In-house computation of Royal Palm in Taguig List Price: Terms of Payment
2,900,000.00 10% Downpayment, 90% Balance in 10 years Closing Fee
Discount 2% Net Discount PDC 2% Contract Price
Downpayment 10% Less Reservation Fee Net Downpayment Balance 90% Monthly amortization
In-house Financing 100% Cash DownPayment Discount Terms 1 year
58,000.00 2,842,000.00 56,840.00 2,785,160.00
278,516.00
Total
111,406.40
111,406.40 389,922.40 20,000.00 369,922.40 (Paid cash within 30 days)
2,506,644.00 46,792.13
10% discount 10% 2% Interest 0% 2 9% 3 11% 10.5.% 4 12% 11.5.% 5 14% 10 19% In-house Financing is fixed in 10years term.
20% 3% 0% 9%
13% 17%
30% 4%
40% 5%
0% 0% 9% 9% 10% 9.5.% 11% 10.5.% 12% 11% 16% 15%
Pede rin po ang bank financing mas mababa ang interest rate and longer pa ang years of payment like UCPB bank in 15 years 9% ang interest rate. Sa UCPB meron pang pong special term, tinatawag na 10-10-80, ganito ang term non. 10% Initial Downpayment (DP) 2nd 10% DP payable in 40 mths (to start 30 days after 1st DP) 80% Bank Financing (drawdown 30 days after 1st 10% DP)
10% DP; 90 Bank Financing 20% DP; 80% 30% DP; 70 40% DP; 60
Discount Rates of UCPB & BPI 2% 3% 4 5
Kung gusto nyo po ng bank financing, pede rin po ang ibang bank na gusto po ninyo. Example ko po ang UCPB & BPI dahil may agreement po sila sa DMCI company parapara sa less requirements ang faster processing ng papers once approved and flexible terms of payment na rin.