Clients Sample - Chateau Elysee - Cluster 5 1-bedroom
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ONE BEDROOM CLUSTER 5 SAMPLE
8-Nov-09
SAMPLE COMPUTATION 1 BR
UNIT TYPE UNIT NO. Floor Area:
SPOT CASH TOTAL CONTRACT PRICE SPOT CASH 10% discount NET CONTRACT PRICE
DEFERRED DOWN PAYMENT Reservation Fee Down Payment 10% Option 1 2.5% spot payment 5% Payable in 16 mos 0% interest th 2.5% on the 17 month Option 2 Down Payment Payable in 15
10% mos
0% interest
BALANCE 90% Option 1 - Bank Finance ( BANCO DE ORO) Term Factor Rate 5 yrs (11%) 0.0217424200 10 yrs (11.25%) 0.0139168900 15 yrs (11.5%) 0.0116819000 Option 2 - In - house Term Factor Rate 2 yrs( 14% ) 0.0480128800 3 yrs(15% ) 0.0346653300 5 yrs(18% ) 0.0253934274 10 yrs (18%) 0.0180187520
D-104 24
1,301,340.00 130,134.00 1,171,206.00
SUBJECT TO AVAILABILITY OF UNITS sqm
DEFERRED CASH Reservation Fee Option 1 (5% discount) Payable in 12 mos
0% interest
100,939.42
Option 2 Payable in
0% interest
53,180.83
7,533.50 65,067.00 4,066.69 32,533.50
DEFERRED DOWN PAYMENT Reservation Fee Down Payment 20% Option 1 5% spot payment 10% Payable in 22 mos 0% interest on the 23rd month 5%
105,134.00 7,008.93
Option 2 Down Payment 20% Payable in 21 mos
25,000.00 130,134.00
1,171,206.00 Amortization
25,464.85 16,299.55 13,681.91 Amortization
56,232.97 40,600.24 29,740.93 21,103.67
*Prices are inclusive of 12% vat (if applicable) and other charges
may change w/o prior notice
* If buyers are not qualified for bank financing their account will automatically be shifted to in house financing *All
0%
interest
BALANCE 80% Option 1 - Bank Finance ( BANCO DE ORO) Term Factor Rate 5 yrs (11%) 0.0217424200 10 yrs (11.25%) 0.0139168900 15 yrs (11.5%) 0.0116819000 Option 2 – In house financing Term Factor Rate 2 yrs( 14% ) 0.0480128800 3 yrs(15% ) 0.0346653300 5 yrs(18% ) 0.0253934274 10 yrs (18%) 0.0180187520
*10% downpayment is applicable to bank financing thru Banco de Oro *Prices
(no discount) 24 mos
25,000.00
downpayment checks payable to SM DEVELOPMENT CORPORATION
/aman
Page 1
25,000.00 260,268.00 40,067.00 130,134.00 5,915.18 65,067.00
235,268.00 11,203.24
1,041,072.00 Amortization
22,635.42 14,488.48 12,161.70 Amortization
49,984.87 36,089.10 26,436.39 18,758.82
8-Nov-09
SAMPLE COMPUTATION 1 BR
UNIT TYPE UNIT NO. Floor Area:
SPOT CASH TOTAL CONTRACT PRICE SPOT CASH 10% discount NET CONTRACT PRICE
DEFERRED DOWN PAYMENT Reservation Fee Down Payment 10% Option 1 2.5% spot payment 5% Payable in 16 mos 0% interest th 2.5% on the 17 month Option 2 Down Payment Payable in 15
10% mos
0% interest
BALANCE 90% Option 1 - Bank Finance ( BANCO DE ORO) Term Factor Rate 5 yrs (11%) 0.0217424200 10 yrs (11.25%) 0.0139168900 15 yrs (11.5%) 0.0116819000 Option 2 - In - house Term Factor Rate 2 yrs( 14% ) 0.0480128800 3 yrs(15% ) 0.0346653300 5 yrs(18% ) 0.0253934274 10 yrs (18%) 0.0180187520
D-104 24
1,301,340.00 130,134.00 1,171,206.00
SUBJECT TO AVAILABILITY OF UNITS sqm
DEFERRED CASH Reservation Fee Option 1 (5% discount) Payable in 12 mos
0% interest
100,939.42
Option 2 Payable in
0% interest
53,180.83
7,533.50 65,067.00 4,066.69 32,533.50
DEFERRED DOWN PAYMENT Reservation Fee Down Payment 20% Option 1 5% spot payment 10% Payable in 22 mos 0% interest on the 23rd month 5%
105,134.00 7,008.93
Option 2 Down Payment 20% Payable in 21 mos
25,000.00 130,134.00
1,171,206.00 Amortization
25,464.85 16,299.55 13,681.91 Amortization
56,232.97 40,600.24 29,740.93 21,103.67
*Prices are inclusive of 12% vat (if applicable) and other charges
may change w/o prior notice
* If buyers are not qualified for bank financing their account will automatically be shifted to in house financing *All
0%
interest
BALANCE 80% Option 1 - Bank Finance ( BANCO DE ORO) Term Factor Rate 5 yrs (11%) 0.0217424200 10 yrs (11.25%) 0.0139168900 15 yrs (11.5%) 0.0116819000 Option 2 – In house financing Term Factor Rate 2 yrs( 14% ) 0.0480128800 3 yrs(15% ) 0.0346653300 5 yrs(18% ) 0.0253934274 10 yrs (18%) 0.0180187520
*10% downpayment is applicable to bank financing thru Banco de Oro *Prices
(no discount) 24 mos
25,000.00
downpayment checks payable to SM DEVELOPMENT CORPORATION
/aman
Page 1
25,000.00 260,268.00 40,067.00 130,134.00 5,915.18 65,067.00
235,268.00 11,203.24
1,041,072.00 Amortization
22,635.42 14,488.48 12,161.70 Amortization
49,984.87 36,089.10 26,436.39 18,758.82
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