Intros 09

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The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

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3 The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

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5 The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

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7 The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

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9 The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

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� �

WÜxtÅR WHAT DO YOU

SPRINGBROOK

The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

GALA 2009

Honoring Connor Gifford The evening of Saturday, March 28, 2009 The Otesaga Hotel, Cooperstown, NY Cocktails and Silent Auction 6:30 p.m. Dinner 8:00 Followed by Entertainment and Dancing Starting March 15 preview Silent Auction Items at www.Springbrookny.org. Proceeds will benefit Springbrook’s Kids Unlmited Pre-School.

11 The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

NEW LOCATION: ONEONTA CENTER

3200 Commerce Plaza 443 Chestnut St.,Suite 107 Monday: 5:00 PM Tuesday: *Noon Wednesday: 10:00 AM 6:00 PM Thursday: 5:30 PM Saturday: *9:00 AM

COOPERSTOWN

First Baptist Church 19 Elm Street Tuesday: 5:00 PM

UNADILLA

East Meets West Martial Arts 187 Main Street – Back Door Wednesday: 5:30 PM

©2009 Weight Watchers International, Inc., owner of the Weight Watchers registered trademark. All rights reserved.

First 1/2 hour of each meeting is for registration & weigh-in. Discussion follows. * Xpress meeting: In & out in 1 Hour

The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

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13 The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

SFCU

Sidney Federal Credit Union www.sfcuonline.org

THERE IS A DIFFERENCE™ DIFFERENCE™ With offices in: •Bainbridge •Greene •Hancock •Norwich •Oneonta •Walton •Sidney

Toll Free: 1-877-642-SFCU (7328)

Celebrating

60 YEARS 1949-2009

14 The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

Our Past...

Our Present...

Our Future.

Nestled On The Rolling Hills Of Oxford, NY, The 242-Bed Veterans’ Home Has A 100 Plus Year History Of Serving Qualified Veterans And Their Dependents. The Oxford Veterans’ Home is a premier skilled nursing facility which provides rehabilitation programs in Physical Therapy, Occupational Therapy, Speech Language Pathology in addition to long term skilled nursing services. The New York State Veterans’ Home at Oxford is currently building a new state of the art multimillion dollar facility for the veterans of New York State. The state of the art building is one of the first facilities in the state to offer all private rooms and all private bathrooms.

Volunteers are also very welcome. For information about our volunteer program please call us at 843-3126.

NEW YORK STATE VETERANS’ HOME 4211 State Highway 220 Oxford, NY 13830

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17 The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

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19 The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

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National Bank of Delaware County...

N

ational Bank of Delaware County stands as a testament to the staunch backbone and intestinal fortitude of a 118-year-old bank that has seen it all. Based in Walton, with offices in Andes, Franklin, Hamden, Stamford and Roxbury, NBDC is a quintessential small-town bank, welcoming customers by name, asking about their holidays and making sure that the un-surefooted get to their cars safely. In the face of massive industry abuse, fraud and excess, NBDC continues to plow serenely through the financial seas, content to quietly serve the needs of its citizens and second homeowners. Our secret? We lend to people who are going to be able to pay their debts. We make those deci-

sions locally, usually, in the office where you file your application. We look for small businesses that can thrive in our banking environment. We like to think that we have a cradle-to-grave relationship with our citizens. We look for ways to make our success a community success. NBDC is a community bank. We don’t sell our loans to investors. We keep them here to be serviced on a personal basis. At the same time, we do not send deposits to other institutions. We believe that the survival of a bank is dependent upon knowing exactly where its assets, its liabilities and its customers stand at any given moment. We keep it personal. Unless you’re new to the bank, we know you. (We

may know you anyway, because we’re from the communities we serve, right down to the board of directors. ) We know your name; chances are we know the name of your kids and your mother-in-law. We don’t have a call center. We have people.You’ll be talking to Barb, or Bobbi or Sheryl or Debbie. We don’t keep you at arm’s length, because keeping you close means that we can both communicate, and with NBDC, we believe that communication is the key to mutual success. Turned off by bailouts that end up in Vegas junkets? Tired of being a number, even when you’re an established customer? We’re right here, waiting for you to come to the right place - NBDC. We’ve got it all, and it’s all about you.

Walton (607) 865-4126 Andes (845) 676-3115 Franklin (607) 829-5200 Hamden (607) 746-6700 Stamford (607) 652-7545 Roxbury (607) 326-4100 www.natbkdelco.com

The Daily Star, Oneonta, N.Y., Thursday, Feb. 26, 2009

From left are Amanda Hall, Asst. Comptroller; Debra Renwick, Hamden Manager; Christopher Gaddis, Trust Officer; Richard Bryden, Sr. Vice President & Senior Loan Officer; Laura Vail, Sr. Vice President & Operations Officer; Patrick Galloway, President and CEO; Dawnette Giesse, Sr. Vice President & Branch Administrator; James Carey, Vice President and Franklin Manager; Bradley Anderson, AVP and Andes Manager; Darlene Mirrer, Vice President & Loan Department Manager; and Andrea Paternoster, Vice President of Marketing and Business Development.

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