Basel-ii

  • July 2020
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National Bank Limited ------------------Branch As on ----------

Classified loan (excluding Housing Loan for residential purpose) including SMA Sl. No.

Name of Party 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

Amount in Tk. Amount outstanding Amount of ProvisionPercentage #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

National Bank Limited ------------------Branch As on ----------

Classified Housing Loan for residential purpose loan (including SMA) Amount in Tk. Sl. No.

Name of Party 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

Amount outstanding Amount of ProvisionPercentage #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

National Bank Limited --------------Branch

W-1: Loan and Advance to Bangladesh Government and Bangladesh Bank As on ---------------Exposure

Sl. No.

Name of Entity

Rating Status

Outstanding Maturity

Fig. in taka Financial Collateral (only FDR, STD, Listed Share) FDR/STD issued Rating of by (own/other issuer Balance Maturity bank)

1 2 3 4 5 6 7 8 9 10 Total

0

0

Financial Collateral includes: FDR, STD, Monty deposit, Listed share, Gold, Treasure Bill and Bond etc.

W-2: Loan and Advance to Public Sector Entities (other than Government) in Bangladesh As on ---------------Exposure

Sl. No.

Name of Entity

Rating Status

Outstanding Maturity

Fig. in taka Financial Collateral (only FDR, STD, Listed Share) FDR/STD issued Rating of by (own/other issuer Balance Maturity bank)

1 2 3 4 5 6 7 8 9 10 Total

0

0

National Bank Limited --------------Branch

W-3 Loan and Advance to Banks and NBFI: As on ---------------Exposure Rating Sl. No. Name of Entity Status Outstanding Maturity Maturity Over three Months 1 2 3 4 5 6 7 8 9 10 Sub Total 0 Maturity Less then three Months 1 2 3 4 5 6 7 8 9 10 Sub Total 0 Bills Discount and Purchase Maturity Over three Months Maturity Less then three Months Sub Total 0 Total 0

Fig. in taka Financial Collateral (only FDR, STD, Listed Share) Balance

Maturity

0

0

0 0

FDR issued by Rating (own/other bank) issuer

of

National Bank Limited --------------Branch

W-4: Loan and Advance to Corporate As on ---------------Fig. in taka Financial Collateral (only FDR, STD, Listed Share)

Exposure

Sl. No.

Name of Entity

Rating Status

Outstanding Maturity

Balance

Maturity

FDR issued by Rating (own/other bank) issuer

of

1 2 3 4 5 6 7 8 9 10 Total

0

0

National Bank Limited --------------Branch

W-5: Loan and Advance categorized as retail portfolio & Small Enterprise (excluding consumer loan ) As on ---------------Fig. in taka Financial Collateral (only FDR, STD, Listed Share)

Exposure

Sl. No.

Name of Entity

Rating Status

Outstanding Maturity

Balance

Maturity

FDR issued by Rating (own/other bank) issuer

of

1 2 3 4 5 6 7 8 9 10 Total

0

0

National Bank Limited --------------Branch

W-6: Consumer Loan As on ---------------Exposure

Sl. No.

Name of Entity 1

Rating Status

Outstanding Maturity

Fig. in taka Financial Collateral (only FDR, STD, Listed Share)

Balance

Maturity

FDR issued by Rating (own/other bank) issuer

of

2 3 4 5 6 7 8 9 10 Total

0

0

National Bank Limited --------------Branch National Bank Limited --------------Branch

W-7: Loan and Advance secured by residential property (Housing loan-residential purpose) As on ---------------Fig. in taka Financial Collateral (only FDR, STD, Listed Share)

Exposure

Sl. No.

Name of Entity

Rating Status

Outstanding Maturity

Balance

Maturity

FDR issued by Rating (own/other bank) issuer

of

1 2 3 4 5 6 7 8 9 10 Total

0

0

National Bank Limited --------------Branch

W-8: Loan and Advance secured by commercial real estate (Housing loan-commercial purpose) As on ----------------

Exposure

Sl. No.

Name of Entity 1

Rating Status

Outstanding Maturity

Fig. in taka Financial Collateral (only FDR, STD, Listed Share)

Balance

Maturity

FDR issued by Rating (own/other bank) issuer

of

2 3 4 5 6 7 8 9 10 Total

0

0

From-3 National Bank Limited --------------Branch Off-Balance Sheet Exposures As on ----------------

Sl. No. Particulars L/C including bill acceptence, L/G,

Fig. in taka Outstanding Margin L/C amountL/G Amount L/C amount L/G Amount

Claim on Bangladesh Government and 1 Bangladesh Bank Claim on Public Sector Entities (other 2 than Government) in Bangladesh 3 Claim on Banks and NBFI:

i) Maturity over 3 months ii) Maturity less than 3 months 4 Claim on Corporate Against retail portfolio & Small Enterprise (excluding consumer loan ) 4

6 Consumer Loan Sub Total 7. Bills for Collection Total Off-Balance Sheet Exposures

0

0

From-1 (summary) National Bank Limited --------------Branch Unclassified Loan and Advances (Regular and past due not more than 90 days) As on ---------------Amount in Tk Sl. No. Particulars Working Outstanding Amount 1 2 3

4 5 6

Loan and Advance Bangladesh Bank

to

Bangladesh

Government

and

Loan and Advance to Public Sector Entities (other than Government) in Bangladesh Loan and Advance to Banks and NBFI: i) Maturity over 3 months ii) Maturity less than 3 months Loan and Advance to Corporate Loan and Advance categorized as retail portfolio & Small Enterprise (excluding consumer loan )

7

Consumer Loan Loan and Advance secured by residential property (Housing loan-residential purpose)

8

Loan and Advance secured by commercial real estate (Housing loan-commercial purpose) Total Unclassified Loan and Advances

W-1 W-2 W-3

W-4 W-5 W-6 W-7 W-8 0

Sl. No. Particulars

1

From-2 National Bank Limited --------------Branch Classified Loan and Advances (past due more than 90 days) As on ---------------Amount in Tk Outstanding amount Provision kept

The claim (other than claims secured by eligible residential property) that is past due for more than 90 days and/or impaired will attract risk weight as follows: - Where specific provisions are less than 20 per cent of the outstanding amount of the past due claim ; - Where specific provisions are no less than 20 per cent of the outstanding amount of the past due claim. - Where specific provisions are more than 50 per cent of the outstanding amount of the past due claim. Claims fully secured against residential property that are past due for more than 90 days and/or impaired specific provision held there-against is less than 20% of outstanding amount

2

3

Loans and claims fully secured against residential property that are past due by 90 days and /or impaired and specific provision held there-against is more than 20% of outstanding amount Total classified Loan and Advances

0

0

Total Loan and Advances (unclassified and classified) 0