Mha Tangible Net Benefit L Cw 082409

(L -CFC) 8/24/09

MHA - TANGIBLE NET BENEFIT WORKSHEET Required on MHA loans only if new payment is INCREASING REFINANCE TRANSACTIONS Applicant(s):

Mary Ma

Loan Originator:

Allen Liang

Loan Number:

218513901

Please indicate whether this loan provides any of the following potential tangible net benefits and supply any additional information requested in the space provided. There will be reduction in the loan term, monthly housing expenses and/or the interest rate/APR. The borrower is changing from an ARM loan to a fixed rate loan. The borrower is changing from a loan that permitted negative amortization, has a balloon payment or demand features (please describe below).

Additional Information:                                                            

     

___________________________________________________________

LS

UW

Associate Name (print)

_____________________________________________ Associate Signature

MHA Tangible Net Benefit Worksheet

____________ Date

12/10/09