Business Awareness

In this chapter, you will learn concepts w.r.t.: z

Well known global companies and their headquarters

z

Years of establishment of the companies

z

Names of the founders

z

Present business heads and their designations

Chapter 1

Major Global Companies

Temple of Learning

12

BMW

Munich, Germany

13

Bank of America

Charlotte, North Carolina

14

Barclays

London, UK

1896

15

Bayer

Leverkusen, Germany

1863

Public Company

Werner Wenning

Chairman

16

Boeing

Chicago, USA

1916

William A. Allen

W. James McNerny, Jr.

CEO

17

Cisco Systems

San Jose, California, USA

1984

-----

-----

---

------

John Chambers

CEO

Coca-Cola

Atlanta, USA

1892

Asa Griggs Candler

E. Neville Isdell

CEO

New York, USA

1953

Public Company

Reuben Mark

CEO

18 19

Colgate Palmolive

1913

Karl Friedrich Rapp

Helmut Panke

Chairman

1928

Amadeo Giannini

Kenneth D Lewis

Chairman and CEO

Several Banks united under one banner called Matthew Barrett Barclays & Co.

Len Bosack and Sandy John Morgridge Lerner

Chairman

Chairman

20

Citigroup

New York, USA

1812

Public Company

Charles Prince

Chairman and CEO

21

Cadbury Schweppes

London, UK

1969

Public Company

John Sunderland

Chairman

22

Canon

Tokyo, Japan

1937

Goro Yoshida and Saburo Uchida

Fujio Mitarai

Chairman and CEO

23

Daimler Chrysler

Stuttgart, Germany and Michigan, USA

1998

24

Deutsche Bank

Frankfurt, Germany

1870

25

Dell Computer

Texas, USA

1984

26

Exxon Mobil

Irving, Texas, USA

1999

BUSINESS AWARENESS - BRM

Formed by the merger of Daimler-Benz Dieter Zetsche (Germany) and Chrysler corporation (America)

Chairman

Adelbert Delbruck and Chairman and Josef Ackermann Ludwig Bamberger CEO Michael Dell

Michael Dell

Chairman

Formed by the merger of Chairman and Rex W. Tillerson Exxon & Mobil CEO

3

Temple of Learning

42

Intel

Santa Clara, USA

1968

Gordon E. Moore

Craig R. Barrett

Chairman

43

IBM

New York, USA

1888

Thomas J. Watson Sr.,

Samuel Palmisano

Chairman and CEO

44

Johnson and Johnson

New Jersey, USA

1886

Robert James and Edward Johnson

William Weldon

Chairman and CEO

45

Kellogg’s

Battle Creek, USA

1906

Will Keith Kellogg

James M. Jenness

Chairman and CEO

46

L’Oreal

Paris, France

1909

Eugene Schuller

47

LG

Seoul, Korea

1947

Koo In Hoe

Bon Moo Koo

Chairman

48

Lufthansa

Frankfurt, Germany

1926

Formed as a merger between Deutsche Aero Lloyd (DAL) and Junkers Luftverkehr

Wolfgang Mayrbuber

CEO

49

Morgan Stanley

New York, USA

1935

Henry S. Morgan and Harold Stanley

John J. Mack

Chairman and CEO

50

Mitsubishi

Tokyo, Japan

1870

Yataro Iwasaki

Takashi Nishioka

Chairman

51

Microsoft

Redmond, USA

1975

Bill Gates and Paul Allen

Bill Gates

Chairman

-----

-----

-----

------

Steven Ballmer

CEO

1989

Lakshmi N. Mittal

Lakshmi N. Mittal

Chairman and CEO

2006

Founded when Mittal steel took over Arcelor

N. Mittal Rupert Murdoch

Rotterdam,

52

Mittal Steel

53

Mittal Arcelor

Luxemburg,

54

News Corp

New York, USA

1979

Rupert Murdoch

55

Nestle

Vevey, Switzerland

1866

Henri Nestle

56

Nike

1972

Phil Knight and Bill Bowerman

The Netherlands

Luxemburg

Beaverton, Oregon, USA

BUSINESS AWARENESS - BRM

Lindsay Owen- Chairman and Jones CEO

Lakshmi

CEO CEO

Peter Brabeck- Chairman and Letmathe

CEO

Phil Knight

Chairman

5

In this chapter, you will learn concepts w.r.t.: z

Well known Indian companies and their headquarters

z

Years of establishment of the companies

z

Names of the founders

z

Present business heads and their designations

Chapter 2

Major Indian Companies

Temple of Learning

15

BIOCON

16

BILT

17

Bajaj Auto

18

Crompton Greaves

19

Cipla

20

Castrol India

21

22 23 24 25 26 27 28

Bangalore, Karnataka and New Jersey USA Gurgaon, Haryana

Pune, Maharashtra Mumbai, Maharashtra Mumbai, Maharashtra Mumbai, Maharashtra

Hyderabad, Andhra Pradesh Ghaziabad, Dabur Uttar Pradesh Faridabad, Escorts Ltd. Haryana Pune, Eicher Group Maharashtra Kolkata, Eveready West Bengal Dr. Reddy’s

Essar Group Exide Industries East India Hotels

1945

1945 1947 1935 1899

Ms. Kiran Mazumdar Shaw

Chairman and MD

Founded by Late Karam Chand Thapar as Chairman Ballarpur Paper and Straw L M Thapar Emeritus to Ballarpur Industries Ltd. In 1975 Gautam Thapar Chairman Chairman and Jamnalal Bajaj Rahul Bajaj MD Late Karam Chand Mr. Gautam Chairman Thapar Thapar Dr. Y.K. Chairman and Khwaja Abdul Hamied MD Hamied Castrol the global brand Naveen Managing was founded by Charles Kshatriya Director Wakefield

1984

Dr. Anji Reddy

Dr. Anji Reddy

Chairman

1884

Dr. S K. Burman

Mr. V.C. Burman

Chairman

1944

Mr.H P. Nanda and Mr. Yudi Nanda

Rajan Nanda

Chairman and MD

1959

------

Mr. S.Sandilya

Chairman

1964

Brij Mohan Khaitan

Brij Mohan Khaitan

Chairman

Mumbai, Maharashtra

1956

Nand Kishore Ruia

Shashi Ruia

Chairman

Kolkata, West Bengal

1920

-----

S.B. Ganguly

Chairman and CEO

New Delhi

1949

MS Oberoi

Bikki Oberoi

Chairman

1956

P.P. Chhabria and K.P. Chhabria

P.P. Chhabria

Chairman

1920

-----

Dr. Jamshed Jiji Irani

Chairman

Pune, Maharashtra Mumbai, 30 Kansai Nerolac Maharashtra 29

1978

Ms. Kiran MazumdarShaw

Finolex

BUSINESS AWARENESS - BRM

9

Temple of Learning

41

I-Flex

Bangalore, Karnataka

1991

Rajesh Hukku

Rajesh Hukku

Chairman and MD

42

Jaypee Group

New Delhi

1972

Jaiprakash Gaur

Jaiprakash Gaur

Chairman

43

JK Group

Varied Locations for different Group companies

1918

Lakshmipat Singhania

H S Singhania

Chairman

44

Larsen & Toubro

Mumbai, Maharashtra

1938

45

Modi Group

New Delhi

1932

46

Moser Baer

New Delhi

1983

47

Max India

New Delhi

48

Mukta Arts

Mumbai, Maharashtra

49

Nicholas Piramal

Mumbai, Maharashtra

Ahmedabad, Gujarat Mumbai, 51 Pantaloon India Maharashtra 50

Nirma

52

Patni Computers

53

Polaris

54

RPG Enterprises

55

Ranbaxy

Mumbai, Maharashtra Chennai, Tamil Nadu Mumbai, Maharashtra Gurgaon, Haryana

-----

-----

56

Reliance Industries

57

Raymond

Mumbai, Maharashtra Mumbai, Maharashtra

BUSINESS AWARENESS - BRM

Henning Holck-Larsen A M Naik and Soren Kristian Toubro Rai Bahadur Gujar Mal Mr. Umesh K. Modi Modi Mr. Deepak Mr. Deepak Puri Puri

Chairman Chairman Chairman

Bhai Mohan Singh

Analjit Singh

Chairman

1972

Subhash Ghai

Subhash Ghai

Chairman and MD

1988

-----

1969

Karsanbhai Patel

1987

Kishore Biyani

1978

Narendra K. Patni, Gajendra K. Patni and Ashok K. Patni

1983

Arun Jain

1979

RP Goenka

1961

Bhai Mohan Singh

------

-----

1966

Dhirubhai Ambani

1925

Lala Juggilal

Ajay G Piramal Chairman Karsanbhai Chairman and MD Patel Kishore Biyani

MD

Narendra K Chairman and CEO Patni Arun Jain

Chairman and MD

Harsh Vardhan Chairman Goenka Mr. Tejendra Chairman Khanna Malvinder CEO and MD Mohan Singh Mukesh Chairman and MD Ambani Gautam Hari Chairman and MD Singhania

11

In this chapter, you will learn concepts w.r.t.: z

Major brands of leading companies

z

Brand endorsers

Chapter 3

Brand Quotient and Brand Endorsers

Temple of Learning

FMCG Companies HLL

P&G

Reckitt Benckiser

Lifebuoy

Sunsilk

Surf Excel

Ponds

Yellow Label Tea

Lux

Clinic Range

Wheel

Lakme

Rexona

Rin

Fair & Lovely

Brooke Bond

Annapurna

Breeze

Ala

Kissan

Dove

Pepsodent

Bru

Hamam

Closeup

Axe

Pears

Kwality Walls

Liril

Ayush

Knorr

Head & Shoulders

Ariel

Vicks

Whisper

Pantene Pro V

Tide Detergent

Rejoice

Pampers

Gillette

Cherry

Dettol

Lyzol

Mortein

Harpic

Robin

Marie

Vanish

Veet

Colin

Henkel

Fa

Mr. White

Henko

Glaxo Smithkline

Aquafresh Toothpaste

Crocin

Horlicks

Boost

Britannia

Fifty-Fifty

Tiger

Half-Half cake

Dairy Whitener

Cheese Spread

GoodDay

Milkman

Flavoured milk

Cheese

Bread

Ghee

Milk

Hide n Seek

Hajmola

Chyawanprash

Glucose D

Pudin Hara

Honey

Red Toothpaste

Amla Hair Oil

Hommade

Real

Vatika Hair Oil

Anmol Shampoo

Shilajit

Binaca

Lal Dantmanjan

Lal Tail

Parachute

Saffola

Hair&Care

Shanti Amla

Mediker

Mealmaker

Oil of Malabar

Sil

Revive

Kaya Skin Clinics

Sweekar

Silk n Shine

Coca-Cola

Limca

Thums-Up

Fanta

Sunfil

Kinley

Maaza

Coke

Sprite

Georgia

Pepsi

7-Up

Slice

Miranda

Frito

Lays

MountainDew

Lipton

Tropicana

Gatorade

Dabur

Butter

Babool Baby Olive Janma Ghuti Toothpaste oil

Lemoneez Marico Industries Ltd.

CocaCola Pepsi

BUSINESS AWARENESS - BRM

15

In this chapter, you will learn concepts w.r.t.: z

Punchlines of some important brands/companies

Chapter 4

Brand/Company Punchlines

Temple of Learning

Connecting India

BSNL

Connecting people

Nokia

Cooling Solutions to help your business do better

Bluestar

Count on us

Maruti Suzuki

Creating Life

ING Vysysa Life Insurance

Definitely Male

Bajaj Pulsar

Designed to excel

Splendor +

Diamonds are Forever

De Beers

Digitall Inspiration

Samsung Digital

Discover a passion

Wills Classic

Do more live more

Tata Indicom

Drive your way

Hyundai Motors

Eat Healthy, Think Better

Britannia

Elegance is an Attitude

Longines

Emotionally yours

Air Sahara

Empowering People

Acer

Enduring value

ITC

Energising Capital.....Realising Ideas

IL & FS

Energising Lives

Bharat Petroleum

Enjoy the change

Wills Lifestyle

Experience. Truth first

NDTV

Expertise with resposiblity

Bayer

Explore your World

Discovery Channel

Express Yourself

Airtel

Feel the news

Times Now

Fly Emirates

Emirates

For a special journey called life

Chevrolet Optra

For Managing Tomorrow

Business Today

BUSINESS AWARENESS - BRM

19

Temple of Learning

Its now or never

TVS Apache

Jiyo Zee Bhar ke

ZEE Network

Journalism of courage

Indian Express

Joy, Hope, Freedom, Life

ICICI Prudential Life Insurance

Kal par control

Aviva Life Insurance

Leap Ahead

Intel

Let there be light

Hindustan Times

Let truth prevail

Times of India

Let’s Go

Alto

Lifeline of Delhi & Mumbai

MTNL

Life’s a journey

Toyota Corolla

Life’s Good

LG

Live life kingsize

India Kings

Looking forward to tomorrow

Centurion Bank

Made for each other

Wills Navy Cut

Make everyday exciting

Ford Motors

Making sense of it all

BBC World

Making tomorrow brighter

ONGC

More car per car

Indica V2

More is less

Peter England

Moving forward

Toyota

New Horizons. Enduring Values

Indian Airlines

Not just healthcare ... lifecare

Torrent Pharmaceuticales

Nothing else will do

Mahindra Scorpio

Number one any which way

Business World

Obsessed with quality since 1895

Skoda Auto

One Bank many solutions

Corporation Bank

Original European Jeanswear

Lee Cooper

Outperform

Honda City ZX

BUSINESS AWARENESS - BRM

21

Temple of Learning

The Josh machine

Ford Ikon

The joy of flying

Jet Airways

The most friendly airlines

Austrian Airlines

The Next Big Thing

Ford Endeavour

The Pen the World prefers

Reynolds

The people’s paper

Tehelka

The power of access

FedEx

The Power of Dreams

Honda

The Power of Fashion

Grasim Suitings

The power of knowledge

Economic Times

The sign of excellence

Omega

The symbol of partnership

Chevron

The taste of good health

Tropicana

The taste of India

Amul

The ultimate driving machine

BMW

The Unbeatable Accord

Honda Accord

The Upper Crest

Louis Phillipe

The World’s Favourite Airline

British Airways

The World’s Local Bank

HSBC

The World’s News Leader

CNN

There is no better way to fly

Lufthansa

Think Different

Apple Computers

Thinking of you

Electrolux

Time is What You Make of It

Swatch

Touching Lives

Apollo Hospitals

Touching your heart

Yamaha

Trusted Family Bank

Dena Bank

Uber Casuals

Scullers

Undoubtedly Distinguished

Hyundai Sonata Embera

BUSINESS AWARENESS - BRM

23

In this chapter, you will learn concepts w.r.t.: z

National Readership Survey (2006)

z

Major print media companies in India

z

Major Indian magazines

z

Major Indian newspapers

Chapter 5

Print Media

Temple of Learning

cinema audience seems to have been reversed in urban India – from 23 million regular theatregoers last year to what NRS now estimates at 25 million. As a proportion this means a marginal increase from 9.6% to 10.0%. •

The Internet as a medium seems to have paused on its growth trajectory. From 7.2 million users who logged in every week last year, the number has grown, though only to 9.4 million. As proportions, these represent 0.9% and 1.2% of India’s 12 years plus population. However, urban India has shown faster growth in internet reach – from 2.3% to 3.4%.

•

Mobile phones must now be given their due place as part of media. Reach of this medium – as measured by the proportion of the population accessing value-added-features (VAS) at least once a week – has grown from 1.1% last year to 2.7% - translating to nearly 22 million individuals.

•

If there is one overall conclusion, it is that the press medium must watch emerging media closely. The NRS has the data points to indicate media consumption amongst consumers from all walks of life. It is also worth remembering that, socio-culturally speaking, India is like a couple of dozen countries with a total of sixteen official languages and wide disparities in living standards. The complexity of the Indian media market would rival those of Europe if taken as a whole.

II. Major Print Media Companies in India 1. ANANDA BAZAR PATRIKA LTD. (ABP LTD.) ABP Ltd. is one of the leading media companies in India. The group started out as a newspaper by the name of Ananda Bazar Patrika in 1922. ABP was founded by Prafulla Chandra Sarkar who was also the editor. Today along with its flagship newspaper, the group publishes 9 other publications. These include •

Ananda Bazar Patrika – a premier Bengali language daily

•

Anandamala – a children’s magazine in Bengali

•

Anadalok – a film magazine published in Bengali

•

Desh – a literary magazine

•

Boier Desh – another literary magazine in Bengali

•

Sanada – Bengali language women’s magazine

•

Sports World – a sports magazine

BUSINESS AWARENESS - BRM

27

Temple of Learning

•

NavBharat Times – a leading Hindi language daily

•

Maharashtra Times – a leading Marathi daily

•

Femina – a women’s magazine published in English

•

Filmfare – a film magazine

•

Planet M – a leading music store

•

Times Music – The group’s music label

•

Radio Mirchi – The group’s radio station

•

Indiatimes.com – The group’s internet portal

The present chairperson of the group is Ms. Indu Jain. Mr. Vineet Jain is the Managing Director of the group.

4. HT MEDIA LTD. One of the largest Indian media company, HT Media ltd. was founded in 1924 when its first newspaper, Hindustan Times was launched. A flagship company of the KK Birla group, HT Media Ltd. today operates with 15 printing facilities across India. Some major brands owned by the company are: •

Hindustan Times – a leading English daily

•

Hindustantimes.com – online newspaper of the group

•

Hindustan – a leading Hindi daily

•

Hindustandainik.com – online Hindi newspaper

•

HT Next – a youth newspaper

•

Kadambini – a monthly Hindi magazine

•

Nandan – a popular children’s magazine published in Hindi and English

The present Chairman of HT Media Ltd. is Mr. K K Birla. Mr. Vir Sanghvi is the editor-in-chief.

5. INDIA TODAY GROUP (LIVING MEDIA PVT. LTD.) India Today Group is the largest media house in India. The group was founded in 1975 by Mr. Aroon Purie, who has held the position of editor- in- chief for the last three decades. Today the group has 12 BUSINESS AWARENESS - BRM

29

Temple of Learning

•

Frontline – fortnightly features magazine

•

Survey of the Indian Industry – an annual review on Indian industries

•

Survey of Indian Agriculture – an annual review on Indian agriculture

•

Survey of the Environment – an annual review of the environment

•

Indian Cricket – an annual record book on cricket

The present group editor-in-chief is Mr. N. Ram.

III. Major Indian Magazines Magazine

Publishing House

A&M

Spectrum Magazines

Business World

Ananda Bazar Patrika

The Week

Malayala Manorama

Business Today

Living Media

Computers Today

Living Media

Cosmopolitan

Living Media

Digit

Jassubhai Digital Media

Economic & Political Weekly

Sameeksha Trust

Femina

Bennett Coleman & Co.

Filmfare

Bennett Coleman & Co.

Fortune (Indian Edition)

Living Media

Frontline

Hindu Group

Gentleman

Express Publications

Good Housekeeping

Living Media

India Today

Living Media

Intelligent Investor

Berkshire Hathaway

Kadambini

HT Media Ltd.

Nandan

HT Media Ltd.

BUSINESS AWARENESS - BRM

31

In this chapter, you will learn concepts w.r.t.: z

Major Indian production houses

z

Major internet companies

z

Major television companies

z

Major radio stations

Chapter 6

Electronic Media

Temple of Learning

Major Productions Some of the major serials produced by Balaji Telefilms are: •

Kahaani Ghar Ghar Kii

•

Kahiin To Hoga

•

Karam Apnaa Apnaa

•

Kasamh Se

•

Kasautii Zindagi Kay

•

Kyunki Saas Bhi Kabhi Bahu Thi

3. United Television (UTV) United Television is a leading media and entertainment company of India with offices in South East Asia, US and UK. UTV is into producing content for television, motion pictures and broadcasting. The company was established 16 years ago by Ronnie Screwvala. The company has 4 subsidiaries: •

United Entertainment Solutions Ltd.

•

UTV Communication (USA) LLC

•

UTV Communication (UK) Ltd.

•

UTV Communication (Mauritius) Ltd.

Headquarter UTV is headquartered at Mumbai. Present Management Mr. Ronnie Screwvala is the CEO of UTV.

4. Adlabs Adlabs is the largest entertainment company in India. Adlabs was founded by Manmohan Shetty in 1978 along with Vasanji Mamania as a small film processing unit catering to ad films. In 1989, the firm entered mainstream cinema processing. Today, the company processes more them 60 percent of all Hindi films produced in India. In 2005, Anil Ambani owned Reliance-Anil Dhirubhai Ambani Group (ADAG) became a majority stakeholder (51%) in Adlabs. Recently, Adlabs has also entered into television content creation by becoming a majority stakeholder in Siddhartha Basu’s Synergy Communication. Adlabs cinema is also one of the largest motion picture exhibitors in India, with two IMAX theaters and 13 cinemas till date.

BUSINESS AWARENESS - BRM

35

Temple of Learning

II. Major Internet Companies 1. Google Inc. Google was started by Sergey Brin and Larry Page as a research project of the two Ph.D. students at Stanford University, California. The search engine was initially nicknamed “Baer Rub”. The domain name google.com was registered on September 7, 1998. The company has its office in Menlo Park, California. The total initial investment raised for the new company was US $1.1 million, including a cheque of $ 1 million from Andy Bechtolscheim, one of the founders of Sun Microsystems. Headquarter The head office of Google inc. “The Googleplex” is situated at Mountain View, California. Present Management Eric C. Schmidt – CEO Sergey Brin – President, Technology Larry Page – President, Products Products and Services offered The major product offerings of Google include the Google Search Engine, Gmail, Google Calendar, Google Talk, Google Docs and Spreadsheets, Jot Spot, Adwords, Google Notebook, Orkut, google Groups, Picassa-Web albums, Google Earth, Google Maps and You Tube.

2. Yahoo! Inc Yahoo! Inc was founded by David Filo and Jerry Yang, two Ph.D. students of electrical engineering at Stanford University, in February 1994. The website was initially named ‘Jerry and David’s guide to the world wide web’, but eventually got the name ‘Yahoo! – Yet another hierarchical officious oracle’. Headquarter The present headquarter of Yahoo! Inc is at Sunnyvale, California, USA Present Management Terry Semel – Chairman and CEO Jerry Yang – Chief Yahoo David Filo – Chief Yahoo Products and Services offered The major product/service offering of Yahoo include - Ask Yahoo!, Blogs, Flickr – a public photo album for users, Geocities – a web hosting service, My Yahoo – personalized homepage for users,

BUSINESS AWARENESS - BRM

37

Temple of Learning

5. Microsoft Corporation Inc. Microsoft Corporation was founded by two students from Harvard University, Bill Gates and Paul Allen on November 29, 1975. The name became a registered trademark on November 26, 1976. The company started its operations from Albuquerque, New Mexico. Its first international office was opened in Japan on November 1, 1978. The company underwent a restructuring on June 25, 1981 to become an incorporated business in the state of Washington. Headquarters Microsoft Inc. is headquartered at Redmond, Washington, USA Present Management Bill Gates – Co-founder and Executive Chairman Steve Ballmer – CEO Ray Ozzie – Chief software Architect Products and Services offered Some of the major product/service offerings of Microsoft include Ultra Mobile PC, Windows operating system MS Office, Windows Series System, Developer Tools, Xbox and MSN.

III. Major Television Channels Company

Owner

NDTV

Prannoy Roy

Sony Entertainment Television

Kunal Dasgupta (CEO)

Star Group

Peter Mukherjea (CEO)

Synergy Communication

Sidharth Basu

TV Eighteen

Raghav Behl

TV Today Group

Living Media

UTV

Ronnie Screwvala (CEO)

Zee Network

Subhash Chandra

IV. Major Radio Stations Station

Owner

Radio City

Star Group

BUSINESS AWARENESS - BRM

39

In this chapter, you will learn concepts w.r.t.: z

Navratna companies

z

Other Public Sector companies

Chapter 7

Public Sector Companies

Temple of Learning

2. Mahanagar Telephone Nigam Limited (MTNL) The Mahanagar Telephone Nigam Limited (MTNL) was established on the 28th of February, 1986. The company was set up to take over the management, control and operation of Delhi Telephone District and Mumbai Telephone District. It is a public limited company largely owned by the Government of India (GOI). Headquarters Mahanagar Telephone Nigam Limited (MTNL) is headquartered at Mumbai. Present Management Mr. R. S. P. Sinha is the Chairman of MTNL and Ms. Anita Soni is the CFO of MTNL. Services Offered Mahanagar Telephone Nigam Limited (MTNL) provides fixed line telephone services, cellular services – both GSM & WLL and internet services through both Dial -Up & Digital Subscriber Loop (DSL).

3. Hindustan Petroleum Corporation Limited (HPCL) HPCL came into existence in 1974 after the takeover and merger of the erstwhile Esso and Lube India undertaking by the government. In 1976, Caltex Oil Refinery India Ltd. was taken over by the government and was subsequently merged with HPCL in 1978. In 1979, Kosan Gas Company was taken over and merged with HPCL and a single entity HPCL came into existence. Today, HPCL is the second largest oil company in India and is one of the largest PSU companies in terms of revenue. It is also one of the Fortune 500 companies of the world, ranked at 378th position. Headquarters Hindustan Petroleum Corporation Limited (HPCL) is headquartered at Mumbai. Present Management Mr. Mahesh B. Lal is the present Chairman and MD. Products and Services Offered The product/service offerings by the company include • Refined oil for industrial use and export • LPG for domestic consumption offered through its subsidiary HP gas • Lubricants for domestic consumption, industrial consumption and exports • Bulk fuels & specialties for industrial consumers like power plants, chemical companies, fertilizer companies and shipping companies • Aviation fuel and Lubricants • Products and services for retail customers which it markets through Club HP outlets BUSINESS AWARENESS - BRM

43

Temple of Learning

Product and Services Offered Apart from marketing of gas, city gas distribution and CNG distribution, GAIL (India) Ltd. has presence in various other product areas. It offers petrochemical products, telecom services, Liquefied Natural Gas (LNG) and power. It is also into exploration and production of gas and holds participatory interest in 12 exploration blocks in the country.

6. Indian Oil Corporation Limited (IOCL) Indian Oil Corporation Limited was founded in 1964 through a merger of Indian Oil Company Ltd. and Indian Refineries Ltd. In 1965, Gujarat Refinery was inaugurated. In 1967, Haldia Barauni Pipeline was commissioned. In 1969, the company undertook the marketing of Madras Refinery Products. ‘Servo’ the first indigenous lubricant was launched in 1972. In 1982, Mathura Refinery started operations and Mathura – Jalandhar Pipeline was set up. In 1995, Kandla – Bhatinda Pipeline started operations and IOCL launched Indane Home Shoppe. In 1997 the company entered into LNG business through a JV company, Petronet LNG. Panipat Refinery was commissioned in 1998. IOCL, in 2000 became the first Indian company to achieve the turnover of Rs. 1,00,000 crore. In 2001, Chennai Petroleum Corporation Ltd. (CPCL) and Bongaigaon Refinery and Petrochemicals Ltd. (BRPL) were acquired by the company. In 2003, Lanka IOC Pvt. Ltd. (LIOC) was launched in Sri Lanka. In 2004, Indian Oil started sale of regasified LNG. IOCL is the top ranked Indian company in the Fortune 500 list. It is ranked at the 153rd position in the world. Headquarter Indian Oil Corporation Limited (IOCL) is headquartered at New Delhi. Present Management Mr. Sarthak Behuria is the present chairman and MD of IOCL. Products and Services Offered The product/service offerings of the company include: • Refined oil for industrial use and export purposes. • LPG for domestic consumption offered by its subsidiary Indane Gas. • Lubricants for domestic consumption, industrial consumption and export. • Aviation fuel and lubricants. • Auto gas – company’s LPG variant which has been launched in selected markets in India. • Retail services - at petrol pumps, Xtrapower products for customers and ‘Swagat’ highway flagship retail outlets.

7. Oil and Natural Gas Corporation (ONGC) In 1955, the Government of India decided to develop oil and natural gas resources in various areas of the country. With this objective, an Oil and Natural Gas Directorate was set up. In April 1956, the government BUSINESS AWARENESS - BRM

45

Temple of Learning

Products/Services Offered BSNL offers a wide range of service to its customers. These include: • Fixed line telephony service • Mobile service, both GSM and CDMA services • Internet service, both Dial-up and Broadband • Message carrier services • VSAT and VOIP services • Intelligent Network (I.N) services

9. Steel Authority of India Limited (SAIL) Steel Authority of India Limited is the leading steel-making company in India. Ranked amongst the top ten public sector companies in India in terms of turnover, SAIL is a fully integrated iron and steel maker. SAIL produces iron and steel at 5 steel plants located at Bhilai, Bokaro, Durgapur, Rourkela and Asansol (West Bengal). SAIL featured in 2005 list of Forbes Global 2000 ranked at 764th position. Headquarter SAIL is headquartered in New Delhi Present Management Mr. S K Roongta is the present Chairman of the company Products offered A broad range of steel products is offered by the company. These include: • Hot and cold - rolled sheets and coils • Galvanised sheets. • Electrical sheets and structures. • Railway product. • Iron plates, bars and rods. • Stainless steel and other steel alloys. The company clientele include construction companies, engineering companies, power companies, engineering companies, railways industry, automobile companies, defense industries and importers from other countries.

II. Other Important Public Sector Undertaking’s (PSU’s) 1. Indian Railways Indian Railway is owned by the GOI. It is one of the largest and busiest rail networks in the world, transporting over six billion of passengers and freight worth INR 750 million annually. Railways were BUSINESS AWARENESS - BRM

47

Temple of Learning

Notable Achievement of Indian Railways Some of the notable achievements of Indian railways are: • The Darjeeling Himalayan Railways, Nilgiri Mountain Railway and Chatrapati Shivaji Terminus (railway station in Mumbai) are all world heritage sites accredited by UNESCO. • Samjhauta Express and Thar express are two trains run by Indian Railway that connect India and Pakistan. • ‘Lifeline Express’ is a hospital on wheels providing healthcare facilities to people in rural areas. • ‘Kharagpur’ railway station has the largest railway platform in the World while ‘ib’ is the shortest name for a station. Present Management Presently, Mr. Lalu Prasad Yadav is the Union Railway Minister of the Government of India. Indian Railway also enjoys the distinction of being the world’s largest employer with more than 16 million employees. Mr. J.P. Batra is the present Managing Director of Indian Railways.

2. Air India Air India was originally founded as Tata Airlines in 1932, a subsidiary of Tata Sons Ltd by J.R.D. Tata. In 1946, government of India purchased a majority stake in Tata Airlines and the company was renamed Air-India International. Air-India International was registered on March 8, 1948 and inaugurated its international service on June 8, 1948 with a weekly flight between Mumbai and London. The word ‘International’ was dropped by the company in 1962. In 1994, the airline was renamed as Air India Limited. Air India has recently started with “Air India Express”, the low cost variant of Air India. Headquarter The company is headquartered at Mumbai. Present Management Mr. V. Thulasidas is the present Chairman of Air India. Fleet and Network At present Air India has 37 aircrafts which include Boeing 747’s, Airbus 310’s, Airbus 300’s and Boeing 777’s. The airline operates its flight on all major international air routes and on some important domestic air routes. The airline at present covers 42 destinations - 29 international air routes and 13 domestic air routes.

3. Indian (formerly Indian Airlines) Indian is Government of India owned domestic airline and is directly under the control of the Ministry of Civil Aviation. The airline was set up under the Air Corporations Act, 1953. It was formed with the merger of eight domestic airlines after the government passed legislation to nationalise the entire airline industry. The economic liberalisation of 1991 ended the Indian airlines’ dominance in India’s domestic air transport industry. The company was formerly known as Indian Airlines, but in December, 2005 the

BUSINESS AWARENESS - BRM

49

In this chapter, you will learn concepts w.r.t.: z

Major business sectors

z

Leading private companies

z

Major business groups

Chapter 8

Private Sector Companies

Temple of Learning

Headquarter Hero Honda Motors Limited is headquartered at Gurgaon, Haryana. Present Management Mr. Brij Mohan Lal Munjal is the present Chairman of the company while Mr. Pawan Munjal is the Managing Director of Hero Honda Group. Products Offered The product range offered by the company includes Karizma, Splendor, CD100 SS, Super Splendor, CD Deluxe, Passion, Passion Plus, CD Down, Glamour, Achiever and CBZ Xtreme.

2. Bajaj Auto Bajaj Auto started its business as M/s Bachraj Trading Corporation Limited in 1945 by Jamnalal Bajaj. It started with the sales of imported two and three wheelers in 1948. In 1959, Bajaj Auto obtained license from Government of India to manufacture two and three wheelers. It became a public limited company in 1960. Rahul Bajaj took charge of the business in 1965. Under his leadership, the company tied up with Kawasaki Industries of Japan for technological collaboration and launched Kawasaki Bajaj KB 100 motorcycles. At present, Bajaj Auto is ranked as world’s fourth largest two and three wheelers manufacturer. Bajaj is a well known brand in Europe, Latin America, US and Asia. Products Offered The product range offered by the company includes Bajaj CT100, Bajaj Wind, Bajaj Discover, Bajaj Pulsar, Bajaj Avenger, Kawasaki Bajaj Caliber and Kawasaki Bajaj Eliminator. Headquarter Bajaj Auto is headquartered at Pune, Maharashtra. Present Management Mr. Rahul Bajaj is the present Chairman and Mr. Madhur Bajaj is the Vice Chairman of the Bajaj Group.

b) Market for Four Wheelers The four wheelers market in India is at present experiencing a boom owing to high domestic demand, increasing exports, ambitious expansion plans by the major players of the sector and entry of foreign car manufacturer in the domestic market. The domestic sales are expected to grow annually at 12 per cent from 1.06 million vehicles 2004 – 05 to nearly 1.87 million in 2004 –10. Healthy growth in the disposable incomes of consumers, lower EMI’s owing to longer tenure and an improved distribution network will drive the growth in passenger cars and utility vehicles. The export of four wheels from India is also growing at an increasing rate and is expected to grow by 21 percent per annum in the next BUSINESS AWARENESS - BRM

53

Temple of Learning

The Company has also been awarded ISO 1400 certification for its sustainable environment management practices. Brand Offered The brands offered by Hyundai India are: • Santro Xing • Accent • Elantra • Tucson

• Getz • Verna • Embera

Headquarter The company’s headquarters are located at New Delhi Present Management Mr. H.S. Lheem is the Managing Director of Hyundai Motor India Limited

II. Information Technology Industry Post Liberalization, the IT industry has become one of the core business sectors of the economy. The annual growth rate of India’s software exports has been consistently over 50 percent since 1991. India has built up valuable brand equity in the global markets for its IT enabled Services (ITES). India has emerged as the most preferred destination for business process outsourcing (BPO). According to a report from Ministry of Communication and Information Technology, The ITeS – BPO industry has grown by about 54 per cent with exports earnings of US $3.6 billion during 2003 – 2004. The government has also taken major steps towards promoting IT in the country. The government’s IT policy aims to use IT as a tool for raising the living standards of population based in rural areas by enhancing rural connectivity and increasing IT awareness. The recent findings of NASSCOM – Mc Kinsey report projects a further growth in the revenue of IT industry. It is expected to reach US $87 billion in 2008. The report also says that the growth in the IT industry would lead to creation of about 2.2 million jobs.

Key Players in the Market 1. Infosys Without any doubt, Infosys can be termed as India’s most famous and world recognized IT company. Infosys Technologies Limited (NASDAQ: INFY) is an information technology (IT) company founded at Pune in 1981, by seven IT professionals. In 1987 the company set up its first international office in the US. In the year 1992, Infosys became a public limited company in India. In 1999, it became the first Indian company to be listed on NASDAQ and attained SEI – CMM level 5 certification. The company operates eight development centres in India and has over 30 offices in 20 other nations. BUSINESS AWARENESS - BRM

55

Temple of Learning

Present Management Mr. Azim Premji is the present Chairman of Wipro Technologies/Wipro Group.

III. Fast Moving Consumer Goods (FMCG) Market The Indian FMCG sector is the fourth largest sector in the economy with a total market size in excess of US $13.1 billion. The Indian economy has a strong MNC presence and is characterised by a well established distribution network, intense competition between the organised and unorganised segments and low production costs. Availability of key raw material and cheap labor costs gives India a competitive advantage. India is one of the largest emerging markets and the fourth largest economy in terms of purchasing power parity, with a strong middle class base. The large share of fast moving consumer goods (FMCG) in total individual spending clubbed with the large population base marks Indian as one of the largest FMCG markets. The size of the FMCG market is set to treble from US $11.6 billion in 2003 to US $33.4 billion in 2015. Increasing Indian population both in urban and rural India presents an opportunity to the makers of FMCG products to tap the potential. Growth in this sector is also likely to come from consumer upgradation to matured product categories like processed food. By 2010, about 200 million people in India are expected to consume processed and packaged food, which would require a large investment in the food processing industry.

Key Players in The Market 1. Hindustan Lever Limited (HLL) In the summer of 1888, visitors to the Kolkata harbour noticed crates full of ‘Sunlight’ soap bars embossed with the words “Made in England by Lever Brothers”. With it, began the era of branded Fast Moving Consumer Goods (FMCG) in India. In 1895 the company launched Lifebuoy and other famous brands like Pears, Lux and Vim. Vanaspati was launched in 1918. In 1931, Unilever set up its Indian subsidiary by the name Hindustan Vanaspati Manufacturing Company. It was followed by setting up of Lever Brothers Limited in 1933 and United Traders Limited in 1935. Brand ‘Dalda’ came to the Indian Market in 1937. The three Companies were merged together in 1956 and Hindustan Lever Limited (HLL) was formed. At present, HLL is India’s largest FMCG company with its presence across varied product categories namely Home and Personal care, processed foods and Beverages. It is also one of the largest exporters in the country and has been recognised as Golden Super Star Trading House by the Government of India. Headquarter Hindustan Lever Limited has its headquarters at Mumbai. Present Management Mr. Harish Manwani is the Present non – executive Chairman of the company.

BUSINESS AWARENESS - BRM

57

Temple of Learning

Products Offered Major Brands in various product offerings of company include: Cigarettes - India Kings, Gold Flake, Wills, Classic, Capstan, Insignia etc. Food Brands - Kitchens of India (ready to eat food and cooking paste) Sunfeast Biscuits, Ashirwad Ready Meals, Aashirwad salt and Aashirwad Atta. Confectionary - Minto-O, Candyman, Butterscotch Licks, Orange Licks, Candyman eclairs and Wild Banana. Company also offers “Mangaldeep” brand of matches and agarbattis. Apparel Range - Wills Life Style, John Players.

3. Proctor and Gamble India (P & G) Proctor & Gamble started its operation in India when Vicks Product Inc. India was established in 1951. In 1964, a public limited company, Richardson Hindustan Limited (RHL) was formed which obtained a license from the government to produce menthol oil and Vicks range of products. In 1967, RHL introduced ‘CLEARASIL’, the pimple cream and subsequently in 1979, ‘VICKS ACTION 500’ was launched. In 1985, RHL became an affiliate of Proctor & Gamble Company, USA and the name was finally changed to Proctor & Gamble, India in 1989. In 1991, ‘Ariel’ brand of detergent was introduced. In 1993, Proctor and Gamble India started the marketing of Old Spice brand of products. In 1999, the name of the company was changed to Proctor & Gamble Hygiene and Health Care Limited. Headquarter P & G India is headquartered at Mumbai. Products Offered The various products offered by P & G are • Whisper • Tide • Head & Shoulders • Pampers

• Ariel • Pantene Pro V • Rejoice

IV. Telecom Sector According to a recent report by CRIS INFAC the Indian Telecom Sector is one of the fastest growing, high potential telecom markets in the world. The total subscriber base in India is expected to grow from 98.1 million in 2004–05 to 283.7 million in 2009–10 at a Compounded Annual Growth Rate (CAGR) of 24.3 percent. The urban teledensity is expected to cross 50 percent mark by 2009–10 and the rural teledensity would reach double figures. Wireless telephony services (Mobile & fixed wireless) until now account for almost the entire growth in the sector. The mobile subscriber base is expected to grow from 52.2 million at the end of 2004 – 05 to 210.2 million in 2009 – 10. The fixed line subscriber base is expected to grow from 45.9 million at the end of 2004–05 to 73.4 million in 2009 – 10.

BUSINESS AWARENESS - BRM

59

Temple of Learning

Present Management Mr. Li Ka-Shing is the Chairman of Hutchison Whampoa Hong Kong and Mr. Asim Ghosh is the Managing Director of Hutchison Essar.

3. Reliance Communications Limited (RCL) Reliance Communications Limited was originally incorporated on July 15, 2004 under the Companies Act, 1956 as Reliance Infrastructure Limited. The status of the company was changed from private limited to public limited on July 25, 2005. The name of the company was changed to Reliance Communication Ventures Ltd. on August 3, 2005. The name has since been changed to its present name - Reliance Communications Limited, under a fresh Certificate of incorporation obtained from the government for the consequent change of name on June 7, 2006. Headquarter Reliance Communications Limited is headquartered at Navi Mumbai. Present Management Mr. Anil Dhirubhai Ambani is the present chairman of the company

V. Infrastructure Sector Infrastructure Development has begun to pick up over the past two years and is set to surge over the next few years. Driven by government initiatives, private participation in the sector, innovative financing schemes and low interest rate on borrowing, have made it easier and cheaper for companies to fund large projects. According to a recent CMIE (Centre for Monitoring Indian Economy) report, the further growth expected in the sector would require investments to the tune of Rs. 6,196 billion over FY 2005 – 08. The focus of the Public–Private partnership is on development of roads, ports and power sector. All these initiatives would translate into huge earnings for the construction companies.

Key Players in the Market 1. Jaiprakash Industries (Jaypee Group) The Jaypee Group is a well diversified infrastructure company of India. The company was set up by Shri Jayparakash Gaur in 1979. After his stint with the government of Uttar Pradesh, he branched off on his own as a Civil Contractor in 1958. Jaiprakash Associates Pvt. Ltd (JAPL) was set up in 1979. In 1980, Hotel Siddharth (New Delhi) and Hotel Vasant Continental (New Delhi) were set up. In 1983, Jaypee Rewa Cement Plant (JRCL) was set up and subsequently Jaiprakash Industries Limited (JIL) was formed in 1986 by amalgamation of JAPL into JRCL. In 1992, the group ventured into power sector and two New Companies – Jaiprakash Hydro Power Ltd. (JHPL) and Jaiprakash Power Venture Ltd. (JPVL) were formed. In the year 2000, Jaypee Cement Ltd (JCL) was set up after a merger of

BUSINESS AWARENESS - BRM

61

Temple of Learning

4. GMR Group GMR Group is an infrastructure development company founded in 1978. The group today has major interests in energy, transportation and business in manufacturing. As a part of group’s corporate social responsibility initiative, GMR Varalakshmi foundation (GMRVF) was established in 1991 with focus on education, community services, health and hygiene and creation of livelihood through empowerment of local communities. In early 2006, the group also bagged the contract for restructuring and modernizing Delhi’s International Airport, jointly with FRAPORT (Frankfurt airport) Headquarter The company has its corporate office at Bangalore. Present Management Mr. G. M. Rao is the founding chairman of the GMR Group.

VI. Major Business Groups 1. Tata Group Born in a Parsi family in 1839, Jamsetji Nusserwanji Tata came to Bombay at the age of 14. In 1868, he started a private trading firm with a capital of Rs.21000, laying the foundation of what now exists as Tata Group. His travels in the Far East and Europe created a strong desire in him to manufacture cotton goods. Finally, he launched the famous Central India Spinning, Weaving and Manufacturing company in 1874 marking the group’s entry into Textiles. Sir Jamsetji Tata envisaged enabling India to compete with the British Empire on its own terms. The group later moved in to steel, electric power, locomotives, automobiles, banking, insurance, hotels and eventually information technology. Jamsetji had got the approval for building a steel plant in 1895. Many years were spent in surveying the Indian terrain before the group hit gold in the remote coalfields of Bengal which had ore with rich iron content and a continuous flow of water. The Tata Iron and Steel Company was founded in 1907 at Jamshedpur, in Bihar (present day Jharkhand). Sir Dorabji Tata, aided by his cousin RD Tata, saw Jamsetji’s projects through to the stage of accomplishment. Sir Dorabji always believed that wealth must be put to constructive use. Towards the end of his career in 1932, he put all his wealth–including the 245-carat Jubilee Diamond, twice as large as the Koh-i-noor and estimated at Rs. 1 crore–into a trust for the advancement of learning and research, the relief of distress and other charitable purposes. Jehangir Ratanji Dadabhoy Tata (JRD) was born in Paris on July 29, 1904. JRD, as he was fondly referred to all his life, arrived at group headquarters, Bombay House to work under John Peterson, director-in-charge of Tata Steel, in 1925. In 1938, after the death of Sir Nowroji Saklatvala, chairman of Tata Sons, JRD Tata was catapulted to be the head of India’s largest industrial empire. He was barely 34. JRD’s passion for flying was fulfilled with the formation of the Tata Aviation Service back in 1932. Just before India’s Independence, in 1945, Tata Steel promoted the Tata Engineering and Locomotive Company

BUSINESS AWARENESS - BRM

63

Temple of Learning

1998

:

Tata Indica, India’s first indigenously designed, developed and manufactured car is launched.

1999

:

The new Tata Group corporate mark and logo are launched.

2001

:

Tata-AIG – a joint venture between the Tata Group and American International Group Inc (AIG) – marks the Tata’s re-entry into insurance. (The Group’s insurance company New India Assurance, was nationalised in 1956). The Tata Group Executive Office (GEO) is set up to design and implement change in the Tata Group and to provide longterm direction.

2003

:

Tata BP Solar inaugurates plant; launches three new products. Tata Motors launches City Rover – Indica fashioned for the European market.

2005

:

Tata Steel acquires Singapore-based steel company NatSteel by subscribing to 100 per cent equity of its subsidiary, NatSteel Asia.

Headquarter The Tata Group’s holding company has its headquarters at Mumbai, Maharashtra. Present Management Mr. Ratan Tata is the present Chairman of the group. Group Companies Engineering Services/

Power

Chemicals Communication

IT

Consumer Products

Global

Services

Operations

Products TAL

Tata BP Manufacturing Solar Rallies India India Solutions Tata AutoComp System Tata Holset

Tata power

Tata Chemicals Tata Pigments

Tata Motors

BUSINESS AWARENESS - BRM

Tata Sky

Nelito Systems

Tata McGrawhill publishing

Tata Teleservices

SerWizSol

Tata Tea

Tatanet

Tata Elxsi

Trent

Indian Hotels (Taj Group)

Tata Enterprise AG

Taj Housing Tata Development Corporation Incorporated (THDC) Tata International

VSNL

Tata Technolgies

Tata Ceramics

Tata

Financial Services

International AG

65

Temple of Learning

The successful streak of entrepreneurship continued with Keshav Prasad Goenka, son of Sir Badridas Goenka. He managed to steer his companies through the pre-independence and post-independence era and in the 1950s, embarked on a course of expansion and diversification at an escalating tempo. Keshav Prasad Goenka acquired the two British trading houses, Duncan Brothers and Octavius Steel. In the early 1960s, he promoted three companies in the automobile tyre industry namely Phillips Carbon Black and acquired several others. By the end of 1970s, when he progressively retired leaving the management of his business to his three sons, he had acquired substantial interests in tea, automobile tyre, jute, cotton textile and electric cables. Like his father, he played an active role in public life. He held the position of President of FICCI in 1965, and became a director of India’s central bank, the Reserve Bank of India, a position later held by his son Rama Prasad Goenka, better known as RP Goenka. In 1979, the fortune owned by Keshav Prasad Goenka was shared amongst his three sons. From owning four companies; Phillips Carbon Black, Asian Cables, Agarpara Jute and Murphy India, with a turnover of Rs 75 crore, RP Goenka, led the group to what it is today: a Rs 7,472 crore company (US$ 1.65 billion), with more than 20 companies in 7 different business sectors. With razor sharp business instincts, RP Goenka excelled in buying and selling companies. His first purchase was CEAT Tyres of India in 1981. In the 1980s, this takeover specialist acquired KEC (1982), Searle India (1983, later renamed RPG Life Sciences), Dunlop (1984), HMV (1988), and finally in 1989,CESC, Harrisons Malayalam, Spencer & Co. and ICIM. In 1990, he entrusted the management of the group to his two sons, Harsh and Sanjiv Goenka. RP Goenka became Chairman Emeritus, Harsh Goenka Chairman and Sanjiv Goenka Vice-Chairman of RPG Enterprises. Milestones 1979 : Inception of RPG Enterprises by Mr RP Goenka, a Rs. 700 million group, which comprises Phillips Carbon Black, Asian Cables, Agarpara Jute and Murphy (India) 1983

:

RPG Life Sciences (formerly Searle India) is acquired.

1985

:

Saregama India (formerly the Gramophone of India Ltd.) is acquired

1988

:

HMV (His Master’s Voice) is acquired.

1989

:

Harrisons Malayalam Ltd., Spencer’s CESC Ltd., Raychem RPG (formerly Raychem Corporation) and Zensar Technologies (formerly ICIL) are acquired.

1995

:

RPG Cellular commences its operations.

1996

:

RPG Netcom is established.

BUSINESS AWARENESS - BRM

67

Temple of Learning

3. Bajaj Group The Bajaj Group is amongst the top 10 business houses in India. Its footprint stretches over a wide range of industries, spanning automobiles (two-wheelers and three-wheelers), home appliances, lighting, iron and steel, insurance, travel and finance. The group’s flagship company, Bajaj Auto, is ranked as the world’s fourth largest two and three wheeler manufacturer and the Bajaj brand is well-known in over a dozen countries in Europe, Latin America, the US and Asia. Founded in 1926, at the height of India’s movement for independence from the British, the group has an illustrious history. The integrity, dedication, resourcefulness and determination to succeed which are characteristic of the group today, can be traced back to its birth during those days of relentless devotion to a common cause. Jamnalal Bajaj, founder of the group, was a close confidant and disciple of Mahatma Gandhi. In fact, Gandhiji had adopted him as his son. This close relationship and his deep involvement in the independence movement did not leave Jamnalal Bajaj with much time to spend on his newly launched business venture. His son, Kamalnayan Bajaj, then 27, took over the reins of business in 1942. He too was close to Gandhiji and it was only after Independence in 1947, that he was able to give his full attention to the business. Kamalnayan Bajaj not only consolidated the group, but also diversified into various manufacturing activities. Headquarter Bajaj group is headquartered at Pune, Maharashtra. Present Management The present Chairman and Managing Director of the group, Rahul Bajaj, took charge of the business in 1965. Under his leadership, the turnover of the Bajaj Auto, the flagship company, has gone up from INR 72 million to INR 46.16 billion (USD 936 million) and its product portfolio has expanded and the brand has found a global market. He is one of India’s most distinguished business leaders and is internationally respected for his business acumen and entrepreneurial spirit. Bajaj Group Companies Bajaj Auto Ltd.

Mukand Global Finance Ltd.

Bajaj Electricals Ltd.

Bachraj Factories Pvt. Ltd

Bajaj Hindustan Ltd.

Bajaj Consumer Care Ltd.

Maharashtra Scooters Ltd.

Bajaj Auto Holdings Ltd.

BUSINESS AWARENESS - BRM

69

Temple of Learning

1966

:

The Indian Rayon Corporation Ltd. is acquired.

1985

:

India’s first gas-based fertiliser plant in the private sector – Indo Gulf – goes on stream at Jagdishpur, UP

1986

:

The Birla Growth Fund is set up.

1990

:

Mr Kumar Mangalam Birla gets actively involved in the Group’s operations.

1995

:

The group enters the telecommunications sector through a joint venture with AT & T (USA)

1996

:

All group companies are consolidated under the umbrella of the Aditya Birla Group, led by Mr. Kumar Mangalam Birla.

1999

:

A joint venture with financial services major Sun Life of Canada is inked, as part of the overall restructuring of the Group’s financial services business.

2000

:

•

Indian Rayon acquires Madura Garments and selected overseas brand rights, taking the Group to the top of the league in the branded apparels sector.

•

The Group forays into e-business through a strategic alliance of its software arm, Birla Software and Consultancy Services (BCSS), with Lawson Software (USA).

•

‘Gyanodaya’, the Institute of Management Learning of the Aditya Birla Group, is inaugurated.

•

Hindalco acquires Indal. The Indal board is reconstituted. Mr Kumar Mangalam Birla becomes Indal’s new chairman. The Group holding goes up to 74.6 percent, and further increases to 96 per cent in FY’03.

•

The Insurance Regulatory Development Authority (IRDA) grants registration in principle to Birla Sun Life Insurance Company. Indian Rayon acquires major world rights for international apparel brands Louis Philippe, Allen Solly and Peter England.

•

The Group announces its intention to launch a 450 MW ‘Green Power Project’ in Karnataka.

•

The merger of Birla AT&T and Tata Cellular is completed

2004

:

Board reconstituted with Mr. Kumar Mangalam Birla taking over as Chairman. Completion of the implementation process to de-merge the cement business of L&T and completion of open offer by Grasim, with the latter acquiring controlling stake in the newly formed company UltraTech.

Headquarter The group is headquartered at Mumbai, Maharashtra.

BUSINESS AWARENESS - BRM

71

In this chapter, you will learn concepts w.r.t.: z

Commonly used business terminologies

Chapter 9

Key Business Terminologies

Temple of Learning

Commodity Any saleable item in commerce or trade which has a value attached to it, is termed as a commodity.

Comparative Advantage When a country specializes in products that it can produce at a lower cost than another country and can trade them to get products which it can only produce at a higher cost than that another country, then the former country has a comparative advantage to the latter.

Concentrated Industry An industry in which a few large companies dominate the manufacturing and sale of a given product line, such as automobiles is termed as a concentrated industry.

Conglomerate A big business comprising several product lines and unrelated industries is termed as a conglomerate.

Consumer Goods Products used to meet immediate consumer demands, rather than being used for further productive purposes is called consumer goods.

Consumer Price Index A measure of the cost of living as tabulated by the U.S. Bureau of Labor Statistics based on the actual retail prices of a wide variety of consumer goods and services at a given time and compared to a base period which is changed from time to time.

Cost-Benefit Analysis Measurement of costs of a specific procedure, program, product or service in terms of the benefits it will yield against the cost, is termed as cost-benefit analysis.

Cost–Push Inflation An increase in price level in the economy stemming from an increase in cost of production rather than an increase in demand is termed as cost-push inflation.

Debenture A debenture is usually a written secured or unsecured promise to pay, issued by a company or government.

Deficit Financing A situation in which government spending exceeds government income, with the difference covered by borrowing.

BUSINESS AWARENESS - BRM

75

Temple of Learning

Economic Profit The profit after all implicit and explicit costs of production and operation are paid, taking into account alternative uses the resources applied to a business.

Economies of Scale An increase in the factors of production, as in market production resulting in a proportionate greater increase in productivity output per unit of production is termed as economies of scale.

Entrepreneur A person who assumes the risk and responsibility attached with starting and operating a business is called an entrepreneur.

Equity Partnership A limited partnership arrangement for providing start-up and seed capital to a business for its operations.

Exchange Rate The price that a country must pay to exchange its currency with the currency of another nation is termed as exchange rate of that country.

Factors of Production The resources like land, labor capital and enterprise, necessary for the production of goods and services are called factors of production.

Free Trade Zone A port designated by the government of a country for duty–free entry of any non-prohibited goods. Merchandise can be stored, displayed, etc., within the zone and re-exported without duties being paid. Duties are paid only when the goods pass from the zone into the area of the country subject to the customs authority.

Fringe Benefit Any variety of indirect, non-cash benefits provided to employees by employers in addition to regular wage or salary compensation is called fringe benefit.

Fringe Benefit Tax The tax paid by the employer or his company on the benefits offered to the employees, is termed as fringe benefit tax. BUSINESS AWARENESS - BRM

77

Temple of Learning

Oligopoly An oligopoly is a market form in which a market or industry is dominated by a small number of sellers who are called oligopolists.

Patent A patent is a set of exclusive rights granted by a state to a patentee (the inventor or assignee) for a fixed period of time in exchange for the regulated, public disclosure of certain details of a device, method, process or composition of matter (substance) (known as an invention) which is new, inventive, and useful or industrially applicable.

Private Enterprise A system in which means of production are owned and operated by an individual or a group of individuals or privately owned organizations for the purpose of making profits, as opposed to government owned and controlled corporations, is termed as a private enterprise.

Real Income Real Income refers to the amount of money earned by an individual during a period of time, with which he/she can buy goods and services.

Recession Recession refers to a period in the economy, when the economic activity witnesses an overall decline in production and employment.

Speculation The act of putting money into some security or company or scheme with the hope of quick, sizeable profit; usually involves a significant degree of risk.

Stocks In financial markets, stock is the capital raised by a corporation through the issuance and distribution of shares.

Stock Market A stock market is a market for the trading of a company’s stock, and derivatives of the same; both of these comprise securities listed on a stock exchange as well as those which are only traded privately.

Subsidy Subsidy is a kind of government assistance to a company in the form of grant, tax break, or trade barrier to encourage production or purchase of the goods. BUSINESS AWARENESS - BRM

79

In this chapter, you will learn concepts w.r.t.: z

Commonly used business and economic abbreviations

Chapter 10

Business and Economic Abbreviations

Temple of Learning

ER & DC

:

Electronic Research and Development Centre

ESOP

:

Employee Stock Ownership Plan

FDI

:

Foreign Direct Investment

FICCI

:

Federation of Indian Chambers of Commerce and Industry

FII

:

Foreign Institutional Investor

GATT

:

General Agreement on Tariffs and Trade

GDP

:

Gross Domestic Product

GDR

:

Global Depository Receipt

GNP

:

Gross National Product

ICRA

:

Investment Information and Credit Rating Agency of India

IDBI

:

Industrial Development Bank of India

IFC

:

Industrial Finance Corporation; International Finance Corporation

IPO

:

Initial Public Offering

IRR

:

Internal Rate of Return

JIT

:

Just In Time

JV

:

Joint Venture

KPI

:

Key Performance Indicators

LIBOR

:

London Inter-bank Offered Rate

LIC

:

Life Insurance Corporation of India

LIFO

:

Last In, First Out

M1

:

Money supply with public

M2

:

M1 + time related deposits + savings deposits, money market funds.

M3

:

Aggregate monetary resources

MNC

:

Multi National Corporation

MOU

:

Memorandum of Understanding

MSCI

:

Morgan Stanley Capital International

NABARD

:

National Bank of Agriculture and Rural Development

BUSINESS AWARENESS - BRM

83

In this chapter, you will learn concepts w.r.t.: z

Sole Proprietorship Business

z

Partnership Business

z

Company

Chapter 11

Types of Business Entities

Temple of Learning

Characteristics of a Partnership Business i.

An association of two or more persons.

ii.

An agreement entered into by all persons concerned.

iii.

Existence of business (and not just an agreement) .

iv.

The carrying on of business by all, or any one of them acting for all.

v.

Sharing of profits (or losses)of the business.

From the point of view, the main thing is that relations among the partners will be governed by mutual agreement. The agreement is known as The Partnership Deed which is to be properly stamped. It should be comprehensive to avoid disputes later on. It is usual therefore, to find the following clauses in a Partnership business: i.

Name of the firm and the partnership business.

ii.

Commencement and duration of business

iii.

Amount of capital to be contributed by each partner

iv.

Rate of interest to be provided to each partner on his capital

v.

Disposal of profits and the ratio in which it would be done

vi.

Amount to be allowed to each partner as drawings and the timings of such drawings

vii. Whether a partner will be allowed a salary viii. Any variation in the mutual rights and duties of the partners ix.

Method by which goodwill will be calculated

x.

Procedure by which a partner may retire and the method of payment of his dues

xi.

Treatment of losses arising out of the insolvency of a partner

xii. Preparation of accounts and their audit

3. COMPANY The word Company etymologically is a combination of two Latin words ‘Com’ meaning ‘with or together’ and ‘Pains’ meaning ‘bread’. Originally, it referred to a group of persons who took their meals together. In business terminology, a company “refers to a legal entity formed which has a separate legal entity from its members, and is ordinarily incorporated to undertake commercial business”. BUSINESS AWARENESS - BRM

87

Temple of Learning

Types of Companies 1.

Public Company Public Company is a company in which shares are held collectively by the general public rather than a selected few individuals. Minimum number of members in a public company is seven, if members become less than seven, the company is no longer a public company but is rather a private company.

2.

Private Company Private company means a company which by its articles of association, • Restricts the right of members to transfer its shares • Limits the number of its members to fifty. In determining this number of 50, employee-members and ex-employee members are not to be considered. • Prohibits an invitation to the public to subscribe to any shares in or the debentures of the company. If a private company contravenes any of the aforesaid provisions, it ceases to be a private company and loses all the exemptions and privileges which a private company is entitled to. Minimum number of members in a private company is two. A private company does not need a separate certificate from the Registrar of Companies for the commencement of its business.

3.

Companies deemed to be Public Limited Company A private company will be treated as a deemed public limited company under one of the following circumstances: • Where at least 25% of the paid up share capital of a private company is held by one or more body corporates, the private company shall automatically become a public company on and from the date on which the aforesaid percentage is so held. • Where the annual average turnover of the private company during the period of three consecutive financial years is not less than Rs 25 crores, the private company shall be, irrespective of its paid up share capital, deemed a public company. • Where not less than 25% of the paid up capital of a public limited company is held by the private company, then the private company shall become a public company on and from the date on which the aforesaid percentage is so held. • Where a private company accepts deposits from public, after an invitation is made by advertisement or renews deposits from the public (other than from its members or directors or their relatives), such company shall become public company on and from the date when such acceptance or renewal is first made.

4.

Limited and Unlimited Companies Companies may be limited, limited by shares or limited by guarantee. Company limited by shares - In this case, the liability of the members is limited to the amount of uncalled share capital. No member of the company limited by the shares can be called upon to pay more than the face value of shares or so much of it as has remained unpaid. The members of limited companies have no liability in case of fully paid up shares.

a)

BUSINESS AWARENESS - BRM

89

In this chapter, you will learn concepts w.r.t.: z

Important governing institutions

Chapter 12

Important Governing Institutions

Temple of Learning

Headquarter NASSCOM has its headquarters at New Delhi Present Management Mr. B. Ramalinga Raju – Chairman, NASSCOM Mr. Kiran Karnik – President, NASSCOM

4. Bombay Stock Exchange Limited (BSE) Bombay Stock Exchange Limited is the oldest stock exchange in Asia with a rich heritage. Popularly known as “BSE”, it was established as “The Native Share & Stock Brokers Association” in 1875. It is the first stock exchange in the country to obtain permanent recognition in 1956 from the Government of India under the Securities Contracts (Regulation) Act, 1956.The Exchange’s pivotal and pre-eminent role in the development of the Indian capital market is widely recognized and its index, SENSEX, is tracked worldwide. The Exchange is professionally managed under the overall direction of the Board of Directors. The Board comprises eminent professionals, representatives of Trading Members and the Managing Director of the Exchange. The Exchange has a nation-wide reach with its presence in 417 cities and towns of India. The systems and processes of the Exchange are designed to safeguard market integrity and enhance transparency in operations. Headquarter The BSE is located in Mumbai. Present Management Mr. Rajnikant Patel – Managing Director & CEO, Bombay Stock Exchange.

5. National Stock Exchange of India Limited (NSE) The National Stock Exchange of India was promoted by leading financial institutions at the behest of Government of India and was incorporated in 1992 as a tax paying company. On its recognition as a stock exchange in April 1993 under the Securities Contracts (Regulation) Act, 1956, NSE commenced operations in the Wholesale Debt Market (WDM) segment in June 1994. The Capital Market (Equities) segment commenced operations in November 1994 and operations in Derivatives segment commenced in June 2000. Headquarter The NSE is located in Mumbai. Present Management Mr. Ravi Narain – Managing Director & CEO, National Stock Exchange of India.

6. Securities Exchange Board of India (SEBI) Securities and Exchange Board of India (SEBI) is a board (autonomous body) created by the Government of India in 1988 and given statutory form in 1992 under the SEBI Act 1992. SEBI has three functions rolled into one body: legislative, judicial and executive. It drafts rules in its legislative capacity, it conducts enquiries and enforcement action in its executive function and it passes rulings and orders in its judicial capacity. SEBI has had a mixed history in terms of its success as a regulator. Though it has pushed systemic reforms aggressively and successively (e.g. the quick movement towards making the markets electronic and paperless), it seems to lack the legal expertise needed to sustain prosecutions/enforcement actions. BUSINESS AWARENESS - BRM

93

In this chapter, you will learn concepts w.r.t.: z

Special Economic Zone (SEZ)

z

Indian Stock Market

z

Business Process Outsourcing (BPO)

Chapter 13

Miscellaneous Business Knowledge

Temple of Learning

• •

• • • • • •

The units are also exempted from Central Excise duty on procurement of capital goods, raw materials, consumable spares etc. from the domestic market. The central sales tax paid by the units in a SEZ on domestic purchases is reimbursed. Also 100% income tax exemption is provided for a block of five years, 50% tax exemptions for two years and up to 50% of the profits are ploughed back for a period of 3 years under section-10 A of the Income tax Act. 100% income-tax exemption for a period of 3 years & 50% income-tax exemption for a period of 2 years is provided to off-shore banking units under section 80-L(A) of the Income-Tax Act (IT Act) 100 % Foreign Direct Investment is allowed in manufacturing sector. Duty free goods, imported or purchased by the units have to be utilized within 5 years from the date of import/purchase. No separate documentation is required for customs and EXIM (Export-Import) policy. Support services like banking, post office clearing agents etc. are provided within the zone complex. Exemption from Custom/Excise Duty is provided on goods manufactured by units set up in the zone.

INDIAN STOCK MARKET Indian stock markets have been on a ride for quite some time. In the beginning of 2005, the sensex was around 6000 or so levels, but till date it has already once crossed 14000 levels. Nothing so dramatic has happened in last one year that justifies this kind of growth. Indian economy is definitely on a rise, but the rise is not enough to warranty such kind of valuations for the stocks. Almost all the major stocks are trading at their all time highs. The fundamentals that govern the market operations are strong and do not react to many negative events that the stock market has faced during the last year, such as floods in Mumbai, soaring oil prices in the World or SEBI banning some well known brokers for their involvement in trade malpractices etc. Some analysts predict that this is a bubble, and can burst any time. Sensex and Nifty breach new highs everyday, and this does not seem to be stopping. The valuations of all the stocks have gone haywire. Market value of the actively traded companies has simply doubled in this rally and some of even the lesser known stocks have gained obscene valuations and P/E (Price to Earning) ratios. Are all these really justified? What is driving the markets forward? The answer lies in the simple principle of demand and supply. Nowadays, more and more people are taking stocks as a serious investment option. Foreign Institutional Investors (FIIs) are being more and more attracted to Indian markets. And there is lot of surplus cash available. So, everyone is vouching for a share of pie in this exciting space, and that’s what is keeping the markets going upwards. This is also proven by the kind of interest that IPOs are getting. Almost all the companies that are launching BUSINESS AWARENESS - BRM

97

Temple of Learning

The Sensex took just 26 trading sessions to move from 13000 to 14000 and the Nifty has conquered 4000. Sensex has gained nearly 6 per cent over the last one month, mostly led by banking, capital goods and technology stocks. Among the sectoral indices on the BSE, the bank index (Bankex) has been the best performer with gains of close to 10 per cent over the last one month or so. BSE capital goods and BSE IT indices also did well during this period. SBI was the best performer in the rally from 13000 to 14000, with gains of over 20 per cent. Telecom stocks - Bharti and Reliance Communications gained between 16 and 18 per cent each. Cement stocks also had a good time as ACC rallied almost 19 per cent and Gujarat Ambuja gained over 9 per cent. Total market capitalisation of all listed Indian companies now stands at a staggering Rs. 36.4 lakh crore, higher than last financial year’s GDP of Rs. 32 lakh crore at current prices. With a market capitalisation of around $820 billion, India now ranks fourth among the largest stock markets in the Asia-Pacific region. Japan leads the region with a market cap of over $4 trillion, followed by Hong Kong and Australia. India is followed by South Korea at the fifth position. With some high profile IPOs like Cairn India, Power Finance Corporation and Idea Cellular which would have a combined market value in excess of $30 billion — in the pipeline, India would extend its lead in market cap over South Korea by early next year. Among major global markets, India has been only the 4th best performing market over the last month and the worst among the BRIC (Brazil, Russia, India and China) economies. Shanghai has been the best performer with returns in excess of 16 per cent followed by Russia, which gained nearly 9 per cent. Brazil gained nearly 8 per cent during this period. However, a large section of retail investors have not benefited from this rally. The up move has been very selective and has bypassed many stocks, especially in the mid-cap and small-cap spaces. Retail investors are still stuck in positions built before the May 2006 slump. Mid-caps lag Mid-caps are yet to regain the heights scaled in May last year and many stocks continue to trade with significant discounts from the levels seen earlier this year. The CNX Mid-cap Index is still around 200 points below its lifetime high of 5350 touched in May 2006. A large number of the 100 stocks, which form this index, are still trading below their May levels. The BSE Mid-cap index has gained only around 4 per cent over the last one month and is more than 300 points below its lifetime high. On the BSE Mid-cap Index, more than 60 per cent of the stocks, which are part of the index, are trading below their May levels and only about 25 per cent have given decent returns in excess of 10 per cent.

BUSINESS AWARENESS - BRM

99

Temple of Learning

wheelers and 2-wheelers, appear in the list. As two of the larger telecom companies — BSNL & Tata Tele — are as yet unlisted, only two telecom service providers find themselves in the list. Reliance Industries captured the ‘most valuable’ company crown from ONGC for a brief period, but the PSU oil behemoth easily won it back with ease. ONGC now commands a market value of Rs183,333 crore or $41.2 billion, which is still nearly $6 billion short of its peak value touched in May this year. Reliance Industries follows with a market cap of $40.01 billion. Infosys and NTPC are fighting it out for the third place. As of yesterday, Infosys has a modest lead with a market cap of $27.96 billion while NTPC comes in 4th with a market cap of $27.73 billion. Bharti Airtel has seen a spectacular rally over the last 6 months and is 5th on the list with a market value of $27.21 billion. TCS has also done well to lift its market value to $26.14 billion, the last one with a market cap of over Rs. 1 lakh crore, and occupies the 6th slot. Reliance Communications, Wipro Limited, ICICI Bank and ITC complete the top-10 in terms of market capitalisation.

BUSINESS PROCESS OUTSOURCING (BPO) When the rate of growth in software exports slowed earlier in the decade as a result of the tech bubble bursting and the impact of 9/11 on global business, it was IT-enabled Services (ITeS) and business process outsourcing which carried the can. Now that software exports are rebounding, with leading billion dollar plus companies recording near 50 per cent topline growth and stable, if not slightly improving margins, it is time to look at what BPO is doing. This year (2004-05) BPO exports were slated by Nasscom to grow by over 58 per cent to $5.7 billion, until last year’s figures got revised upwards by $200 million to $5.9 billion. It is a safe bet that the current year will also eventually clock more than current projections. So is it all hunky dory? No. Indian software industry has arrived, in a way. The global IT market acknowledges it. But the Indian BPO effort is in a different category. It is still early days for the industry and several key issues need to be addressed before becoming certain that BPO will follow in the footsteps of IT. The BPO outlook, based on the achieved compound annual growth rate of 50 per cent plus, can be a little rosier than is warranted. Naturally, a lot of it is not the industry’s fault. BUSINESS AWARENESS - BRM

101

Temple of Learning

One result of this concentration at the commodity end is price competition and the daily threat of new players from new geographies offering to work for less. Bhargava says that Progeon, in any case, has remained well within its self-imposed upper limit of 30 per cent of revenues from call handling. Industry sources do not dispute the numbers quoted by Roy and Bhargava but the point is that call handling is to BPO today what ‘body shopping’ was to the software industry. Everyone knows that it is the staple but it is difficult to get someone to admit: “Yes, this is about all that we do.” One result of huge demand and commoditisation is massive recruitments and commensurate staff attrition. Since call handling does not require high skills, firms recruit mostly on the basis of price (by offering to pay a bit more) and youngsters doing undifferentiated jobs keep drifting from company to company to earn more. Bhargava says his attrition rate is 28 per cent annualised. One well-known company lost over 90 per cent of its staff in a single year. Vivek Kulkarni, chairman and CEO of B2K, readily admits, “The result of high attrition and recruitment is a delivery problem. You live from day-to-day,” not knowing when a chunk of seats will fall vacant and upset your delivery. The attrition problem has been accentuated by MNCs seeking to rapidly ramp up their captive centres. But interestingly, the bright spots for the industry in the future may be around the MNC captives who will almost inevitably become third party providers tomorrow. Starting with industry leader WNS, which was born out of British Airways, and right down to GECIS and Indigo Lever today, high end work in some volume may increasingly come out of former MNC captives. Right now stand-alone Indian third party BPOs are an endangered species. The BPO industry will bring about a tectonic social shift in ten years. There is so much euphoria about the BPO business that it almost seems too good to be true. New customers land in Bangalore every day, new companies are opened every month, and existing ones are growing at an unbelievable pace. The government is in favour, the media loves it, college graduates think its cool, and middle management professionals now have a new career option…move over IT industry—BPO is here! There is, of course, good reason for this optimism. BPO represents a new commercial paradigm for international trade in services and India’s unique positioning makes it a beneficiary of this tsunami, that

BUSINESS AWARENESS - BRM

103

Temple of Learning

Recruitment: If you talk to the leading BPO companies, they will all report a recruitment rate of around 5 per cent. This means that out of every 100 people who apply for a job, only five get selected. This ensures that the BPO workers are really the best from amongst the crop of graduates that leave our colleges every year. If you put all this together, you have an industry that is recruiting the best people at the entry level from a very wide spectrum of colleges, placing them in a world-class work environment, training them to very high standards and putting them to work for some of the most demanding customers in the world. Indian BPO industry—10 years later... : Now fast forward this situation to 10 years hence. The Indian BPO industry is an enormous success. It has grown at a compounded annual growth rate of 50 per cent and now employs 6.5 million people. If you include people who started life in the BPO industry and have moved on to do other things (assuming an annual attrition rate of 30 per cent for the BPO industry as a whole), you will have another 6 million people. This means that there will be over 12 million individuals in our country who have worked in the BPO industry, that is, who have been through the rigorous recruitment tests, extensive training, are accustomed to working in a very high-quality environment, don’t consider air-conditioning a luxury, have a very strong work ethic and expect similar professionalism from their colleagues as a matter of course, are used to satisfying very demanding customers, and delivering quality that is second to none in the world. These will be the Indians who have acquired global skills without having to migrate to the West. The underwater earthquake: This is what the IT industry did to India during the 1990s. The dramatic impact of BPO becomes clearer when you consider the fact that the IT industry employs only about 500,000 people. Yet, in 10 years, it transformed the social, economic, and trade pattern of our country. It has increased India’s forex reserves beyond belief and has placed India on the world services map where the “Made in India” label can be used with pride. If 500,000 people can transform India in 10 years, imagine what 12 million can do—just think of what India would be like if we have an IT industry 24 times its current size…the mind boggles. We will have a large body of people who will deliver, expect and demand quality not just in their professional lives but in their personal lives too. It will no longer be acceptable to have dirty streets, chaotic traffic, grubby common areas in apartment blocks, and lack of efficiently-run public services.

BUSINESS AWARENESS - BRM

105

BRM Tests

Temple of Learning

10.

Which of the following terminologies is not related to share market operations? a) Bulls b) Index c) Brick and Mortar Company d) Derivatives

11.

The brand ‘Dalda’ has been bought by Bunge, of USA, from which Indian company? a) HLL b) Tata Chemicals c) Dalmiya Corp. d) Godrej Agrovet

12.

“With you always” is the punchline of __________ a) UTI Bank b) Bank of India c) SBI d) Induslnd Bank

13.

‘Rabo Bank’ of Netherlands has a large equity share in which Indian bank? a) Yes Bank b) Vyas Bank c) IndusInd Bank d) South Indian Bank

14.

Ramesh Gelli was associated with which of the following scam? a) SEBI scam b) GTB scam c) Security scam

d) None of these

15.

Which among the following companies is the world’s largest car manufacturer for 2006? a) Ford b) Toyota c) Honda Motors d) General Motors

16.

Which of the following persons would you associate with Berkshire Hathaway? a) Larry Page b) Paul Allen c) Warren Buffet d) Helen Hunt

17.

‘Ronald’ is the mascot of which company? a) McDonald b) Raymonds

c) Mattel Toys

d) Wal Mart

18.

Which among the following is World’s largest airline? a) United Airlines b) Air America c) American Airlines d) Lufthansa

19.

“The Taste of India” is the punch line of which company? a) ITC b) Amul c) MTR Foods

d) Marico Industries

‘Harry Potter’ book series is published by which publishing house? a) McGraw Hills b) Kaplan c) Scholastic

d) Penguin

20.

21.

Which among the following companies has tied up with Walt Disney to market its products in India? a) Archies b) Hallmark c) Bilt d) H K Greetings

22.

Dish TV is a direct-to-home (DTH) venture launched by which of the following TV networks? a) Star TV b) Prasar Bharti c) India TV d) Zee TV

BUSINESS AWARENESS - BRM

109

Temple of Learning

35.

Last year “Petrocon India” recently merged itself with which of the following companies? a) Vedanta Resources b) Videocon Industries c) Reliance Industries Limited d) Tata Power

36.

Which among the following cities recently hosted India’s first wedding mall named “Shagun” ? a) Pune b) Delhi c) Kolkata d) Gurgaon

37.

Audio giant “Blaupunkt GmbH” belongs to which country? a) Denmark b) Sweden c) Finland d) Germany

38.

India’s first government owned five star hotel is ____ a) Hotel Ashok b) Janpath Hotel c) Hotel Jal Mahal d) Qutub Hotel

39.

Which company has been ranked “India’s most respected Business Conglomerate”, in 2006 by the United States- India Business council? a) RIL Limited b) ONGC c) Tata Group d) IOC

40.

Largest exporter of software services in India for the year 2005-06? (excluding BPO and ITES services) is _____ a) Satyam b) TCS c) Wipro d) Infosys

BUSINESS AWARENESS - BRM

111

Temple of Learning

10.

Which company provides anti virus services for the users of Hotmail? a) Veritas b) Trend Micro c) Norton d) McAfee

11.

National Bank for Agriculture and Rural Development (NABARD) was set up in which year? a) 1962 b) 1972 c) 1982 d) 1978

12.

Which company owns ‘Kwality Walls’ brand of Ice Cream? a) HLL b) P&G c) Godrej

d) Heinz

13.

Famous eatery chain ‘Subway’ belongs to which of the following nations? a) Germany b) Holland c) UK d) USA

14.

‘CellOne’ is a mobile service brand belonging to which of the following service providers? a) MTNL b) BSNL c) Airtel d) Essar

15.

GATS stand for a) Global Act on Trading Services b) Global Agricultural Trading System c) Geographic Aids and Technology Services d) General Agreement on Trade in Services

16.

‘Smyle’ is a herbal over-the-counter (OTC) product belonging to which among the following companies? a) Jyothi Labs. b) Kopran Pharmaceuticals c) Tata Chemicals d) Shantha Biotech

17.

Park Avenue brand of apparel belongs to which among the following companies? a) Raymonds b) Provogue c) Grasim d) Pantaloons

18.

Who among the following is the Chairman of the 12th Finance Commission? a) N K Singh b) Vijay Kelkar c) C Rangarajan d) Bimal Jalan

19.

‘Pureit’ is a brand of water purifier launched by which among the following companies? a) HLL b) Kent c) Eureka Forbes d) Forbes Gokak

20.

Which among the following is not matched with others? a) Moody b) CRISIL c) IRCON

BUSINESS AWARENESS - BRM

d) Standard’s and Poors

113

Temple of Learning

33.

Swiss major ‘Bovet’ is associated with which among the following products? a) Baby foods b) Leather products c) Watches d) All of the above

34.

Which among the following Indian companies bought Flag Telecom, an international telephone company? a) Reliance Communications Ltd. b) Bharti Telephone Nigam Ltd. d) Tata Telecom c) RPG Group

35.

Which among the following is world’s largest TV manufacturing company? a) Sony b) Electrolux c) TTE Corp d) Samsung

36.

Paul Allen was co-founder of which among the following companies? a) IBM b) Microsoft c) Google d) Dell Computers

37.

Progeon is a BPO subsidiary of ______ a) Wipro c) Infosys

b) Satyam d) IBM

38.

Which company had tied up with UK’s MG Rover to sell its cars in Britain under the brand name ‘City Rover’? a) Maruti Udyog b) Tata Motors c) Hyundai Motors d) Mahindra and Mahindra

39.

Which among the following firms bought over the MGM studio? a) Toshiba b) Time Warner c) Channel 9 d) Sony

40.

Abbey awards is associated with which of the following fields? a) Marketing b) Advertising c) Business Communication d) All of the above

BUSINESS AWARENESS - BRM

115

Temple of Learning

9.

Which among the following pairs is not correctly matched? a) Naina Lal Kidwai - ICICI b) Kiran Mazumdar Shaw - Biocon c) Vineeta Bali - Britannia d) Sulajja Firodia Motwani - Kinetic

10.

“Maharaja” is the mascot of which among the following organization ? a) Indian Tourism Development Corporation (ITDC) b) Air India c) Indian Airlines d) Both b) and c)

11.

‘Mukta Arts’ is owned by ________ . a) Dev Anand c) Yash Chopra

b) Subhash Ghai d) Suraj Barjatya

12.

Kenneth Lay who passed away recently was the chief executive of which company? a) Enron b) Walt Disney c) America Airlines d) World Com

13.

Vedanta Resources is promoted by ______ a) Ravi Nair c) Sunil Mittal

b) Anil Agarwal d) Navin Jindal

14.

‘Ultra Tech’ the cement company is a subsidiary of which business group? a) ACC b) A V Birla Group c) Ambuja Group d) L & T Group

15.

Which European city hosts the ‘World Economic Forum’? a) Geneva b) Vienna c) Davos

d) Lausanne

When was Value Added Tax (VAT) adopted by 21 states ? a) March 1, 2005 b) April 1, 2005 c) June 1, 2005

d) October 1, 2005

‘Elantra’ is a brand of car from the stable of? a) Daewoo b) General Motors c) Hyundai

d) Honda

Samuel J Palmisano is the CEO of which company? a) Apple b) IBM c) Intel

d) AT & T

Which company has launched ‘Cayenne’ sports car in India? a) Ferrari b) Porsche c) BMW

d) Hyundai Motors

16.

17.

18.

19.

BUSINESS AWARENESS - BRM

117

Temple of Learning

32.

Which among the following motor companies is credited with creating world’s first moving assembly line for cars? a) General Motors b) Ford Motors c) Honda Motors d) BMW

33.

Which biscuit brand is the largest selling brand, only in a single country? a) Britannia Milk Bikis b) Parle G c) Britannia Tiger d) Priyagold

34.

He worked for the World Bank, The Indian Express and is presently the deputy charman of the Planning Commission. Who is he? a) Montek Singh Ahluwalia b) Arun Shourie c) M.J. Akbar d) Sam Pitroda

35.

This IIM graduate is well known for his long association with cricket. Can you name this India’s sensation behind the mike? a) Harsha Bhogle b) Navjot Singh Sidhu c) Charu Sharma d) Anil Kumble

36.

This brewer turned biotechnologist is now the second richest woman in India. Can you identify the firm with which she is associated with? a) Dabur b) BioCon c) Dr. Reddy’s d) Jumbo Group

37.

His name is associated with making balloons, creating India’s largest Tyre factory and helping Indian new ball attack getting new faces. Can you identify this person ? a) T Shekhar b) A C Muthaiah c) Mammen Mappillai d) Sharth Divakar

38.

The full name of LML is ________ . a) Lohia Machine Limited c) Lohia Manufacturing Limited

b) Loco-Motors Limited d) Lohia Motors Limited

39.

Who amongst the following are the brand endorsers of Sunfeast biscuits? a) Shahrukh Khan b) Sania Mirza c) Gayatri Joshi d) All of the above

40.

This former chairman of State Bank Of India who retired in 2006, was the main force behind the bank’s recent accomplishments. He is ______ a) G N Vajpayee b) Subir Raha c) A K Purwar d) M S Verma

BUSINESS AWARENESS - BRM

119

Temple of Learning

12.

Who is the CEO of Biocon India? a) Kiran Mazumdar Shaw c) Ronnie Screwala

b) Phiroz Vandrevala d) Naresh Goyal

13.

The newly-appointed chairman of the revamped Board of Trade is ______ a) KM Birla b) Kamal Nath c) Mukesh Ambani d) Vijay Kelkar

14.

Which finance minister has presented maximum number of budgets in India? a) Manmohan Singh b) Yaswant Sinha c) V.P. Singh d) Moraji Desai

15.

BSE Sensex consists of ____ shares. a) 30 b) 50

c) 100

The Central Bank of India is _________ a) Oriental Bank of Commerce c) State Bank of India

b) Reserve Bank of India d) ICICI Bank

16.

17.

Pierre Omidyar is the founder of which famous web portal ? a) amazon.com b) ebay.com c) hotmail.com

d) none of the above

d) yahoo.com

18.

The first private Indian company to enter the list of Fortune 500 companies is ________ . a) Reliance Industries b) Aditya Birla Group c) Tata Motors d) Infosys

19.

Which of the following is not a listed company? a) Air India b) Deccan chronicle c) TCS

d) Wipro

Prannoy Roy is the head of which television company? a) NDTV b) STAR TV c) ZEE TV

d) SONY TV

The first Indian city to get ISO 9001 certification was ______ a) Jamshedpur b) Chandigarh c) Jaipur

d) Bangalore

The Japanese company which introduced Just-In-Time (JIT) is a) Toyota b) Nippon c) Sony

d) Panasonic

20.

21.

22.

23.

Brijmohanlal Munjal is associated with which industrial group? a) Hero Group b) Hindustan Times Group c) India Today Group d) Times of India Group

BUSINESS AWARENESS - BRM

121

Temple of Learning

37.

38.

39.

40.

IBM has sold its personal computer business to which company? a) Lenovo b) Compaq c) Hewlett Packard

d) Canon

NBC an American TV channel is owned by ________ . a) General Electric b) General Motors c) CNN

d) BBC

Which well known company started its life as ‘Wadia Mill’ ? a) Raymond Mills b) Delhi Cloth Mill c) Bombay Dyeing

d) Arvind Mill

The R in Wagon R stands for ________ . a) Reliable b) Recreation

d) Rejoice

BUSINESS AWARENESS - BRM

c) Rally

123

Temple of Learning

10.

Which Indian ad man was the head of jury at the Cannes advertising festival 2006? a) Prahlad Kakkar b) Prasoon Joshi c) Prasoon Pandey d) Piyush Pandey

11.

‘Hummer’ the car belongs to which company? a) Ford Motors b) Hyundai Motors c) Mitsubishi Motors d) General Motors

12.

The name of which Japanese company literally means ‘Three Diamonds’? a) Mitsubishi b) Isuzu c) Sony d) None of the above

13.

Which was the first car to be exported from India? a) Ambassador b) Maruti Zen c) Tata Indica

d) None of the above

Which is the oldest magazine in the world? a) Spectator b) Wisden

d) Punch

14.

c) India Today

15.

Which among the following ad agency keeps a bowl of fresh apples in its offices world over? a) Leo Burnett b) Ogilvy & Mather c) Rediffusion d) None of the above

16.

‘Some of our customer will never buy a Mercedes Benz’ was the famous tagline of ________ . a) Mercedes b) BMW c) Porsche d) none of the above

17.

Which company uses bull as its brand mascot? a) Merrill Lynch b) J.P. Morgan c) Sharekhan

18.

You would associate Carlos Ghosn with which car company ? a) Nissan b) Suzuki c) Hindustan motors d) Hyundai

19.

The tyre company which belongs to RPG group is ________ . a) MRF b) Ceat c) Bridgestone

d) Kotak Securities

d) None of the above

20.

‘Smooth as Silk’ is the tagline of which airways ? a) Cathay Pacific Airways b) Thai Airways c) Royal Nepal Airlines d) Jet Airways

21.

Which company launched gel based back pain relieving ointment “Back-Aid”? a) Dabur b) Glaxo c) Paras d) None of the above

BUSINESS AWARENESS - BRM

125

Temple of Learning

33.

Which medicinal syrup did Dr. John Stythe Pemberton concoct? a) Viagra Concentrate b) Coca-Cola c) Pfizer d) Budweiser

34.

What is the Birla Group’s BPO arm called? a) Pan Century c) Tran works Information

b) PSI Data d) Smart Analyst

35.

Which business family owns the Outlook Publishing group? a) The Goenkas b) The Birlas c) The Ambanis d) The Rahejas

36.

Who is the CEO of Formula One management (F-1 grand prix racing championships)? a) Bernie Ecclestone b) Stuart Lewis-Evans c) Jochen Rindt d) None of these

37.

Dumex India, the manufacturer of brands ‘Protinex’ and ‘Farex’ has been acquired by ________ . a) Wockhardt India Ltd. b) Nestle India Ltd. c) Ranbaxy India Ltd. d) Cipla Ltd.

38.

Who is the new chairman of State Bank Of India? a) S Damodaran b) O P Bhatt c) C S Ravi

d) Deepak Parekh

39.

India’s most profitable company for the FY 2005-06 was ________ . a) ONGC b) Reliance Industries Pvt Ltd. c) IOC d) Infosys

40.

The disinvestment of Neyveli Lignite Corporation (NLC) was withheld because of opposition from alliance partners of the government. NLC is in which Indian state? a) Karnataka b) Maharastra c) Tamil Nadu d) Orissa

BUSINESS AWARENESS - BRM

127

Temple of Learning

11.

When was the Ministry of Disinvestment formed in India? a) 1995 b) 1999 c) 2001

d) 2002

12.

Who was the first Indian actress to model for Lux soaps? a) Devika Rani b) Leela Chitnis c) Shobhana Samarth d) Jayaprada

13.

Which company did Narayana Murthy quit to start Infosys? a) IBM b) Tata Consultancy Services c) Wipro d) Patni Computer Systems

14.

Which company’s punchline is “Empowering the Internet Generation” ? a) Cisco Systems b) Oracle c) Wipro d) None of these

15.

What is the name of the HMV dog (mascot)? a) Hixie b) Puppy c) Nipper

d) Ricky

16.

What is the military variant of the American civilian vehicle, ‘the Hummer’ called? a) Humcee b) Humvee c) Humcivic d) Hunter

17.

Who was the first Indian woman to graduate from the Harvard Business School? a) Naina Lal Kidwai b) Gita Piramal c) Rajashree Birla d) Kiran Mazumdar Shaw

18.

Companies that provide access to the Internet are called ________ . a) International Account Providers b) Internet Service Providers c) Internet Account Providers d) International Hosting Services

19.

Gulf Oil and IndusInd Bank are group of companies of which business house? a) Hindujas b) TATA c) The Murugappa Group d) The Wadia Group

20.

Which organization has the ad-line ‘The World put stock on us’? a) NASDAQ b) LSE c) NYSE

d) BSE

‘Agfa’ is a trademark for ________ . a) Tyres b) Cars

c) Photo goods

d) Agricultural goods

India’s first electric car is called ________ . a) Reva b) Meva

c) Beva

d) Mega

21.

22.

BUSINESS AWARENESS - BRM

129

Temple of Learning

33.

Which industrialist donated $800,000 for the land on which the U.N. General Assembly has been built? a) Steve Jobs b) Bill Gates c) John D. Rockefeller Jr. d) Morgan Stanley

34.

Which business tycoon has decided to give away 85% of his wealth for philanthropic causes, most of which will go to Gates foundation? a) Warren Buffet b) Paul Allen c) Bill Gates d) Steve Jobs

35.

World’s Wealthiest Nation survey 2006 conducted by World Bank places India at which position? a) Eleventh b) Twelfth c) Fourteenth d) Fifteenth

36.

Royal Enfield is the motorcycle division of which group? a) Eicher Motors b) Mahindra and Mahindra c) Escorts Motors d) It is an independent company.

37.

Luxury cars “Gallardo” and “Murcielago” have been launched in India by……….. a) Porche b) BMW c) Lamborghini d) Volkswagen

38.

With which company would you associate Vyomesh Joshi? a) Hewlett-Packard b) Yahoo c) Vodafone d) Coca Cola

39.

Which of the following company has agreed to buy Pfizer’s consumer health product unit for $16.6 billion? a) Glaxo Smithkline b) Ely Lilly c) Johnson & Johnson d) Fortis

40.

Budget airliner ‘Jazeera Airways’ is from which country? a) Saudi Arabia b) Qatar c) UAE d) Kuwait

BUSINESS AWARENESS - BRM

131

Temple of Learning

10.

The book ‘Indian Economy: Essays on Money and Finance’ has been authored by ________ . a) Bimal Jalan b) CVK Reddy c) C. Rangarajan d) None of the above

11.

Which is the oldest broadcasting organization in the world? a) CNN b) CNBC c) ABC d) BBC

12.

CDMA stands for ________ . a) Code Division Multiple Access c) Compact Disc Music-Audio

b) Client Dialer Mainframe Access d) Carrier Data Mobile Authorization

13.

Which large Indian retail store describes itself as ‘The Family Store’? a) Wal-Mart b) Pantaloons c) Shopper’s Stop d) Ebony

14.

Which company does Larry Ellison head? a) Sun Microsystems b) Cisco

c) Netscape

d) Oracle

15.

What do the first three letters (SUN) in Sun Microsystems stand for? a) Stanford University Network b) Synergy Unlimited Networks c) Scalable Ultrasecure Networks d) Nothing, it is the word ‘Sun’

16.

In Japan, the McDonalds Clown is called ________ . a) Ronald McDonald b) Ronald McClown c) Roland McDonald d) Donald McDonald

17.

Who wrote the book ‘The Fortune at the Bottom of the Pyramid’? a) Henry Mintzberg b) Michael Porter c) C.K. Prahalad d) Dr. Alan Bates (co-authors: three Egyptian students)

18.

What does ‘HB’ on pencils stand for? a) Hard Black b) Hard Bond

19.

20.

c) Hard Bonded

d) Heavy Bond

Which company claims to make ‘24 carat steel’? a) SAIL b) ESSAR c) Salem Steel

d) BHEL

Which firm owns the ‘Chevrolet’ brand? a) General Motors b) Toyota

d) Hyundai

BUSINESS AWARENESS - BRM

c) Honda

133

Temple of Learning

32.

33.

Which is the World’s first low-cost airline? a) Southwest Airlines c) Easyjet

b) Deccan Airways d) Ryan Air

‘Bata’ brand of shoes is originally from which country? a) India b) Hungary c) Czech Republic

d) Italy

34.

‘Made in America: My Story’, is the biography of which among the following persons? a) Larry Ellison b) Sam Walton c) Bill Gates d) Steve Jobs

35.

Which brand name derives its name from the Japanese name of the Chinese goddess of Fortune? a) Kodak b) Konica c) Yashika d) Canon

36.

Which of the following sectors is the biggest contributor to India’s GDP? a) Services b) Agriculture c) Industry d) Both (b) and (c)

37.

‘Incredible India!’ is the punchline of Ministry of Tourism of ________ . a) Government of Kerala b) Government of Rajasthan c) Government of Goa d) Government of India

38.

BILT is a well known ............. brand a) Paper & Paper products c) Engineering goods

b) Shoes d) Cooking Range

39.

Tulsi Tanti is the chairman of which company? a) Jayprakash Industries b) Suzlon Energy c) Ashok Leyland d) L&T

40.

Aviva group belongs to which country? a) United Kingdom c) Switzerland

BUSINESS AWARENESS - BRM

b) France d) Holland

135

Temple of Learning

10.

The term National Income represents ________ . a) Gross National Product at market prices minus depreciation b) Gross National Product at market prices minus net factor income from abroad c) Gross National Product at market prices minus depreciation and indirect taxes plus subsidies d) Gross National Product at market prices minus depreciation plus net factor income from abroad

11.

Which of the following option is not correctly matched? a) Rupert Murdoch — News Corporation b) Richard Parsons — Time Warner c) Li Ka-Shing — Honda Motor Company d) Shinzo Nakanishi — Maruti Udyog

12.

The software company I-flex Solutions was originally a division of which famous financial services company? a) Citicorp b) ICICI c) HSBC d) ABN Amro Bank

13.

I-flex Solutions is owned by which IT giant? a) Cisco Systems b) SUN Microsystems c) Oracle d) Apple Inc.

14.

Which among the following banks recently became the first Indian bank to have full-fledged banking operations in China? a) Bank of India b) Indian Overseas Bank c) Syndicate Bank d) Bank of Maharashtra

15.

What do the letters XP stand for in the product Microsoft XP? a) Extended product b) Extra Pampering c) Experience d) Entry level product

16.

Which among the following companies is India’s No. 1 company in terms market capitalization? a) ICICI Bank b) Reliance India Limited c) ONGC d) Maruti Udyog

17.

‘Tiger Airways’ is a budget airlines belonging to which country? a) China b) Singapore c) Hongkong

18.

d) Malaysia

Which one of the following is not an Insurance Company? a) ICICI Prudential b) HDFC Natwest c) Om Kotak Mahindra d) Birla Sun Life

BUSINESS AWARENESS - BRM

137

Temple of Learning

31.

Beverage major Pepsi has a joint venture with which company to distribute Ice Tea in India? a) Lipton b) McDonalds c) Parle foods d) Godrej Agrovat

32.

Dewang Mehta Award for Innovation in Information Technology is given by which organization/ institutions? a) National Institute of Information Technology (NIIT) b) Department of Information Technology c) NASSCOM d) Indian Software Producer Association (ISPA)

33.

Which is the largest private sector bank in India? a) HDFC Bank b) ING Vysya Bank c) ICICI Bank

d) UTI Bank

34.

Bernard Ebbers, who was sentenced to 25 years of prison for orchestrating the largest acounting fraud in US history, was associated with which among the following firms? a) Enron b) Viacom c) American Airlines d) World Com

35.

Who is the CEO of Prasar Bharti? a) Y K Alagh b) K S Sarma

c) T V K Prasad

d) Anuradha Prasad

36.

Caparo Group belongs to which well known NRI? a) Vikram Chatwal b) Lord Swaraj Paul c) Sir Ghulam Noon d) Sabeer Bhatia

37.

Acronym BIFR stands for ________ . a) Board for Industrial and Financial Review b) Board of Institutional and Financial Research c) Board for Industrial and Financial Research d) Board for Industrial and Financial Reconstruction

38.

Sports apparel manufacturer ‘Reebok’ was acquired last year by ________ . a) Puma b) Lotto c) Adidas d) Solomon AG

39.

Coffee chain ‘Costa Cafe’ belongs to which nation? a) Cuba b) Brazil c) UK

40.

The acronym FBT expands to ________ . a) Fiscal Benefit Tax c) Fixed Benefit Tax

BUSINESS AWARENESS - BRM

d) Italy

b) Fringe Benefit Tax d) None of these

139

Temple of Learning

12.

Which of the following is not a part of the definition of broad money (M3)? a) Time deposits b) Credit Cards c) Currency with the citizens d) Demand Deposits

13.

Arrange the following in descending order of their contribution to revenues of the country? i. Corporation Tax ii. Income Tax iii. Excise Duties iv. Customs Duty a) iv, iii, ii, i b) iii, iv, i, ii c) iv, i, iii, ii d) iii, iv, ii, i

14.

Who is the founder chairman of Apollo Hospitals? a) Dr. Anji Reddy b) Dr. Pratap C Reddy c) Dr. Vinay Reddy d) Dr. Anju Reddy

15.

Centurion Bank had merged with which bank last year? a) Punjab National Bank b) Punjab and Sind Bank c) Bank of Punjab d) None of the above

16.

The National Stock Exchange of India was incorporated in ________ . a) 1991 b) 1992 c) 1993 d) 1994

17.

Which one of the following is the largest mutual fund organisation in India? a) SBI Mutual Fund b) GIC Mutual Fund c) Unit Trust of India d) Ind Bank Mutual Fund

18.

Which of the following places does not have manufacturing unit of the Indian Telephone Industries (ITI)? a) Naini (UP) b) Kota (Rajasthan) c) Palghat (Kerala) c) Rai Bareilly (UP)

19.

What is the new economic term that is used to describe a new product or service that uses new technology, which can destroy competitors and/or sometime even the entire industry? a) Melissa b) Virus c) Killer App d) Widget

20.

According to Human Development Report, 2006 India is ranked at which position? a) 125 b) 126 c) 127 d) 128

21.

Which software development company advertises itself as the “Software for the most advanced micro-processor on this planet”? a) Sun Microsystems b) Cisco Systems c) Intel d) Linux

BUSINESS AWARENESS - BRM

141

Temple of Learning

32.

Mittal steel has recently acquired which steel company? a) Arcelor b) Posco c) Nat Steel

d) ABB

33.

The founders of this company were brother-in-law of each other, today the company is the World’s largest FMCG conglomerate. Which company is being referred to in the question? a) Unilever b) Nestle c) Proctor and Gamble d) Marks and Spencer

34.

This famous apparel brand had Shahrukh Khan, Dilip Vengsrakar and Sunil Gavaskar as its brand ambassadors in the past. Currently Virendra Sehwag is the brand endorser. Which brand is the question talking about? a) Vimal b) Mayur c) JCT d) Siyarams

35.

She is the youngest grand master ever produced by India and also the brand ambassador of Bank of Baroda. Name the woman chess player? a) D Harika b) Tania Sachdev c) Koneru Humpy d) Sai Vijaylakshmi

36.

He started selling computers from his hostel room and today heads one of the biggest hardware companies of the world. He is ________ . a) Michael Dell b) Sars Esdell c) Kerry Lindwal d) George Soros

37.

Which business was the cell phone giant “Nokia” into before its present business? a) FMGC b) Paper c) Transportation d) Wireless Networks

38.

‘Fairever’ fairness cream is owned by ________ . a) Cavin Kare b) HLL c) P&G

d) Paras

39.

Which company is the largest steel producer in the World? a) Pohang Iron & steel b) Nippon Iron & steel c) Mittal-Arcelor d) Severstal

40.

The ‘World Gold Rates’ are decided in which city? a) Washington b) New York c) London

BUSINESS AWARENESS - BRM

d) Singapore

143

Temple of Learning

11.

Which famous MNC is known for its Palo Alto Research Center (PARC) which has been behind many technology inventions in the world, including laser printing, ethernet and GUI? a) Hewlett Packard b) Xerox c) IBM d) Oracle

12.

He became the CEO of Standard Chartered in 1998, quit Standard in 2001 due to a boardroom clash. Presently he is the chairman of Centurion Bank of Punjab. Who is he ? a) Rana Talwar b) Rajat Gupta c) Mike Khanna d) Mukesh Pant

13.

Which Indian business group owns a controlling stake in Eveready Industries, the makers of the Eveready brand of batteries? a) Hindujas b) Rahejas c) Goenkas d) Khaitans

14.

In which current business best-seller would you encounter ‘Sniffy and Scurry’, the rats, and ‘Hem and Haw’, the humans? a) What they dont teach you at Wharton b) Who Moved My Cheese? c) Emotional Intelligence d) Big Brands , Big Trouble

15.

Which company owns and promotes the skin care brand Margo? a) Henkel Spic b) HLL c) Godrej Soaps

d) Wipro

16.

Henry Ford revolutionised the car market with the first mass- produced car, the Ford Model -T. In which year was it launched? a) 1914 b) 1910 c) 1912 d) 1908

17.

Which company owns the beer brands ‘Haywards 5000’, ‘Hi-Five’ and ‘Lal Toofan’? a) McDowell b) Shaw Wallace c) United Breweries d) Mohan Meakins

18.

Which company owns the footwear brand ‘Stryde’? a) Reliance b) Bata c) Woodland d) Tata International

19.

In which famous series of ads would you find actress Ava Mukherjee as ‘Dadimaa’? a) Hamam b) Promise c) Dhara d) Himalaya

20.

Which motivational speaker has been consistently high on the list of best-selling non-fiction books in India with his book ‘You can Win’? a) G. Parthasarathy b) Shiv Khera c) Arindam Choudhary d) Deepak Chopra

BUSINESS AWARENESS - BRM

145

Temple of Learning

30.

Which company/companies have won the privatization bid for Mumbai airport? a) GVK b) South African Airport c) Consortium of the above two companies d) None of the above

31.

Chhabaria owned ‘Jumbo’ group is registered in which country? a) UK b) UAE c) Mauritius

d) India

32.

GSM mobile service provider ‘Hutch’ an erstwhile partnership business between Essar-Hutchison is registered in which country? a) Mauritius b) Hong Kong c) South Korea d) India

33.

Oil major ‘Chevron Texaco’ has recently acquired a stake in which Indian company? a) Essar Oil b) Reliance Petrochemicals c) IOC d) HPCL

34.

Which of the following pairs is not correctly matched? a) Ford Fiesta– Abhishek Bachchan b) Hyundai Getz- Sania Mirza c) Toyota Corolla- Narain Kartikeyan d) Santro Xing- Shahrukh Khan

35.

Airliner “Aeroflot” is from which country? a) Austria b) Poland

c) Romania

Which company owns the ‘Rasna’ brand? a) Hindustan Lever Ltd. c) Pioma Industries

b) Parle Agro d) Dabur

36.

37.

NASSCOM was established in ……………….. a) 1990 b) 1991 c) 1992

d) Russia

d) 1993

38.

Rajesh Exports would be associated with which of the following product? a) Tea Coffee b) Jewellery c) Machine tools d) Iron

39.

Which country is ranked number one according to the recent UNDP-HDI report 2006? a) Norway b) Iceland c) Australia d) Ireland

40.

Which is the lowest ranked country according to the UNDP-HDI report 2006? a) Mali b) Sierra Leone c) Niger d) Guinea-Bissau

BUSINESS AWARENESS - BRM

147

Temple of Learning

10.

Which famous company is credited to have developed the concept of nylon bristles for toothbrushes in 1938? a) Oral B b) Colgate c) Ciba-Gigey d) Dupont

11.

Which famous watch brand was launched in 1983 by hanging a 500-ft-long sign in the shape of a watch in Frankfurt? a) Swatch b) Longines c) Casio d) Rolex

12.

Which famous brand is owned by a little known Acme Clothing? a) Polo b) John Sculley c) Provogue

d) Color Plus

13.

After independence, under the fixed exchange rate system, the Indian Rupee was linked to ________. a) The British Pound b) The American Dollar c) Gold Standard d) Silver measure

14.

The Tobin Tax can be applied on ________ . a) Imports b) Exports c) Trade of currency d) Agriculture

15.

Which company had taken over Hindustan Zinc Ltd. last year? a) Binani b) Zinc India c) Gujrat Ambuja

16.

Which Commerce Minister evolved the concept of ‘The Navratnas’? a) Ramakrishna Hegde b) Pranab Mukherjee c) P. Chidambaram d) Murasoli Maran

17.

What does the term ‘Hyundai’ mean? a) Have a nice day! c) Modernity

d) Vedanta Resources

b) Good Day! d) I am the King

18.

About which car was the following said: ‘The people can have it in any colour as long as it is black.’ a) Rolls Royce Silver Sword b) Ford Model T c) Mercedes Benz d) Hyundai Accent

19.

Who wrote the motivational classic ‘How to Win Friends and Influence People’? a) Peter S. Drucker b) Edward de Bono c) Dale Carnegie d) John D. Rockefeller

20.

Which celebrity endorser is common to the following products - American Express Cards, Buick Cars, Nike Sports Apparel, Wheaties Flakes? a) Oprah Winfrey b) Michael Jordan c) Jerry Seinfield d) Tiger Woods

BUSINESS AWARENESS - BRM

149

Temple of Learning

32.

Which of this is not an ITC Brand? a) Wills b) Gold Flake

c) Charms

d) Bristol

33.

‘Blue Chip’ companies are indicator of ________ . a) The predominance of blue collar workers in them b) The American companies listed in the stock exchange c) The most valuable scripts in the market d) Cutting edge computer chip companies

34.

Which product and brand name is advertised with the line ‘Discover a Passion’? a) Signature Whisky b) Classic Cigarettes c) Adidas Sportswear d) Royal Challenge Golf

35.

India’s biggest Advertising agency in terms of billings is ________ . a) Lintas b) Mudra c) O & M d) JWT

36.

Name India’s first public sector undertaking? a) IOC b) BHEL c) ITI

d) None

37.

Who is the author of the famous Management book ‘The Seven Habits of Highly Effective People’? a) Peter Drucker b) Stephen R Covey c) Henry Ford d) David Ogilvy

38.

GSM technology is used in ________ . a) Personal Computers c) Mobile Phones

b) Tractors d) Printers

39.

Which is the first Indian bank to make it to Fortune Global 500 companies list in 2006? a) HDFC b) ICICI c) Bank of India d) SBI

40.

Which Indian business tycoon has been appointed ‘Sheriff of Mumbai’, recently? a) Vijaypat Singhania b) Rahul Bajaj c) Ratan Tata d) Ajay Piramal

BUSINESS AWARENESS - BRM

151

Temple of Learning

10.

c) Reliance Communication Ltd. d) BSNL Percentage of Indian exports to the total world exports in 2005 was ________ . a) 0.1% b) 0.5% c) 0.9% d) 1.5%

11.

Mr. Sam Pitroda, is the Chairman of ________ . a) Word Tel b) National Knowledge Commission c) ITI d) BSNL

12.

The newly-appointed CMD of the Indian Airlines (now renamed as ‘Indian’) is _____ a) Viswapati Trivedi b) Sunil Arora c) Sushma Chawla d) V. Tulasidas

13.

Grocery chain store ‘Food Bazaar’ is owned by........ a) Vidya Chabbaria b) Kishore Biyani c) Feroze Biyani d) Harsh Goenka

14.

You would associate the ‘India Millennium Deposit’ scheme with which bank? a) Canara Bank b) State Bank of India c) Bank of Baroda d) Punjab National Bank

15.

Which of the following is a nationalized bank? a) Federal Bank b) Lord Krishna Bank c) UCO Bank d) ICICI

16.

‘We cover you, at every step in life’ is the punch line that you would associate with ______ a) HDFC Standard Life b) ING Vysya Life c) ICICI Prudential Life d) None of these

17.

According to a recent Goldman Sachs report, India will be the third largest economy of the World by which year? a) 2010 b) 2020 c) 2030 d) 2050

18.

Government of India hold what percentage stake in Maruti-Suzuki ? a) 18.8% b) 16.4% c) 10.27% d) 11%

19.

Can you identify this energy major that has recently struck oil and gas reserve in Krishna Godavari basin? a) ONGC Ltd. b) Reliance Petrochemicals Ltd.

BUSINESS AWARENESS - BRM

153

Temple of Learning

32.

33.

a) RPG Group b) UB Group c) Jumbo Group Vijay Thadani is the CEO of which company? a) I-Flex Solutions b) NIIT Ltd. c) Polaris Software

d) Sify

Which of the following represents the expansion of ‘I’ in ‘IPTV’? a) Internet b) India c) International

d) Intelligent

34.

‘Shanti Amla’ hair oil belongs to which company? a) Marico Industries b) Dabur c) HLL d) Godrej Ltd.

35.

Mr. Karan Billimoria heads which company? a) Cobra Beer b) ACC Cements c) Bombay Dyeing

36.

37.

d) None of these

d) Shaw Wallace and co.

Who is the CEO of HSBC India? a) Vidya Chhabaria c) Naina Lal Kidwai

b) Villoo Morawala Patell d) Kalpana Moraparia

Who is Alex Kuruvilla? a) Creative head of O & M c) Creative head of Mudra

b) MD, MTV India d) None

38.

‘Making the sky the best place on earth’ is a tag line that you would associate with ______ a) British Airways b) Emirates c) Air France d) Cathay Pacific

39.

Mobile phones of which company are endorsed by David Beckham? a) BENQ Siemens b) Sony Ericsson c) Motorola d) Haier

40.

Which of the following is not a Tata group company? a) Telstra b) Indian Hotels Company Ltd. c) Voltas d) Titan

BUSINESS AWARENESS - BRM

155

Temple of Learning

10.

Soon after Mittal’s signing the of MoU with the Jharkhand government in 2005, another steel company has announced the setting up of a steel plant in the state. The company in question is _____ a) Essar Steel b) Jindal Steel c) Balaji Steel d) LNM

11.

The new name of Gecis Global, the erstwhile GE owned BPO company is ______ a) Scandant b) Trinity c) WNS Global d) Genpact

12.

‘Connecting India’ punch line is associated with ______ a) Zee Group b) STAR c) Sify

d) BSNL

13.

Which of the following pharmaceutical companies is based in Israel? a) Astra Zeneca b) Novartis c) Teva d) Eli Lilly

14.

The Famous apparel brand ‘Sisley’ is owned by which company? a) Benetton Group b) Tommy Hilfiger c) GAP

d) Calvin Klein

15.

Which of the following has become the first Indian telecom company to achieve the 15-million mark in subscriber base? a) BSNL b) Airtel c) Reliance d) Hutch

16.

‘Making more possible’ punch line is associated with ______ a) Hutch b) ICICI Bank c) ABN-AMRO d) SBI Life

17.

Which of the following apparel brands is owned by Celebrity Fashions? a) Tamarind b) Indian Terrain c) Numero Uno d) Koutons

18.

The single largest shareholder in the Kerala based Federal Bank is ______ a) Mahindra & Mahindra b) Global Trust Bank c) Hinduja group d) ICICI Bank

19.

Reliance Capital has acquired a 10 percent stake in a Bangalore-based company. Identify the company. a) Murudeshwar Ceramics b) Gokuldas Export c) Century Textiles d) Forbes Gokak

20.

Last year Vodafone acquired a 10 percent stake in Bharti Televenture. What was the size of the deal? a) $ 1 billion b) $ 1.9 billion c) $ 0.8 billion d) $ 1.5 billion

BUSINESS AWARENESS - BRM

157

Temple of Learning

32.

According to the World Investment Report 2005 published by the UNCTAD, India’s rank in terms of the most attractive global business destination is _____ a) Second b) Third c) First d) Fourth

33.

Australia-based core banking software vendor, Financial Network Services (FNS) has been acquired by an Indian company. Identify the company from the choices given below. a) Wipro Technologies b) Mindtree c) Infosys d) TCS

34.

Which of the following brands/companies is not owned by Sony Corporation of Japan? a) VAIO b) PlayStations c) MGM d) Xbox

35.

For the first time in 50 years, an expat has been appointed as the CEO of Hindustan Lever. Who is he? a) Douglas Baillie b) Patrick Cescau c) James Scott d) Mathew Jack

36.

The car ‘Sonata’ belongs to the stable of _____ a) Honda b) Hyundai c) Maruti-Suzuki

d) Skoda Auto

37.

Captain GR Gopinath is the managing director of which airlines company? a) Air Deccan b) Go Airlines c) Air Sahara d) Air India

38.

Kidscare’s retail chain ‘Mothercare’ has announced the setting of a 100% subsidiary in India. Name the country where Kidscare is based. a) US b) Switzerland c) Malaysia d) Britain

39.

Mahendra Singh Dhoni does not endorse which of the following brands? a) TVS Star City b) Hyundai Sonata c) Cherry Blossom d) Brylcreem

40.

The satellite television launched by Tata is called _____ a) Tata Satlink b) Tata Sky c) Tata TV

BUSINESS AWARENESS - BRM

d) Tata One

159

Temple of Learning

9.

Delhi based Jagatjit Industries owns a famous whiskey brand. The brand in the question is? a) McDowell b) Bagpiper c) Old Monk d) Aristocrat

10.

Bangalore-based Imperial Cancer Hospital and Research Centre has been acquired by which company? a) Apollo Hospitals b) Dr. Batra’s Hospital c) Fortis d) Max Healthcare

11.

Which of the following bank is headquartered at Singapore? a) ANZ b) DBS Bank c) YES Bank

d) HSBC Bank

12.

Which Indian bank is termed as the most valuable bank in terms of market capitalization? a) HDFC Bank b) Bank of India c) State Bank of India d) ICICI Bank

13.

One of the following cricketers has never been the brand ambassador of the health drink ‘Boost’. Identify the cricketer in question? a) Kapil Dev b) Sunil Gavaskar c) Virender Seghwag d) Sachin Tendulkar

14.

Boost and Crocin brands are owned by which company? a) GlaxoSmithKline b) Pfizer c) Heinz

d) Paras Pharma

15.

‘With Us, You’re Sure’ baseline is associated with which insurance company? a) ICICI-Lombard b) ICICI-Prudential c) SBI Life Insurance Co. d) Franklin Templeton

16.

New York-based brokerage and investment bank Merrill Lynch has said that they will take full control of Indian JV, DSP Merrill Lynch. Which person has sold his 47 percent stake in the firm to Merrill Lynch? a) Hemendra Kothari b) Rakesh Jhunjhunwala c) Anand Rathi d) Shankar Sharma

17.

With which state government, luxury carmaker BMW has signed an MoU for establishing a car assembly plant? a) Haryana b) Punjab c) Tamil Nadu d) Orissa

18.

During his recent visit to India, Microsoft chairman Bill Gates announced that he will make an investment in the Indian market over the next four years. How much is that amount? a) $ 1 billion b) $2.3 billion c) $1.7 billion d) 2.7 billion

BUSINESS AWARENESS - BRM

161

Temple of Learning

29.

According to the latest predictions by Gartner, the total size of the domestic IT and telecom business by the end of 2006 will be a) Rs. 1 lakh crore b) Rs. 2 lakh crore c) Rs. 2.5 lakh crore d) Rs. 3 lakh crore

30.

A ranking done by the Hong Kong based think-tank, Political & Economic Risk Consultancy Ltd, has ranked which country as the most corrupt in Asia? (Only selected fast growing countries were covered in the survey) a) India b) Indonesia c) China d) Vietnam

31.

Which company owns the Flying Machine brand of jeans? a) Levi’s b) Arvind Mills c) Lee cooper d) Mafatlal

32.

Which of the following companies owns the TV channels ESPN, Buena Vista Television and Touchstone Pictures? a) Warner Brothers b) Star TV c) 20th Century Fox d) Walt Disney Company

33.

The automobile brands Cadillac, Pontiac and Opel belong to _____ a) Ford b) Fiat Auto c) BMW d) General Motors

34.

Arvind mills manufactures all of the following brands of jeans except _____ a) Flying Machine b) Newport c) Levi’s d) Ruf & Tuf

35.

Which brand is the market leader in the alkaline battery market in India? a) Duracell b) BPL Excell c) Panasonic d) Energizer

36.

TCS, a company under the Tatas, deals in ______ a) Automobiles b) Steel c) Software Solutions and Consultancy d) Cement

37.

Which of the following brands is owned by P&G? a) Crocin b) Iodex c) Honeytus d) Vicks

BUSINESS AWARENESS - BRM

163

Temple of Learning

BRM Test - 15 Questions: 40 1.

Time : 20 Mins.

Sidhharth Lal is the Managing Director of which group? a) Escorts Group b) Sonalika Motors c) Eicher Group

d) Essar Group

2.

Who owns the famous brands ‘Sat Isabgol’ and ‘Burnol’? a) Ranbaxy b) Cadilla c) Dr. Reddy’s Labs d) Dr. Morepen

3.

Which company is the largest tyre manufacturer in India? a) J.K. b) MRF c) Dunlop

d) Ceat

4.

Identify the logo of the famous software company and give the name of the bird. a) Linux, Penguin b) Apple, Penguin c) Linux, Kiwi d) Apple, Kiwi

5.

With what would you associate the brand name ‘Ruggers’? a) Shirts b) Jeans c) Cigarettes

d) Casual Wear

6.

Ashok Leyland, a company manufacturing trucks is owned by _____ ? a) Mahindra b) Tata c) Birlas d) Hindujas

7.

Which of the following is not a shoe brand of Liberty Shoes? a) Force 10 b) Footfun c) Windsor

d) Pyramid

8.

‘Candyman’ is a confectionery brand belonging to which company? a) Parry’s b) Perfetti c) ITC Ltd. d) Parle

9.

Who manufactures ‘Pan Pasand’? a) Ravalgaon b) Nutrine

c) Perfetti

d) Parry’s

10.

The brands ‘Royale’, ‘Apcolite’, ‘Tractor’ and ‘Utsav’ are from the stable of _______? a) Asian Paints b) ICI c) Berger d) Nerolac

11.

Biscuit brands ‘Fifty-Fifty’, ‘Bourbon’, ‘Nice’ and ‘Good Day’ are owned by ______? a) Parle b) Britannia c) Apsara d) Priya Gold

12.

In 1969, he introduced the brand ‘Nirma’. Who is he? a) D.K. Patel b) D.S. Parekh c) N.A. Palkhivala

BUSINESS AWARENESS - BRM

d) K.K. Patel 165

Temple of Learning

24.

The first electronic typewriter (ET 101 in 1978) and the first personal computer (M20 in 1982) were launched in India by _______ a) Samsung b) IBM c) Olivetti d) HCL

25.

The well known brands like ‘Lux’, ‘Sunsilk’, ‘Lipton’, ‘Ponds’ and ‘Close Up’ are owned by _____ ? a) Godrej b) P&G c) Unilever d) Colgate Palmolive

26.

Automobile brands ‘Corolla’, ‘Land Cruiser’ and ‘Highlander’ are the products of _____ ? a) Mitsubishi b) Toyota Motors Co. Ltd. c) Isuzu d) Daewoo

27.

To whom do the brands ‘Eno’ and ‘Horlicks’ belong? a) Colgate - Palmolive b) GlaxoSmithkline c) Nestle d) P&G

28.

‘Internet Protocol’, the basic language to communicate over the internet, has been developed by _____? a) IBM b) Apple c) Cisco d) Sun Microsystems

29.

The mega Mobil oil brand ‘Esso’ is owned by ______ ? a) Shell b) Exxon Mobil c) ONGC

d) IBP

What does ‘Motorola’ mean? a) Sound in motion b) Sound in music

d) The flying eagle

30.

31.

c) The rising sun

What was the first product of Hewlett-Packard? a) A Laptop b) A printer c) A computer

d) An audio oscillator

32.

Name the Public Sector Undertaking acquired by Reliance Industries. a) IDPL b) ITDC c) IPCL d) IFCL

33.

Which company has taken over the newspaper ‘Business Standard’? a) Ananda Bazaar Patrika b) Kotak Mahindra c) Bennett Coleman & Co. d) TV Today

34.

‘BRITCO Food’ is a holding company of ______ a) Coca Cola b) Pepsi c) ITC d) Schwepps

BUSINESS AWARENESS - BRM

167

Temple of Learning

BRM Test - 16 Questions: 40

Time : 20 Mins.

1.

Gazprom, the world’s biggest gas company accounting for 23% of the world output, belong to ____ a) Austria b) Iran c) Venezuela d) Russia

2.

To which country does the diamond mining giant De Beers belong? a) South Africa b) India c) Italy

d) France

To which country does the sportswear company Adidas belong? a) Germany b) France c) Italy

d) Belgium

To which country does ‘Hyundai Motors’ belong? a) Japan b) S. Korea c) Taiwan

d) N. Korea

3.

4.

5.

Zee (currently Zee Tele Films Ltd) was promoted in 1992 by which business group? a) The Essel Group b) Birla Group c) The Tata Group d) Essar Group

6.

The foundation of which company was laid in a small shop in Calcutta, from where medicines were sent directly through mail by Dr. S.K. Burman, to even the smallest of villages in Bengal? a) Dabur b) Hamdard c) Zandu d) Cipla

7.

HMT Ltd. was established in 1953, in technical collaboration with ______ a) Swatch, Switzerland b) Timex, USA c) Oerlikon, Switzerland d) Rolex, Switzerland

8.

Which Indian pharmaceutical company owns a US Food and Drug Administration (FDA) certified plant? a) Ranbaxy b) Pfizer c) Cadilla d) Lupin

9.

The Toyota Motor Co. Ltd has derived its name from ______ a) The Toyota river b) The Toyota city c) Sakichi Toyoda d) Kiichiro Toyoda

10.

With which of the following is the ‘Badla’ system associated? a) Foreign exchange b) Forward trading c) Currency markets d) Day trading

BUSINESS AWARENESS - BRM

169

Temple of Learning

21.

22.

In which year was TISCO set up? a) 1904 c) 1906

b) 1905 d) 1907

In which year was RBI established? a) 1935 c) 1940

b) 1936 d) 1945

23.

In 1935, Khwaja Abdul Hamied, set up a pharmaceutical company, which came to be popularly known as a) Novartis b) Dabur c) Hamdard Laboratories d) Cipla

24.

In which year was P&G launched in USA? a) 1937 b) 1890

25.

26.

27.

c) 1837

d) 1927

In which year was the Harley Davidson motorcycle first produced? a) 1906 b) 1903 c) 1920

d) 1935

In which year was Intel founded? a) 1878 b) 1982

c) 1968

d) 1986

In which year was Unit Trust of India started? a) 1964 b) 1965 c) 1966

d) 1967

28.

Intel introduced the world’s first micro-processor in the year ______ a) 1981 b) 1991 c) 1971 d) 1995

29.

ONGC was converted into a statutory body by an act of the Indian Parliament in ______ a) Dec 1955 b) Aug 1956 c) Oct 1959 d) Jan 1973

30.

Who founded the Ford Motor Company? a) Lionel Ford b) Henry Ford

c) Charlie Ford

d) Nicholas Ford

31.

Bill Gates was one of the founders of Microsoft. Who was the other? a) Paul Allen b) John Naisbitt c) Michael Crichton d) Kenneth Clarke

32.

Which city is known as the Silicon Valley of India? a) Bangalore b) Gurgaon c) Hyderabad

BUSINESS AWARENESS - BRM

d) Chennai

171

Temple of Learning

BRM Test - 17 Questions: 40

Time : 20 Mins.

1.

The company with the largest refining capacity in India is ______ a) Indian Oil Corporation b) Hindustan Petroleum c) Bharat Petroleum d) Indo-Burma Petroleum

2.

Which was the first public sector share to be quoted on the Bombay Stock Exchange? a) Hindustan Petroleum b) Sail c) ONGC d) Indian Oil

3.

Who has written the book ‘The World Bank and the Poverty of Nations’? a) Don Morrison b) Doug Cowie c) Catherine Caulfield d) Amartya Sen

4.

Name the apex bank for small industries. a) IDBI b) SIDBI

c) ICICI

d) HDFC

5.

Name the apex institution in the field of industrial development banking in India. a) IFCI b) ICICI c) HDFC d) IDBI

6.

Who among the following is considered to be the quality guru of the World? a) Philip Crosby b) Gary Hamel c) Renato Rugieru d) Edwards Deming

7.

The Indian partner of Microsoft to provide software development consultancy is ______ a) HCL b) PCL c) TCS d) Infosys

8.

‘Apache’ is the name of the recently launched bike model that belongs to the stable of _______ a) Kinetic Engineering Ltd. b) TVS Motors Ltd. c) Hero Honda Motors Ltd. d) Bajaj Auto Ltd.

9.

Indian Terrain is the name of the clothing brand that belongs to the stable of _______ a) S. Kumars b) Celebrity Fashions c) J.K. Synthetics d) None of these

10.

Name the MD of cellular service provider Hutch a) Vikram Mehmi b) Sunil Bharti Mittal c) Asim Ghosh d) AK Sinha

BUSINESS AWARENESS - BRM

173

Temple of Learning

22.

Who is the former chairman of Bharat Hotels who passed away last year? a) M.S. Oberoi b) Lalit Suri c) Y.C. Deveshwar d) None of these

23.

‘Tarang’ is the CDMA service from _______ a) VSNL b) BSNL c) MTNL

d) Spice Telecom

24.

Which is the largest source of Revenue for the Government of India? a) Sales Tax b) Service Tax c) Income Tax d) Value Added Tax

25.

India’s first private airline operator to start overseas flight is ______ a) Jet Airways b) Air Deccan c) Sahara Airlines d) Kingfisher Airlines

26.

Kareena Kapoor and Priyanka Chopra have recently been roped in as the brand ambassador for _____ a) Parker pens b) Cadbury’s dairy milk c) Tata Tea d) None of these

27.

“Namaste” ad campaign is associated with which airline? a) Air India b) Pakistan International Airlines c) Sri Lankan Airlines d) British Airways

28.

RBI is headquartered at _____ a) New Delhi c) Kolkata

b) Chennai d) Mumbai

29.

Hema Malini is the brand ambassador for which bank? a) Corporation Bank b) Syndicate Bank c) Bank of Rajasthan d) Union Bank of India

30.

Brad Pitt endorses which of the following brand of watches? a) Omega b) Tag Heuer c) Rado

d) Rolex

31.

‘Alfa Romeo’, ‘Grande Punto’ and ‘Palio’ are the names of the car models that belong to the stable of _____ a) Ford Motors b) Fiat Motors c) Tata Motors d) Mahindra & Mahindra

32.

Which of the following insurance companies has introduced ‘Barish Bima Yojana’ an insurance cover against deficit rainfall? a) Allianz - Bajaj b) ICICI-Lombard c) Iffco-Tokio d) ING-Vysya

BUSINESS AWARENESS - BRM

175

Temple of Learning

BRM Test - 18 Questions: 40

Time : 20 Mins.

1.

India is world’s__________ largest economy in terms of purchasing power parity (PPP)? a) Eighth b) Tenth c) Fourth d) Sixth

2.

Who is known as the father of Cellular Phone? a) Martin Cooper b) Martin Bayer c) Willy Barnet

d) Julius Nayaree

3.

R. Seshasayee is president of which of the following apex organization? a) FICCI b) CII c) ASSOCHAM d) NASSCOM

4.

Arcelor was recently bought by LN Mittal’s company Mittal Steel. Arcelor is headquartered in which country? a) China b) Australia c) Luxemburg d) Sweden

5.

International Business Machines (IBM) recently sold its Personal Computers division to Lenovo group. Lenovo belongs to which country? a) Taiwan b) China c) Russia d) Germany

6.

Which among the following Tech companies and executives associated with them is matched wrongly? a) Google - Larry Page b) Sun Solaris - Scot McNealy c) ebay - Meg Ryan d) Oracle - Larry Ellison

7.

MRPL is a subsidiary of which of the following Public Sector Undertaking? a) ONGC b) GAIL c) IOC d) HPCL

8.

Which among the following companies is owned by Dhoot brothers? a) BPL b) ESSAR c) Videocon d) Pioma Industries

9.

Tennis icon Sania Mirza became the woman sportsperson to be featured on the cover of which of the following magazine? a) India Today b) Outlook c) Time d) None of the above

10.

Which of the following airlines and the countries they belong to is not matched correctly? a) Lufthansa - Germany b) Aeroflot - France c) Royal Airways - Britain d) Etihad - UAE

BUSINESS AWARENESS - BRM

177

Temple of Learning

21.

This company, based in Finland started its manufacturing operations by owning a paper mill; later it diversified into leather goods and today it is one of the leading producers of mobile phones worldwide. Identify the company? a) Siemens b) Ericsson c) Nokia d) Motorola

22.

Paper money was first introduced in India in the late 18th Century. It was introduced in India by which of the following firms? a) Central Bank of India b) The Bank of Awadh and Hindustan c) The General Bank of Bengal and Bihar d) Central Indian Bank

23.

In the share market terminology GDR stands for ______ a) Gradual Decreasing Ratio b) Grand Depository Retraction c) Global Depository Receipt d) Gross Depository Receipt

24.

Fortis Healthcare recently acquired the Escorts Heart Research Institute. Fortis is promoted by which of the following pharmaceutical giants? a) Ranbaxy b) Cadilla c) Cipla d) Dr. Reddy’s Labs

25.

Which among the following persons is chairman of Insurance Regulatory and Development Authority (IRDA)? a) CK Prahlad b) CS Rao c) Anajan Sharma d) JK Bajpai

26.

Which among the following companies is credited with developing the computer language ‘Java’? a) Oracle b) Sun Microsystems c) NextGen d) Red Hat

27.

The profile of a well-known consumer appliances company goes like this. Besides its flagship brand, it also owns the brand Kenstar and follows a multi-brand strategy. It also has the rights to distribute international brands such as Sansui, York, Akai, Toshiba and Hyundai in India. The company in question is? a) Thomson b) Voltas c) Videocon d) Forbes Gokak

28.

Which among the following persons played a key role in negotiating the partition deal between Ambani brothers, Anil and Mukesh? a) Nusli Wadia b) KV Kamath c) Rahul Bajaj d) YK Birla

29.

John Walton, who passed away on 28 June 2005, was a ______ a) Retail Industrialist b) Stock Broker c) Hollywood Producer d) Chief of US’s Federal Reserve

BUSINESS AWARENESS - BRM

179

Temple of Learning

BRM Test - 19 Questions: 40

1.

Time : 20 Mins.

NIS Sparta is the management-consulting arm of which company? a) Satyam b) Reliance Industries c) Wipro

d) NIIT

2.

‘Life’s Good’ is the tagline associated with which electronics major? a) Samsung b) Philips c) LG d) Sony

3.

Which city is known as ‘The Silicon Valley’ of India? a) Bangalore b) Gurgaon c) Hyderabad

d) Chennai

Which company owns ‘Sunfeast’ brand of biscuits? a) Parle b) HLL c) ITC

d) Priyagold

4.

5.

Which media & entertainment Company was started by Manmohan Shetty in 1978? a) Adlabs b) PVR c) PNC d) I-max

6.

Which of the following companies offers Indians a chance to partly own a personal jet? a) Go Air b) Paramount Air c) Club One Air d) None till date

7.

‘Kaya’ skin clinic is promoted by? a) Marico b) HLL

8.

c) P&G

‘Applying Thought’ is associated with which IT giant? a) Wipro b) Infosys c) TCS

d) Tatas

d) Satyam

9.

Who is the brand ambassador for Ford Fiesta? a) John Abraham b) Abhishek Bachchan c) Dino Morea d) Sunil Shetty

10.

Delhi based Escorts Heart Institute & Research Centre (EHIRC) was sold to which pharmaceutical company in 2006? a) Ranbaxy b) Fortis c) Cipla d) Pfizer

11.

Which group completed the buyout of the Shaw Wallace Distilleries in 2005? a) UB Group b) Philips Godfrey c) Bacardi d) Cobra Beer

BUSINESS AWARENESS - BRM

181

Temple of Learning

23.

The tagline “Power of Dreams” is associated with? a) Honda b) Bajaj c) Hero Honda

d) Yamaha

24.

A new marketing project launched by ITC to facilitate farmers in selling their produce? a) e-choupal b) e-market c) e-commodity d) virtual market

25.

From the following which company does not belong to the Anil Dhirubahi Ambani Group? a) Reliance Energy Ltd. (REL) b) Reliance Capital Ltd. (RCL) c) Reliance Communications Ltd. (RCOL) d) Reliance Petrochemicals Ltd. (RPL)

26.

The Delhi Government citizen - government partnership program is known as? a) Bhagidari b) Icchadhari c) Namdhari d) Jodi Programme

27.

‘Xtra Mile’ is a super diesel variant of which petro company? a) HPCL b) BPCL c) IOC d) Reliance Petroleum

28.

Who is the chairman of the National Knowledge Commission? a) C. Rangarajan b) Prof. R.S. Sharma c) Sam Pitroda d) Ms. Girija Vyas

29.

Which of the following statements related to the Reliance Group is incorrect? a) Mukesh Ambani heads Reliance Communications Ltd. b) Chevron has bought 10% stake in Reliance Petrochemicals c) Reliance Industries Ltd. is the largest business group in India d) The Revenue of Reliance Industries is equivalent to 3.5% of India’s GDP

30.

Value Added Tax (VAT) has been adopted by how many states? a) 21 b) 22 c) 23

d) 24

31.

VAT has replaced which of the following taxes? a) Customs Duty b) State Sales Tax c) Excise Duty d) Service Tax

32.

A recent Memorandum of Understanding (MoU) was signed by the LN Mittal Group and which state owned oil major? a) OIL India Ltd. b) Indian Oil c) Hindustan Petroleum d) Oil & Natural Gas Corporation (ONGC)

BUSINESS AWARENESS - BRM

183

Temple of Learning

BRM Test - 20 Questions: 40

Time : 20 Mins.

1.

Which company manufactures A-380 aircraft? a) Airbus b) Boeing c) Lockhead Martin d) Ray Theon

2.

Which Indian company secured the highest export revenue from IT software and services during the past 2 years? a) TCS b) Infosys c) Wipro d) Satyam

3.

Who built the first modern motorcar? a) Henry Ford b) Karl Benz

c) Daimler

d) Henry Austin

4.

Who has been acclaimed as the world’s most powerful women for the year 2006 by Forbes? a) Melinda Gates b) Angela Merkel c) Condoleezza Rice d) Oprah Winfrey

5.

Which of the following Indian companies is setting up its first manufacturing plant in china? a) L&T b) Tisco c) Essar d) Hero Honda

6.

The Government has increased the foreign direct investment in the Telecom sector from 49% to ______ a) 75% b) 74 % c) 92% d) 86%

7.

Who is the CEO of Hewlett-Packard (HP)? a) Mark Hurd b) Robert Wayman

c) Carly Fiorina

d) Richard Branson

8.

Which FMCG major has recently acquired Balsara for Rs. 143 cr in an all-cash deal? a) HLL b) Godrej c) Dabur d) None of these

9.

The SUV ‘Tucson’ belongs to which company? a) Honda b) Ford c) Suzuki

d) Hyundai

Which of the following is not an Indian pharmaceutical company? a) Ranbaxy b) Pfizer c) Cipla

d) Nicholas Piramal

10.

BUSINESS AWARENESS - BRM

185

Temple of Learning

22.

Which celebrity is the brand ambassador of Toyota Motors? a) Hrithik Roshan b) Aamir Khan c) Abhishek Bachchan d) Shah Rukh Khan

23.

Berkshire Hathaway was founded by _____ a) Warren Buffett b) Larry Ellison

c) Percy Barnevik

Kenneth D Lewis is the CEO of _______ a) Deutsche Bank b) ABN AMRO

c) Bank of America d) American Express

X-Trail, the SUV belongs to? a) Honda Motors b) Nissan Motors

c) Toyota Motors

24.

25.

d) None

d) Hyundai Motors

26.

With which airline company did the ICICI bank launch a co-branded credit card? a) Jet Airways b) Spice Jet c) Air Deccan d) Kingfisher Airlines

27.

Which of the following is NOT a part of the France-based advertising group ‘Publicis’? a) Ambience Publicis b) FCB Ulka c) Saatchi & Saatchi d) Leo Burnett

28.

Government owned Kochi Refinery has been merged with which state owned oil company? a) HPCL b) IOC c) BPCL d) Reliance Petroleum

29.

Which bike model has been recently launched by LML? a) CRD-200 b) CRD-100 c) XAN-200

d) XAN-100

The steel major Posco hails from _______ a) China b) S. Korea

d) Japan

30.

31.

32.

33.

c) N. Korea

The Cafe Chain “Lipton Tea Bar” belongs to _______ a) Wadias b) HLL c) Birlas

d) Tatas

The Car model ‘Petra’ belongs to ______ a) Hyundai b) Suzuki Motors

c) Fiat Motors

d) General Motors

What does ‘R’ signify in RTV? a) Region b) Rural

c) Rivel

d) Redesigned

BUSINESS AWARENESS - BRM

187

Temple of Learning

BRM Test - 21 Questions: 40 1.

2.

Time : 20 Mins.

‘Spoil yourself’ is a punch line of which utility vehicle? a) Ford Endeavor b) Tata Indigo c) Hyundai Tuscon

d) Tata Sumo

‘India’s best informed weekly’ is the punch line of ______ a) India Today b) Outlook c) The Week

d) None of these

3.

This company is also known as ‘Big Blue’. Identify the company from the given options. a) Intel b) HP c) IBM d) Microsoft

4.

Who is the chairman of VSNL? a) Ratan Tata b) Subodh Bhargava c) V.K. Bhatt

d) H.S. Arora

Which amongst the following is not an advertising agency? a) O & M b) McCann Erickson c) Leo Burnett

d) IMRB

‘Rediscover Luxury’ is the punch line of _______ a) Maruti Swift b) Hyundai Sonata c) Honda CRV

d) Chevrolet Optra

5.

6.

7.

Peter Jennings, the TV news ‘superstar’ who died of lung cancer at 67, represented which channel? a) CNN b) BBC c) ABC d) CNBC

8.

Gujarat Cooperative Milk Marketing Federation Ltd. (GCCMF) is about to launch India’s first sports drink. Can you identify the name of the drink in question from the given options? a) Power b) Stamina c) Strength d) Energy

9.

Aditya Birla owned Hindalco has bought which American aluminium company? a) Novelis b) Sual c) Rusal d) Glencore

10.

The Richest person in the world is _______ a) Steve Jobs c) James Walton

11.

b) L.N. Mittal d) Bill Gates

Taiwan’s Sanyang motors recently bought ______ percent stake in the Kinetic Motor Company Ltd. a) 8.56 b) 11.12 c) 13.53 d) 16.21

BUSINESS AWARENESS - BRM

189

Temple of Learning

24.

25.

Find the odd one out. a) IOC b) SAIL

c) HPCL

d) BPCL

Who is the President of ASSOCHAM? a) Anil K. Agarwal b) Pradip Dar

c) Kiran Karnik

d) K. S. Sarna

26.

Who is the chairman of the US Federal Reserve? a) Ben S. Bernanke b) Allan Greenspan c) James D. Wolfenson d) Paul Wolfowitz

27.

Business World magazine belongs to _______ a) Living Media b) Ananda Bazar Partika c) Planman Publications d) The Times Group

28.

‘Experience. Truth first’ is the punch line that you would associate with _______ a) NDTV Profit b) CNBC TV18 c) NDTV 24x7 d) CNN IBN

29.

The Headquarters of the International Bank for Reconstruction and Development (IBRD) are located at ______ a) Montreal b) Washington DC c) Geneva d) Paris

30.

CNN IBN is the name of a recently-launched TV channel. Which personality would you associate with the channel? a) Vikram Chandra b) Rajdeep Sardesai c) Pronnoy Roy d) Paranjal Sharma

31.

‘Corsa’, ‘Swing’ and ‘Astra’ are car models that belong to the stable of ______ a) Ford Motors b) Toyota Motors c) Honda Motors d) General Motors

32.

Which of the following is not a Kinetic Engineering brand? a) Boss b) Scooty c) Acquila d) 4S

33.

Habil F. Khorakiwala leads which pharmaceutical company? a) Cipla b) Wockhardt Ltd. c) Cadila Healthcare d) Hamdard

34.

The Bombay Stock Exchange was established in ______ a) 1775 b) 1825 c) 1875 d) 1895

BUSINESS AWARENESS - BRM

191

Temple of Learning

BRM Test - 22 Questions: 40 1.

Fosters proclaims to be a/an _____ beer a) American c) British

Time : 20 Mins.

b) Australian d) European

2.

Which cine star promotes ‘Provogue’ brand of clothing? a) Salman Khan b) Saif Ali Khan c) Fardeen Khan d) Aamir Khan

3.

What position does Harish Manwani hold in HLL? a) CEO b) Non executive Chairman c) MD d) CMD

4.

Swoosh, the logo of Nike, was designed by ______ a) Phil Knight b) Carolyn Davidson c) Bill Bowerman d) None of these

5.

‘Fazer’ the bike belongs to the stable of _____ a) LML Ltd. b) Bajaj Auto Ltd. c) Yamaha Motors Ltd. d) Kinetic Engineering Ltd.

6.

The new rate for Minimum Alternate Tax is ______ a) 10% b) 7.5 % c) 8 %

7.

8.

9.

10.

Who presents the rail budget in India? a) Finance Secretary c) Railway Minister

d) 9 %

b) Finance Minister d) Prime Minister

The present Cash Revenue Ratio (CRR) rate as on January, 2007? a) 5.5% b) 5.25% c) 5%

d) 5.75 %

Which brand of watches is endorsed by Twinkle Khanna? a) Movado b) Tag Heuer c) Longines

d) Cartier

In which state did the State Bank of India start its first floating ATM? a) Andhra Pradesh b) Tamil Nadu c) Kerala d) Orissa

BUSINESS AWARENESS - BRM

193

Temple of Learning

21.

22.

23.

Identify the incorrect match in the following Automobile Company a) Ford Automobiles b) Skoda Automobile c) Honda Automobile d) All of them are matched properly

Car Model Fusion Laura Civic

Etihad Airways is the national airlines of ______ a) Iran b) Iraq c) Bahrain

d) U.A.E.

Speech-to-text mobile phone has been launched by ______ a) Motorola b) Sagem c) Samsung

d) BenQ

24.

‘Aapka Fayda’ is the punch line that you would associate with ______ a) IBN Hindi b) Channel 7 c) India TV d) Zee Business

25.

Aramco is a/an a) Cement Firm c) Aluminium Company

b) Steel Firm d) Oil Firm

‘Capitalist Tool’ is the punch line of ______ a) Fortune b) Forbes

c) Time

26.

27.

‘Insuring Lives, Ensuring smiles’ is the punch line of ______ a) MMTC b) LIC c) IOC

28.

‘Awaaz’, the hindi business news channel belongs to ______ a) Jagran b) CNBC TV 18 c) NTDV d) IBN

29.

The full form of MAT is _______ a) Medium Accounting Tad c) Minimum Automated Tax

30.

31.

d) Business Herald

d) GIC

b) Minimum A/c Taxable Income d) Minimum Alternate Tax

Kishore Biyani, the Indian retail king owns ______ a) Vishal Megamart b) Future Group c) West Side

d) K. Mart

‘R’ in RFID implies ______ a) Regional b) Redundant

d) Radio

BUSINESS AWARENESS - BRM

c) Repeated

195

Temple of Learning

BRM Test - 23 Questions: 40 1.

Time : 20 Mins.

The airline that advertises ‘Nonstop caring’ is ______ a) Etihad Airways b) Thai Airways c) Air Mauritius

d) PIA

2.

‘Food-World’, ‘Health & Glow’ and ‘Music World’ are all retail outlets owned by ______ a) Biyanis b) Goenkas c) Birlas d) Singhanias

3.

‘Fido Dido’ ad campaign is associated with ______ a) Mirinda b) 7 UP c) Slice

d) Fanta

4.

‘Mahila card’, a debit card exclusively for women, belongs to the ______ a) Union Bank of India b) J&K Bank c) Indusland Bank d) Canara Bank

5.

What is the FDI limit for the construction sector? a) 26 % b) 50% c) 74 % d) 100%

6.

Which Indian Company has bought 21 % stake in Hispano Carrocera last year? a) Mahindra & Mahindra b) Tata Motors c) Bajaj d) LML

7.

Sarthak Behuria is the CMD of ______ a) IOC b) ONGC

c) BPCL

d) HPCL

Who is the chairman of IDBI? a) K. Ragunathan b) V. P. Shetty

c) D.S. Parekh

d) N. Vaghul

8.

9.

10.

11.

Which of the following is not an HLL brand? a) Pond’s b) Surf c) Pepsodent

d) Pantene

Howard Stringer is the chief executive officer (CEO) of... a) Nokia b) Sony Inc. c) Panasonic

d) Motorola

Which is the most corrupt Asian country as per Political & Economic risk? a) Sri Lanka b) Pakistan c) Indonesia d) Bangladesh

BUSINESS AWARENESS - BRM

197

Temple of Learning

23.

‘Good people to bank with’ is the punch line that you would associate with the ______ a) Oriental Bank of Commerce b) Bank of India c) Union Bank of India d) Canara Bank

24.

Col. J Harris is the CEO of ______ a) UCB Ulka b) JWT India

c) Rediffusion

25.

‘Be 100 percent sure’ is the punch line of which product? a) Pepsodent b) Savlon c) Anchor Toothpaste d) Dettol

26.

Chairman and Managing Director of ITDC? a) Vinod Mehra c) Rajeev Chandrashekar

d) Mudra Advertising

b) MS Manchanda d) M. Sundaram

27.

Based on the world wide cost of living index, which is the costliest city in the world ? a) Chicago b) Tokyo c) London d) Rome

28.

Indira Nooyi, is the first Indian to be the____? a) Chairperson of PepsiCo. Inc. b) CMD of PepsiCo Inc. c) President & CFO of PepsiCo Inc. d) MD of PepsiCo Inc.

29.

Service Tax has been replaced by _____ a) MAT b) TAT

c) VAT

Ashok Sinha is the CMD of _____ a) GAIL India Ltd. c) Hindustan Petroleum Corporation Ltd.

b) Bharat Petroleum Corporation Ltd. d) Oil & Natural Gas Corporation

The Indian economy is a ______ a) capitalist economy c) mixed economy

b) socialist economy d) none of these

30.

31.

d) None of the above

32.

Who was the first Indian governor of the Reserve Bank of India (RBI)? a) CD Deshmukh b) C.K. Rao c) D. Kraishnan d) C. Rangarajan

33.

Infosys was the ____ Indian company to be listed on NASDAQ. a) 2nd b) 1st c) 3rd

BUSINESS AWARENESS - BRM

d) 4th

199

Temple of Learning

BRM Test - 24 Questions: 40

Time : 20 Mins.

1.

‘RELIGARE’, a financial services company is promoted by which pharmaceutical company? a) Dr. Morepen b) Wockdhart c) Ranbaxy Laboratories d) Cipla

2.

Britannia Industries belongs to ______ a) Godrej b) Wadia Group

c) Goenkas

d) Ruias

3.

‘Smart Privilege’ is the name of the savings bank account launched specially for women by ______ a) IDBI Bank b) ICICI Bank c) HDFC bank d) UTI bank

4.

‘The Common Man’ is the mascot for which airlines? a) Go Air b) Air India c) Air Deccan

d) Sahara Airlines

5.

‘Let there be light’ is the punch line for which newspaper? a) The Tribune b) The Times of India c) The Hindustan Times d) Tehelka

6.

‘Royal Airlines’ is the former name of which air carrier? a) Spice Jet b) Spic Airways c) Air Deccan d) Go Air

7.

The Wall Street Journal is published by which stock exchange? a) NYSE b) NASDAQ c) Dow Jones d) LSE

8.

‘Star city’ is the name of the bike model that belongs to the stable of ______ ? a) TVS Motors b) Kinetic Engineering Ltd. c) Yamaha Ltd. d) Honda Motors

9.

‘The Reliable Airline’ is the punch line of ______ a) KLM b) Cathay Pacific c) US Airways

10.

d) Delta

According to a recent report by World Bank, which country is ranked number one in terms of Purchasing Power Parity for the year 2006? a) Luxemburg b) Norway c) The US d) India

BUSINESS AWARENESS - BRM

201

Temple of Learning

23.

What does FBT imply? a) Fixed benefit from Tax c) Fringe benefit tax

b) Financially Beneficial Tax d) Freely Beneficial Tax

24.

What is the name of the buoy-tender-cum-research vessel launched by Hindustan Shipyard Limited (HSL) in November 2005? a) Sagar Ratna b) Sagar Manjusha c) Victoria d) Brahma

25.

The new gaming TV channel “Play TV” belongs to the ______ a) Living Media Group b) Times Group c) Essel Group d) Jagran Group

26.

Identify the NRI who is now a successful venture capitalist? a) Vineet Jain b) K.J. Rao c) Pramod Haque

d) C.K. Prahlad

27.

Deccan chronicle recently acquired 67% stake in which newspaper? a) Bombay Times b) The Asian Age c) Indian Express d) Mid Day

28.

‘Adventure Sport’ was a car variant launched by? a) Fiat b) Hyundai c) Ford

d) Chevrolet

Which bank calls itself ‘India’s International Bank’? a) Dena Bank b) Bank of Baroda c) Vijaya Bank

d) Bank of India

The electronic goods company BenQ is from which country? a) Japan b) Taipei c) Taiwan

d) S.Korea

29.

30.

31.

Which is the first airline to launch direct flights between India and the US? a) Air Sahara b) Continental Airlines c) Lufthansa d) Air India

32.

Identify the navratna company from the following? a) Indian b) Indian Railways c) HPCL Ltd. d) Air India

33.

Abbreviation ATR stands for? a) Action taken result c) Action taken report

BUSINESS AWARENESS - BRM

b) Actually true report d) Action taken rejoinder

203

Temple of Learning

BRM Test - 25 Questions: 40

Time : 20 Mins.

1.

Which among the following Indian IT companies has been included in the global ‘Most Admired Knowledge Enterprises (MAKE)’ Hall of Fame? a) Satyam Computers b) Infosys c) TCS d) Wipro

2.

K. Ramachandran who has moved to Nokia, was the Vice Chairman, Managing Director and CEO of which company? a) Philips India Ltd. b) Samsung c) LG d) Sony Erickson

3.

India has recently signed a $18 billion import deal with Iran to import? a) CNG b) LNG c) Petroleum d) Crude Oil

4.

The IT academy started by Microsoft Inc. is situated in which state? a) Maharashtra b) Kerala c) Haryana d) Karnataka

5.

AMP groups insurance venture AMP Sanmar has been taken over by the Anil Dhirubhai Ambani Group (ADAG), AMP Group hails from ______ a) Spain b) Italy c) Australia d) Switzerland

6.

How much oil does an oil barrel contain? a) 152 litres c) 156 litres

b) 157 litres d) 159 litres

7.

Which of the following is not correctly matched? Media Campaign Company a) The Complete Man Raymond b) There’s No Better Way Lufthansa c) With You-All The Way Sony d) The Indian Multinational Videocon

8.

Who is the CEO & MD of ICICI Bank? a) Chanda Kochchar c) Kalpana Morparia

BUSINESS AWARENESS - BRM

b) Lalita Gupta d) K.V. Kamath 205

Temple of Learning

20.

21.

Soft drink concentrate ‘Sunfil’ is owned by? a) ITC Ltd. b) Pepsi c) Coca Cola Which bank has a “Rising Sun” as its logo? a) Vijaya Bank c) Bank of Baroda

d) HLL

b) Union Bank of India d) Bank of Maharashtra

22.

Vicks Vaporub and Whisper brands are globally owned by which company? a) Godrej Sara Lee b) Wipro Healthcare c) P&G Hygine d) Tata Chemicals

23.

Milk additive ‘Delite’ is a product of company? a) Amul b) Cadbury c) HLL

d) Nestle

24.

‘Be a wing rider’ is the punch line that you would associate with ______ a) Bajaj wind 125 b) Honda Unicorn c) Yamaha Libero d) Kinetic Challenger

25.

Which among the following battery manufacturers have roped in India’s new cricket sensation Mahendra Singh Dhoni as its brand ambassador? a) Amara Raja Battery Ltd. b) Standard Furukawa c) Exide Batteries d) He does not endorse any battery brand

26.

Carly Fiorina stepped down from the post of Chairman and CEO of which company in late 2005? a) Dell Computers b) HP c) Intel d) Sun Microsystems

27.

The ‘Duracell’ battery brand belongs to which company? a) Panasonic b) P&G c) Philips d) It’s an individual company

28.

Which among the following tea companies has decided to merge its brand - Noble House and Chai House-into a single brand? a) ITC b) Tea City c) Godrej Group d) Tata Tea

29.

‘Babool’, ‘Odonil’ and ‘Sani Fresh’ are famous consumer good brands owned by? a) Dabur b) Balsara c) HLL d) Jyothi Labs.

30.

Mirc Electronics owns which of the following white goods brand? a) Onida b) Oscar c) Whirlpool

BUSINESS AWARENESS - BRM

d) IFB

207

Temple of Learning

BRM Test - 26 Questions: 40

Time : 20 Mins.

1.

South Asian Free Trade Agreement (SAFTA) had become effective from ______ a) January 1, 2006 b) Dec 1, 2005 c) February 1, 2006 d) March 1, 2006

2.

Which was the first fully Indian bank? a) Bank of India c) Punjab & Sind Bank

b) Punjab National Bank d) Bank of Baroda

3.

The Companies ‘Nelco’ and ‘Nelito Systems’ are owned by which business group? a) Tata Group b) AV Birla Group c) Mittal Group d) Jindal Group

4.

Who is the Chairman of ICICI bank? a) K V Kamath b) Narayan Vagul

5.

c) Lalita Gupte

Who is the Chairman and Managing Director of I-Flex solution? a) R. Ravisankar b) Vijay Thadani c) Rajesh Hukku

d) Kalpana Moraparia

d) Atul Nishar

6.

Vertex, the UK based BPO company has been acquired by which Indian IT company? a) Satyam Computers b) Wipro c) Infosys d) TCS

7.

‘Cartoon Network’ and ‘Pogo’ are channels from the bouquet of ______ a) Sony Entertainment Networks b) Disney Corporation c) Time Warner d) Zee Networks

8.

Mobile service provider ‘Idea’ is owned by? a) The Tatas c) AT & T

9.

10.

b) Aditya Birla Group d) Jointly owned by all three

Who is the Chairman of DLF Infrastructure? a) Harish Manwani b) Naresh Thakur c) Tulsi R. Tanti

d) K P Singh

‘Connecting People’ is the tagline of which company? a) Nokia b) Siemens c) Haier

d) Cisco

BUSINESS AWARENESS - BRM

209

Temple of Learning

23.

Financial services major, AXA, hails from which country? a) UK b) Australia c) Singapore

d) Japan

24.

This person is the highest paid executive and is currently the President and CEO of Ford Motor Company, Inc. Who is he? a) Alan Mulally b) Lewis Booth c) William Ford Jr. d) Mark Fields

25.

For what amount did the Aditya Birla Group buy 48 per cent stake from Tata to take control of Idea Cellular? a) Rs. 4406 crore b) Rs. 3406 crore c) Rs. 3456 crore d) Rs. 4456 crore

26.

United Breweries is jointly owned by Vijay Mallaya and ______? a) Diageo b) Scottish & Newcastle c) Radico Khaitan d) SAB Miller

27.

Anand Kripalu heads which Indian consumer good company? a) Cadbury India b) Nestle India c) HLL d) EID Parry

28.

Radio station ‘Radio One’ is owned by which company? a) Times Group b) Mid Day c) HT Media Ltd

d) NDTV

29.

Temasek Holdings is the investment arm of the government of which Asian country? a) Hong Kong b) Taiwan c) Vietnam d) Singapore

30.

Which of the following brands is not owned by Raymond? a) Color Plus b) Zapp c) Daks

d) Manzoni

31.

Wal-Mart, the largest retail chain of the World has entered into an agreement with which Indian company to start retail operations in the country? a) Bharti b) Reliance c) Wellspun d) Wipro

32.

In India, beyond what price level is an increase in the price of oil transferred to the customers so as to reduce the burden on oil companies? a) $ 70/barrel b) $ 74/barrel c) $ 78/barrel d) $ 80/barrel

33.

The government of India has decided to sell ______ per cent stake in National Aluminum Company Limited (NALCO) and Neyveli Lignite Corporation (NLC)? a) 35 per cent b) 25 percent b) 20 per cent d) 10 per cent

BUSINESS AWARENESS - BRM

211

Temple of Learning

BRM Test - 27 Questions: 40

1.

Time : 20 Mins.

The name Baskin Robbins is associated with which product? a) Chocolates b) Cookies c) Ice Cream

d) Toys

2.

Which bank is the largest issuer of credit cards in India? a) ICICI b) SBI c) American Express d) HSBC

3.

According to a recent survey conducted by Conde Nast Traveller magazine of UK, India is ranked at which position as the world’s most popular tourist destination? a) First b) Second c) Third d) Fourth

4.

Which is the largest mutual fund company in India? a) Kotak Mutual b) UTI Mutual Fund c) SBI Mutual

d) Reliance Mutual Fund

Hugo Boss watches will be marketed in India by ______ a) Maxima b) Orpat c) Titan

d) HMT

5.

6.

VP Shetty is the Chairman of ______ a) IDBI c) IFCI

b) Indian Banking Association d) Both a & b

7.

United Western Bank has been merged with which bank? a) SBI b) IDBI c) Bank of India d) Yes Bank

8.

Till the year 2006 who was responsible for organizing the Pravasi Bhartiya Divas? a) Ministry of External Affairs b) CII c) FICCI d) PHDCCI

9.

Pilani Investments is a Group company of ______ a) Birla Group b) Thapar Group c) Tata

d) Hinduja Group

Who is the General Manager of PepsiCo India? a) Anand Kripalu b) Indra Nooyi c) Rajeev Bakshi

d) Sanjeev Chadha

10.

BUSINESS AWARENESS - BRM

213

Temple of Learning

23.

Which famous personality is not the brand endorser of ‘Xylys’ watches? a) Saira Mohan b) Rahul Bose c) Rafael Nadal d) Carlos Moya

24.

Bike models ‘Heat’ and ‘Zeus’ belong to ______ a) Kinetic b) Suzuki c) Honda

d) Yamaha

25.

Which business group is the promoter of Hindustan Motors? a) KK Birla Group b) Aditya Birla Group c) CK Birla Group d) MP Birla Group

26.

Who is the brand endorser for the Louis Vuitton brand of fashion goods? a) Jennifer Lopez b) Gwyneth Paltrow c) Angelina Jolie d) Jessica Simpson

27.

Which Indian celebrity endorses Raymond Weil watches? a) Lisa Ray b) Diana Hayden c) Lara Dutta

d) Priyanka Chopra

28.

Which pharmaceutical company has acquired ‘Strepsils’, ‘Clearsil, and ‘Sweetex’ brands from Boots Piramal? a) P&G b) Cipla c) Reckitt Benckiser d) Ranbaxy

29.

Meg Whitman is the CEO and President of which company? a) EBay b) Xerox c) ADM

d) Sara Lee

30.

R Seshasayee is the Managing Director of which company? a) Mahindra & Mahindra b) Ashok Leyland c) TELCO d) Eicher

31.

Tata Tea Inc has acquired a 30% stake in which US based Energy Drink Company? a) Glaceau b) Red Bull c) Reload d) Vault

32.

Tata Coffee has acquired which US based coffee company? a) Merdeka Coffee b) Eight O’clock c) Starbucks

d) JEMCA

33.

Which oil major has picked up a 5% stake in Reliance Petrochemicals Ltd (RPL)? a) Shell b) Caltex c) Chevron d) IOC

34.

Who designs jewellery for the company called Artex? a) Maneka Gandhi b) Priyanka Gandhi c) Twinkle Gandhi

BUSINESS AWARENESS - BRM

d) Dimple Gandhi

215

Temple of Learning

BRM Test - 28 Questions: 40

Time : 20 Mins.

1.

Which international brand is the first to get FDI approval to open retail outlets in the country? a) V F Corp. b) Louis Vuitton c) L’Oreal d) Lee Cooper

2.

Following the RBI guidelines, Naina Lal Kidwai stepped down from the board of directors of which company? a) Coca Cola b) Pepsi Co. Inc c) Nestle d) HSBC

3.

Kumar Mangalam Birla has stepped down from the board of directors of which Tata group company? a) TELCO b) Tata Tea c) Titan d) Tata Steel

4.

Which company supplies formal clothing for the Indian Cricket Team? a) Pantaloon b) Arvind Mills c) Raymonds d) Mayur Suitings

5.

Management Consultant and columnist Gurcharan Das was formerly the CEO of which company? a) HLL b) P&G India c) Cadbury India d) Ravalgon Confectionery

6.

‘Now that’s performance’ is the punch line of which car? a) Zen Estilo b) Ford Fiesta c) Hyundai Verna

7.

Who is the Chairperson of Pepsi Co. Inc? a) Steve Reinemund c) Ray Hunt

d) Chevrolet Aveo

b) Indra Nooyi d) Dina Dublon

8.

With which company will you associate Raju Vegesna? a) Satyam Computers b) Sify c) I-flex d) Zenith Computers

9.

Foster, the Australian beer company, has sold its Indian operations to which company? a) United Breweries b) Mohan Meakins c) Kalyani Beverages d) SAB Miller

10.

Which of the following software manufacturer is based in Germany? a) Oracle b) Microsoft c) SAP d) IBM

BUSINESS AWARENESS - BRM

217

Temple of Learning

22.

TEN Sports is headquartered at ______ a) Dubai b) Sharjah

c) New Delhi

d) Mumbai

23.

The soon to be launched direct-to-home (DTH) service from Reliance communications is called? a) Reliance Magic b) Reliance Blue magic c) Reliance Sky Magic d) Reliance TV

24.

‘Bailey’ brand of mineral water is owned by ______ a) Parle b) Nestle c) Britania

d) Pepsi

25.

Before joining Ford Motor Company, Alan Mulally was with which company? a) Boeing b) GM c) Toyota d) Airbus

26.

‘Gain from our perspective’ is the punch line of which company? a) Reliance mutual fund b) Franklin Templeton Investments c) Kotak mutual fund d) ICICI mutual fund

27.

Reliance Capital Ltd. owns a 44% stake in which courier company? a) Blazeflash b) DTDC c) Gati d) Trackon

28.

Bennett Coleman & Co. has started the news channel ‘Times Now’ in association with which global media company? a) CNN b) News Corp. c) Reuters d) ASI

29.

High end mobile phone brand ‘Vertu’ is owned by which company? a) Nokia b) Sony Ericsson c) Siemens

d) Motorola

Online encyclopedia ‘Wikipedia’ was started by _____ a) Jeffery Immelt b) Bill Gates c) Larry Page

d) Jim Wales

30.

31.

The Third richest man in the World, Carlos Slim Helu has a business interest in which area? a) Oil b) IT c) Telecommunications d) Retail Stores

32.

Dilmah, the World’s second largest tea company, is from which country? a) China b) Sri Lanka c) India d) Bangladesh

33.

‘Stupid Cupid’ brand of accessories has been launched by ______ a) Tanishq b) Hallmark c) Archies

BUSINESS AWARENESS - BRM

d) Gili

219

Temple of Learning

BRM Test - 29 Questions: 40

Time : 20 Mins.

1.

Which is the most corrupt economy according to the World Bank report for the year 2006? a) Spain b) Portugal c) Brazil d) Mexico

2.

Mahesh Bhupathi and Leander Paes had once appeared in the advertisement of a soft drink. Which soft drink was it? a) Pepsi Cola b) Coca Cola c) 7’Up d) Canada Dry

3.

The retail chain ‘Lifestyle’ is owned by ______ a) Future Group b) Landmark Group c) Raheja Group d) Reliance Industries

4.

The online video sharing website, You Tube, has been bought by ______ a) MSN b) e bay c) Google d) Yahoo

5.

In which of the following instruments does investment provide hedge against inflation? a) Deposits in company b) Debentures c) Government Bonds d) Shares

6.

A dearer monetary policy implies ______ a) High level of credit b) c) High Production

Large money supply d) High interest rate

NABARD is a ______ a) Refinancing agency c) Credit providing agency

b) Credit rating agency d) Credit agency for farmers

7.

8.

The definition of a small scale industry is based on what criteria? a) The market share of the unit b) The sales value of the unit c) The value of plant and machinery investment in the unit d) The number of employees in the unit

BUSINESS AWARENESS - BRM

221

Temple of Learning

17.

The gap between GDP and GNP is significant for a country with ______ a) No foreign investment b) Small foreign investment c) Huge foreign investment d) None of the above

18.

The finance provided by commercial banks is ______ a) Not for agriculture b) For short and medium term c) For long term d) Not for industrial units

19.

The regulatory authority for mutual funds in India is ______ a) RBI b) SEBI c) Ministry of Finance d) Finance Secretary

20.

What will be the impact of a reduction in Statutory Liquidity Ratio (SLR) and Cash Reserve Ratio (CRR) on the economy? a) Credit creation by banks will increase b) Credit creation by financial institutions will increase c) Credit creation with banks will decrease d) Credit creation with financial institutions will decrease

21.

Oligopolistic Competition implies ______ a) The supply in the market is concentrated in few hands b) High profit margins c) Market Dominance d) All of the above

22.

Which of the following is/are example of Oligopolistic market structure? a) Automobile Industry b) Textile Industry c) Bicycle Industry d) All the above

23.

Profit margins are lowest under which type of market structure? a) Perfect Competition b) Oligopolistic Competition c) Monopolistic Competition d) Monopoly

24.

Price elasticity of demand is highest in ______ a) Monopolistic Competition b) Oligopolistic Competition c) Perfect Competition d) Monopoly

BUSINESS AWARENESS - BRM

223

Temple of Learning

34.

Which of the following was the most exported item from India for the year 2005-06? a) Gems and Jewels b) Petroleum c) Wheat d) Spices

35.

Which of the following spices was the most exported for the year 2005-06? a) Cardamom b) Chilly c) Turmeric d) Pepper

36.

Which country is the second largest importer of spices from India? a) China b) Japan c) Malaysia

d) Taiwan

37.

The Power distribution company BSES is owned by ______ a) ADAG b) Reliance Industries c) Tata d) It is a government company

38.

‘Uncle Chips’ is associated with which company? a) Heinz b) Kraft Foods c) Duma Foods

39.

40.

Who is the CEO of Max Healthcare? a) Analjit Singh b) Manavjeet Singh

d) Pepsi Co.

c) Omkar S Kanwar d) Vishwajeet Singh

Which one of the following is not a deficit financing method? a) Borrowing from RBI b) Borrowing from PSU banks c) Printing new currency d) Borrowing from IMF

BUSINESS AWARENESS - BRM

225

Temple of Learning

10.

Which business group owns ‘Big Bazaar’? a) Future Group b) Raheja Group c) Ruia’s d) Aditya Birla Group

11.

You would associate Karsanbhai Patel with which company? a) Godrej b) Nirma c) GCMMF d) Arvind Mills

12.

India is the largest importer of which commodity? a) Diamonds b) Crude Oil c) Rice d) Pulses

13.

Which automobile company is the largest in the World in terms of revenue? a) GM b) Daimler Chrysler c) Nissan d) Toyota

14.

Which was the first bank in the World to start an ATM for cash withdrawals? a) Bank of America b) American Express c) Barclays Bank d) HSBC

15.

Tata steel has recently picked up a 67% stake in Millennium Steel Company. This steel company belongs to which country? a) Malaysia b) Sri Lanka c) China d) Thailand

16.

What is the motto of the Indian Railways? a) Taking India places b) Lifeline of India c) Serving the nation d) Bridging gap of India

17.

What is India’s rank according to the new global competitiveness index? a) 26th b) 27th c) 28th d) 29th

18.

Jagdish Khattar is the Chief Executive of which company? a) Maruti Suzuki b) Ford India c) Hyundai India d) GM India

19.

‘Flying for everyone’ is the tagline of which air carrier? a) Air Deccan b) Go Air c) Indigo Airlines

BUSINESS AWARENESS - BRM

d) Spicejet

227

Temple of Learning

30.

In a) b) c) d)

financial terminology ‘Open market operations’ of RBI refers to ______ Disbursement of currency in the market Disbursement of gold reserve by RBI Auctioning of foreign currency Trading of securities

31.

Mukta Arts is owned by ______ a) Shahrukh Khan c) Karan Johar

b) Subhash Ghai d) Abbas Mustan

32.

For the fiscal year 2006-07, the tax GDP ratio was ______ a) 10% b) 10.5% c) 11% d) 11.5%

33.

Name the founder of Daewoo who has been sentenced to 10 years in jail for fraudulent dealings? a) Kim woo-chong b) Jim woo-chong c) Shin woo-chong d) Lia woo-chong

34.

Rani Mukherji endorses which footwear brand? a) Lakhani b) Liberty c) Relaxo d) Bata

35.

Who is the Managing Director of Kotak Mahindra Bank Ltd? a) Uday Kotak b) Anand Mahindra c) K M Gherda

d) Om Kotak

36.

According to NASSCOM, which was the number one BPO in India for the year 2006? a) WNS b) Genpact c) Convergys d) Progeon

37.

‘Nebula’ is a premium brand of watch owned by ______ a) HMT b) Maxima c) Titan

d) Swatch

Phaneesh Murthy is the CEO of which company? a) Infosys b) Tech Mahindra c) Wipro

d) I Gate

According to a recent survey, who is India’s richest person? a) Azim Premji b) Mukesh Ambani c) Anil Ambani

d) Ratan Tata

38.

39.

40.

Which of the following brand of biscuits is not owned by Britannia? a) Tiger b) Bourbon c) Sunfeast d) Good Day

BUSINESS AWARENESS - BRM

229

Temple of Learning

BRM Test -6 1. (b)

2. (b)

3. (a)

4. (a)

5. (c)

6. (c)

7. (d)

8. (b)

9. (c)

10.(b)

11.(b)

12.(b)

13.(d)

14.(d)

15.(a)

16.(b)

17.(a)

18.(b)

19.(a)

20.(a)

21.(c)

22.(a)

23.(a)

24.(b)

25.(c)

26.(b)

27.(d)

28.(b)

29.(a)

30.(d)

31.(b)

32.(d)

33.(c)

34.(a)

35.(b)

36.(a)

37.(c)

38.(a)

39.(c)

40.(d)

BRM Test -7 1. (b)

2. (c)

3. (d)

4. (d)

5. (a)

6. (c)

7. (b)

8. (a)

9. (a)

10.(c)

11.(d)

12.(a)

13.(b)

14.(d)

15.(a)

16.(a)

17.(c)

18.(a)

19.(a)

20.(a)

21.(c)

22.(a)

23.(d)

24.(b)

25.(c)

26.(c)

27.(c)

28.(d)

29.(c)

30.(d)

31.(d)

32.(d)

33.(c)

34.(b)

35.(d)

36.(a)

37.(d)

38.(a)

39.(b)

40.(a)

BRM Test -8 1. (a)

2. (d)

3. (a)

4. (c)

5. (d)

6. (b)

7. (c)

8. (c)

9. (a)

10.(b)

11.(c)

12.(a)

13.(c)

14.(a)

15.(a)

16.(b)

17.(a)

18.(b)

19.(a)

20.(b)

21.(a)

22.(b)

23.(a)

24.(b)

25.(c)

26.(c)

27.(b)

28.(d)

29.(a)

30.(d)

31.(a)

32.(c)

33.(c)

34.(d)

35.(b)

36.(b)

37.(d)

38.(c)

39.(c)

40.(b)

BRM Test -9 1. (b)

2. (a)

3. (d)

4. (b)

5. (c)

6. (a)

7. (d)

8. (b)

9. (b)

10.(b)

11.(c)

12.(b)

13.(b)

14.(b)

15.(c)

16.(b)

17.(c)

18.(c)

19.(d)

20.(b)

21.(a)

22.(d)

23.(d)

24.(b)

25.(a)

26.(c)

27.(c)

28.(c)

29.(b)

30.(a)

31.(d)

32.(a)

33.(a)

34.(b)

35.(c)

36.(a)

37.(b)

38.(a)

39.(c)

40.(c)

BRM Test -10 1. (a)

2. (c)

3. (c)

4. (b)

5. (c)

6. (d)

7. (d)

8. (d)

9. (d)

10.(b)

11.(a)

12.(a)

13.(d)

14.(b)

15.(b)

16.(d)

17.(d)

18.(d)

19.(d)

20.(b)

21.(d)

22.(a)

23.(b)

24.(a)

25.(d)

26.(d)

27.(a)

28.(d)

29.(a)

30.(c)

31.(b)

32.(a)

33.(b)

34.(c)

35.(d)

36.(c)

37.(a)

38.(b)

39.(a)

40.(c)

BUSINESS AWARENESS - BRM

231

Temple of Learning

BRM Test -16 1. (d)

2. (a)

3. (a)

4. (b)

5. (a)

6. (a)

7. (c)

8. (d)

9. (d)

10.(b)

11.(d)

12.(a)

13.(a)

14.(c)

15.(a)

16.(d)

17.(c)

18.(c)

19.(b)

20.(d)

21.(d)

22.(a)

23.(d)

24.(c)

25.(b)

26.(c)

27.(a)

28.(c)

29.(c)

30.(b)

31.(a)

32.(a)

33.(d)

34.(b)

35.(a)

36.(b)

37.(d)

38.(c)

39.(c)

40.(c)

BRM Test -17 1. (a)

2. (a)

3. (c)

4. (b)

5. (d)

6. (a)

7. (c)

8. (b)

9. (b)

10.(c)

11.(b)

12.(a)

13.(b)

14.(c)

15.(c)

16.(b)

17.(b)

18.(b)

19.(c)

20.(c)

21.(a)

22.(b)

23.(b)

24.(c)

25.(c)

26.(d)

27.(d)

28.(d)

29.(c)

30.(b)

31.(b)

32.(c)

33.(b)

34.(a)

35.(d)

36.(c)

37.(b)

38.(d)

39.(a)

40.(c)

BRM Test -18 1. (c)

2. (a)

3. (b)

4. (c)

5. (b)

6. (a)

7. (a)

8. (c)

9. (c)

10.(b)

11.(d)

12.(c)

13.(c)

14.(c)

15.(a)

16.(b)

17.(b)

18.(c)

19.(c)

20.(b)

21.(c)

22.(c)

23.(c)

24.(a)

25.(b)

26.(b)

27.(c)

28.(b)

29.(a)

30.(c)

31.(c)

32.(b)

33.(a)

34.(c)

35.(b)

36.(b)

37.(c)

38.(a)

39.(a)

40.(d)

BRM Test -19 1. (b)

2. (c)

3. (a)

4. (c)

5. (a)

6. (c)

7. (a)

8. (a)

9. (b)

10.(b)

11.(a)

12.(c)

13.(b)

14.(c)

15.(d)

16.(b)

17.(d)

18.(b)

19.(a)

20.(b)

21.(d)

22.(a)

23.(a)

24.(a)

25.(d)

26.(a)

27.(c)

28.(c)

29.(a)

30.(a)

31.(b)

32.(d)

33.(b)

34.(b)

35.(a)

36.(c)

37.(c)

38.(a)

39.(b)

40.(a)

BRM Test -20 1. (a)

2. (a)

3. (c)

4. (b)

5. (a)

6. (b)

7. (a)

8. (c)

9. (d)

10.(b)

11.(b)

12.(a)

13.(b)

14.(b)

15.(a)

16.(b)

17.(b)

18.(c)

19.(c)

20.(c)

21.(b)

22.(b)

23.(a)

24.(c)

25.(b)

26.(d)

27.(b)

28.(c)

29.(b)

30.(b)

31.(b)

32.(c)

33.(b)

34.(d)

35.(d)

36.(a)

37.(d)

38.(c)

39.(a)

40.(a)

BUSINESS AWARENESS - BRM

233

Temple of Learning

BRM Test -26 1. (a)

2. (b)

3. (a)

4. (b)

5. (c)

6. (d)

7. (c)

8. (b)

9. (d)

10.(a)

11.(a)

12.(b)

13.(a)

14.(b)

15.(c)

16.(a)

17.(b)

18.(d)

19.(d)

20.(c)

21.(a)

22.(d)

23.(b)

24.(a)

25.(a)

26.(b)

27.(a)

28.(b)

29.(d)

30.(c)

31.(a)

32.(b)

33.(d)

34.(a)

35.(c)

36.(b)

37.(c)

38.(b)

39.(a)

40.(b)

BRM Test -27 1. (c)

2. (a)

3. (d)

4. (b)

5. (c)

6. (d)

7. (b)

8. (c)

9. (a)

10.(d)

11.(b)

12.(c)

13.(a)

14.(c)

15.(d)

16.(a)

17.(b)

18.(d)

19.(a)

20.(a)

21.(d)

22.(c)

23.(c)

24.(b)

25.(c)

26.(a)

27.(b)

28.(c)

29.(a)

30.(b)

31.(a)

32.(b)

33.(c)

34.(b)

35.(b)

36.(a)

37.(c)

38.(c)

39.(a)

40.(b)

BRM Test -28 1. (b)

2. (c)

3. (d)

4. (a)

5. (b)

6. (d)

7. (b)

8. (b)

9. (d)

10.(c)

11.(a)

12.(b)

13.(a)

14.(c)

15.(b)

16.(c)

17.(a)

18.(b)

19.(d)

20.(c)

21.(c)

22.(a)

23.(b)

24.(a)

25.(a)

26.(b)

27.(b)

28.(c)

29.(d)

30.(d)

31.(c)

32.(b)

33.(c)

34.(d)

35.(b)

36.(a)

37.(c)

38.(a)

39.(b)

40.(c)

BRM Test -29 1. (d)

2. (c)

3. (b)

4. (c)

5. (d)

6. (d)

7. (a)

8. (c)

9. (d)

10.(c)

11.(d)

12.(a)

13.(b)

14.(d)

15.(a)

16.(d)

17.(c)

18.(b)

19.(b)

20.(a)

21.(d)

22.(d)

23.(a)

24.(c)

25.(c)

26.(b)

27.(a)

28.(d)

29.(a)

30.(b)

31.(d)

32.(a)

33.(c)

34.(a)

35.(b)

36.(c)

37.(a)

38.(d)

39.(a)

40.(c)

BRM Test -30 1. (a)

2. (d)

3. (a)

4. (b)

5. (c)

6. (c)

7. (b)

8. (d)

9. (c)

10.(a)

11.(b)

12.(b)

13.(a)

14.(c)

15.(d)

16.(b)

17.(d)

18.(a)

19.(d)

20.(a)

21.(c)

22.(a)

23.(c)

24.(c)

25.(a)

26.(b)

27.(a)

28.(b)

29.(b)

30.(d)

31.(b)

32.(b)

33.(a)

34.(d)

35.(a)

36.(b)

37.(c)

38.(d)

39.(b)

40.(c)

BUSINESS AWARENESS - BRM

235