Bank Accounts
This document was uploaded by user and they confirmed that they have the permission to share it. If you are author or own the copyright of this book, please report to us by using this DMCA report form. Report DMCA
Overview
Download & View Bank Accounts as PDF for free.
More details
- Words: 385
- Pages: 2
Bank Accounts Abbey -Preferred InCredit Rate In credit interest rate AER(see note 1 below)
Minimum amount paid in each Month (see note 3
Abbey -Preferred Overdraft Rate
Reward Student Bank 11-15 Account 16-18 Account Account Account
6.00% AER (fixed) on balances up to £2,500 6.00% AER for first 12 0.5% AER (fixed) months, (variable) on on balances up then 1% balances up to to £2,500 for first AER £2,500 0.1% 12 months, then (variable) AER (variable) 0.1% AER on balances on balances (variable) on up to over £2,500 balances above £2,500. 0.1% AER (variable) on balances above £2,500 £1,000 £1,000 £1,000
International Graduate Basic Student Account Account Account
2% AER (variable) 3% AER 3% AER on balances (variable) on (variable) on 3% AER up to £500 balances up to balances up to (variable) on 0.5% AER (5% for £500 (5% for £500. (% for balances up to (variable) Santander Youth Plus Youth Plus £500 Universities Account) Account) Student Account)
One credit of any amount
£50
None
£50
None
0%
None
below) Overdraft rate Typical 19.9% (variable) EAR(see note 2 below) Online √ Banking Telephone √ Banking Card type Chequebook Monthly fee for account
12.9% (variable)
12.9% (variable)
X
√
√
√
√
X
Three years 0% up to £2,000
X
√
√
√
√
√
√
√
√
X
0% up to £1,800
√
√
√
√
Visa debit
Visa debit
Visa debit Visa Electron
√
√
√
X
X
X
£10
X
Visa debit Visa Electron (no cheque Visa Electron Visa debit Cash card guarantee) √ √ √ √ X X
X
£5
X
X
Note 1 AER stands for Annual Equivalent Rate and shows what the interest would be if we paid interest and added it each year. The gross rate is the rate paid before income tax is taken. Rates may change and we pay interest each month. Note 2 EAR stands for Effective Annual rate and represents the yearly cost of an overdraft, which takes into account how often interest is charged to the account and does not include any other fees or charges. Note 3 If you do not meet the credit requirements the in-credit interest rate will be 0.1% gross/AER Note 4 If you do not meet the credit requirements the overdraft interest rate will be 19.9% EAR (variable)
Minimum amount paid in each Month (see note 3
Abbey -Preferred Overdraft Rate
Reward Student Bank 11-15 Account 16-18 Account Account Account
6.00% AER (fixed) on balances up to £2,500 6.00% AER for first 12 0.5% AER (fixed) months, (variable) on on balances up then 1% balances up to to £2,500 for first AER £2,500 0.1% 12 months, then (variable) AER (variable) 0.1% AER on balances on balances (variable) on up to over £2,500 balances above £2,500. 0.1% AER (variable) on balances above £2,500 £1,000 £1,000 £1,000
International Graduate Basic Student Account Account Account
2% AER (variable) 3% AER 3% AER on balances (variable) on (variable) on 3% AER up to £500 balances up to balances up to (variable) on 0.5% AER (5% for £500 (5% for £500. (% for balances up to (variable) Santander Youth Plus Youth Plus £500 Universities Account) Account) Student Account)
One credit of any amount
£50
None
£50
None
0%
None
below) Overdraft rate Typical 19.9% (variable) EAR(see note 2 below) Online √ Banking Telephone √ Banking Card type Chequebook Monthly fee for account
12.9% (variable)
12.9% (variable)
X
√
√
√
√
X
Three years 0% up to £2,000
X
√
√
√
√
√
√
√
√
X
0% up to £1,800
√
√
√
√
Visa debit
Visa debit
Visa debit Visa Electron
√
√
√
X
X
X
£10
X
Visa debit Visa Electron (no cheque Visa Electron Visa debit Cash card guarantee) √ √ √ √ X X
X
£5
X
X
Note 1 AER stands for Annual Equivalent Rate and shows what the interest would be if we paid interest and added it each year. The gross rate is the rate paid before income tax is taken. Rates may change and we pay interest each month. Note 2 EAR stands for Effective Annual rate and represents the yearly cost of an overdraft, which takes into account how often interest is charged to the account and does not include any other fees or charges. Note 3 If you do not meet the credit requirements the in-credit interest rate will be 0.1% gross/AER Note 4 If you do not meet the credit requirements the overdraft interest rate will be 19.9% EAR (variable)
Related Documents
Bank Accounts
May 2020 1
Bank Accounts
June 2020 3
Swiss Bank Secret Accounts
May 2020 2
Open Bank Accounts
November 2019 21
Accounts
November 2019 43