Bajaj Allianz General Insurance Co. Ltd. BAJAJ | ALLIANZ INDIA,S FASTEST GROWING GOVERNMENT UNDERTAKINGINSURANCE COMPANY
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
Why Life Insurance ????? Fast Track Life Nuclear Families Job demands Traveling future Security Investments Tax Benefits
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
Instrument
Safety
Liquidity
Post Tax Returns
Tax efficiency
Life Cover
PF
High
Low
Good
Good
None
Shares
Low
Average
Uncertain
Low
None
KVP/NSC
High
Low
Average
Low
None
Bonds, FD
Average
Average
Low
Low
None
Mutual Fund
Average
High
Uncertain
Average
None
Post Saving Schemes
High
Low
Average
Average
None
LIFE INSURANCE
HIGH
LOW
GOOD
HIGH
YES
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
BAJAJ HOLDINGS & INVESTMENTS LTD (formerly Bajaj Auto Ltd) (Holding Co: Bajaj Finserv Ltd w.e.f. 23rd May 2008) One of the largest 2 & 3 wheeler manufacturers in the world Bajaj Auto finance one of the largest auto finance cos. in India Total income (results of 31.03.2008) - Rs. 91688 million
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
Allianz SE Established in 1890-118 yrs of Insurance expertise One of the world’s Largest Insurance co. by revenue (2007) Rs 681,816 Cr (Euro 102,298 million) 3rd largest Assets Under Management (AUM) & largest amongst Insurance cos. AUM of Rs 5,096,199 Cr (Euro 764,621 million) 50 % of global business from Life Insurance, close to 60 million lives insured globally More than 70 countries, 181,000 employees worldwide Insurance to almost half of the Fortune 500 cos.
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
Most Profitable Pvt. Life Insurance Co Rs.63cr (US $ 15.3 mn.) profit for FY 06-07 Over 2 million (20,79,217) policies in 2006-07 – highest amongst all pvt. Sector players and taking the number 1 position. Have sold over 3.4 million policies (34,72,875) in 200708. Largest distribution network to reach the customers across the country with 300000+ agents, 1000+ offices in 840 towns, 200 corporate agents & Bancassurance partners
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
More than 39,05,112 customers have selected Bajaj Allianz
Every day more than 4000 Policies issued online.
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
Accelerated Growth Fiscal Year 2001-2002 (6mths) 2002-2003 2003-2004 2004-2005 2005-2006 2006-2007 2007-2008
No of policies Sold in FY 21,376 1,15,965 1,86,443 2,88,189 7,81,685 20,79,217 37,44,742
New Business in FY Rs 7 cr. Rs 69 cr. Rs 180 cr. Rs 857 cr. Rs 2717 cr. Rs 4270 cr. Rs 6491.72
TLC – Team Life Care. No.1 Channel Partner JAISI JARURAT WAISA INSURANCE
Bajaj Allianz General Insurance Co. Ltd.
Amount of claims paid since inception is more than Rs. 295,00,00,000.00
Settled more than 1,95,000 claims.
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
Bajaj Allianz is a customer friendly & best services company in Insurance Industry.
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
OUR PRODUCTS 1)CAPITAL SHEILD 2)FORTUNE PLUS 3)CENTURY PLUS 4)UNIT GAIN PLUS GOLD 5)NEW UNIT GAIN 6)NEW UNIT GAIN PLUS S.P. 7)NEW UNIT GAIN PREMIER S.P.
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
BAJAJ|Allianz PRESENTS
1) 2) 3) 4) 5) 6) 7)
SINGLE PREMIUM PRODUCT GUARANTEED MINIMUM MATURITY BENEFIT EQUAL TI 1ST PREMIUM 98% OF THE SINGLE PRIMIUM IS ALLOCATED SWITCHING OPTION IS AVALABLE CHOISE OF 2 FUNDS PARTIAL OR FULL WIDRAWAL FACILITY IS AVALABLE DOUBLE TAX BENEFIT UNDER SEC 80C &10(10D)AS PER TAX LAWS
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
EXPECTED GROWTH 12 % UNDER THIS PLAN L.Y.FUND VALUE PREMIUM ALLOCATION
50000
49000
54880
0
65856
GROWTH
FUND VALUE
5880
54880
0
10976
65856
0
0
13171.2
79027.2
79027.2
0
0
15805.44
94832.64
94832.64
0
0
18966.528
113799.168
113799.168
0
0
22759.834
136559.0016
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
BAJAJ|Allianz Presents
KEY FEATURS 1)REGULAR PREMIUM PRODUCT 2)ALLOCATION 84%94%94% 3)GUARANTEED DEATH BENEFIT (SUM ASSURED +FUND VALUE) 4)PARTIAL OR FULL WIDRAWAL FACILITY AFTER 3 YEARS 5)NO SURENDER CHARGES AFTER 3rd YEAR 6)DOUBLE TAX BENEFIT AS PER TAC LAW (SEC 80c+10(10d) 7)CHOICE OF 8 INVESTMENT FUNDS
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd. EXPECTED GROWTH 20%PA. UNDER THIS PLAN
LT YR.FUND VALUE PREMIUM
ALLOCATION GROWTH
FUND VALUE
25000
20000
4000
24000
24000
25000
23500
9500
57000
57000
25000
23500
16100
96600
96600
0
0
19320
115920
115920
0
0
23184
139104
139104
0
0
27820.8
166924.8
166924.8
0
0
33384.96
200309.76
200309.76
0
0
40061.952
240371.712
240371.712
0
0
48074.3424
288446.0544
288446.0544
0
0
57689.21088
346135.2653
JAISI WAISA INSURANCE TLC – JARURAT Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
BAJAJ|Allianz PRESENTS
KEY BINIFITS UNDER THIS PLAN 1)REGULAR PREMIUM PRODUCT 2)ALLOACATIN 98%1ST YEAR AND THEN 100 % AFTER THE YEAR 3)FROM THE 6 th YEAR GUARANTEED 6%BONUS ON 1st PREMIUM 4)GUARANTEED DEATH BENEFIT ( SUM ASSURED + FUND VALUE) 5)PARTIAL OR FULL WIDRAWAL FACILITY AFTER 3 YEARS 6)WHEEL OF LIFE INVESTMENT STRATEGY 7)DOUBLE TAX BENEFITS AS PER TAC LAW (SEC 80C & 10(10D))
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd. UNDER THIS PLAN EXPECTED GROWTH 20%P.A. LAST YR.FUND VALUE
PREMIUM
ALLOCATION GROWTH
FUND VALUE
25000
24500
4900
29400
29400
25000
25000
10880
65280
65280
25000
25000
18056
108336
108336
0
0
21667.2
130003.2
130003.2
0
0
26000.64
156003.84
156003.84
0
0
31200.768
187204.608
187204.608
0
0
37440.9216
224645.5296
224645.5296
0
0
269574.6355
0
0
53914.9271
323489.5626
323489.5626
0
0
64697.91252
388187.4751
44929.10592 269574.6355
TLC – Team Life Care. No.1 Channel Partner JAISI JARURAT WAISA INSURANCE
Bajaj Allianz General Insurance Co. Ltd.
BAJAJ|Allianz PRESENTS
KEY BENEFITS
1)REGULAR PREMIUM PRODUCT 2)ALLOCATION 70%96% 96% FIST 3 YEARS 3)GUARANTEED DEATH BENEFIT 4)CHOICE OF 8 FUNDS 5)PARTIAL OR FULL WIDRAWAL FACILTY 6)BEST SAVIN AND INVESTMENT PLAN 7) DDOUBLE TAX BENEFITS AS PER TAX LAW (SEC 80C& SEC 10 (10D)
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd. EXPECTED GROWTH 20% P.A. UNDER THIS PLAN LAST YR.FUND PREMIUM ALLOCATION GROWTH FUND VALUE VALUE
25000
19000
3800
22800
22800
25000
24000
9360
56160
56160
25000
24000
16032
96192
96192
0
0
19238.4
115430.4
115430.4
0
0
23086.08
138516.48
138516.48
0
0
27703.296
166219.776
166219.776
0
0
33243.955
199463.7312
199463.7312
0
0
39892.746
239356.4774
239356.4774
0
0
47871.295
287227.7729
287227.7729
0
0
57445.555
344673.3275
TLC – Team Life Care. No.1 Channel Partner JAISI JARURAT WAISA INSURANCE
Bajaj Allianz General Insurance Co. Ltd.
BAJAJ|Allianz PRESENTS
KEY BENEFITS 1)SINGLE PREMIUM PRODUCT 2)NO SURENDER CHARGES AFTER 3 YEARS 4)GUARANTEED DEATH BENEFIT 5)CHOICE OF 8 INVESTMENT FUNDS 6)PARTIAL OR FULL WIDRAWAL AVAILABLE 7)DOUBLE TAX BENEFIT AS PER TAX LAW ( SEC 80C AND SEC 10(10D)
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd. EXPECTED GROWTH 20 P.A. UNDER THIS PLAN LAST YR.FUND VALUEPREMIUM ALLOCATION GROWTH
50000
49000
58800
0
70560
FUND VALUE
9800
58800
0
11760
70560
0
0
14112
84672
84672
0
0
16934.4
101606.4
101606.4
0
0
20321.28
121927.68
121927.68
0
0
24385.536
146313.216
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
BAJAJ|Allianz PRESENTS
KEY BENEFITS 1)SINGLE PREMIUM PRODUCT 2)5%BONUS ON PREMIUM 3)GUARANTEED DEATH BENEFIT 4)DOUBLE TAX BENEFIT AS PER TAX LAW (SEC80C &SEC 10(10D)) 5)PARTIAL OR FULL WIDRAWL AVAILABLE AFTER 3 YEARS 6)SWITCHIN OPTION IS ALSO AVALABLE 2 CHANGE UR FUNDS
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd. EXPECTED GROWTH UNDER THIS PRODUCT20%P.A. LAST YR.FUND VALUE
PREMIUM
ALLOCATION GROWTH
FUND VALUE
1000000
1050000
210000
1260000
1260000
0
0
252000
1512000
1512000
0
0
302400
1814400
1814400
0
0
362880
2177280
2177280
0
0
435456
2612736
2612736
0
0
522547.2
3135283.2
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner
Bajaj Allianz General Insurance Co. Ltd.
Thank you from Rahul Agrawal
Assistant sales manager Bajaj allianz paratwada FOR BEST INSURANCE SERVICES MAIL ME
[email protected]
JAISI JARURAT WAISA INSURANCE TLC – Team Life Care. No.1 Channel Partner