Emi_calculator.xls

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  • Words: 1,269
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476789 Enter loan amount ROI (p.a.) Term in years

1,000,000 9.10% 9.1

EMI (monthly rest)

13,499

2558946 9.3333333333 9.5

Amortization schedule Months 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45

Opening

Interest

997312

Principal

1000000 994084 988123 982117 976065 969968 963824 957634

7583 7538 7493 7448 7402 7356 7309 7262

5916 5961 6006 6052 6098 6144 6190 6237

951396 945112 938779 932399 925970 919493 912966 906390 899764 893088 886362 879584 872755 865874 858940 851955 844916 837824 830678 823478 816223 808914 801548 794127 786650 779116 771525 763877 756170 748405 740581 732698 724754 716751 708687 700562 692375

7215 7167 7119 7071 7022 6973 6923 6873 6823 6773 6722 6670 6618 6566 6514 6461 6407 6353 6299 6245 6190 6134 6078 6022 5965 5908 5851 5793 5734 5675 5616 5556 5496 5435 5374 5313 5251

6285 6332 6380 6429 6477 6527 6576 6626 6676 6727 6778 6829 6881 6933 6986 7039 7092 7146 7200 7255 7310 7365 7421 7477 7534 7591 7649 7707 7765 7824 7883 7943 8003 8064 8125 8187 8249

Months 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102

Opening

Interest 684126 675815 667440 659002 650501 641934 633303 624606 615843 607014 598118 589154 580122 571022 561853 552615 543306 533927 524476 514954 505360 495693 485952 476138 466249 456286 446247 436131 425939 415670 405323 394897 384392 373808 363143 352398 341571 330661 319670 308594 297435 286191 274862 263447 251946 240357 228680 216915 205061 193116 181081 168955 156737 144426 132022 119524 106931

Principal 5188 5125 5061 4997 4933 4868 4803 4737 4670 4603 4536 4468 4399 4330 4261 4191 4120 4049 3977 3905 3832 3759 3685 3611 3536 3460 3384 3307 3230 3152 3074 2995 2915 2835 2754 2672 2590 2508 2424 2340 2256 2170 2084 1998 1911 1823 1734 1645 1555 1464 1373 1281 1189 1095 1001 906 811

8311 8374 8438 8502 8566 8631 8697 8763 8829 8896 8964 9032 9100 9169 9239 9309 9379 9450 9522 9594 9667 9740 9814 9889 9964 10039 10115 10192 10269 10347 10426 10505 10584 10665 10746 10827 10909 10992 11075 11159 11244 11329 11415 11502 11589 11677 11765 11854 11944 12035 12126 12218 12311 12404 12498 12593 12688

Months 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129 130 131 132 133 134 135 136 137 138 139 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159

Opening

Interest 94242 81458 68576 55597 42519 29342 16065 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688

Principal 715 618 520 422 322 223 122 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20

12785 12882 12979 13078 13177 13277 13378 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Months 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207 208 209 210 211 212 213 214 215 216

Opening

Interest 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688

Principal 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Months 217 218 219 220 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240

Opening

Interest 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688

Principal 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20 20

0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Closing 994084 988123 982117 976065 969968 963824 957634 951396 945112 938779 932399 925970 919493 912966 906390 899764 893088 886362 879584 872755 865874 858940 851955 844916 837824 830678 823478 816223 808914 801548 794127 786650 779116 771525 763877 756170 748405 740581 732698 724754 716751 708687 700562 692375 684126

Closing 675815 667440 659002 650501 641934 633303 624606 615843 607014 598118 589154 580122 571022 561853 552615 543306 533927 524476 514954 505360 495693 485952 476138 466249 456286 446247 436131 425939 415670 405323 394897 384392 373808 363143 352398 341571 330661 319670 308594 297435 286191 274862 263447 251946 240357 228680 216915 205061 193116 181081 168955 156737 144426 132022 119524 106931 94242

Closing 81458 68576 55597 42519 29342 16065 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688

Closing 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688

Closing 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688 2688

12000 diversify equity fund

6 3.5 2.5 2 2 16

50000 100000 150000 200000 250000

4500 9000 13500 18000 22500 67500

317500

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