Granite Bay View - April 2008

THE LIFE MAGAZINE OF GRANITE B AY

• M AY 2 0 0 8

ArtGarden in the

19

Postal Customer Granite Bay, CA 95746

Years

Marsha Murray is one of the artists featured on this year’s Art in the Garden tour.

ECRWSS

U.S. Postage Paid Permit #275 Roseville, CA 95678 PRSRT STD

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THURSDAY 3 PM

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A VIEW INSIDE

IN

THIS ISSUE:

SPECIAL Page 4

Boy nominates mom for View’s Mother of Year.

GOING

TO A GARDEN PARTY Page 6

Roseville Arts’ spring tradition in its eighth year.

KEEPING TRACEY’S HOPES ALIVE Page 20

Biletnikoff charity golf tourney kicks off.

ALSO

INSIDE:

POINT

VIEW . . . . . . . . . 4

OF

A HEALING

SCRAPBOOK . . . . . . . . . .15

INSIDE BUSINESS . . . . . . . .10

GBHS UPDATE . . . . . . . . .17

SPRINGTIME

. . .11

PAW PRINTS . . . . . . . . . . 19

FINANCIAL FACTS . . . . . . . 12

GREEN GARDENS . . . . . . . .21

GARDENING

IN

GRANITE BAY

POINT VIEW

OF

BY

SUSAN BELKNAP meet our selection for Mother of the Year, Julie Whitney, nominated by her son Jonathan. Julie and Jonathan have a special relationship. Jonathan believes his mother is the best because she is always willing to play with him and she takes the time to cook special foods for the two of them as they both suffer from celiac disease. In addition to Mother’s Day, the eighth annual Art in the Garden sponsored by Roseville Arts tour takes place the first weekend of the month, with four Granite Bay homes as well as their gardens and two properties in Lincoln ready for viewing. Besides being able to stroll through several venues and enjoying the art of many local artists, demonstrating and selling their original pieces, tour organizers have been diligently

working to also provide visitors with an array of delicious food, wines and beverages from neighborhood favorites. In this issue, you’ll meet Dr. George Picetti, renowned orthopedic surgeon who has helped many patients with his endoscopic approach to spine surgery. Picetti is well known not only for his expert surgical skills, but also for the kind, caring way he has with all of his patients in his care. Granite Bay resident Fusa Takahashi who is on a mission to recognize the Nisei, secondgeneration Japanese Americans, in a U.S. postal stamp is also featured in this May edition. Even though Takahashi knows the process is a long one, she’s committed to the cause. And for all you weekend garden warriors, The Granite Bay View offers a column by garden expert Michael Covey who discusses how important soil is for making plants and flowers flourish. – Susan Belknap is the editor of The Granite Bay View. She can be reached at [email protected].

REAL ESTATE . . . . . . . . . . 13

. . . . . . . .8

TOUCH

h, the glory of springtime in Granite Bay. This month especially is a busy time for many families: the Eureka Schools Foundation carnival, the annual Art in the Garden home tour as well as other home tours throughout Placer County and of course, Mother’s Day. Although I believe we should honor and treat everyone with kindness and respect no matter who they are and what day it is, Mother’s Day is the one day of the year those of us who are mothers are allowed to relax and not feel guilty about having others care take of us. I can recall many a Mother’s Day when my children were small when they insisted upon bringing me breakfast in bed, always accompanied by the sweetest, lovingly-created handmade card. I cherish each of those cards and to this day have kept them all. Every once in awhile, I come across one and can’t help but smile each time I read one of the inscriptions. Every mother is special and in this month’s issue you’ll

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MOTHER’S DAY

SPRINGTIME

GRANITE BAY VIEW

188 Cirby Way, Roseville, CA 95678, (916) 774-7937 www.granitebayview.com

April 2008 Volume 19, Number 4 Bill Wallace, publisher

Phone: 774-7925; e-mail: [email protected]

Susan Belknap, editor

Phone: 774-7955; e-mail: [email protected]

Sue Choate, account coordinator and inside sales Phone: 774-7937; e-mail: [email protected]

Liz Hanley, real estate consultant

Phone: 774-7923; e-mail: [email protected]

Sue Morin, production supervisor Cover photo by Pico van Houtryve, cover design by Bill Krawczyk Copyright 2008 All rights reserved. No part of this publication may be reproduced without written permission of the publisher. The publisher shall not be responsible for any liabilities arising from the publication of copy provided by any advertiser for the Granite Bay View. Further, it shall not be liable for any act of omission on the part of the advertiser pertaining to their published advertisement in the Granite Bay View. A publication of Gold Country Media.

www.granitebayview.com

Granite Bay View | May 2008

3

A MOTHER’S DAY SPECIAL BOY, 10,

STORY BY

NOMINATES MOM FOR VIEW’S MOTHER OF YEAR

Lauren Weber

ith Mother’s Day fast approaching, one Granite Bay boy did something extra special for his mom – he nominated her for the Granite Bay View’s Mother of the Year award. “I wanted to do that for my mom for a Mother’s Day gift,” said 10-year-old Jonathan James Whitney. “I just want to make her feel happy because she does so much for me.” “Although there are many moms in the world, I feel my mom is the best one,” Jonathan writes in his nomination letter. “She is so loving, kind and respectful. I think she helps me a lot and makes my life easier. She makes so many special foods and does so much.” Upon meeting Jonathan and his mother Julie, it’s immediately obvious that they have a tight bond. At the age of 6, Jonathan was diagnosed with celiac disease, a digestive disorder that limits his diet to foods free of starch, sugar, grain, gluten and casein. Soon after Jonathan was diagnosed, Julie discovered she also has the condition. With such a strict diet, Julie caters to the disease by making special foods and sticking to a healthy diet full of lots of fruits and vegetables. “I’m just doing my job, I think any other mom would do the same thing,” Julie said. “I tell him there’s a reason he has gut issues. A lot of this has defined him; it gives him a kind heart.” “There’s a very special side to Jonathan,” Julie continued. “For his age, he has a lot of compassion, a lot of empathy beyond his years.” As a fourth-grader at Ridgeview Elementary School, Jonathan said besides

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Jonathan James Whitney and his mother Julie, above, enjoy a game at home. Jonathan, 10, nominated his mother as The Granite Bay View’s Mother of the Year and receives a big hug for the Mother’s Day gift.

playing basketball and baseball, he likes to spend his free time with his mom. Together they like to play Connect Four, watch “American Idol,” practice piano, swim in the summertime and ski during the winter, he said. “We just like to be together,” Jonathan said. “We just have a lot of fun together.” Bedtime is also a special mother-son time for Julie and Jonathan. They talk about their day and pray together. “We have a very special bond and that makes me happy,” Julie said. Julie’s husband, Ron, said that Julie is devoted to Jonathan and his health and a mother of the year award is well deserved. “I really appreciate him doing that (nominating his mother) because a lot of kids don’t realize how much their moms do for them,” he said. “He appreciates that.”

Granite Bay View | May 2008

And Jonathan does understand how special his mom is. “She just does everything,” he said. “She calls me her precious boy, tells me ‘I love you forever. I’ll never stop loving you.’” The name Jonathan means gift from God and Julie treats him as just that. “I feel very blessed to have my Jonathan,” she said. “I see some plan for him.” When asked why his mom is the best, Jonathan just beams. “She’s very special,” he said, followed by a smile and heartfelt, “aw, thank you honey,” from his mom. “I know my mom loves me so much forever and I love her too,” Jonathan concludes in his nomination letter. “I thank her for everything she’s done and everything we’ve been through. Don’t forget mom, I love you so much forever.” www.granitebayview.com

NISEI

VETERANS CAMPAIGN FOR A STAMP

GRANITE BAY

STORY BY

RESIDENT RECALLS INTERNMENT CAMPS , LIFE DURING WARTIME Eileen Wilson

emoved without cause; banished from home with a suitcase in hand, and little else. Sent from the land of opportunity to a small tract of arid land, surrounded by guarded fences. This isn’t an excerpt from a popular new novel in your local bookstore, but the stuff of real life. This is the experience of the Nisei – the Japanese word for second-generation Japanese Americans, living on the West Coast during World War II. Granite Bay resident Fusa Takahashi was one of the Nisei and her husband, Kazuo, who passed away in 1977, was a Nisei military Intelligence officer. According to Wayne Osako, a third-generation Japanese American, who lives in Southen California, roughly 120,000 Japanese were interned during the war, and remarkably, in spite of poor treatment and prejudice, more than 20,000 of these men and women served our country in the war effort. Most notably, the Nisei 100th/442nd Regimental Combat Team of the United States Army, was one of the most decorated units in American history. This unit was responsible for liberating towns throughout France, and rescued members of the “Lost Battalion” of the 36th Texas Division from an estimated 6,000 German troops. Nisei also served in the Army’s military intelligence service in the Pacific and were embedded throughout Allied units, serving as translators during interrogations and invasions. Following the war, Nisei were asked to use their language skills in the occupation of Japan. The Niseis’ heroic service made Takahashi wonder why there hasn’t been a commemorative United States postage stamp honoring their deeds. Postage stamps commemorating soldiers are nothing new. The United States Postal

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COURTESY

Fusa Takahashi, third from left, is pictured with Assemblyman Mike Eng, seated, and other citizens interested in creating U. S. postage stamp honoring Japanese Americans for their role in World War II.

Service created a stamp recognizing Latinos in uniform and Buffalo Soldiers, an AfricanAmerican military unit. But thus far, no stamp has ever been issued to represent Asian Americans in uniform. “That’s what bothered me,” Takahashi said. “In 1993 they issued a stamp of World War II veterans – there was no Asian face on it.” Takahashi was removed from her home in Cortez at the beginning of her freshman year in high school, and was sent to a holding center in Merced, then later to an internment camp in Amache, Colo. The town of Cortez was heavily populated by Japanese Americans, and when the internment began, the town was robbed of its vital citizens. Fast forward half a century: “My friends and I were at the Los Angeles Japanese Museum,” explained Takahashi. “They really did not have an exhibit that expressed their (Nisei soldiers’) accomplishment. Our freedoms were taken away, but most of the men volunteered, and later were drafted. That’s what makes the soldiers so unique. The incomplete representation of soldiers in the museum

got Takahashi and her friends talking about how to honor the men who served. “Gee, wouldn’t a stamp be great? It’s universal – a lot of people will see it,” Takahashi said. An idea was born, and Takahashi, along with fellow internee, Aiko King, of Camarillo, and Chiz Ohira, a widow of a Nisei World War II veteran, began campaigning among family and friends to gain support for their idea. Getting a stamp approved by the Postal Service’s Stamp Advisory Committee doesn’t happen overnight. Takahashi and friends began talking about the stamp proposal about four years ago. They garnered interest in the stamp with the help of Ventura County Japanese-American Citizen’s League, which published information about the stamp campaign in Japanese newspapers. But Takahashi didn’t stop there. “I wrote to Senator Feinstein and Barbara Boxer – they all answered us in the affirmative, but Wayne really got the movement going.” Osako, who became the stamp campaign’s coordinator, was instrumental in taking the campaign to the next level.

A teacher coordinator and former middle-school history teacher, Osako was thrilled to get involved. “Chiz (Ohira) wanted to know if I was interested – I just jumped right on board,” he said. “I also have family and friends who are veterans.” Several states have passed resolutions recommending the stamp, including California and Hawaii. “I had to testify in the Assembly Committee,” Takahashi said. “The vote was 73 to nothing – California’s State Senate passed it unanimously.” In addition to state support, foreign nations like France and Italy are encouraging the stamp proposal as well. The campaign has also gathered thousands of names on an Internet petition, which has circulated since October of last year. Many comments on the petition include tributes from family and friends, and even remarks from surviving veterans of the 36th Texas division rescued by Nisei soldiers decades ago. Even with extensive support, turning the Nisei Veterans’ stamp proposal into reality isn’t a sure thing. The decision lies with the 15-

member Stamp Advisory Committee and the Postmaster General, who have the final say. Nisei stamp supporters hope the Nisei Veterans commemorative stamp will be placed on the Stamp Advisory’s consideration list for 2010-2011. According to Osako, the Postal Service met in January to review the stamp proposal, and is still deliberating whether or not they will place it on their “consideration list.” “The campaign will continue until the Postal Service approves it,” Osako said. “If not this time, then next.” Though the Nisei veterans are proud of what they accomplished during World War II, they are humble people. “They’re very modest about things,” Takahashi said. “They don’t say too much. They’re really amazing. They put their heart and soul into it – that’s why they really deserve this,” she said. Osako agrees. “People who like this idea need to speak up or it may not happen.” There are several ways to support the Nisei Veteran stamp campaign. To find out how you can help, visit www.niseistamp.org. Granite Bay View | May 2008

5

GOING STORY BY

ROSEVILLE ARTS

TO A

GARDEN PARTY

SPRINGTIME TRADITION IN ITS EIGHTH YEAR

Eileen Wilson

verybody loves a party. And a garden party in some of Granite Bay’s finest homes and gardens is a much-anticipated springtime tradition. Roseville Arts is pleased to announce their eighth annual Art in the Garden Tour, featuring four spectacular Granite Bay homes, and two additional properties in Loomis. Art has never been this much fun. The art committee at Roseville Arts has been working diligently to bring together the very best local artists, paired with delicious food, wines and beverages from neighborhood favorites like Pullman Kitchen, Hawks, Melting Pot, Wine Styles and many other popular venues. Prepare to be impressed! These homes and gardens are spectacular indeed, and each one has its very own distinct personality. One home in Folsom Lake Estates is particularly unique and stunning at first glance with its contemporary, spare, steel and glass details. Step through the front door and catch the panoramic view of Granite Bay through the all-glass walls. Like a king surveying the kingdom, it’s amazing to see the rich carpet of foliage that makes up the lovely neighborhoods below. Buddy Connors, who has lived in the home less than a year, is a self-professed plant fanatic, and thoroughly enjoys helping designers revamp the grounds to create a “cool and artsy landscape.” The home, built nine years ago, and remodeled in 2002, is about 4,000 square feet, and was designed to bring the outdoors in. Collapsing glass doors that make the living room one with deck and ancient oaks, is an ingenious piece of architecture. An infinity-edge swimming pool, and earthy, artsy fountain, which Connors designed, complete the stunning outdoor area. “I’m an open-door sort of guy,” he professes. In addition to bringing the outdoors in, he’s perfectly happy to bring members of our art-loving community, and those who simply love a great party, in as well. Connors, who is a renowned doctor by day, is an art enthusiast by night, and is excited to offer his home to support the arts. With a modern design, and spacious hardwood-floored rooms, this home contains ideal spaces to show off beau-

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Granite Bay View | May 2008

tiful works of arts, and allow artists a place to create on site as well. “I was very involved in the art community in New Orleans,” Connors says with a drawl. “It’s nifty for communities to support what the artists are doing.” Besides, the tour gives him a perfect excuse to work in the yard. “I have a blast fiddling with all the plants,” he laughs. Another breathtaking home on tour features Mediterranean styling throughout. At more than 6,000 square feet, and 2 1/2 acres, which include a newly-planted vineyard, this 3-year-old home does, indeed, encourage visitors to pull up a chair and spend the day. Paul Hills built the home, but the design was created by Bob and Debbie

Visitors to the annual Art in the Garden tour can enjoy beautiful homes while chatting with local artists about their work. PHOTOS BY BOB TOWERY

their shoes. People come over and say they feel so comfortable in our house – they feel at home.” Grand teal pots invite guests up a zig-zagged stairway to the front door. Once inside, prepare to be awed by the 17-foot ceilinged entry tower. Different ceiling treatments make each room unique. Barrel, wood beam, giant coffers and vault are a few of the fabulous ceilings you will find

Art in the Garden When: May 3, 10 a.m. to 4 p.m. Where: Various locations throughout Granite Bay and Loomis Cost: Tickets $30, various locations. www.rosevillearts.org

Towery, homeowners who knew exactly what qualities to include in their design. “We wanted a comfortable, yet beautiful space,” Debbie says. “We wanted people to be able to walk in the house and not feel they have to take off

Painting by Mya Louw

throughout the home. “Bob likes to have more architectural interest going on,” Debbie says of her husband, who will be showing his photography as one of the show’s featured artists. Another intriguing feature is the

combination game room, theatre and homework center that contains a 10foot projection television screen. This room is a favorite for the family and is sure to thrill tech-savvy guests on tour. The Towerys were glad to be included in this year’s tour. “We went on the tour last year,” Debbie says. “Everyone was so nice. The combination of the homes, gardens and artists was perfect. It was neat to have the art and food, plus it’s fun to support Roseville Arts.” For American Craftsman, FrankLloyd-Wright-style enthusiasts, there’s a home on tour just for you. This 5,000 plus square foot home on 3 1/2 acres is perfect, Prairie-style, relaxed elegance. “I’ve always loved it (Craftsman style), it’s where my passion in architecture has always been,” says Patty Phillips, homeowner and architect of the three-year-old home. Patty and her husband, Corley, believe the home is different from others in the neighborhood. “People come in and say, ‘your furniture really fits your house’ – I say no, the house finally fits the furniture,” she says with a laugh. In addition to designing the home, Patty also designed much of the fireplace surrounds, furnishings, and other TOUR/page 7 www.granitebayview.com

Carol Newland, a Granite Bay artist known for her landscapes and still life, is prepared to meet and greet the visitors to this year’s Art in the Garden event. Inset, a painted gourd by Marsha Murray.

TOUR continued from page 6 details. Equally fabulous, is the backyard landscaping and pond, filled with wildlife. The pond contains blue gill, bass, and other species, and a resident pair of Canadian geese that nest in a quiet area pondside. The family’s love of art is obvious, and various pieces from local artists, like Deanna Marsh, adorn the family room and backyard, with several additional pieces to be displayed by artists during the tour. Pieces like “Solio”, a moonrise over the Alps, created in purples and whites, with fused glass, steel and a geode intrigues visitors, and creates a buzz about Marsh’s work, leaving you wanting more. There will be live music and artist demonstrations on the grounds during the tour. Guests are encouraged to meander the backyard paths, viewing art and wildlife in tandem. “Supporting local art is important to me,” says Patty. While fabulous homes, gardens, art, and delicious edibles are the focus of the tour, the real star is Roseville Arts. Roseville Arts, and its recently-opened Blue Line Gallery bring much-appreciated art to the community. “It’s important that art be available to children and adults,” says Beverly Barkhurst, chairwoman of the event. “You would normally have to go to San Francisco or Sacramento to see a great exhibit like we currently have,” she says of the Frederick R. Weisman Foundation exhibit at the Blue Line. Barkhurst hopes to raise $20,000 from this year’s Art in the Garden tour. Proceeds will support the gallery, which is booked with children’s school tours through the end of this school year. “We’re just packed with school tours,” she says. “Kids are coming from all over the area to view and do hands-on art.” Beth Rohlfes, curator of the

PICO VAN HOURTRYVE/ GRANITE BAY VIEW

Blue Line Gallery, explains Roseville Arts has been involved in children’s programs for seven or eight years, and collaborates with area schools. They even offer teacher in-service days. The gallery hosts two school tours a day, and already has a waiting list. In addition, the group offers trips to plays and galleries in Sacramento, the Bay Area and beyond. Next up for the gallery – Out of the Blue, which is a membership show and competition May 17. Rohlfes looks forward to what’s been described as the “edgy, colorful, funky group show, eccentric imagery” coming in November. Tickets for Art in the Garden are available online at www.rosevillearts.org, and area retailers like Green Acres Nursery, La Petite Chateau, Spoons, Winestyles and other locations.

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Granite Bay View | May 2008

7

A SURGEON’S HEALING TOUCH: CALEB’S STORY STORY BY

ENDOSCOPIC APPROACH TO SPINE SURGERY ROSEVILLE YOUTH BACK ON TRACK Joanna Jullian

hen 13-year-old Caleb Anderson was diagnosed with scoliosis (abnormal curve of the spine) last summer, it turned out to be the beginning of a whole new world for him and his family. The healing touch of a special surgeon, Dr. George D. Picetti, III, made possible a brighter future for Caleb. Caleb is a special education student, who attends Franklin Elementary in Loomis. He lives in Roseville with his mother and father, Betsy and Daron Anderson and his brother and sister.

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At birth, Caleb was diagnosed with an unspecified chromosome abnormality. “Every stage of development was a struggle for him,” Betsy says. He learned to walk when he was 4 years old. Today he is functioning well with the mental capacity of an 8-yearold, with a sweet and joyful disposition. When his mom noticed he started to resist walking and biking, she consulted his pediatrician who referred him to Picetti. Picetti, a very modest man, explained how he had developed the endoscopic approach to spine surgery - a way to repair deformed spines with very small incisions – markedly different from the large,

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PICO VAN HOUTRYVE/GRANITE BAY VIEW

Caleb Anderson rides a bike with mother Betsy. Caleb was diagnosed with scoliosis last summer. Since his operation, he stands 2 inches taller, has lost 13 pounds and walks a mile every day.

long incision scars down the back resulting from traditional methods. Picetti travels around the world teaching his techniques to other surgeons and performing surgeries of very

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dic surgeon,” he says. “My dad was an orthopedic surgeon. It was the only thought in my head. It is a passion of mine.” According to Dr. Samuel F. Ciricillo, president of Sutter Neuroscience Medical Group, Picetti is a unique individual. “He makes the kids laugh, at a time when they are facing

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difficult cases. He also donates his services to treating patients in the underserved areas of the world. In May he is headed to Ukraine to perform work. And a young girl from Pakistan will be coming to Sacramento this summer for a surgery to be performed by him. “Growing up I always knew I was going to be an orthope-

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CALEB continued from page 8 a very scary and serious surgery,” Circillo says. “The endoscopic spine approach perfected by Picetti makes all the difference in the world to kids.” Picetti joined Sutter in April 2006, which according to Ciricillo made Sutter’s neuroscience services complete. “With Dr. Picetti on board, there is nothing we cannot provide our patients,” Ciricillo says. While he does work on adults, the bulk of Picetti’s practice is pediatric. Picetti’s office walls are covered with letters and pictures of the children he has helped. “The most challenging aspect of my job is the night before, thinking about every aspect of the procedure to make sure it will go smoothly,” Picetti says. After each surgery, Picetti stays

Dr. George Picetti holds a model of a vertabrae inside his Sacramento office. Though Picetti works on adults, the bulk of his practice is pediatric. Inset, an x-ray of Anderson’s spine after the surgery.

near their bed until his patients wake up so he can reassure them that everything is OK. Each of Picetti’s patients have a special connection with this surgeon, who says, “I really enjoy being with the kids, joking with them and taking time to explain so they can be more comfortable.” He often receives invitations to graduations and weddings. He sees his patients grow into their lives with so much satisfaction of knowing he had a hand in helping improve their quality of life. Since Picetti operated on Caleb’s back in December 2007, he stands 2 inches taller and has lost 13 pounds. Caleb and his mom now walk a mile everyday. And they both enjoy riding the tandem bike they share. Eternally grateful to Picetti, Caleb’s mother says her son is a different child. When asked about the surgery, Caleb is excited. “I love Dr. Picetti and I am proud of my back,” he says.

PICO VAN HOUTRYVE/ GRANITE BAY VIEW

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9

STORY BY

GRANITE BAY

GROCERY HAS

Lauren Weber

hen customers enter One Ripe Tomato in Quarry Ponds Town Center, they are sure to find more than tomatoes – the produce and grocery shop not only sells heirloom tomatoes but wheat grass, fresh herbs, fruits and a selection of convenient items such as ecofriendly cleaning supplies and old-fashioned bottled Coca-Cola – something store manager PICO VAN HOUTRYVE/GRANITE BAY VIEW Anthony Bustos said excites One Ripe Tomato manager Anthony Bustos offers customers many of the customers. organic, locally grown produce. But besides offering a caffeine fix, the store specializes in organ“She had a dream of opening “There are so many farms, the ic, gluten-free and locally grown this type of place,” Bustos said. list just goes on and on,” Bustos produce. Her dream became a reality in said.“That’s kind of the edge that One Ripe Tomato January 2008 and the we have.” recently came onto the shop is constantly Summertime is when produce scene of Granite Bay’s INSIDE being updated and per- especially flourishes in the area, Quarry Ponds Fresh he said. BUSINESS fected. When it first Market center, a cluster opened, the produce “The locally grown season is of specialty food shops, was all organic, a conJune. As fresh as you can get,” and takes on a Bay Area market cept that didn’t stick. Now, in Bustos said. concept that Lisa Powers, the addition to organic produce, the Powers said customers are owner of One Ripe Tomato and shop brings in locally grown craving foods grown close to the Quarry Ponds center, wanted fruits and vegetables, mostly home, not only because they are to bring to Granite Bay. from Placer County. typically four days fresher than

W

BAY AREA

what’s found at general grocery stores, but people can taste a difference. “It’s good for farmers and consumers,” Powers said. “The difference in flavor is enormous.” In addition to offering customers farm fresh food, Bustos said, “it’s all about the customer. Customer service is the biggest thing we incorporate into it.” One Ripe Tomato, with its close proximity to Pullman Kitchen, Vande Rose Farms Meat & Fish and Sammy’s Bistro, all located in Quarry Ponds, can provide customers with almost all of their cooking needs. If there’s something One Ripe Tomato doesn’t carry, Bustos said he will walk with the customer to try to find it at another store in the Fresh Market center or he will even special order the item. Another advantage to its location in Quarry Ponds, is access to Pulllman Kitchen, an eatery where daily-made salad dressings accompany the organic salad bar. Pullman Kitchen provides a vinaigrette dressing and Toast Restaurant, also in the shopping center, prepares their Caesar house-made dressing. The One

STYLE

Ripe Tomato salad bar also includes fresh-cut toppings and lettuce choices – spinach, romaine and spring mix – for a healthy meal on the run. When it comes to fruits and vegetables, Bustos knows what he’s talking about. He worked at Lunardi’s market in the Bay Area for five years and Taylors Market in Sacramento for two. Powers said part of what lets One Ripe Tomato stand out is that it’s modeled after what Europe has offered for years. “It’s a way of the world,” she said. Europeans get their produce fresh from farmers’ markets and locally grown produce stores, she said. And the U.S. is finally catching on.

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STORY BY

RENEWAL Michael Covey

pring is here in full glory. Most plants are in bud or leaf, and many trees, shrubs and plants are in bloom. Nowhere is the renewal that springtime brings more evident than our own yards. The new leaves and the blooms are certainly eyecatching, and it is on plants that our attention naturally turns. Those of us who are casually or seriously involved in our yards are now thinking about what tasks we need to accomplish in order to promote the health and beauty of our landscapes. At this time it is important that we pay attention to the best ally we have in our efforts, the soil. Soil is where our plants live. It is our plants’ primary source of vital nutrients and water. With spring’s renewal of plant growth, it is the renewal of our soils that will dictate how well our

S

www.granitebayview.com

OF LANDSCAPE BEGINS FROM GROUND UP IT’S

SPRINGTIME AND PLANTS ARE PUTTING THEIR BEST FORWARD

plants will grow. Modern horticulturalists have come to realize that soil health is key to plant health. Within our soils are literally billions of beneficial microorganisms that, as part of their natural life activities, enable plants to extract the minerals they need from the soil clays and silts. These organisms also store carbon and nitrogen for plant use, help plants fight pathogens and aerate the soil. With that in mind, now is a great time to make a soil assessment. It’s easy to do. First, walk the yard shortly after a rain or while your sprinklers are on. Look for standing water or excessive water run-off, which indicates soil compaction. Compaction is common, and indicates a deficit of the beneficial microbes needed for soil and plant health. The easiest solution is to reintroduce these organisms into the soil with compost. Besides the carbon and other nutrients that plants need,

compost also contains many of the soil organisms that are deficient in compacted soil. Not all composts are alike; you want one that is properly matured. There should be no odor, the color should be almost black, and the texture

somewhere between that of coffee grounds and finely ground tea leaves. Don’t be bashful; use lots of compost. At least 40 pounds per 1,000 square feet. A late summer reapplication is called for if compaction has been a problem for a while. Second, evaluate weed conditions in your lawn. Are weeds less than 10 percent of overall plants? Your soil’s health is probably good. Approaching 20-30 percent? A sure sign that your soil chemistry is out of balance and the beneficial microbes are poor in number. One common chemical imbalance is too much nitrogen. High-nitrogen fertilizers, so common in the garden section, kill the soil microbe communities and promote weeds, which thrive in excessnitrogen conditions. In this case more is not better. Typical

nitrogen content in compost is 1-3 percent, which is plenty. Dandelions, by the way, are a sign of compaction and a lack of calcium. A calcium deficiency can be rectified with lime, although lime releases calcium very slowly. A better solution is worm castings. Worm castings, a type of compost, contain a microscopic layer of calcium acquired on the outside of the castings as the material passed through the gut of the earthworms. This calcium is available to the soil and plants more quickly than is calcium from lime. The springtime reawakening of our plants is most welcome. Don’t forget, however, that the underlying soil is the key to that reawakening. Start tending to the soil this spring, and your plants will do better the entire year. – Michael Covey, PhD, is co-owner of State of the Earth, an organic landscape nutrition service in the greater Sacramento area. He can be reached at [email protected].

Granite Bay View | May 2008

11

BUMPING

LOAN LIMITS HELPS MARKETPLACE

“It’s Easy being Green”

ne of the initiatives introduced as part of the Economic Stimulus Act of 2008 involved the government sending checks to taxpayers to stimulate the economy. I think we’re all in favor of the government’s generosity, and look forward to receiving our checks. Another one of the initiatives pertains to the mortgage market. It establishes temporary increases to conforming loan limits in “highcost” areas, as defined by the Department of Housing and Urban Development (HUD). This is considered to be a constructive FINANCIAL effort by the government to help FACTS address the ongoing credit BY crunch. MIKE For the last three years, the FERGUSON conforming loan limits have been $417,000 for single family homes, with higher limits established for two- to four-unit properties. These limits are established annually by the Office of Federal Housing Enterprise Oversight, and are based on changes in the median home prices from one year to the next. Conforming loans are loans that “conform” to the standards established by Fannie Mae and Freddie Mac, government-sponsored entities that purchase these loans from lenders. On March 6, the Office of Federal Housing Enterprise Oversight released the maximum conforming loan limits that will be in effect through the year. This enables Fannie Mae and Freddie Mac to temporarily raise their conforming loan limits in certain high-cost areas. The new jumbo limits are a function of median home prices as estimated by HUD. The loan limits vary depending on geographic area. HUD has defined 71 metropolitan statistical areas, including more than 245 counties that are affected. The newly increased limits range from $417,500 in Greeley, Colo., to the highest of $793,750 in Honolulu. Nearby, San Jose and San Francisco have loan limits of $729,750 for single-family homes because their homes are more expensive than our local area. In Placer and Sacramento counties, the temporary jumbo conforming loan limits are: One Family: $ 580,000 Two Family: $ 742,500 Three Family: $ 897,500 Four Family: $1,115,400 With this temporary increase, there are still some unanswered questions. For instance, will these loans be eligible for the same low interest rates that apply to conforming loans of $417,000 or below? Maybe not, because these loans may not be marketed in the same secondary market pool as the normal conforming loans because of their higher risk. Another question is whether Fannie Mae and Freddie Mac will purchase loans for two to four units. The answers remain to be seen. It’s encouraging to see the government continuing to implement legislation to stimulate the mortgage and housing markets. Also, it will be fun to get our checks from the government as the other part of this economic stimulus package.

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GRANITE BAY REAL ESTATE MARKET recent newspaper article by Jim Wasserman suggests that there is a ray of hope in the Sacramento region home sales. He points to quarterly new home sales holding their own in the first quarter compared to the previous quarter even though this is at a level not seen since the early 1990’s.

A

REAL ESTATE BY

GLEN WALDER On the resale side of the housing market in South Placer County, the numbers are now in for the first quarter, 2008 and new escrows opened (882) increased 16.2 percent over the first quarter 2007 when 759 new escrows were opened. A similar situation exists for 1st quarter closed escrows (838) with an increase of 6.6 percent compared to 1st quarter 2007 when 786 escrows closed. This increased activity suggests that we may have reached a plateau in our declining market. Keep in mind, the quarterly median sales price has decreased 22.5 percent ($345,000) compared to 1st quarter 2007 when median sales price was $445,000, however the median sales price has increased in January ($337,000), February ($343,000) and in March ($345,00). In South Placer County, www.granitebayview.com

March pending sales (342) increased 13.6 percent compared to February’s 301 pending sales and 29.5 percent compared to March 2007 when 264 agreements were reached. In March 298 sellers closed escrow, a 20.6 percent increase over February’s 247 sales, however this is a 2.9 percent decrease from March 2007 when 307 deals closed. All of the above is indicative of a market seeking a bottom, but keep in mind listing inventory remains high. At the end of March, inventory stood at 2,540, an increase of 8.8 percent over February (2,376) and a 6.9 percent increase over March 2007 when 2,376 sellers were seeking buyers. Historically inventory increases in March as sellers hope to catch a spring surge in sales. In Granite Bay, March’s closed sales (14) improved over February (9), but is significantly down from March 2007’s 33 closings. March’s pending sales (14) are unchanged from February and are about the same as last year. Listing inventory remains fairly constant at about 200 homes for sale. Five escrows closed above $1,000,000 in February with a list price-sales price delta of 95.85 per cent. Editor’s note: Glen Walder has been a contributor to the Granite Bay View for eight years. This will be his last column as he and his wife are taking a sabbatical to accomplish some long deferred travel and personal goals. Glen is affiliated with Referral Network Services Inc., a division of Prudential California Realty. He can be reached at 599-9243 or [email protected]. Granite Bay View | May 2008

13

GRANITE BAY A

t the April 2 Granite Bay MAC meeting the MAC unanimously voted down the proposed Granite Bay Plaza and Pardee Court half-plexes. The proposed project consists of 35 townhomes and 8,800 square feet of retail. This matter came before the Granite Bay MAC on June 6, 2007. A number of residents said the project was a bad idea as it is out of character with the area. One resident pointed out that traffic in the area has a seasonal high and the traffic study was conducted in the off-season. MAC member Virg Anderson expressed concern about the number of parking spaces available but the county stated the project has more than enough. MAC Member Sean Corcoran expressed concern that the parking needs will spill over to the adjacent property. MAC Vice-Chairman Steve Nash commented that the site was good for the proposal but that there was too much density for this area.

LOCAL

PROJECT REJECTED

MAC UPDATE BY

ROBERT J. ENOS The MAC also listened to an informational item presented about the proposed Amazing Facts church located on 71.9 acres at Night Watch Drive and Sierra College Boulevard. The project will consist of an 112,700 square foot workshop and office complex and a 11,200 square foot resource center. The Placer County Planning Department stated that this project will need an environmental impact report. Under the current zone designation the project will only need a minor use permit because it is a house of worship. MAC member Sean Corcoran requested confirmation that the proposed church is anticipating building 230,000 square feet of new

construction because by comparison Bayside Church, also located in Granite Bay, is 87,000 square feet. A number of residents voiced concern about the project and one citizen said “this ‘mega church’ is so huge it should be built along Highway 80 or 65 and not in Granite Bay.” The Granite Bay Retail and Carwash rezone and a general plan amendment was approved by the Board of Supervisors on March 25, 2008. The owner voluntarily agreed to come back to the MAC to obtain comment. The recent design changes involve pushing the buildings further apart and back from the private road to give the road a more residential feel. The Auburn-Folsom Road widening project begins in May and is set to be under construction during the course of two seasons. Member Nash asked if the overhead power lines could be put underground and the presenter stated that PG&E owns the power lines and already declined.

Spring Fling

EVENT

PLANNER RECEIVES

CHP Officer Kelly Baraga reported that in Granite Bay there has been an increase in traffic but a decrease in crashes. In 2007, there were 196 crashes as compared to 161 in 2007. The first quarter of 2008 reveals still fewer crashes. Safety Committee Chair David Kaiser reported that local law enforcement cautioned about the dangers of text messaging while driving referencing a recent death in the Forrest Hill area of a teenager killed while text messaging. MAC Member Steve Nash reported that the recent tree planting at Franklin School Park was a success. He thanked the 40 volunteers and the Rotary and Kiwanis clubs for taking the initiative and “making things happen.” The next Granite Bay MAC meeting will be at 7 p.m. Wednesday, May 7. Visit www.GraniteeBayMAC.com. – Robert J. Enos is the Granite Bay MAC Secretary and a law partner with BPE Law Group Inc.

MULTIPLE AWARDS Granite Bay resident Ingrid E. Lundquist, CSEP owner of The Lundquist Company, was recently honored at the Special Event Convention in Atlanta with a Gala Award for Best Event Marketing campaign for her design and production of the rededication of Matthew Kilgore Cemetery. The Gala Awards, equivalent to the Oscars, have been awarded each year since 1986 by Special Events Magazine to recognize the top professionals in fields such as event design, production, tenting, lighting, floral and catering. The rededication of a 133year-old pioneer cemetery in Rancho Cordova included a New Orleans-style jazz funeral and procession complete with brass band, twirling parasols, horse-drawn funeral carriage driven by an undertaker in period costume, a casket filled with flowers representing the souls of the dead, a wagon carrying reclaimed cemetery headstones and three clergy.

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Miles Nevilles, a second-grader at Oakhills School took first place on the high-bar event with a score of 9.5 at the Northern California Boys State Gymnastics Championship on March 1. The competitive season is over, but Miles will continue to train for next year’s season. – Courtesy

Some greens with your meal

Quarry Ponds owner Lisa Powers, left, presents January’s Dining Club winner Dixon Hughes and Betty Van Valer with $1,000 cash on site at Pizza Antica with Manager Mike Clark. – Courtesy

Soccer champs

The Placer United Prestige 94 Gold U-14 girl’s soccer team, left, took first place in the Presidents Day Tournament held in Phoenix. The tournament is ranked as one of the top five soccer tournaments in the United States. The Placer United Prestige U14 boys gold team, below left, returned home from the Gerald Badella tournament in Fresno Feb. 23 and 24 carrying the championship trophy. – Courtesy

Charitable get together

Representatives from locally based nonprofit, Children’s Gaucher Research Fund gathered along with 63 other local nonprofit organizations recently at the Serrano Country Club in El Dorado Hills to be honored at Wells Fargo Bank’s annual Community Partners Breakfast. – Courtesy

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BEAT

THE HEAT WITH AN ICE CREAM TREAT

STORY BY

“I feel like it’s a great opportunity to meet a lot of wonderful women,” club member Jane Weaver said. “It’s wonderful to be around t the end of May, when dynamic, interesting women.” More than 50 members spring melts into summer, grab the kids and make up MOMS in Granite Bay and the ice cream social head to the park for an ice is just one of the various cream social – a free for all activities in which members event put on by Moms can take part. MOMS holds Offering Moms Support (MOMS) club in Granite Bay. numerous holiday parties such as Easter egg hunts, playBesides treats to cool the groups and gentongue, the eral meetings event on May 29 that are topic is designed to MOMS Club driven with guest introduce famispeakers on famWhat: Ice cream social lies to MOMS ily finances, and possibly When: nutrition and take on new 4-6 p.m. May 29 ways to stay in members. Pam Where: Granite Bay shape. The club Donkin of also holds mom’s Auburn’s Music Community Park, 6010 night out on Together and an Douglas Blvd. Granite Bay weekday award-winning Cost: Free evenings, which musician, will include going provide enterout to dinner or tainment for to a spa, and field trips to families attending the event places like Kelli’s Gourmet held at the Granite Bay Cookies in Roseville and the Community Park. STAR ECO Station in The group is designed to Rocklin. give moms and kids a place The club members not only for socializing and support.

Lauren Weber

Kimberly Kranig, left, with her daughter Miya McClymont, Beth and Blaine Mitchell, and Sarah and Owen Newton, enjoy entertainment by Dylan Donkin from Auburn’s Music Together at last year’s MOMS club ice cream social.

A

16

Granite Bay View | May 2008

COURTESY

support each other, but also the community through service projects such as donating books to reading programs at local libraries and clothing drives working with Chicks in Crisis, an organization that helps teens and pregnant women in times of crisis. Heather Parker, MOMS Granite Bay club president, not only views the club as fun and social, she also likes the support aspect of the club.

“It’s really neat to meet other moms in the area,” she said. Many members of MOMS agree with Parker. Weaver said it’s a great way for stayat-home moms and moms who work part time to provide encouragement and friendship to mothers. “Between play groups, mom’s night and field trips, there are easily 10 to 15 activities a month,” she said. Many moms in the club were working women until kids came into the picture and the transition from working with adults to raising a child can make anyone stir crazy, itching to make friends. Kimberly Kranig was the founding president of MOMS

in Granite Bay and having worked full time until her daughter was born, Kranig was looking for a place to meet other moms in the area. “I couldn’t find anything in Granite Bay,” she said. She was familiar with MOMS international from the Rocklin chapter and decided to bring it closer to her new home in Granite Bay. While researching the club, Kranig received advice that describes what she was hoping to get from MOMS. “It’s just a chance for moms to meet and make friendships,” she was told. And Kranig, like other members of MOMS in Granite Bay, said they have found exactly that.

www.granitebayview.com

A

CASE OF SENIORITIS

here is this thing called senioritis. It eats at you. It paralyzes you. It basically hinders every ounce of personal academic responsibility. But until about a month ago, I didn’t believe it existed. I always dismissed senioritis as being a murky and mysterious excuse. It seemed like the senior-year slogan.

T

GB HIGH NEWS BY

AMY HOLIDAY I had never sympathized with seniors who claimed they had senioritis. I just simply didn’t buy it. But then I caught the senioritis virus. I couldn’t figure out why but after spending much time thinking about it I’ve reached a conclusion. Senioritis is much more than the eagerness to graduate. It’s much more than an urge to escape the Granite Bay bubble. As much as I mocked it, I’ve realized how legitimate an emotion it is. When we – in whatever capacity – reach any kind of monumental and pivotal point in our lives, we get giddy and anxious with emotion. And for

high school seniors, that just happens to be senioritis. Graduation from high school is an intersection like no other. It’s that ceremonial fork in the road; but either way we turn, there is no going back to the safety that is Granite Bay High School. The roads that diverge at graduation are many – working, vocational school, internships, living at home. For whatever road we chose, we’re equipped only with a really rough map and a rearview mirror. Clinging onto the past, then, is seemingly unwise. And I think that’s part of what senioritis is about. As the school year wanes away, seniors are getting anxious and distracted with school. I made the mistake of ignoring the emotional rollercoaster that the seniors before me experienced; I didn’t believe that whatever senioritis they had was justifiable. But – and I speak the honest truth – it’s real. And alive. And contagious. So parents and underclassmen, be sympathetic to us all, please. You’ve all felt the same emotions. And for seniors, that eagerness just so happens to translate into that beastly plague of senioritis.

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8789 Auburn Folsom Road #C • Granite Bay (Located in Granite Bay Village across from Post Office) Granite Bay View | May 2008

17

MAY ■ Blue Line Gallery presents “Art and Illusion: Selections from the Frederick R. Weisman Art Foundation,” through May 3. The gallery is located at 405 Vernon St. in Roseville. Hours are Tuesday through Friday, 10 a.m. to 5 p.m., Saturdays 1-8 p.m. Info: 783-4117 or www.rosevillearts.org. ■ Granite Bay High School Visual and Performing Arts present “Les Miserables” at 7:30 p.m. May 7,8,9 and 10 with a matinee at 1 p.m. Saturday, May 3 only. Performances will be held at Granite Bay High School theater. Cost: $10. Info: 786-8676. ■ The Oblates of St. Joseph invite the public to the spring pancake breakfast from 8:30 a.m. to 12:30 p.m., beginning with Mass at 7:30 a.m. Sunday, May 4, at 6250 Wells Ave. in Loomis. Cost: $6 for adults, $4 for children. Info: 6526336 x 3. ■ Roseville Arts 8th annual spring home and garden tour, “Art in the Garden” will be held from 10 a.m. to 4 p.m. Saturday, May 3. Cost: $30. Info: 783-4117. ■ California Capital Aquatics (CCA) will be offering a pre-team summer program to help swimmers develop strokes at the Roseville Aquatic complex. The program will be run in two sessions, afternoons beginning June 9 or mornings beginning June 16 and will run through July 31, and will be held four days a week for one half hour. Tryouts will be held at 7 p.m. Tuesday, May 6. Info: 435-8456. ■ Join the American Cancer Society for the “Great American Get Active Challenge,” a free seminar by Pat Dayton of Curves about staying healthy and fit Thursday, May 8 at American Cancer Society Discovery Shop, 1813 Douglas Blvd. in Roseville. Info: 786-7773. ■ American Cancer Society presents the Bizarre Bazaar event from Friday, May 9- Sunday, May 11 at 1813 Douglas Blvd. in Roseville. Sale will feature an unusual collection of clothing, purses and décor. All proceeds benefit cancer patients and research. Info: 786-7773. ■ The Tommy Apostolos Fund is hosting a benefit dinner and dance beginning at 6 p.m. Saturday, May 10 at the Roseville Sports Center at Mahany Complex. Event will fea-

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Granite Bay View | May 2008

DAYS ture music by Innersoul. Cost: $35 per person. Info: 782-8079. ■ The Women Democrats of Placer County present “Springtime in Paris,” a fashion show 2-4 p.m. Saturday, May 10 at the Loomis Veterans Memorial Hall, 5994 Horseshoe Bar Road. Tickets: $20. Info: 4352046. ■ Come to the 10th annual Roseville Rose Show, from noon to 4 p.m. Saturday, May 10 at Bassett Furniture, 9200 Fairway Drive in Roseville. Registration on Saturday will be held from 7-11 a.m. Info: 7830016. ■ The Roseville Chamber of Commerce is hosting its annual premier business event, “Teaming Up for Success,” Thursday, May 15 at the Westfield Galleria, 1151 Galleria Blvd. at Roseville. Info: 783-6161. ■ Roseville Heat will host a golf tournament at 11:30 a.m. Friday, May 16 at the Woodcreek Golf Course, 5880 Woodcreek Oaks Blvd. in Roseville. Entry fee is $125 per player and includes golf, cart, lunch and dinner with a $5 for the putting contest. Info: 7881274. ■ The Rotary Club of Roseville will present a cooking demonstration and food tasting of healthy foods by award-winning cook Gopal Kapur from 11 a.m. to 2 p.m. Saturday, May 17. Info: 772-6567. ■ The Roseville Better Gardens Club will host a plant and garden sale from 10 a.m. to 2 p.m. Tuesday, May 20 at the Maidu Community Center. Info: 316-5873. ■ Join the Granite Bay MOMS Club for an ice cream social event 4-6 p.m. Thursday, May 29 at Granite Bay Community Park. Info: 786-0690. ■ City of Roseville Parks and Recreation presents the 17th annual Senior Resource and Health Faire at 8 a.m. Saturday, May 31, at the Maidu Community Center, 1550 Maidu Drive. Info: 7745960. ■ Adelante High School will host a potluck reunion for all years of graduating classes from 6-10 p.m. Saturday, May 31 at 350 Atlantic St. in Roseville. Bring food to share. Info: 7823155.

www.granitebayview.com

Adopt a new love Honeycutt (ID # 4349848)

This is your money! Know your investment options! We give them to you. We... • Educate you on the

Australian Kelpie, 2 yrs

H

oneycutt is a sweet, curious and lovable boy. He is quite responsive to his positive training, which he is receiving here at the shelter. He already learned how to sit and lay down and has good leash manners. Honeycutt is looking for pet parents willing to give him plenty of love and attention and who will continue his training. He would do best with older children and as the only pet in his forever home. See if Honeycutt is the companion you’re looking for.

Nemo (ID # 4319230)

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his gorgeous orange tabby is inquisitive about everything and everyone around him. Nemo is very social and appreciates attention. When he is ready to relax, you will be rewarded by his presence as a lap cat! When it comes to Nemo’s new forever home, he wants to be the only cat in the household, but could probably adapt well to being with dogs. Because of his independent nature, Nemo should be with older kids at least 10 years old. Nemo is looking forward to his next great adventure; please help make it a wonderful one!!

• Internet Rates!!!

To add these adorable pets to your family, visit the Placer SPCA at 150 Corporation Yard Road in Roseville. Hours are Tuesday, Friday, Saturday and Sunday 11 a.m. to 4 p.m. and Wednesday and Thursday 2-7 p.m. The Placer SPCA is closed on Mondays and all major holidays. Call 782-7722 for information.

e-mail: [email protected] Visit us at: www.windsorfinancial.net

OUTDOOR FIT CAMP

...but with free personalized service.

916-797-1180 6887 Douglas Blvd. Granite Bay

Broker, CA Dept of Real Estate. Lic #00426763

Granite Bay

FAMILY DENTISTRY James M. Jack, D.D.S. Pieter J. Linssen, D.D.S. 8769 Auburn-Folsom Road Granite Bay, CA 95746 Most Insurance Plans Senior Citizen Discounts Evening Appointments Available New & Emergency Patients Welcome

Join TRAIL TRAINING for our Spring Fitness Classes

http://www.TrailTraining.com Fit camp starts May 5 th in Granite Bay, CA. 916-783-9397 Running, Kayaking, Mountain Biking, Personal Training, Fit Camp www.granitebayview.com

791-4719 Granite Bay View | May 2008

19

New 403(b) Regulations And What It Means To You

I

n July 2007, the IRS introduced major changes that have significantly transformed 403(b) plans from an employeecontrolled, tax sheltered account to a fully integrated plan for which employers have responsibility for plan development, investment provider choices, plan administration and regulatory compliance. The following will be required of employers as part of the new regulations: Creation of a Plan Document spelling out rules of the plan. Universal availability notification – employers must regularly notify all eligible employees of their ability to participate.

BY MAY TRAN CLU, ChFC, CFP

Restrictions added to 403(b) transfers, and an end to the “old style” 90-24 transfers. What does all this mean to you? For the first time employees will have access to transparent employercreated plan information. Any questions you have regarding what can and can’t be done with your accounts, and which companies are available for you to use, will be answered in the Plan Document. The elimination of 90-24 transfers limits your currently flexibility to move your money if you are not happy with where it is invested. Under the old rules, a participant in a 403(b) plan could move the money accumulated under his employer’s program to another product offered by an insurance company or mutual fund. Now, while an individual can still perform these transfers, it has to be done under an “information sharing agreement” in which employers have to approve the investment provider and product that the account is being transferred to. The new regulations, which take effect January 1, 2009, will make 403(b)s work much like 401(k)s. Public schools and universities, who sponsor these plans, will be most affected by these changes. A 403(b) plan is a type of tax-deferred retirement savings program that is available to employees of public schools, employees of certain non-profit entities, and some members of the clergy. You can defer the income tax on your contributions until you begin making withdrawals from your account – typically after you retire. The earnings on your account also grow tax-free until withdrawal. 403(b) plans typically offer fixed annuities, variable annuities, and mutual funds. If you have a current 403(b) account or plan to open a new 403(b) account, I recommend you speak to a financial advisor with experience in the 403(b) markets. Many of the new regulations are still being interpreted, and it may take a few months before your employer provides information on what they are doing in regards to the regulations. Questions about this article can be directed to May Tran, a Certified Financial Planner at Smith-Mottini Financial Advisors. She can be reached at (916)797-1020 or mailto:[email protected]

KEEPING TRACEY’S

HOPE ALIVE

BILETNIKOFF FOUNDATION CELEBRITY GOLF CLASSIC TEES OFF JUNE 2 STORY BY

Financial

Tracey Biletnikoff, left, with her father, Fred before she died. A golf tournament to raise money for Tracey’s Place, a rehabilitation center, will be held June 2 at Catta Verdera.

Joanna Jullien

n June 2, the Biletnikoff Foundation is hosting the 4th annual Biletnikoff Celebrity Golf Classic to raise money to build Tracey’s Place of Hope in Placer County, a rehabilitation home dedicated to helping teens escape alcohol, drugs and violence. The event will be held at Catta Verdera Country Club in Lincoln and attended by more than 40 celebrities including NFL greats, other sports legends and Hollywood stars such as James Caan. The Biletnikoff Foundation was established in memory of Tracey Biletnikoff, daughter of former Raider NFL receiver and Hall of Famer Fred Biletnikoff, who at 20 years of age was brutally murdered by someone she knew in 1999. Like all parents, Fred and Angela Biletnikoff never expected to have their child consumed by addiction, or to be slain by someone she knew who was consumed by addiction. When she was murdered, Tracey was working toward becoming a drug rehabilitation counselor at

O

ations r e t 4 You l A Specializing in:

Evening Gowns Skirts Blouses

Suits Pants Shirts Zippers

the facility that helped her overcome substance abuse – The Women’s Recovery Association (WRA) in San Mateo. In response to the memorial services for Tracey, the Biletnikoffs asked for donations to the WRA in lieu of flowers. More than $12,000 was raised in one weekend, according to Fred. Since then, the Biletnikoffs formed the Biletnikoff Foundation dedicated to helping teens escape drug and alcohol addiction and violence, which has been a mainstay benefactor for Tracey’s Place of Hope, a special service unit catering to teens at WRA in honor of Tracey. When asked about Tracey’s Place of Hope, Angela described how before her daughter died she had emerged from the rehabilitation process completely transformed back into the daughter she and her husband Fred knew. “It was a miracle,” says Angela. “I cannot express the gratitude in our hearts. Fred and I were so grateful to have our daughter returned to us.” And it was Tracey’s most sincere desire to help other teens escape the trap into which she had fallen. By auctioning and raffling footballs signed by her NFL-Hall-of Famer-dad, she began a career devoted to helping teens recover from substance abuse. In spite of her untimely and brutal death, the Biletnikoff’s gratitude for having Tracey returned to them as a result of

quality rehabilitation remains strong. Through the fund development efforts of the Biletnikoff Foundation, Tracey’s parents keep alive her hope that any adolescent who is addicted to drugs and alcohol can be recovered through counseling services and rehabilitation designed for teens. Tracey had emerged from rehabilitation reinvigorated, her heart full of optimism for the future, not only for herself but also for others like her who have fallen into addiction. “To this day, the girls in the program still talk about her all the time,” says Linda Carlson, the executive director of WRA that houses Tracey’s Place of Hope in San Mateo. ‘Tracey is here!’ they will say, even though they have never met her. Tracey’s Place of Hope to be built in Placer County will be a 6-bed residential facility to be operated by Families First. Laura Heintz is the executive director. The Biletnikoff Foundation is searching for a site to purchase, and within six months after purchase they will be open for business. The facility will offer substance abuse and mental heath treatment for girls who have fallen into addiction and abuse. For more information about the Biletnikoff Celebrity Golf Classic on June 2 go to www.biletnkioff.net or contact: Marnie Rosellini (925)556-2525. – Joanna Jullien is a freelance writer and can be reached at www.bananamoments.com.

COMING SOON

Reweaving Leather Repair

www.PlanWellLiveWell.com Registered Representative of, and securities offered through QA3 Financial Corp. Member FINDRA/SIPC. Investment Advisor Representative of and services offered through QA3 Financial, LLC, an SEC Registered Investment Advisor. Smith-Mottini Financial Advisors and QA3 Financial Corp. are non-affiliated companies.

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Granite Bay View | May 2008

Douglas Rd.

AuburnFolsom Rd.

300 Harding Blvd., Suite 215 Roseville, CA 95678 916.797.1020 phone 916.797.3020 fax

X

Mon.–Fri. 9-6, Sat. 10-4 8629 Auburn Folsom Rd. Granite Bay, CA 95746 797-3777 (916) (916) 797-3777

786.5476 2160 Sunset Blvd., Ste. 502 • Rocklin 773.5476 www.granitebayview.com

9

WAYS TO KEEP YOUR GARDEN

well managed and pleasing to look at yard provides enjoyment for the owner of the property and to anyone who passes by. It also can add value to your property. The nine ways listed below are certainly not all of the things you can do to have a beautiful yard, but they will help head you in the right direction.

A

of the warm season months, but when our weather consistently stays over 90 degrees, we recommend watering daily. Also, in the winter, if we have not had a soaking rain in the past week it is a good idea to water. Your plants still need water in the winter, and if the soil is moist it helps prevent freeze damage when we have frosty mornings.

1

5

Soil condition

Understanding what type of soil your yard has is an important part of the gardening process. In our area, there are many types of soils, some quite good and some quite poor. Some plants do well in each of these two scenarios, but putting a plant that requires rich, well-drained soil in clay and cobblestone soil is a guarantee for failure.

2

Fertilizing

Most plants require fertilizing. You have choices when you make a decision to fertilize. Do you want to use manufactured fertilizers, or natural fertilizers? Both of these types will provide necessary nutrients for your plant and both can be quite effective.

6

Pruning will help strengthen your plant, help it grow in a desired direction, allow light to penetrate to the center of the plant, and allow you to remove dead or damaged branches. Pruning also can encourage blossoming in many plants. There are definite right and wrong ways to prune. You can research this on the Internet, in books, or at

Proper plant selections

Select plants based on your soil type, or modify the soil to meet the plant’s needs. This means creating raised beds or mounds if you have poor quality soil and bringing in additional quality soil like planters mix. When you are at the nursery, select plants that look healthy and can support themselves in their pot. Avoid plants that are drooping or wilted. Look for insects on the plants or weeds in the containers. Avoid any plant that has any of these problems because bringing them home will introduce these unwanted intruders into your existing plants.

classes.

3

7

Insect control

Proper planting

Pruning

Dig a hole two to three times the width of the plant container and about one and a half times the container depth. Fill the hole with a soil amendment like planters mix. A time release starter fertilizer will help get your plant off to a good start and can also be placed in the hole. Remove the plant from the container. If the roots are visible and have created a circular root mass against the edge of the container, gently loosen the roots prior to placing the plant in the hole The crown of the plant, this is the place where the stem enters the soil, should be above the existing soil level about one inch. Pack the soil around the plant firmly and water the new plant so that all of the new soil is moistened.

Most gardens at one time or another will be attacked by some sort of pest that must be managed. Once again, you have choices of manufactured or natural pesticides. Each can be effective, but we recommend using natural means of insect control if at all possible. Your nursery can help you with the proper remedy for your specific problem.

8

Mulching

4

9

Introducing annuals and replacing plants

Water requirements

Different types of plants require different types of irrigation and different amounts of water. Drip irrigation is the most efficient means of irrigating plants because each plant has its own source of water. You can use different emitters that are designed to put out one half, one, or two gallons per hour. Watering every other day is a good cycle for most www.granitebayview.com

your base plants, you will occasionally have to replace a plant that dies or no longer looks appealing. This is just part of the gardening cycle. – Provided by Scott Jardine of Jardine Landscape Inc., a four-year-old family-owned business based in Rocklin. The company provides landscape design and installation meeting a wide range of customer needs including residential and commercial projects. Natural stone work, pavers, low voltage lighting, and dramatic water features, as well as drainage, irrigation, and plant installation are many of the services they provide. For more information, call 663-5800 or visit [email protected].

Mulching around your plants helps keep weed growth down and also helps retain moisture in the soil. You have many choices of types of mulch that are effective and also are pleasant looking.

The final step is the use of annuals. Annuals typically introduce vibrant color into your garden. Their life cycle is such that they need to be replaced annually. They typically grow quit quickly and can provide a nice splash of color to brighten up your garden. Also recognize that as good a job as you do with Granite Bay View | May 2008

21

Celebrating Childhood Daily

Warner’s Granite Bay Country Day School offers a balanced curriculum dedicated to the education, enrichment and enhancement of the preschool child in a natural learning environment where childhood is celebrated daily. Call today for a personal tour. Call

Puppetry Math/Manipulatives Phonics/Reading Science Social Science Language Arts Drama

Art Dance Children’s Literature Music Cooking Physical Fitness Gardening

to learn about our outstanding Junior Kindergarten*

Field Trips Social Gatherings Parties Preschool Pre-Kindergarten & Junior Kindergarten Classes AM PM *For those students who either miss the Dec 2nd cut off or would simply benefit from an additional year before entering kindergarten

Warner’s Granite Bay Country Day School A Unique Country Farm Setting

Enroll now please call for reservations: (916) 797-0222 visit our website www.granitebaycountrydayschool.com

for All DECKS Seasons

King Road

Horseshoe Bar Road

Along with a Great Selection of Deck Railing and Treated Lumber for Understructure d y Roa Rippe Taylor Road 65

3243 Rippey Road, Loomis, CA 95650 w w w. g o h o m e w o o d . c o m 20

Granite Bay View | May 2008

Monday-Friday 7am to 5pm and Saturday 8am to Noon www.granitebayview.com

R ECENT G RANI TE B AY H OME S ALES Address Bed Bath 4-5 6933 Brandy Cir 4-5 3 4 2 4705 Dickens Dr 4 3 6515 Sitta Ln 44 3 4868 Waterbury Way 44 4 6840 Poca Montoya Dr 5 3 7157 Treeline Ct 4-5 4880 Ketchum Ct 4-5 5 4 5 7021 Winterwood Ct 4 4 9959 Granite Crest Ct 410 Merion 4-5 4 419 Merion 44 4 7680 Shelborne Dr 6-7 7

Sq Ft 2,374 2,154 3,100 2,797 2,970 3,406 4,090 4,677 3,613 3,683 4,230 4,400

Lot Size 0.161ac 0.230ac 1.130ac 8276sf 2.100ac 0.500ac 0.887ac 0.470ac

0.840ac

Date 3/27/08 3/28/08 4/4/08 4/10/08 4/4/08 4/9/08 4/3/08 4/14/08 3/31/08 4/3/08 3/31/08 4/1/08

DOM 3 6 129 144 12 15 28 147 0 69 164 15

Sold Report Presented by

List Price $428,000.00 $595,000.00 $735,000.00 $785,000.00 $799,900.00 $850,000.00 $899,000.00 $1,199,000.00 $1,085,000.00 $1,225,000.00 $1,250,000.00 $1,397,500.00

Sale Price $415,000.00 $530,000.00 $675,000.00 $740,000.00 $810,000.00 $812,771.00 $870,000.00 $1,015,000.00 $1,050,000.00 $1,117,700.00 $1,187,500.00 $1,375,000.00

Della & Reuben Johnson

To Buy or Sell a Home, Call 916.337.5233

Our Performance Will Move You

Information deemed to be reliable but not verified. Home sales based on information from MetroList, Inc. for the period March 27 through April 16, 2008.

Sale Pending

Sale Pending

• Upgraded home • Granite counters • Cherry cabinets • Bonus Room

Elegant 3 bed 2 bath well-appointed home on Culdesac lot!

1541 Elk Ravine Way Roseville

1753 Richard Court Lincoln

Step intoParadise

Sale Pending

• 3 bed plus a loft area & bonus room. • Cherry wood cabinets. • Custom paint

6623 Grand Canyon Drive, Rocklin

• 3 bedroom + a loft, 2 bath • Eureka Schools • Courtyard Entry • Newer Stainless Appliances • Wood Floors

1500 Doulton Drive Roseville

Luxurious Retreat!

4 bedroom home with breathtaking scenery by the 8th green of Sunset Whitney Country Club. A truly amazing setting to sit down and relax in after a long day away from home. 3250 Midas Avenue Rocklin Please call for price.

Beautiful 1-story 5 bedroom home on over 1/3 acre tucked away in Ashley Woods *Incredible Greenbelt Views * Pool w/Built-in Spa *Hardwood floors *Kitchen offers cherry cabinets, granite counters & more 471 Lockridge Court Granite Bay Please call for price.

Call Sara Gertz at 337.8836

Call Della and Reuben at 337.5233