Dream Plan Birla Sun Life Insurance

BIRLA SUN LIFE INSURANCE Dream Plan Your Sales Illustration

Version 1.56.0 URG001-020 07/09/2009

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE.

Proposer Life Insured

: seenu : seenu

Policy Detail Guaranteed Maturity Benefit Guaranteed Maturity Option Basic Sum Assured Enhanced Sum Assured Total Sum Assured

Age : 25 Age : 25 : UIN 109L025V01 : Rs.75,000 : 100% GMB : Rs.43,950 : Rs.5,000,000 : Rs.5,043,950

Policy Term Premium Paying Period Premium Frequency Policy Premium (Annual)

: 12 years : 12 years : Annual : Rs. 13,939

Gender : Male Gender : Male

Premium Allocation Percentage Protector : 0% Builder : 0% Enhancer : 100%

NON GUARANTEED Policy Values @ 6% Gross Return Premium Allocation Charge 0 0 0 0 0

Net Invested Premium 13,939 13,939 13,939 13,939 13,939

Policy Admin Charge 1,413 1,413 1,413 701 701

Mortality Charge 7,762 7,762 7,762 7,762 7,762

Fund Mgmt Charge 121 190 263 344 434

Total Charges 9,296 9,365 9,438 8,807 8,896

Fund Value 5,180 10,599 16,268 22,930 29,899

Surrender Value 1,822 7,241 12,910 22,930 29,899

Death Benefit 5,049,130 5,054,549 5,060,218 5,066,880 5,073,849

0 0 0 0 0

13,939 13,939 13,939 13,939 13,939

701 701 701 701 701

7,762 7,762 7,762 7,762 7,762

527 625 728 835 947

8,990 9,088 9,190 9,297 9,409

37,191 44,820 52,801 61,151 69,887

37,191 44,820 52,801 61,151 69,887

5,081,141 5,088,770 5,096,751 5,105,101 5,113,837

11 35 13,939 0 13,939 701 7,762 1,064 12 36 13,939 0 13,939 701 7,762 1,187 Your illustrated yield to maturity (gross of mortality charges) based on 6% gross return is 3.63%

9,527 9,649

79,026 88,588

79,026 88,588

5,122,976 5,132,538

Policy Year 1 2 3 4 5

Age 25 26 27 28 29

Policy Premium 13,939 13,939 13,939 13,939 13,939

6 7 8 9 10

30 31 32 33 34

13,939 13,939 13,939 13,939 13,939

NON GUARANTEED Policy Values @ 10% Gross Return Premium Allocation Charge 0 0 0 0 0

Net Invested Premium 13,939 13,939 13,939 13,939 13,939

Policy Admin Charge 1,413 1,413 1,413 701 701

Mortality Charge 7,762 7,762 7,762 7,762 7,762

Fund Mgmt Charge 119 192 272 363 467

Total Charges 9,294 9,367 9,447 8,826 8,929

Fund Value 5,542 11,562 18,101 25,949 34,474

Surrender Value 2,184 8,204 14,743 25,949 34,474

Death Benefit 5,049,492 5,055,512 5,062,051 5,069,899 5,078,424

0 0 0 0 0

13,939 13,939 13,939 13,939 13,939

701 701 701 701 701

7,762 7,762 7,762 7,762 7,762

579 702 834 979 1,135

9,042 9,164 9,297 9,441 9,598

43,734 53,792 64,717 76,584 89,475

43,734 53,792 64,717 76,584 89,475

5,087,684 5,097,742 5,108,667 5,120,534 5,133,425

11 35 13,939 0 13,939 701 7,762 1,305 12 36 13,939 0 13,939 701 7,762 1,490 Your illustrated yield to maturity (gross of mortality charges) based on 10% gross return is 7.63%

9,768 9,953

103,476 118,685

103,476 118,685

5,147,426 5,162,635

Policy Year 1 2 3 4 5

Age 25 26 27 28 29

Policy Premium 13,939 13,939 13,939 13,939 13,939

6 7 8 9 10

30 31 32 33 34

13,939 13,939 13,939 13,939 13,939

Page 1

BIRLA SUN LIFE INSURANCE Dream Plan Your Sales Illustration

Version 1.56.0 URG001-020 07/09/2009

The Fund Values has guaranteed values as well as non-guaranteed values. The guaranteed value is the accumulation of all your policy premiums paid at 3% p.a. less policy charges and maturity benefits when due.

Policy Year Age 1 25 2 26 3 27 4 28 5 29

GUARANTEED Fund Maturity Value Benefit 5,029 0 10,208 0 15,543 0 21,694 0 28,030 0

NON - GUARANTEED Fund Value

TOTAL Fund Value

@ 6% 151 390 725 1,235 1,869

@ 10 % 514 1,354 2,558 4,255 6,444

@6% 5,180 10,599 16,268 22,930 29,899

@ 10 % 5,542 11,562 18,101 25,949 34,474

6 7 8 9 10

30 31 32 33 34

34,557 41,278 48,202 55,333 62,678

0 0 0 0 0

2,634 3,541 4,599 5,818 7,208

9,177 12,514 16,515 21,251 26,796

37,191 44,820 52,801 61,151 69,887

43,734 53,792 64,717 76,584 89,475

11 12

35 36

70,244 0

0 78,036

8,782 88,588

33,232 118,685

79,026 88,588

103,476 118,685

The Surrender Value shown in the last policy year will be paid out to you at the end of that year.This value has been illustrated at 6% and 10% gross return.

Page 2

BIRLA SUN LIFE INSURANCE Dream Plan Your Sales Illustration

Version 1.56.0 URG001-020 07/09/2009

In "Your Sales Illustration" Policy Values are as of year end and assume: - Premiums are paid when due. - No withdrawal is made. - No riders and underwriting extra. - Current rates of taxes, levies and policy charges remain unchanged. - Service tax and levies have been considered as per the current tax laws and prevailing practices of the Company. Some benefits are guaranteed and some benefits are variable with returns based on future performance of the Investment Funds managed by BSLI. For the purpose of this illustration, we have used 10% and 6% as the higher and lower rates of investment returns respectively, in the calculations. Hence the table of policy values shows benefits at two different rates of assumed future investment returns. These assumed rates of return are in accordance with the guidelines issued by the Life Insurance Council and are not guaranteed. They are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.

All Unit Linked life insurance plans are different from Traditional insurance plans and are subject to different risk factors. The name of the investment funds and that of this plan do not in any way indicate the quality of the plan or future returns. Investment funds are subject to investment risks associated with the capital markets and unit prices may go up or down reflecting the market value of the underlying assets. Past performance is no guarantee of future results.

DECLARATION OF THE PROPOSER

DECLARATION OF THE ADVISOR

I have read the product brochure and understand that the values indicated under columns "Non-Guaranteed Policy Values" in this illustration will vary depending on the actual performance of the Investment Funds and should be treated as hypothetical only and neither as an estimate nor a guarantee of future performance.

I certify that this illustration has been fully explained to the Proposer and that I have explained "Non-Guaranteed Policy Values" will vary from those shown based on the future performance of the Investment Funds supporting the policy. I have made no statements that are inconsistent with this illustration or the product brochure.

I ALSO UNDERSTAND THAT WHILST 100% OF MY FIRST YEAR PREMIUM WILL BE INVESTED IN UNIT LINKED INVESTMENT FUNDS THERE ARE CHARGES DURING THE FIRST POLICY YEAR AS GIVEN IN THE BENEFIT .

Date : ---------------------

Code of the Agent/ Specified Person/ Unit Manager/ Corporate Agent/ Broker -------------------------

Signature or Thumb Impression of the PROPOSER

Name of Agent / Specified Person / Unit Manager

Name & Signature of Witness (in case of Thumb Impression)

Signature of Agent / Specified Person / Unit Manager

Page 3