Lic Policies

LIC POLICIES shivusira.webs.com

NEW JANARAKSHA (Table No. 91) Minimum S.A- Rs. 50000

• • Policy Term- 12 to 30 Yrs • Age limit- 18 to 50 Yrs • Maturity Benefits: S.A + Bonus payable to policy holder • Death benefits: S.A + Bonus up to that date payable to nominee

• Example: If you take policy of 15 yrs for Rs. 50000 If you have paid for 4 yrs, If you die after 6 years, Your nominee will get Rs 61400 (50000 S.A+11400 Bonus for 6 Yrs) * Even if you did paid for 2 Yrs (After 4th Yr)

JEEVAN ANAND (Table No. 149) • Minimum S.A- Rs. 100000 • Policy Term- 5 to 100 Yrs • Age limit- 18 to 60 Yrs • Maturity Benefits: S.A + Bonus+ Final additional Bonus payable to policy holder • Death benefits: S.A + Bonus up to that date payable to nominee

• Double benefits: Once at maturity payable to Policy holder and one more time after death of policy holder to his/her nominee.

* Life long Risk cover even premium paying term over (100 Yrs)

NEW BHIMA GOLD(Table No. 179) Policy % 0f S.A payable at

• Minimum S.A- Rs. 50000 • Policy Term- 12,16,20 Yrs • Age limit- 14 to 55 Yrs • Maturity Benefits: See table. At the end of policy term remaining amount + Loyalty additions payable to policy holder • Death benefits: S.A payable to nominee * Extra risk river (50%) even after policy term is over

Term

the end of policy year to policy holder 4th Yr 8th Yr 12th Yr 16th Yr

12

16

20

15%

15% Full Amt

10%

10% 10%

Full amt

10%

10% 10%

10%

CHILD CAREER PLAN (TABLE NO. 184) & CHILD FUTURE PLN (TABLE NO. 185) AGE LIMIT: 0 TO 12 YRS TERM: 11 TO 27 YRS MINIMUM S.A: 1 LAKHS CHILD FUTURE PLAN CHILD CAREER PLAN • FULL AMOUNT PAYABLE 5 YEARS BEFORE MATURITY OF POLICY (30%+BONUS). • THERE AFTER 15% OF S.A EVERY YEAR FOR 4 YEARS. • AT MATURITY, 15%+ FINAL ADDITIONAL BONUS • TOTAL BENEFIT(IN %): 105%

• 25% OF S.A IS PAYABLE 5 YEARS BEFORE MATURITY • THERE AFTER 10% OF S.A EVERY YEAR FOR 4 YEARS. • AT MATURITY 50% OF S.A + BONUS + FINAL ADDITIONAL BONUS. • TOTAL BENEFIT: 115%

ULIPS • Share market (High Risk-Return) based policies. • 3 Years lock in period. Minimum 3 years payment • Partial withdrawn/full withdrawn allowed after completing 3 Yrs Period. • Expected returns at 16% up to 40% • Short period, High returns than traditional policies • Investment option in 4 types of funds( Growth, Balanced, Secured and Bond fund)

ULIPS Cont…

ULIPS FROM LIC • • • • • • • • •

BHIMA PLUS FUTURE PLUS MONEY PLUS PROFIT PLUS FORTUNE PUS MARKET PLUS CHILD FUTURE PLUS MARKET PLUS 1 MONEY PLUS 1

MARKET PLUS 1

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