “conjugal relationship”. The fact that they are having “conjugal” i.e. sexual relations is also not enough. It doesn’t matter if they are in a same-sex or opposite-sex relationship. CIC expects to see sufficient proof that they have a mutual commitment to a shared life… i.e. “trying out” a life together is not enough. Each must already be committed to a life together. Accordingly, they can’t be simultaneously committed to someone else. They must be committed to sexual exclusivity. They must be physically, emotionally, financially and socially interdependent on one another. The relationship must be permanent, genuine and continuing. They must present themselves as a couple and be perceived by others as such. In other words it’s like they’re married… but without a certificate. You may be surprised to know that people can qualify as common law partners even when they are still married to someone else. However, they must prove that their marriage has broken down and that they have lived separate and apart from their spouse for a sufficient enough time to establish a one-year common-law relationship with their current partner. In certain circumstances, after the one year period of cohabitation has been established, the partners may live apart for some time without legally breaking their cohabitation. If they are separated due to

armed conflict, illness of a family member, or for employment or education-related reasons etc, they can still be viewed as living common law. However, one would expect to see evidence that they remain together through visits, correspondence, and telephone calls. Finally, it’s possible to be considered “common law” even where the couple has not cohabited. If they are committed to each other as described above but are unable to cohabit due to persecution or any form of penal control, then they will be considered to be “common law partners” nonetheless. So you see, living together may not be enough to qualify as a common law partner whereas the absence of a shared roof may not disqualify a couple from being viewed as such. Interesting, huh?

We cannot, however, sponsor our brothers or sisters unless they are under 18, orphaned, unmarried, and not in a common law relationship. I assume that one of your sister’s parents is still alive since you didn’t say that she was alone abroad. If she is not orphaned, you cannot sponsor her regardless of whether or not you share the

same father. If you adopt her the application could be refused if the reviewing officer were to conclude that the adoption was primarily intended to get her immigration status here. A humanitarian application is unlikely to be successful unless there is some unique hardship that is being suffered by you or your sister beyond that which everyone else in these circumstances might face. Nonetheless, there may be two possible ways to become reunited with your sister here. First, if your mom is not a Canadian citizen or permanent resident, then you can sponsor your mom and she can include your sister as her dependent child. This route will likely take about 33-44 months or more to complete. Second, if your mom or your sister’s dad is a Canadian citizen or permanent citizen, Q: My question is regarding my 14 year either of them can sponsor her as a old sister and my ability to sponsor her. I am dependent child. This will take about 6-15 months. a Canadian citizen but my sister was born I find it interesting that a man or a abroad. We do not share the same father. I woman with whom I might be living with in a have been living in Toronto for the past committed relationship for one year is several years and I would like to give her the same opportunity. Am I able to sponsor considered a member of the “family” class even if we do not get married or intend to her if we share different fathers? How do I do so. Whereas, a child who is my natural go about this process? brother or sister with whom I share the same blood is not considered part of the A: Canadian citizens and permanent “family” class regardless of my ability and residents can sponsor their relatives from willingness to support them. abroad if they are included in our definition For most people, blood is considered of the “family class”. thicker than water. For better or for worse, We can sponsor our parents and our our immigration laws define our collective grandparents. Canadian family values differently. We can sponsor our same-sex or opposite-sex spouses, common law Guidy Mamann practices law in Toronto partners, and conjugal partners. at Mamann & Associates and is certified by We can sponsor our children, as long as the Law Society of Upper Canada as an they are considered “dependent immigration specialist. Reach him children” (i.e. under 22, or over 22 if still in confidentially at 416-862-0000 or at school, etc). We can even sponsor a child [email protected]. we intend to adopt.

Moving to Canada 43

Advertorial

A taste of Britain this Christmas Clarence & Cripps is a company run by Brits for Brits! It’s owner, Maxine Clarence who originates from Newcastle upon Tyne, in Northern England, immigrated with her family to Montreal in July 2001. After having worked for twenty-two years in banking back in the UK she just wanted to take things a little easier and settle her family in to their new life in Canada. Her family settled she decided that it would be nice to do something else. The idea for the business came to mind because they missed certain things from home and had met many British Expats who all needed just a little taste of home form time to time. After months of research the business was born in May 2006. It started life as solely an Internet business www.clarenceandcripps.com. They offered free local deliveries, a small fee for deliveries further a field and shipping right across Canada. They started to get themselves noticed at local shows where they would set up a British Style Market Stall and very soon people were asking if they had a store that they could visit. They were lucky enough to be offered a small spot in a local store in Hudson, Quebec, only five months after the launch of the business. Many people like to shop the old fashioned way, have a chat and reminisce over items they haven’t seen for many years. It brings back memories for them and the look on their faces is priceless. For others, who live further a field, having their groceries shipped to them is perfect. The website is very easy to follow and the staff are always on hand to help. The Company now imports most of its inventory direct from the UK. They import everything from Imperial Leather soap to Heinz Baked Beans. Most of their inventory has developed due to customer requests and they are very open to any suggestions. Discount is given on full cases. The customer comes first at Clarence & Cripps. They go the extra mile for their customers and pride themselves on offering good old-fashioned personal customer service. Due to import regulations meat cannot be imported from the UK. This didn’t stop them from producing great British Bangers though!! One of their retired relatives who used to have a butchers store in Northumberland very kindly gave them the recipes for his sausages and now they are produced right here in Canada. Try some of their British Breakfast Bangers! Also available is Devonshire Double Cream, Aberdeen Kippers and Melton Mowbray Pork Pies!! With Christmas coming expect to see Marks & Spencer’s Christmas Cakes and Puddings along with Thornton’s Chocolates and many more favourites. They ship all of their non-perishables items right across Canada but, at the moment, can only make local deliveries of their perishable goods. Take a look at their website or give them a call on 1 450 458 4073 where Maxine Clarence will be happy to provide you with a taste of home this Christmas.

New Minister for Citizenship, Immigration and Multiculturalism appointed Jason Kenney was appointed Minister for Citizenship, Immigration and Multiculturalism on October 30, 2008. Jason Kenney was first elected to the House of Commons in 1997 and has been reelected three times, most recently with 76 percent of the vote. He was appointed Parliamentary Secretary to the Prime Minister in 2006, and Secretary of State (Multiculturalism and Canadian Identity) in 2007. Mr. Kenney was born in Ontario and raised in Saskatchewan, where he graduated from Notre Dame College. He did undergraduate studies in philosophy at the St. Ignatius Institute of the University of San Francisco. www.cedarlanefinancial.com Mr. Kenney is a former Chair of the House of Commons Subcommittee on International Human Rights. He served in a variety of positions in Opposition, including Finance Critic and Deputy House Leader. Prior to seeking election, Mr. Kenney served as President and Chief Executive Officer of the Canadian Taxpayers Federation.

44 Moving to Canada











Advertorial

Refund announcement by Nova Scotia government All immigrants in the economic stream of the provincial nominee program who are still living in Nova Scotia after 12 consecutive months are now eligible to get back money they paid into the program. Details of the expanded residency refund were announced on Oct. 2, by Immigration Minister Len Goucher. The residency refund option was introduced a year ago by the Office of Immigration to give individuals approved under the economic stream of the nominee program an alternative to completing a business mentorship with a local employer. On Oct. 1, Mr. Goucher said that the residency refund would be expanded to include nominees, who signed employment contracts with Nova Scotia businesses before October 2007. Previously, only nominees who had not signed contracts at that time were eligible for the refund. "We believe that nominees and their families, who have proven their commitment to Nova Scotia and building their futures here, should be eligible for the refund as well," said Mr. Goucher. To qualify, individuals must have been approved under the Nova Scotia Nominee Program's economic stream, issued a permanent resident visa, and landed in Canada. They and their accompanying dependents must have resided in Nova Scotia on a regular basis for a minimum of 12 consecutive months before Oct. 1, 2008. They must also be living in Nova Scotia as of Oct. 1, 2008 and at the time of application and assessment. Individuals who apply and qualify for the expanded residency refund will receive $100,000, less gross salary and other payments received as part of the business mentor component of the program. Each nominee paid $100,000 for the mentorship. "Of course, I am very happy with the announcement made today, and with the fact that the nominees who participated in mentorships and are still living in Nova Scotia are now being included in the expanded residency refund option," said Jose Duenas, a nominee who participated in the business mentorship program prior to October 2007. "I can see that this decision was made by the Government based on the criteria of fairness and doing the right thing for the nominees and their families," he said. "My family and I look forward to living and participating in our Nova Scotia community and to urging other people from our home countries to join us in this beautiful place." A complete list of criteria is available on the Office of Immigration website at www.novascotiaimmigration.com. All applications for the expanded residency refund must be submitted to the Office of Immigration by Jan. 5, 2009.

Moving to Canada 45

Meet us - June & Mark Spindloe online at the Canadian Government’s portal: www.bfic.net Or email us: [email protected]

Besides help with purchasing property we can save you hours of research, time and money. These are just some of the benefits Relocation Nova Scotia clients enjoy! • Tailor Made accommodation solutions for your Fact Finding Trips and on landing, choice of B&B or one of our short term rentals. • We will provide meet and greet at Airport when landing with a large enough vehicle for your family and luggage. • Meet with professional Immigration Consultant based here in Halifax on your fact finding trip and receive free consultation. • Foreign exchange specialist will make moving your money overseas easy. Fast Track services to obtain day-to-day banking, mortgages, credit cards and financial services from one of Canada’s leading Banks, with a one to one service from your own personal banker. • Competitive rates for Car Rental, Car Insurance and purchasing a vehicle. • Canadian Mobile phones, SIM cards delivered to you before you land and pay using a UK credit card. • Unique women’s network providing friendship and advice.

Please visit www.relocationnovascotia.com and register. Call June or Mark on 001 902 446 0766 and we’ll call you back.

46 Moving to Canada











Landing as a resident for the first time

It’s the moment you have been waiting for landing as a permanent resident in Canada, but what will happen and how can you prepare? Many people worry about the landing process when arriving in Canada for the first time as a visa carrying resident, but there really isn’t’ anything to worry about and most people find the whole process extremely easy and quick. You just need to make sure you have the right documents on you. If you arrive by air you will need to present your passport, which will have your visa

inside, to passport control and tell them you are landing permanently. They will enter some details on their computer and then direct you to the immigration section. When you are seen by an officer you should present your passport and your Confirmation of Permanent Residence (COPR) paperwork which Citizenship and Immigration Canada previously sent to you when you received your visa. The officer will check the paperwork and make sure all is in order. You may get asked a few questions such as confirmation of personal details, where you are planning on living or if you have any arranged employment. You should also be prepared to supply information to back up your proof of funds. Not every officer will ask this but you should have bank statements etc ready just in case. Once all the formalities are completed the officer may need to take a photograph which will be used for your Permanent Resident Card. This is not

MOVING 2 ALBERTA

always needed, it just depends on the quality of the one they already have on record. You will then get a signed copy of your COPR to keep as proof of residency until your PR card is received in the post a few weeks later. You should also receive an information pack containing information on how to apply for Social Insurance Numbers, Health Cards etc. Don’t loose this pack as it has lots of useful information for your first few weeks in the country. Once you have completed the immigration process you can collect your baggage. You will need to go to the goods to declare section if you have goods to follow. You will need to give the officer two lists. One will be a list of the things you are bringing into Canada with you today and the other a list of goods that will follow. You can download the B4 and B4A continuation form from this link which you need to complete before landing. Make sure you have two copies of each list and any paperwork you have from your shipping company. The officer will complete some information on a computer and give you a copy of the document which will allow you to collect your goods to follow once they arrive. If you are bringing pets with you then now is the time for that big reunion. Remember to have any relevant paperwork ready and pay any fees that are applicable. You have now completed the landing process and can exit the airport as a permanent resident. The process of arriving by land is very similar to arriving by air except you will not have to collect baggage or pets, as you will have them with you. You will still need to present any pet import paperwork and if you have goods to follow, you will need to complete paperwork as detailed above.

Contact Helen Parnell a property relocation specialist who has helped many expats settle here after making the move herself. Free assistance on • Accommodation • Real Estate • Insurance • Mortgages • Airport meet and greet • Serving Calgary and South Alberta

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Protect...Save...Grow Heather Lang, BSc, Agr Financial Advisor Tel: 613 - 922 - 6699 Fax: 613 - 962 - 6736 Email: [email protected] Independent Financial Services company servicing Bay of Quinte Region Eastern Ontario

time. For homeowners this is referred to as a Home Equity Loan (HEL). This is

the security of knowing the money is

you are opting for the one which suits your circumstances.

Moving to Canada 47

Charlotte, Debra & Carl hiking in Arnica Lake

Living rural in

Location, location, location.

Where you might ask is Nova Scotia? ( no traffic noise ) natur Well, it’s the second smallest province lying and of course clean air on the eastern coast of Canada with a Let me take you to population of 930,000. It’s also a quick 5 hr. Historic Village lying al flight from the UK, making it a desirable Bay of Fundy. Once k place to live for Brits wanting to exit the fast it’s about 1 hr drive fro lane. It offers a gentler, kinder way of life. from Truro. A fair numb You may choose to live in an urban area community now, painte such as Halifax. It’s a lovely oceanfront city scrimshaw artists are j and is the capital of NS. Being a small city home to antique stores exchange with aFluctuating population 370,000 people, it isrates could studiosput ,small shops a your dream property friendly but also offers the amenities out of a of reach local Ladies Auxiliary is much larger city. There are several summer they hosted S universities in the citythe thus theof down townmoreOld Selma Schoolhous To minimise risk paying when core caters to a younger crowd. Designated Historic Pr moving or buying abroad, call us now and However, the more adventurous may community art gallery. speak ofarea. our expert or visit choose to liveto in one a rural You mayadvisers even these lunches I can pe www.hifx.co.uk have visited and come to appreciate what they are delicious inde rural living has to offer such as peace & quiet

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4848Money Health & Wellness

Learning to Breathe

Lessons in stress and anxiety management

Health & Wellness 49 By Marigold Merenda Have you been watching the news lately? I know I have. It seems the world is coming apart at the seams! The economy is in trouble, the war is creating uncertainty, politics are getting more and more nasty and everywhere we turn, there is a crisis threatening the future. Okay. So life is tough right now. In large terms and probably in smaller terms too. But if YOU fall apart at the seams then the responsibilities you have will fall to the wayside and nothing will be accomplished. So. Take a moment. And Breathe. Slowly. Anxiety can be one of the most destructive of moods and emotions. It can make a strong man freeze in his shoes and an accomplished woman turn into a puddle of tears. But if you know how to manage your anxiety it will put you back in the driver’s seat and help you in those moments of crisis. Anxiety occurs when we are not certain what is happening around us, or are uncertain of the outcome of any particular situation. We can have anxiety about small things, like whether it will rain on the morning we have a golf game scheduled, or about big things, like whether our son will sign up for the military during this time of war. The symptoms of anxiety are increased shallow breathing, racing pulse, feeling like your heart is pounding, sweaty palms, shaking/trembling, nausea, chills/hot flashes and even feeling like you might die. Of course, you don’t have to have all of these symptoms to know you are anxious! Sometimes, we can have a generalized anxiety, which is a feeling of discomfort or uneasiness that encompasses pretty much everything. Or we can have a specific anxiety, which is about a particular event. A panic attack can feel like having a heart attack and we might even feel like we are dying, when in fact we are just having a severe anxiety episode. Any experience of anxiety can be uncomfortable and disruptive. So how do we deal with anxiety? Well, the answer is that it depends on the anxiety. How often are you experiencing anxiety? Is it severe or is it mild? Is it about specific things, or is it an overall feeling? If the anxiety is about relatively small things, then we learn how to stop, take a moment, breathe or take a break, and then refocus on what is important and needs to be dealt with immediately. Or we learn to disconnect from whatever is provoking the anxiety and distract ourselves with something else, until we are ready to return and take care of business. If the anxiety is an all-encompassing feeling or as severe as a panic attack, then it’s time to go to your primary care doctor and talk to them about what you are feeling.

There are medications to alleviate anxiety that are very effective, but like most medications for emotional/mood issues, they are most effective when used in combination with psychotherapy or counseling. Simply taking a pill is not going to completely get rid of your feelings of anxiety. What the medication will do, however, is help get the symptoms enough under control for you to be able to function and work with a therapist to determine what is provoking your feelings of anxiety. Once you know what is provoking the anxiety, then you can begin to work on better coping skills. Anxiety is a feeling everyone experiences. Stress is a part of the modern world and with stress comes anxiety. Like all feelings, it is neither good or bad, it’s simply a feeling. By recognizing and acknowledging what makes us anxious, we can better deal with our lives and help those around us. When we’re in relationships, we are often influenced not only by how we, ourselves, are feeling, but also by how our partner is feeling. As a result, if one of us is feeling stressed, then we also react in a stressed way. It’s the old “kick the dog” syndrome (the boss kicks you, you come home and kick the kid, the kid kicks the dog). Symptoms of stress include losing your temper and getting angry easily, inability to concentrate, feeling like you can’t breathe (we often hold our breath when we are stressed), feeling depressed, insomnia and lack of appetite. Blood pressure can go up and chronic conditions like diabetes can be harder to control. I’m not implying that anyone comes home and abuses their children (I hope!), but statistics do show that when environmental stresses go up – anxiety about jobs, money, anything else – spousal and child abuse reports also go up. It becomes very easy for us to vent our frustrations at each other. Couples who have been very stable and happy suddenly find themselves arguing about who ate the last cupcake or screaming about changing the channel on the television, and not understanding how they went from being very happy to ripping each other’s throats out at the slightest annoyance. If you find yourself in a shouting match and not understanding how you got there, perhaps it’s time to stop, take a breath, calm down, and sit down with your partner and try to understand what each other are really feeling. What I have found is that usually we’re not angry about the thing we’re fighting about. What we’re really angry about usually has absolutely nothing to do with the argument. Usually we’re hurt about something else that happened, we’re afraid about something that has nothing to

do with our partner or we’ve been hanging on to something that happened some time ago and just haven’t figured out how to really talk about it. Now is the opportunity to air our fears, slights and upsets and work together to solve the problem and ease our fears. As women, it becomes very easy to fall into trying to ease our partner’s fears and not focus any attention on our own fears. Being the emotional caretaker is very often the role that we take on in relationships. Unfortunately, this behavior usually doesn’t serve to address our own needs. Take the time with your partner and talk about your own needs. Be careful to take responsibility for your own feelings. By this, I mean using “I” statements; for example, saying “I’m feeling very frustrated and scared that I might lose my job,” instead of saying “You’re making me angry.” Be willing to hear your partner’s point of view. Be patient and listen to each other – really listen and hear what is being said. Repeat back what is said until you each feel like the other is understanding. Work to come up with stress reducers that you can each engage in alone and together to help release some of the strain. One of my favorites is something my grandmother employed. The yelling tree: there was a designated big tree in the back yard that anyone in the house could go and yell at and even hit until they got it all out of their system and could be calm enough to talk again. And it really DID work! Ultimately, simply talking and working together to find solutions will help a strong relationship get better. Sometimes just talking about the fact that you don’t feel right and are stressed will help reduce the stress. Recognizing that we’re all human and have stressors in our lives goes a long way toward making a difficult situation at least livable. And later, when things get better and life is less stressful, then you can look back and hopefully laugh at the silly arguments that happened over the cupcakes! Marigold Merenda has been a a psychotherapist, life coach and counselor for over 15 years. Her focus is on relationships, women and sexuality. If you would like to read more of her articles or contact her, she maintains her own informational web site, www.WiseWomanSpirit.com.

50 Health & Wellness









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Health & Wellness 51

More than just polish

Keep your workout fresh

By Jane Fry of Esthetic Road

As we approach the winter season it is easy to forget that we still

Every where you look people have their toe nails polished but, is there more to a great pedicure? Absolutely!! The skin on the feet serves to keep us mobile, allows for perspiration and to protect the internal structures of the foot, and having pedicures and proper foot care aids these functions. Healthy skin has 30% moisture at its surface and this includes the feet. Cracks in the skin of the feet are not at ideal hydration and will allow fungi to enter and develop. Some of the build up may actually be a tenia pedis or fungus. How are your heels? One of the most common tenia pedis is athletes foot. This fungus infection loves dark, damp, warm places. With well over 100 different fungi, approximately 70% of the population will have a tenia pedis or onychomycosis at some point in time. Recognizing and recommending steps to take and products to use will help alleviate this condition, and is an important part of a great pedicure. How about build up on the pads of the feet below the toes. The skin also forms callus as a way of protecting the inner structures. This callus acts as a cushion to soften the blow to the bones of the feet as we walk or run. This callus maybe a sign of falling metatarsals, and may require professional care. Along with care received during your pedicure, your esthetician can refer you to the appropriate professionals. A lower leg and foot massage, some folk say is the best part of a great pedicure. There is so much to be gained by the human touch. The pedicure massage not only increases circulation to the feet, it is relaxing and increases our sense of well being . Now for the finishing touch… polish. If your esthetician is recognizing the condition of your feet, making effective recommendations for the care of your feet and, making referrals to the appropriate professionals, then you are truly having a great pedicure. Visit Jane’s website at www.estheticroad.com

need to keep active. During the summer months this is much easier to do as we are able to get out and about much more easily and of course many of us take part in physical activity be it hiking or simply walking along the beach. During the winter and early spring it is very easy to forget to walk and exercise regularly, after all who wants to go out jogging in a foot of snow? Many people invest in indoor exercise equipment such as treadmills or cycling machines in order to keep active. The problem is spending 30 minutes on a treadmill in your basement is hardly as exciting as hiking round a provincial park or cycling round the countryside. So what can you do to stop the boredom setting in? Have goals: If you know what your goals are it will be easier to keep them. You may want to loose weight, or just stay supple but by knowing your goals and writing them down it will keep you focussed. Keep a list of your goals by your equipment so that you can see them. Remember not to make them unrealistic as this will only lead to disappointment and frustration when you cannot attain them. Use your friends: By this we mean workout with a friend. It is much more fun to exercise with others. Whilst you are chatting about the latest events, before you know it you will have completed your workout. You might also introduce each other to new and better ways to exercise. Vary your routine: There is nothing worse than doing the same thing day in, day out. To avoid boredom try new activities such as yoga, cycling instead of jogging or perhaps lifting weights. Join a gym: Some people find it much easier to workout in a more structured environment such as a gym. Most gyms offer support and personal trainers who can monitor your health and set goals for you to attain. Buy a games machine: Yes really! These days you can buy lots of software that allows you to exercise and keep fit via a games console. The Nintendo Wii is a prime example with its Wii Fit which allows participants to do things such as yoga, jogging, cycling, step classes and so on. You can set your goals and it will measure your BMI (Body Mass index) and report on your progress. Reward yourself: Remember that you can reward yourself for keeping to your goals. If you have completed 30 minutes a day for a whole week then reward yourself. If you have lost those few pounds this month, reward yourself. Now, by rewards we don’t mean a big bar of chocolate or a some french fries, but perhaps a massage or a manicure to treat yourself. Even sitting down for half an hour with a good book might be just what you need.

Fitness fun on the WiiFit

52 Home & Garden

Decorating a child's room so you both love the results Parents know that they rarely have the same ideas and opinions as their children. When decorating your child's room, you might want one design while your 8-year-old daughter has a completely different concept in mind. Don't worry parents, with a few tricks, you'll be able to design a room that is stylish, functional and fun for your child. “Since your child’s bedroom is the one room in the house where they get to express themselves, personalization will help them create a sense of identity for themselves,” says Jeff Nokkeo, academic director for Interior Design at The Art Institute of California -- San Francisco. Here are some decorating tips that will help keep the whole family happy: • Talk to your child about his or her vision for the room. Then select a color palette and theme together. What are her likes and dislikes? Does he have a favorite hobby or activity he likes to do? Incorporating some of the child's design ideas into the room will help make it feel like his or her own. • Does she want overpowering or bright colors? “Compromise by using a neutral wall color in the room and adding punch and color with accessories and accents like bedding, lamps, wall art and other decorations,” Nokkeo suggests. • Likewise, keep window shades neutral, but add a fun, colorful valance. The neutral base will make it easy for you to change the room when your child’s tastes change again in a couple years. Both furniture manufacturers and home decor companies have special sections for children, so there are plenty of options to

choose from. You’ll notice color trends as you start to shop -most major retailers will stock similar colors in any given season, making it easy to mix and match products from different stores. Here’s a look at some of the hottest trends for children's bedrooms:

For Girls It’s all about bright colors for girls, from purple to lime green to the ever-popular pink. Retro patterns are making a comeback, and they may look familiar to moms who had something similar when they were young. But make no mistake: these patterns are updated with a twist for a fun, funky look. For example, Montgomery Ward (wards.com) features a personalized Sweetheart Pillow and Throw that will keep your daughter cozy while sleeping, enjoying a book, or simply lounging around her room. The set includes a throw (49 by 60 inch) that's soft plush on one side and silky smooth on the other and a matching 15inch square pillow. Adding items that can be personalized with a name or favorite phrase, like this blanket, is a way to make your child feel like the room truly is her special place. Choose pink with black embroidery or black with prink embroidery. The throw is machine washable, a good thing to note when choosing items for a child's room since little hands can be messy.

For Boys If your little guy loves sports, choose accessories that have his favorite professional logo on them, such as

a bedspread or poster. If your son isn't a sports nut, you can incorporate any interest into affordable decor that will personalize the room. For example, if your son loves to play Army, add some camouflage curtains. Does he like science? Add a wall mural of the solar system. And if you don't have a theme to work with, just choose his favorite colors and find accessories that incorporate that color.

For Both Functionality is important in a child's room. Adding items like a desk or table to work on is a great idea. Montgomery Ward has a great option for younger children called the ABC Table and Chair Set that gives little ones a special place for drawing, snacking and other activities. Educational letters and images capture the imagination. Organization is also important in a child's room. Consider adding a decorative toy chest, closet organizers and storage bins to your child's room to help avoid clutter. Encourage children to take out only one or two toys at a time so their rooms remain stylish and clean. Once they have a system to follow and know that their favorite teddy bear is in the chest at the end of the bed, they'll be more likely to put it away when they’re done using it for easy access later. ARA Content

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Home & Garden 53

Donna McNeil Tel: 1-902-222-4937 Email: [email protected]

MLS: 00363259 Price: $184,900 Province: Nova Scotia City: Lower Sackville Bedrooms: 3 Bathrooms: 2 Bright and spacious split entry in great family neighborhood within walking distance to all levels of schools, sports stadium, First Lake Beach, Metropolitan Field and more. 3 bedrooms, 2 baths and an eat-in kitchen. Large 12 x 18 deck with private backyard backing on parkland (Second Lake), situated on a beautiful extra large lot and on a bus route make this the perfect home for you and your family.

MLS: 00296822 City: Halifax

Price: $199,900 Bedrooms: 3

Province: Nova Scotia Bathrooms: 1

Great three bedroom 2 storey semi on quiet cul de sac. Large eat-in kitchen with door to deck looking out to fenced back yard. Living room with modern decor and features a woodstove. Formal dining area. Three good sized bedrooms up with remodeled bathroom. Rec room and office in basement with scope for development. Outside shed and carport. Ample parking on single paved drive. Convenient location close to all amenities. Excellent value for family home or rental potential.

MLS: 41081704 City: Seaforth

Price: $324,900 Province: Nova Scotia Bedrooms: 3 Bathrooms: 2

Stunning ocean views! This beautiful lakefront bungalow with ocean views and beach access is ready to move in. This model home is located in Samoset Subdivision. The home features lake frontage on Leslie Pond and ocean access to the private sandy beach. Also features 3 bedrooms, attached two-car garage, and a bonus room above the garage that would make a great home office, den, or fourth bedroom. The cathedral ceilings and gorgeous curb appeal will surely impress! The convenience of one-level living with a full walkout basement with 9 foot ceilings for future expansion. Enjoy the beach access and large 2.38 acre lot.

MLS: 40080814 City: Halifax

Price: $212,000 Province: Nova Scotia Bedrooms: 5 Bathrooms:2

Great Bungalow in a wonderful quiet neighbourhood. This home has a room for everyone. Open plan flow from hall way to spacious lounge, large kitchen area and separate dining area and 3 bedrooms up. Downstairs with a privacy door is a fully completed in-law suite with one double and possible second bedroom or office, full bath, fitted kitchen and a separate entrance out onto a large deck ideal for entertaining. The inlaw suite is equipped with a pellet stove, in addition to the base board heaters, that will keep you cozy on cold nights.

MLS: 45207057 City: Maitland

Price: $180,000 Province: Nova Scotia Bedrooms: 4 Bathrooms: 1.5

Opportunity to own this fabulous heritage property in the village of Maitland. Set back from the road and surrounded by well manicured lawns, this house retains many of the original architectural features and has been well maintained by the present owners. Ground floor entrance opens into an impressive foyer with reception rooms off to the sides. The wide staircase takes you up. Living area flows nicely with spacious rooms and high ceilings to be expected of this period. The upper level includes the old servants quarters that have been tastefully modernized.

www.100metro.ca

54 Home & Garden

Home theatre know-how By Ed Pudol

That being said, once you get the components home you need to be able to install them and incorporate them into your Today's shoppers are much more savvy existing home theater. than they have been in days past. Perhaps Will you be adding special home theater this sophistication when it comes to seating or going with a big comfy couch? learning about the products we spend our This matters when planning the layout for hard earned money on is the result of the room in which you will be watching your instant information at our fingertips through movies and television favorites. You want the Internet or a deep desire to know more the seating to be comfortable or no one will about where our money is going. Whatever want to spend too much time in the room, the reason, we are taking the time to learn no matter how large the television screen is. as much as possible about our investments We like to be comfortable as we watch 24 and carefully planning how we spend our hours of non-stop action or the nearest money before it leaves our wallets. planet in a far off solar system explode. Do In many ways this is wonderful news. you have a plan for providing that comfort in You really can't go wrong as a consumer by your home theater? educating yourself about the products you Do you have all of the connecting wires? are considering purchasing and this holds How about a reliable method for disguising doubly true when it comes to electronics. the wires so that they do not provide a More and more consumers are opening up distraction during your movie and television to the idea of home theaters. In fact, this is viewing time? Are you going to add gaming becoming a selling point in many homes equipment to your home theater system? If across the country. It is a great idea to so, this opens up an entire new ball game research the products you will purchase and when it comes to wires, as you will be the individual components of your home bringing even more cords and wires and theater system but how much time have controllers into the mix. you invested towards the planning and The next question is how do you plan to design of your home theater? hide all the equipment? While built in You may have the room in mind, but do entertainment centers may seem like a you have the wiring you need? Are outlets in great idea, they are killers to your bottom the correct locations in order to provide the line should you need to some day sell your extra outlets you will need for your home as they eat up floor space and not components? Do you have the wiring for everyone will appreciate your home theater. speakers in place or is this something For this reason, I recommend a floor-toadditional you will need to consider? Will ceiling entertainment center with doors that you go with wireless speakers in order to can be closed around the features you avoid the hassle? There are so many aren't using at any given moment. questions you will need to ask yourself While there is no right or wrong when it when planning for your home theater. comes to designing a home theater for your What, of your existing home family, there are practical matters that are entertainment equipment will you be well worth considering. I hope this has keeping and which pieces of equipment, if brought to mind a few of those and that you any, will you be replacing? I always are brimming with wonderful ideas for your recommend buying one component at a current or future home theater. time and building a home theater system rather than simply going in and purchasing a box off the shelf that has everything in CARPET & FLOORING one place. While What’s under your feet? you can get a very nice system by doing this, I think Brian & Kim Suurdt you will ultimately get more bang for 400 West Front Street, Stirling, your buck if you Ontario, K0K 3E0 build your own Tel: 613.395.1400 Fax: 613.395.4705 system one piece Toll Free: 877.847.5464 at a time and

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select each piece for the individual qualities you prefer.

Email: [email protected] Web: www.stirlingflooring.com

Home & Garden 55

A great moving checklist: countdown to moving day That's a question many people ask when faced with having to move themselves. Let us help. The best place to start is with a timeline countdown. This way you'll stay organized and on track. As soon as you know you'll be moving, start planning. Maybe you've been promoted and you must relocate. Or maybe you just want or need to move to a larger house. Either way, hopefully it will be at least 2 months before moving day. So let's begin by reviewing this timeline.

2 months before • • • •

Reserve a rental truck Start using up food so you don't have a lot to move Start sorting and plan to have a yard sale or plan for donations Order packing material

6 weeks before • • •

Start packing Contact everyone who needs to know of your move: friends, relatives, credit card companies and other creditors Get school, dentist, doctor, and x-ray records.

The day before your move •

Disassemble any furniture items to save time on load day

Moving day • • •

Take the kids and pets to the place you arranged for previously Review the Final Checklist After everything is out of the house, do a walk through. Check everywhere: Closets, cabinets, basements, attics and storage sheds

This is just a partial list. Visit our website for the complete list and a LOT of moving and packing tips. http://www.just-getmoving.com/ Also see http://www.just-get-moving.com/ ourworkfromhomestory-aboutsbi.html for our own working from home story. I hope this checklist will help you with your upcoming move. So until next time, Just-Get-Moving. Have a safe move and a great day!

1 month before • • • •

Keep packing Review our many checklists to help you stay organized Make arrangements for moving pets Have your yard sale

2 weeks before • • • • •

Keep packing Notify all utilities of your upcoming move Get your car or truck serviced Close your safety deposit box Pick up dry cleaning

1 week before • • •

Make arrangements for the kids and pets to be somewhere else for moving day Fill any perscriptions you are going to need Pack a bare necessities box that will be loaded last and unloaded first

2 - 3 days before • • • •

Finish packing Pack your suitcases Defrost freezer and put a box of baking soda in it to absorb odors Go over all your checklists

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56 Home & Garden

New technologies bring greater energy efficiency to replacement windows By Scott Best Over the years, there has been a steady stream of new technologies that have improved the quality and energy efficiency of new and replacement windows. Some have been readily adopted and others have been less well received for a myriad of reasons. Some were more practical than others. Some were more cost effective than others. Still other technologies just haven’t come of age yet, allowing business and home owners the ability to have full vision the effectiveness of the different technologies and the energy savings they provide. In other words it may be that the majority of the would be users of these new technologies are still waiting for the reviews to start filtering in about how each in its own way has stood the test of time and trial in real world situations. Let’s face it, new technology is generally always more expensive. And until the technology has time to prove itself, consumers are reluctant to shell out the extra money especially in hard economic times such as these. Fortunately many of the “new” technologies are beginning to come of age. The downswing in not only the United States economy but the world economy as well has prompted a new interest in saving as much as possible not so much in the short term but in the long term strategies approach as well. New home construction is at a record low in the United States especially. The real estate market has taken a nose dive that analysts won’t even surmise a prediction about when it might end. In the face of all of the negative events and bad economic news, these new window technologies may prove to be the silver lining of a very gloomy gray cloud. With big emphasis on having a Green Fuel Planet, consumers are looking for ways to be green by saving energy. And at the same time they want to save money and add value to their homes in a depressed market place. Doing all that in one fell swoop seems a bit much to expect, but actually has the potential to be possible to varying degrees using some of the new high-tech windows that are available. First let’s start by outlining a few of the not new but recent tech innovations for new and replacement windows and what they bring to the table.

Low E glass: Is usually a double pain windows system whereby two panes of glass are separated by a dead air space or one filled with an inert gas such as argon. The E stands for emissivity. Low E glass works by reflecting heat back to its source. It does this by utilizing an ultra thin metallic coating on or in the glass. It does work; it has been around for a long time and is relatively cheap. Subsequent types of windows using this system made more use of the concept by adding a third pane of glass making the overall effectiveness of the solar barrier even greater. Smart Glass: Next came what is known as smart glass. There are several different types of smart glass, all of which work pretty much the same way. The glass goes from clear to either a single level or to varying levels of opaqueness controlled by a small electronic current that is passed through a special layer of glass,. The advantages of such glass in energy efficiency are that it has the ability to block solar heat and UV light that passes through the window. Some types require voltage to remain clear; others require voltage to become opaque. But because they both do require electricity to operate and have a marginal ability to block solar heat, their actual Green quality is questionable at best. Having the ability to block at best about 20% of overall solar heat and UV light energy even though the numbers were proclaimed to be much higher they never lived up to the touted green quality. They became more popular as a new kind of novelty window offering on/off privacy solutions or in expanse as windows that require no blinds or window coverings. The next Generation Smart glass was called SPD which stands for suspended-

particle-device and works pretty much as described above but in reverse. Rather than being clear and needing voltage to become opaque it requires voltage to become clear, and is never totally clear but maintains a slightly milky translucent quality. The green factor was not improved to a great extent, but because of the way it operates. SPD windows found a bigger following in commercial office applications. Some minor development was done for a variety of consumer windows from major window manufactures. Electronic smart windows: The newest technology that is gaining favor in leaps and bounds is the new generation of Electronic smart windows that are comprised of several separate types of technology from a number of different companies. These new electronic smart windows have the ability via a small amount of electricity to go from clear to tinted. The attractive feature is that they can come in a large variety of tint colors. Some of the newest technologies are very green in that they can block up 70% or more of solar heat and UV light when active. Another green advantage of some is that no sustaining voltage is required. Electric current is only required to go from one state to the other; the materials maintain their degree of active tint until more or counter current is applied, This new generation of smart windows have become very popular not only in large commercial buildings but as a very green window replacement option for home owners as well. Although none of the technology that I have outlined is exactly new, it has taken time and a change in consumer thinking to bring them into the forefront of the green spotlight, Blocking 70% of solar heat and UV light is a very big step, and has very powerful energy saving potential. Things such as smart windows for residential home use can no longer be overlooked or ignored as an option even though the initial cost is quite high. Rising energy costs have narrowed the gap between extravagant and practical in the mind of many home owners especially with this new decline in the real estate market. People are looking for ways not only to save money on energy but to add value to a home and make it more attractive to potential buyers. New Smart windows make more and more sense every day

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Home & Garden 57

Helen Parnell Tel: 403-932-8888 www.moving2alberta.com MLS: C3340604 City: Calgary

Price: $318,500 Bedrooms: 2

Province: Alberta Bathrooms: 2

This end unit town house is located in the heart of Mckenzie Towne within walking distance to all amenties. This home offers lots of upgrades Oak kitchen cabinets, island w/eating bar & paddle fan over kitchen nook, Tile entrance, stairs and bathrooms, "Lauzon' Red Oak pacific natural hardwood throught out, Custom linds & Kitchen curtains , Impressive Pewter & Crystal Chandelier in the 10 ft. entrance. Duo-vac vaccum system, upgraded appliances, ADT security system. The upper floor has two bedrooms with walk-in closets and ensuites, Private fenced front yard with concrete patio double attached garage and more.

MLS: C3339815 City: Cochrane

Price:$670,000 Bedrooms: 2

Province: Alberta Bathrooms: 3

How much better can this get than your own private park as you sip coffee from your deck (duradeck/glass rails) or from the sunroom/green house that is heated and has automatic water system. This bungalow walkout features infloor heating in the lower level, kitchen, foyer and bathrooms(high efficiency boiler system). The hardwood flooring is thruout main level plus tile in kitchen & bathroom, foyer and lower level. The home has vaulted ceilings, three bedrooms, two more down. Another 3pc bathroom, built in oak cabinetry in family room, painted ceilings thruout,sound system RI, There is oak package in kitchen with new appliances & quartz countertops.

MLS: C3307045 City: Cochrane

Price: $555,000 Bedrooms: 5

Province: Alberta Bathrooms: 2

BEST OF BOTH WORLDS, 2 HOMES IN ONE, RARE LEGAL SUITE. Live up and rent down. This unique walkout bunglow in a cul-de-sac location has a rare LEGAL 2 bedroom suite in the basement with own private entrance and patio. Rental income from this suite can be used as income when appying for a mortgage. The main entrance has a great slate floor and den/home office. Upstairs you have a good size kitchen with island come kitchen table. Family room has cosy fireplace already fitted with wood surround. There is also a formal dining room or this could be the home office! hardwood flooring throughout.

MLS: C3313479 City: Cochrane

Price: $599,000 Bedrooms: 4

Province: Alberta Bathrooms: 2

What a walkout bungalow! This house has recently been renovated with new paint throughout. Upon entering you are welcomed by a bright clean house with the MOUNTAIN view right from the new front door! The main level features the kitchen with tons of counter space, new stove, and light fittings, corner pantry, all black appliances and rounded high breakfast bar. There is also a private den/office and large mud room. The large Master Bedroom has a spacious 4-piece en suite with soaker tub and walk-in closet. The main level boasts incredible windows that allows lots of natural light.

MLS: C3345205 City: Cochrane

Price: $369,900 Bedrooms: 4

Province: Alberta Bathrooms: 3

Easy walking distance to downtown and all stores from this good bungalow facing onto a small green park and a cul-de-sac. Owner has upgraded roof to metal, windows have all been metal clad on exterior, new laminate flooring in eating area and kitchen, both main floor baths have all upgraded fixtures and even the lino is new, new lighting fixtures, new instant hot water tap, new furnace, new fence in back yard, driveway and sidewalk have been coated with aggregate finish and the list goes on. The lower level is developed with 1 bedroom and a den that can be used as a bedroom, a 3 piece bath, a bar, a laundry room with cupboards and a sink and a huge rumpus room. This home is made for families and you can move right in.

Club& Garden 58Sequoia Home

Carol Brough - Sales Representative CENTURY 21 Lanthorn Real Estate Ltd., Brokerage* 102 Main Street, Picton, ON K0K 2T0 Tel: (0) 613-476-8039 Email: [email protected]

MLS: 2076639 City: Picton

Price: $935,000 Bedrooms: 5

Province: Ontario Bathrooms: 4

Located on prestigious Loyalist Parkway overlooking Picton Bay stands this fifties vintage structure renovated & added to in a "Southwestern" style. Prince Edward County Glenora Road lakeside living at it's best. Beautiful sunsets, easy access to sheltered water, substantial lake activity(birds, sailing school, kayaking, world class fishing, seaplanes, power & sailing yachts), an award winning saltwater pool & hot tub & a myriad of lake facing rooms including the substantial in-law suite. The custom designed large well equipped commercial kitchen is a Chef's dream. B&B potential

MLS: 2085960 City: Picton

Price: $399,900 Bedrooms: 3

Province: Ontario Bathrooms: 2

Unique 4 year old custom built, bright, open concept home with commanding view of Smith's Bay and convenient waterfront access. Many exciting features include living and dining area with vaulted ceiling, skylights, gas fireplace and three sets of French doors opening onto a wrap around balcony overlooking the bay. Main floor family room, stunning kitchen with island. Full basement with 9' ceiling, double car garage with loft plus single carport and triple parking. Close to marina and vineyards.

MLS: 2081104 City: Adolphustown

Price: $259,900 Bedrooms: 4

Province: Ontario Bathrooms: 2

Hobby farm for horses. Newly renovated home on hill top. Original hardwood in living and dining rooms. All new windows (2007). New flooring in kitchen and bathrooms (2008). Main floor laundry and walk out to deck. Hill top views of orchard and Adolphus Reach from front porch.10+ acres with two quonset huts. One is used for stable for horses. 100' x 125' riding ring plus 4+ acres fenced pasture. Virtual tour: http://www.Obeo.com/464998

MLS: 2082916 City: Warkworth

Price: $398,90 Bedrooms: 4

Province: Ontario Bathrooms: 3

Large custom built eat-in-kitchen featuring cedar posts and lots of pine. Woodstove, 2 skylights, loads of countertop and kitchen garage. 9ft. Ceillings original hardwood and trim in dining room. Beautiful wood staircase and railings. 3 season sunroom with lovely views of the rolling countryside, walk in closet in Master Bedroom, media room with wood stove, attached 2 car garage, 2 wells plus year round stream and large pond, machine shop with hydro and 32x16 inground pool.