Finacialfreedom.docx

Cover Photo

1 Sachet Novels / Komikasi Games & Entertainment Inc.

Your Journey to Financial Freedom Steps to Get Out of Debt and Live a Free Life

By Elder Luis Lu Jr.

2 Sachet Novels / Komikasi Games & Entertainment Inc.

This is a work of fiction. Characters, situations and events portrayed are products of the authors’ imaginations. Characters and situations with similarities to other works are purely coincidental. No part of this book may be produced or reproduced without the author’s or publisher’s consent. All Rights Reserved 2017 Your Journey to Financial Freedom Steps to Get Out of Debt and Live a Free Life By Elder Luis Lu Jr. Genre: Non-fiction Keywords: finance, money, guide Edited and Compiled by: Maita R. Lu Cover design and Layout by: Komikasi Cover Picture: pixabay.com Komikasi.com www.facebook.com/sachetnovels 3 Sachet Novels / Komikasi Games & Entertainment Inc.

Table of Contents

4 Sachet Novels / Komikasi Games & Entertainment Inc.

Introduction MINDSET + ACTION = RESULT How to Change Your Mindset Discipline Determination Decision Information-gathering Reliability in God Tools Toward Your Goals Planning Research Sourcing Implementation Keeping Records 5 Sachet Novels / Komikasi Games & Entertainment Inc.

Financial Planning Step 1 – Get Out of Debt Step 2 – Plan and Set a Budget Step 3 – Plan Your Income/Create Wealth Step 4 – Start Saving How to Increase Your Cashflow C A S H Change Your Lifestyle 6 Sachet Novels / Komikasi Games & Entertainment Inc.

Always be Open-minded to Opportunities Save as Much as You Can Have a Long-term Perspective

7 Sachet Novels / Komikasi Games & Entertainment Inc.

8 Sachet Novels / Komikasi Games & Entertainment Inc.

3-6 sentences only. Picture optional. Contact Author: Facebook: facebook.com/ Twitter:

@

Instagram: Blog: Wattpad/NaNoWriMo Handle: Websites:

9 Sachet Novels / Komikasi Games & Entertainment Inc.

Romance Line:     

Waiting for Destiny by Mai Tala Painting with Destiny by Mai Tala My Secluded Heart by Maita Rue Shake by Yeyet Soriano Sunrise by Yeyet Soriano

Young Adult Line    

My Little Mermaid Girl by Mai Tala Nerdy and the Beast by Mai Tala September Rhythm and Blues by Racquel Sarah A. Castro #SquadGoals by Racquel Sarah A. Castro

10 Sachet Novels / Komikasi Games & Entertainment Inc.

Fantasy Anthologies   

Mythological Creatures of the Philippines Volume 1 by Jean Karl Gaverza Mythological Creatures of the Philippines Volume 2 by Jean Karl Gaverza Mythological Creatures of the Philippines Volume 3 by Jean Karl Gaverza

Pet Line   

Simple and Clean by BabyMoonMaita Mew-Tinis! by BabyMoonMaita Happy Hour for Happy Dogs! BabyMoonMaita

11 Sachet Novels / Komikasi Games & Entertainment Inc.

by

Copyright

As the country is a party to the Berne Convention, Philippine copyright law expressly gives copyright ownership of this story and its characters to the copyright holder (the author) automatically for the creative work. Please see Intellectual Property Code of the Philippines [Republic Act No. 8293] Part IV Law of Copyright.

Cover layout, book layout, Komikasi and Sachet Novels logo is property of Komikasi Games and Entertainment Inc., a duly registered company in the Republic of the Philippines.

www.facebook.com/sachetnovels

12 Sachet Novels / Komikasi Games & Entertainment Inc.

13 Sachet Novels / Komikasi Games & Entertainment Inc.

Accepting unsolicited manuscripts for the following line:  Young and New Adult Romance  Contemporary Romance  Inspirational Romance  Paranormal/Urban Fantasy Romance  Short Asian Fantasy with Romance  Fantasy and Horror Series  Children’s Book (4-6, 7-11yo) Send your manuscripts in doc or docx format with your name, age, contact number, e-mail, genre, title and pen name to [email protected] Subject: Submissions + (Genre and Title) Number of words must be between 3,500 to 11,000 words in one to five chapters. No sex, no slanders and no foul languages please. 14 Sachet Novels / Komikasi Games & Entertainment Inc.

15 Sachet Novels / Komikasi Games & Entertainment Inc.