Expenses Rate
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% per Premium Quy ®æii: %STBH->cash Estimated fr.CSKT NA1 NA2 NA3 NA4 NA5 NA6 NA7 NA8 NA9 NA10 NA11 NA12 NA13 NA14 NA15 NA16 NA17 NA18 NA19 NA20 NA21 NA22 NB1 NB2 NB3 NC1 NC2 ND1 ND2 ND3 NHB1 NHB2 NR1 NR2
6.00% 6.00% 6.00% 5.33% 6.43% 5.43% 5.33% 6.33% 6.33% 4.60% 5.20% 8.40% 9.40% 5.40% 8.45% 8.45% 9.40% 9.40% 5.26% 1.95% 3.63% 4.71% 20.00% 20.00% 20.00% 15.24% 15.24% 8.67% 8.67% 8.67% 18.00% 65.00% 20.00% 25.00%
Cash Amount 0 0 0 0 59657 58704 330000 77365 62249 95229 117869 144562 155669 195998 178960 242554 243893 326241 311870 388004 430862 348727 0 0 0 0 0 0 0 0 0 0 0 0
NR3 NR4 NR5 NR6 NR7 NR8 NR9 GB1/2007 GB2/2007 -
8.05% 16.65% 30.00% 30.00% 30.00% 27.00% 27.00%
0 0 0 0 0 0 0
N¨m 2 NA4
Pro. Policy Expenses Pro. Policy NA5 Expenses Pro. Policy NA6 Expenses Pro. Policy NA7 Expenses Pro. Policy NA8 Expenses Pro. Policy NA9 Expenses NA10(5) Pro. Policy Expenses NA11(10) Pro. Policy Expenses NA12(15) Pro. Policy Expenses NA13(20) Pro. Policy Expenses NA14(9) Pro. Policy Expenses NA15(12 Pro. Policy Expenses NA16 (15) Pro. Policy Expenses NA17(18) Pro. Policy Expenses NA18 (21) Pro. Policy Expenses NA19 Pro. Policy Expenses NA20 Pro. Policy Expenses NA21 Pro. Policy Expenses NA22 Pro. Policy Expenses
0.3 0.05 0.3 0.07 0.3 0.06 0.2 0.05 0.1 0.07 0.1 0.07 0.2 0.05 0.2 0.07 0.2 0.09 0.2 0.1 0.3 0.07 0.3 0.09 0.3 0.09 0.3 0.1 0.3 0.1 0.3 0.06 0.3 0.03 0.3 0.04 0.3 0.05
N¨m 3 0.7 0.05 0.7 0.05 0.7 0.05 0.8 0.05 0.9 0.05 0.9 0.05 0.4 0.05 0.2 0.05 0.3 0.09 0.3 0.1 0.3 0.05 0.3 0.09 0.3 0.09 0.3 0.1 0.3 0.1 0.3 0.06 0.3 0.03 0.3 0.04 0.3 0.05
N¨m 4
N¨m5
0.2 0.05 0.3 0.05 0.3 0.09 0.3 0.1 0.2 0.05 0.2 0.09 0.2 0.09 0.2 0.1 0.2 0.1 0.2 0.06 0.2 0 0.2 0.04 0.2 0.05
0.3 0.02 0.2 0.05 0.1 0.09 0.1 0.1 0.1 0.05 0.1 0.09 0.1 0.09 0.1 0.1 0.1 0.1 0.2 0.03 0.1 0 0.1 0.02 0.1 0.03
NB1
Pro. Policy Expenses NB2 Pro. Policy Expenses NB3 Pro. Policy Expenses NC1 Pro. Policy Expenses NC2 Pro. Policy Expenses ND1 Pro. Policy Expenses ND2 Pro. Policy Expenses ND3 Pro. Policy Expenses NHB1 Pro. Policy Expenses NHB2 Pro. Policy Expenses NR1 Pro. Policy Expenses NR2 Pro. Policy Expenses NR3 Pro. Policy Expenses NR4 Pro. Policy Expenses NR5 Pro. Policy Expenses NR6 Pro. Policy Expenses NR7 Pro. Policy Expenses NR8 Pro. Policy Expenses NR9 Pro. Policy Expenses GB1/2007 Pro. Policy
0.3 0.2 0.3 0.2 0.3 0.1 0.3 0.1 0.3 0.1
0.3 0.15 0.3 0.15 0.3 0.07 0.3 0.07 0.3 0.07
0.2 0.15 0.2 0.15 0.2 0.07 0.2 0.07 0.2 0.07
0.1 0.15 0.1 0.15 0.1 0.07 0.1 0.07 0.1 0.07
0.3 0.1 0.3 0.2 0.3
0.3 0.07 0.3 0.15 0.3
0.1 0.07 0.1 0.15 0.1
0.1 0.07 0.1 0.15 0.1
0.3
0.3
0.1
0.1
Expenses GB2/2007 Pro. Policy Expenses
N¨m 6+
0 0 0.1 0.03 0.1 0.03 0.1 0.04 0.1 0.03 0.1 0.04 0.1 0.04 0.1 0.04 0.1 0.04 0 0.03 0.1 0 0.1 0.02 0.1 0.03
% Premium %STBH STBH trung b×nh 5.00% 0.33%
0
5.60%
0.33%
18077835.24
5.30%
0.33%
17789207.59
5.00%
0.33%
100000000
5.20%
0.33%
23443979.1
5.20%
0.30%
20749801.29
4.60%
0.80%
11903578
5.20%
0.70%
16838469
8.40%
0.60%
24093747
9.40%
0.50%
31133796
5.40%
1.05%
18666495
8.45%
1%
17895952
8.45%
0.95%
25532039
9.40%
0.90%
27099183
9.40%
0.85%
38381346
5.26%
1.30%
23989983
1.95%
1.70%
22823785
3.63%
1.50%
28724138
4.71%
1.40%
24909091
20% 20% 20% 0.1 0 0.1 0 0.1 0 0.1 0 0.1 0
15.00%
0.23%
19600031.09
15.00%
0.23%
26131137.76
7.20%
1.44%
3786902.33
7.20%
1.44%
5483499.64
7.20%
1.44%
4393173.28
18.00% 65% 30% 25% 0.2 0.07 0.2 0.15 0.2
8.05% 16.65%
0.2
30%
30.00%
30% 27% 27% 7%
7%
Cash Amount 0
z =phi/1 tr
old rate-main rate
0
0
59656.86 59656.86 0 58704.39 58704.39 0 330000 330000 0 77365.13 77365.13 0 62249.4 62249.4 0 95228.62 95228.62 0 117869.28 ### 0 144562.48 ### 0 155668.98 ### 0 195998.2 195998.2 0 178959.52 ###
1.94%
242554.37
###
1.32%
243892.65
###
1.25%
326241.44
###
1.16%
311869.78
###
1.65%
388004.35
###
2.18%
430862.07
###
4.31%
348727.27
###
4.51%
1.12% 0.79% 0.60% 1.67% 1.47%
41.34%
45080.07 45080.07
0.29%
60101.62 60101.62
0.29%
54531.39 54531.39
4.96%
78962.39 78962.39
4.96%
63261.7
63261.7
3.89%
N¨m 2 NA4
Pro. Policy Expenses Pro. Policy NA5 Expenses Pro. Policy NA6 Expenses Pro. Policy NA7 Expenses Pro. Policy NA8 Expenses Pro. Policy NA9 Expenses NA10(5) Pro. Policy Expenses NA11(10) Pro. Policy Expenses NA12(15) Pro. Policy Expenses NA13(20) Pro. Policy Expenses NA14(9) Pro. Policy Expenses NA15(12 Pro. Policy Expenses NA16 (15) Pro. Policy Expenses NA17(18) Pro. Policy Expenses NA18 (21) Pro. Policy Expenses NA19(10-23)Pro. Policy Expenses NA20(7) Pro. Policy Expenses NA21(5) Pro. Policy Expenses NA22 (3) Pro. Policy
0.3 0.05 0.3 0.05 0.4 0.06 0.5 0.05 0.5 0.07 0.5 0.07 0.2 0.05 0.2 0.07 0.2 0.09 0.2 0.1 0.3 0.07 0.3 0.09 0.3 0.09 0.3 0.1 0.3 0.1 0.3 0.06 0.3 0.05 0.3 0.04 0.3
N¨m 3 0.7 0.05 0.7 0.07 0.6 0.05 0.5 0.05 0.5 0.05 0.5 0.05 0.4 0.05 0.2 0.05 0.3 0.09 0.3 0.1 0.3 0.05 0.3 0.09 0.3 0.09 0.3 0.1 0.3 0.1 0.3 0.06 0.3 0.05 0.3 0.04 0.3
N¨m 4
N¨m5
0.2 0.05 0.3 0.05 0.3 0.09 0.3 0.1 0.2 0.05 0.2 0.09 0.2 0.09 0.2 0.1 0.2 0.1 0.2 0.06 0.2 0.05 0.2 0.04 0.2
0.3 0.02 0.2 0.05 0.1 0.09 0.1 0.1 0.1 0.05 0.1 0.09 0.1 0.09 0.1 0.1 0.1 0.1 0.2 0.03 0.1 0.03 0.1 0.02 0.1
NB1 NB2 NB3 NC1 NC2 ND1 ND2 ND3 NHB1 NHB2 NR1 NR2 NR3 NR4 NR5 NR6 NR7 NR8 NR9
Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses
0.03
0.03
0
0
0.3 0.2 0.3 0.2 0.3 0.12 0.3 0.12 0.3 0.12
0.3 0.15 0.3 0.15 0.3 0.09 0.3 0.09 0.3 0.09
0.2 0.15 0.2 0.15 0.2 0.09 0.2 0.09 0.2 0.09
0.1 0.15 0.1 0.15 0.1 0.09 0.1 0.09 0.1 0.09
0.3 0.1 0.3 0.2 0.3
0.3 0.07 0.3 0.15 0.3
0.1 0.07 0.1 0.15 0.1
0.1 0.07 0.1 0.15 0.1
0.3
0.3
0.1
0.1
GB1/2007 Pro. Policy Expenses GB2/2007 Pro. Policy Expenses
N¨m 6+
0 0 0.1 0.03 0.1 0.03 0.1 0.04 0.1 0.03 0.1 0.04 0.1 0.04 0.1 0.04 0.1 0.04 0 0.03 0.1 0.03 0.1 0.02 0.1
z= Premium/STBH
% Premium %STBH 5.03%
0
6.43%
0
5.43%
0
5.33%
0
6.33%
0
6.33%
0
4.60%
0.80%
0.1
5.20%
0.70%
0.11
8.40%
0.60%
0.11839118
9.40%
0.50%
0.12
5.40%
1.05%
0.15
8.45%
1%
0.18
8.45%
0.95%
0.19789050
9.40%
0.90%
0.22
9.40%
0.85%
0.24
5.26%
1.30%
0.25
4.71%
1.40%
0.15
3.63%
1.50%
0.22
1.95%
1.70%
0.14
0 20% 20% 20% 0.1 0 0.1 0 0.1 0.01 0.1 0.01 0.1 0.01
15.24% 15.24% 8.67% 8.67% 8.67% 18.00% 65%
25% 0.2 0.07 0.2 0.15 0.2
8.05% 16.65%
0.2
30%
30.00%
30% 27% 27%
%STBH (x)->% Premium (y) Cash amount = x%STBH TB = y%Premium TB Average(Premium gèc/ 1 triÖu) = z Premium TB = z* STBH TB Cash amount = x%STBH TB= y% *z*STBH TB y = x/z
8.2675482% 6.2474527% 5.0679450% 4.1577552% 6.9798944% 5.6803302% 4.8006347% 4.0072562% 3.4805153% 5.2476079% 9.1802285% 6.9642733% 12.5758463%
0
0
0
6.00% 6.00% 6.00% 5.33% 6.43% 5.43% 5.33% 6.33% 6.33% 4.60% 5.20% 8.40% 9.40% 5.40% 8.45% 8.45% 9.40% 9.40% 5.26% 1.95% 3.63% 4.71% 20.00% 20.00% 20.00% 15.24% 15.24% 8.67% 8.67% 8.67% 18.00% 65.00% 20.00% 25.00%
Cash Amount 0 0 0 0 59657 58704 330000 77365 62249 95229 117869 144562 155669 195998 178960 242554 243893 326241 311870 388004 430862 348727 0 0 0 0 0 0 0 0 0 0 0 0
NR3 NR4 NR5 NR6 NR7 NR8 NR9 GB1/2007 GB2/2007 -
8.05% 16.65% 30.00% 30.00% 30.00% 27.00% 27.00%
0 0 0 0 0 0 0
N¨m 2 NA4
Pro. Policy Expenses Pro. Policy NA5 Expenses Pro. Policy NA6 Expenses Pro. Policy NA7 Expenses Pro. Policy NA8 Expenses Pro. Policy NA9 Expenses NA10(5) Pro. Policy Expenses NA11(10) Pro. Policy Expenses NA12(15) Pro. Policy Expenses NA13(20) Pro. Policy Expenses NA14(9) Pro. Policy Expenses NA15(12 Pro. Policy Expenses NA16 (15) Pro. Policy Expenses NA17(18) Pro. Policy Expenses NA18 (21) Pro. Policy Expenses NA19 Pro. Policy Expenses NA20 Pro. Policy Expenses NA21 Pro. Policy Expenses NA22 Pro. Policy Expenses
0.3 0.05 0.3 0.07 0.3 0.06 0.2 0.05 0.1 0.07 0.1 0.07 0.2 0.05 0.2 0.07 0.2 0.09 0.2 0.1 0.3 0.07 0.3 0.09 0.3 0.09 0.3 0.1 0.3 0.1 0.3 0.06 0.3 0.03 0.3 0.04 0.3 0.05
N¨m 3 0.7 0.05 0.7 0.05 0.7 0.05 0.8 0.05 0.9 0.05 0.9 0.05 0.4 0.05 0.2 0.05 0.3 0.09 0.3 0.1 0.3 0.05 0.3 0.09 0.3 0.09 0.3 0.1 0.3 0.1 0.3 0.06 0.3 0.03 0.3 0.04 0.3 0.05
N¨m 4
N¨m5
0.2 0.05 0.3 0.05 0.3 0.09 0.3 0.1 0.2 0.05 0.2 0.09 0.2 0.09 0.2 0.1 0.2 0.1 0.2 0.06 0.2 0 0.2 0.04 0.2 0.05
0.3 0.02 0.2 0.05 0.1 0.09 0.1 0.1 0.1 0.05 0.1 0.09 0.1 0.09 0.1 0.1 0.1 0.1 0.2 0.03 0.1 0 0.1 0.02 0.1 0.03
NB1
Pro. Policy Expenses NB2 Pro. Policy Expenses NB3 Pro. Policy Expenses NC1 Pro. Policy Expenses NC2 Pro. Policy Expenses ND1 Pro. Policy Expenses ND2 Pro. Policy Expenses ND3 Pro. Policy Expenses NHB1 Pro. Policy Expenses NHB2 Pro. Policy Expenses NR1 Pro. Policy Expenses NR2 Pro. Policy Expenses NR3 Pro. Policy Expenses NR4 Pro. Policy Expenses NR5 Pro. Policy Expenses NR6 Pro. Policy Expenses NR7 Pro. Policy Expenses NR8 Pro. Policy Expenses NR9 Pro. Policy Expenses GB1/2007 Pro. Policy
0.3 0.2 0.3 0.2 0.3 0.1 0.3 0.1 0.3 0.1
0.3 0.15 0.3 0.15 0.3 0.07 0.3 0.07 0.3 0.07
0.2 0.15 0.2 0.15 0.2 0.07 0.2 0.07 0.2 0.07
0.1 0.15 0.1 0.15 0.1 0.07 0.1 0.07 0.1 0.07
0.3 0.1 0.3 0.2 0.3
0.3 0.07 0.3 0.15 0.3
0.1 0.07 0.1 0.15 0.1
0.1 0.07 0.1 0.15 0.1
0.3
0.3
0.1
0.1
Expenses GB2/2007 Pro. Policy Expenses
N¨m 6+
0 0 0.1 0.03 0.1 0.03 0.1 0.04 0.1 0.03 0.1 0.04 0.1 0.04 0.1 0.04 0.1 0.04 0 0.03 0.1 0 0.1 0.02 0.1 0.03
% Premium %STBH STBH trung b×nh 5.00% 0.33%
0
5.60%
0.33%
18077835.24
5.30%
0.33%
17789207.59
5.00%
0.33%
100000000
5.20%
0.33%
23443979.1
5.20%
0.30%
20749801.29
4.60%
0.80%
11903578
5.20%
0.70%
16838469
8.40%
0.60%
24093747
9.40%
0.50%
31133796
5.40%
1.05%
18666495
8.45%
1%
17895952
8.45%
0.95%
25532039
9.40%
0.90%
27099183
9.40%
0.85%
38381346
5.26%
1.30%
23989983
1.95%
1.70%
22823785
3.63%
1.50%
28724138
4.71%
1.40%
24909091
20% 20% 20% 0.1 0 0.1 0 0.1 0 0.1 0 0.1 0
15.00%
0.23%
19600031.09
15.00%
0.23%
26131137.76
7.20%
1.44%
3786902.33
7.20%
1.44%
5483499.64
7.20%
1.44%
4393173.28
18.00% 65% 30% 25% 0.2 0.07 0.2 0.15 0.2
8.05% 16.65%
0.2
30%
30.00%
30% 27% 27% 7%
7%
Cash Amount 0
z =phi/1 tr
old rate-main rate
0
0
59656.86 59656.86 0 58704.39 58704.39 0 330000 330000 0 77365.13 77365.13 0 62249.4 62249.4 0 95228.62 95228.62 0 117869.28 ### 0 144562.48 ### 0 155668.98 ### 0 195998.2 195998.2 0 178959.52 ###
1.94%
242554.37
###
1.32%
243892.65
###
1.25%
326241.44
###
1.16%
311869.78
###
1.65%
388004.35
###
2.18%
430862.07
###
4.31%
348727.27
###
4.51%
1.12% 0.79% 0.60% 1.67% 1.47%
41.34%
45080.07 45080.07
0.29%
60101.62 60101.62
0.29%
54531.39 54531.39
4.96%
78962.39 78962.39
4.96%
63261.7
63261.7
3.89%
N¨m 2 NA4
Pro. Policy Expenses Pro. Policy NA5 Expenses Pro. Policy NA6 Expenses Pro. Policy NA7 Expenses Pro. Policy NA8 Expenses Pro. Policy NA9 Expenses NA10(5) Pro. Policy Expenses NA11(10) Pro. Policy Expenses NA12(15) Pro. Policy Expenses NA13(20) Pro. Policy Expenses NA14(9) Pro. Policy Expenses NA15(12 Pro. Policy Expenses NA16 (15) Pro. Policy Expenses NA17(18) Pro. Policy Expenses NA18 (21) Pro. Policy Expenses NA19(10-23)Pro. Policy Expenses NA20(7) Pro. Policy Expenses NA21(5) Pro. Policy Expenses NA22 (3) Pro. Policy
0.3 0.05 0.3 0.05 0.4 0.06 0.5 0.05 0.5 0.07 0.5 0.07 0.2 0.05 0.2 0.07 0.2 0.09 0.2 0.1 0.3 0.07 0.3 0.09 0.3 0.09 0.3 0.1 0.3 0.1 0.3 0.06 0.3 0.05 0.3 0.04 0.3
N¨m 3 0.7 0.05 0.7 0.07 0.6 0.05 0.5 0.05 0.5 0.05 0.5 0.05 0.4 0.05 0.2 0.05 0.3 0.09 0.3 0.1 0.3 0.05 0.3 0.09 0.3 0.09 0.3 0.1 0.3 0.1 0.3 0.06 0.3 0.05 0.3 0.04 0.3
N¨m 4
N¨m5
0.2 0.05 0.3 0.05 0.3 0.09 0.3 0.1 0.2 0.05 0.2 0.09 0.2 0.09 0.2 0.1 0.2 0.1 0.2 0.06 0.2 0.05 0.2 0.04 0.2
0.3 0.02 0.2 0.05 0.1 0.09 0.1 0.1 0.1 0.05 0.1 0.09 0.1 0.09 0.1 0.1 0.1 0.1 0.2 0.03 0.1 0.03 0.1 0.02 0.1
NB1 NB2 NB3 NC1 NC2 ND1 ND2 ND3 NHB1 NHB2 NR1 NR2 NR3 NR4 NR5 NR6 NR7 NR8 NR9
Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses Pro. Policy Expenses
0.03
0.03
0
0
0.3 0.2 0.3 0.2 0.3 0.12 0.3 0.12 0.3 0.12
0.3 0.15 0.3 0.15 0.3 0.09 0.3 0.09 0.3 0.09
0.2 0.15 0.2 0.15 0.2 0.09 0.2 0.09 0.2 0.09
0.1 0.15 0.1 0.15 0.1 0.09 0.1 0.09 0.1 0.09
0.3 0.1 0.3 0.2 0.3
0.3 0.07 0.3 0.15 0.3
0.1 0.07 0.1 0.15 0.1
0.1 0.07 0.1 0.15 0.1
0.3
0.3
0.1
0.1
GB1/2007 Pro. Policy Expenses GB2/2007 Pro. Policy Expenses
N¨m 6+
0 0 0.1 0.03 0.1 0.03 0.1 0.04 0.1 0.03 0.1 0.04 0.1 0.04 0.1 0.04 0.1 0.04 0 0.03 0.1 0.03 0.1 0.02 0.1
z= Premium/STBH
% Premium %STBH 5.03%
0
6.43%
0
5.43%
0
5.33%
0
6.33%
0
6.33%
0
4.60%
0.80%
0.1
5.20%
0.70%
0.11
8.40%
0.60%
0.11839118
9.40%
0.50%
0.12
5.40%
1.05%
0.15
8.45%
1%
0.18
8.45%
0.95%
0.19789050
9.40%
0.90%
0.22
9.40%
0.85%
0.24
5.26%
1.30%
0.25
4.71%
1.40%
0.15
3.63%
1.50%
0.22
1.95%
1.70%
0.14
0 20% 20% 20% 0.1 0 0.1 0 0.1 0.01 0.1 0.01 0.1 0.01
15.24% 15.24% 8.67% 8.67% 8.67% 18.00% 65%
25% 0.2 0.07 0.2 0.15 0.2
8.05% 16.65%
0.2
30%
30.00%
30% 27% 27%
%STBH (x)->% Premium (y) Cash amount = x%STBH TB = y%Premium TB Average(Premium gèc/ 1 triÖu) = z Premium TB = z* STBH TB Cash amount = x%STBH TB= y% *z*STBH TB y = x/z
8.2675482% 6.2474527% 5.0679450% 4.1577552% 6.9798944% 5.6803302% 4.8006347% 4.0072562% 3.4805153% 5.2476079% 9.1802285% 6.9642733% 12.5758463%
0
0
0
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