Arun Management Report April 061209
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ABC FINANCE, INC. Initial Investment :
November 158,844.00
Cash collected from contracts
(329,691.60)
$ received above investment
170,849.00
Late fees Collected: Total cash collected above investment:
34,317.00 205,166.00
Remaining Principal Balance: Delinquency (65%) Potential principal collection Potential revenue (discount 35%) forecasted collectable income forecasted UGA fees
Less: Past Due Balance (laptops)
60,609.36
Chargebacks:
15,600.00
Total Forecasted collectable income
Profit as of 11/30/2008 Remaining Reserve Less UGA Fees
128,956.64 115.48 7,476.75
2008 2,670.13 (1,221.42) 1,448.71 507.05 1,955.76 (100.00)
1,855.76
ABC PURCHASE DATE: Varied # OF CONTRACTS 84 RESERVE 4% DISCOUNT 35%
Month Expected Actual Fees May-05 0 128 Jun-05 2941 464 40 Jul-05 5546 4643 139 Aug-05 7438 5706 161 Sep-05 8650 8284 170 Oct-05 10841 10731 180 Nov-05 11899 11309 190 Dec-05 12827 9842 148 Jan-06 13601 10461 9.24 Feb-06 13601 11963 166 Mar-06 13601 12435 184 Apr-06 13601 12613 192 May-06 13601 12663 200 Jun-06 13601 14888 200 Jul-06 13317 13039 208 Aug-06 13317 13118 216 Sep-06 13032 14902 232.49 Oct-06 13032 11857 240 Nov-06 12484 12550 282.5 Dec-06 12484 11925 301.08 Jan-07 12484 13148 335.08 Feb-07 12484 11199 308.54 Mar-07 12295 12302 291.04 Apr-07 12097 9861 253.54 May-07 12097 9117 264.54 Jun-07 10369 10154 296.87 Jul-07 8048 8620 261 Aug-07 4952 7556 264 Sep-07 4024 7179 248
Reserve Delq $$* Interest income discount earned Outstanding Investment 2604 0 158,844 0 4588 0 198 143.23 158,380 6820 0 2664 1046.16 153,737 8804 0 3032 1047.87 148,031 9300 6129.8 4931 1766.55 139,747 10292 12269.22 5138 2927.77 129,016 10416 3052 5749 2978.13 117,707 10419 3052 2257.28 2669.57 107,865 6163 3052.34 2880.28 3286.28 97,404 6535 2744.54 3056.96 2285.66 85,441 2527 2879.75 2543.78 3461.95 73,006 3023 8269.01 2610.29 3745.84 60,393 3999 1523.57 2856.17 3747.36 47,730 3999 12100.36 3099.78 4438.9 32,841 4467 14170.41 2496.3 4060.11 19,802 5490 19920 2255.47 3960.3 6,684 $6,200 ELIGIBLE FOR CHARGEBACK 5851 16960.89 3026.04 4438.06 -8,218 COLLECTED ABOVE INITIAL INVESTMENT 6686.33 24960.69 2023.46 3441.6 -20,074 6686.33 16399.65 2857.4 3392.24 -32,624 553133 19788.35 1931.73 3497.58 -44,548 4921.21 25063.35 1629.92 4031.17 -57,696 4921.21 19632.19 241.37 3780.74 -68,895 *no interest applied UGA error 4921.21 21980.58 2784.78 2653.11 -81,197 23884.12 eligible for chargeback 4921.21 49017.6 1197.69 3194.61 -91,058 4921.21 58186.65 1143 2790.98 -100,175 4948.63 61029.75 886.25 3243.61 -110,329 4948.63 61029.75 888.52 2706 -118,949 115.48 64784.64 668.45 2410 -126,505 115.48 63423.24 371.88 2382 -133,683
Oct-07 Nov-07 Dec-07 Jan-08 Feb-08 Mar-08 Apr-08 May-08 Jun-08 Jul-08 Aug-08 Sep-08 Oct-08 Nov
2476 1702 774 0 0 0 0 0 0 0 0 0 0 0
4481 2871 3318.34 3418 3427 2803 2879 2728 2817 2012 2094 1683 2634 0
230.59 187.53 175.03 146.53 152.28 47.8 55.7 41.8 45.77 222.95 18.95 26.95 14.95 8.95
115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48
313216 329691.55
7485.7
115
61193.93 64186.81 36217.81 36,217.81 3,598.56 3,598.56 3,598.56 9,820.83 2,991.04 2,991.04 0.00 0.00 0.00 0.00
281.7 331.54 302.72 222.48 267.85 106.99 120.05 100.83 63.54 35.65 30.4 21.3 17.14 0
1390.84 1238.85 1229.76 1118.55 1152.77 943.25 965.81 850.13 963.71 674.5 728.74 581.7 910.77 0
67,321
88,505
total revenue ->>
155,826
-138,164 -141,035 -144,354 -147,772 -151,199 -154,001 -156,880 -159,609 -162,426 -164,438 -166,531 -168,215 -170,849 -170,849
LIGIBLE FOR CHARGEBACK TED ABOVE INITIAL INVESTMENT
st applied UGA error eligible for chargeback
FURNITURE EXCHANGE PURCHASE DATE: 9/19/05 # OF CONTRACTS 61 RESERVE 20% DISCOUNT 15% EXPECTED YIELD 45%
TOP 89,065
Investment 57,892
Month Expected Actual Fees Aug-05 123 0 Sep-05 3815 0 Oct-05 6128 7069 Nov-05 6128 3196 Dec-05 6010 3691 Jan-06 5905 4815 Feb-06 5531 3073 Mar-06 5201 3059 Apr-06 5062 2808 May-06 4925 3501 Jun-06 4649 2400 Jul-06 4069 1397 Aug-06 3609 1813 Sep-06 3308 1348 Oct-06 3256 1374 Nov-06 3151 1002 Dec-06 2998 1153 Jan-07 2434 892 Feb-07 2055 825 Mar-07 1642 377 Apr-07 1642 996 May-07 1357 400 Jun-07 1038 405 Jul-07 780 260 Aug-07 679 331 Sep-07 389 315
214 351 210 216 216 211 196 185 186 167 142 140 124 123 79 82 82 33 23 23 19 19 19 18 28
Reserve Delq $$* Revenue Outstanding Investment 17813 57,892 17813 2244 57,892 17813 13286 791 50,824 17813 24955 365 47,628 17813 18899 439 43,937 17810 23907 520 39,121 17810 17247 343 36,048 17810 22661 360 32,989 17810 24674 406 30,181 7665 19560 594 26,680 Bad debt w/o of $11935 7665 18271 523 24,280 6642 18271 119 22,884 6642 18706 365 21,071 6642 18706 263 19,723 4517 9305 308 18,349 4517 9305 287 17,347 0 9250 159 16,194 Bad debt w/o of $9018.0 0 4535 100 15,302 0 122 122 14,477 0 2260 51 14,101 0 2138 145 13,105 0 2138 40 12,705 0 2138 38 12,301 0 2138 14.42 12,041 0 4578 33.25 11,710 0 0 42 11,395
DELQ 39%
Oct-07 Nov-07 Dec-07 Jan-08 Feb-08 Mar-08 Apr-08 May-08 Jun-08
389 389 389 389 272 272 272 272 272
157 159 159 0 151 150 150 0 0
4 4 4 4 4 4 4 4 4
88800
47423
3139
*Over 15 days past due
0 0 0 0 0 0 0 0 0
0
0 0 0 0 0 0 0 531 0
25 21 23.1 0 25 0 0 0 0
11,238 11,079 10,920 10,920 10,769 10619 10,469 10469 LOSS ALL RECEIVABLES PD OR W/O. 0
DLSI PURCHASE DATE: 10/31/05 # OF CONTRACTS 66 RESERVE 15% DISCOUNT 14%
Investment 149,539
Month Expected Actual Fees Nov-05 7245 6779 210 Dec-05 7245 6571 251.36 Jan-06 5951 5193.97 221.77 Feb-06 5951 4417.09 227 Mar-06 5951 8160.91 221.16 Apr-06 5951 5913.9 192.86 May-06 5951 4441.45 193.98 Jun-06 5951 3942.5 202.47 Jul-06 5951 4181.73 190.09 Aug-06 5951 3434.11 174.17 Sep-06 5951 3745.44 181.42 Oct-06 5951 3136.85 183.79 Nov-06 5951 3572 161.79 Dec-06 5951 2747.55 143.29 Jan-07 5951 3839.54 129.79 Feb-07 5951 2904.66 132.35 Mar-07 5951 3107.18 124.83 Apr-07 5725 3038.53 122.83 May-07 5522 2340.78 100.33 Jun-07 5091 4598.62 173.96 Jul-07 5091 2221.71 94.33 Aug-07 4990 2679.41 84.49 Sep-07 4882 1731.56 103.2 Oct-07 4017 2149.13 127.8 Nov-07 4017 1690.66 103.34 Dec-07 4017 2568.62 95.84 Jan-08 4017 1552.99 56.83
Reserve Delq $$* Revenue Outstanding Investment $28,679 0 1852 $149,539 $28,679 0 730.08 $142,759 $23,961 0 532.19 $137,565 $23,961 8001.55 482.3 $133,148 $23,961 8001.55 1297.19 $124,987 $23,961 14509 1430.68 $119,073 $7,198 1699.28 1197.58 $114,632 $19955 bad debt w/o's $7,198 1953.2 1084.35 $110,689 $7,198 1953.2 1003.04 $106,507 $7,198 3694.38 728.75 $103,073 $7,198 3694.38 740.78 $99,328 $3,689 11236.68 626.35 $96,191 $3,689 14274.24 854.34 $92,619 $3,689 15805.02 448.01 $89,871 $2,158 25106.47 644.31 $86,032 $2,158 22887.29 580.97 $83,127 $2,158 22887.29 941.9 $80,020 $2,158 20743.04 461.67 $76,981 $- 17705.48 319.53 $74,640 $9990 367.54 $70,042 $9990 294.16 $67,820 $9990 347.08 $65,141 $7709.54 245.12 $63,409 $7708.47 355.9 $61,260 $7708.47 202.28 $59,569 $0 330.73 $57,001 $0 234.94 $55,448
Feb-08 Mar-08 Apr-08 May-08 Jun-08 Jul-08 Aug-08 Sep-08 Oct-08 Nov-08 Dec-08 Jan-09 Feb-09 Mar-09 Apr-09 May-09 Jun-09 Jul-09 Aug-09 Sep-09
4017 4017 3914 3704 3581 3340 2944 2833 2738 2738 2738 2738 2626 2505 2054 1626 1281 820 820 246 122453 324857
1747.06 1531.83 1326.48 1314.53 964.44 844.12 627.47 639.51 330.75 797.93 452.02 426.11 416.7 333.77 224.1
67.6 56.44 47.08 49.26 45.7 43.1 35.65 39.45 33.65 33.65 13.9 9.95 9.95 7.95 5.95
0.7
85717.1
$$$$$$$$$$$$0 0 0
0 0 645.58 2921.3 2921.3 2921.3 3448.99 3448.99 4827.25 982.04 0 0 0 0 0
186.97 114.59 114.93 193.34 117.21 135.05 100.39 102.32 19.8 120.63 67.08 67.18 63.52 51.1 41.56
$53,701 $52,169 $50,842 $49,528 $48,563 $47,719 $47,092 $46,452 $46,121 $45,324 $44,872 $44,445 $44,029 $43,695 $43,471 $43,471
MilitaryTechSource.com
Sales:
Jan. This Month
Applications: Approval Rate: Completion Rate: AVG SALE PRICE
117 49% 34% 2,077
total laptops:
15
Accounts paid off:
$31,149
16
1358 48% 28% 2,222 $30,294
163 $362,264
2
0
3
23 1 24
3
Current $3,000
Delinquency: Outstanding Receivables: Delinquent $ total write offs
Total
141 48% 27% 1,893
1
iPOD Sales: 2GB 4GB total iPODs
Inventory:
Dec. Last Month
$280,039 $12,269 $5,019
Dated
Total
$7,596
$15,241
4% *1797.28 for CCC is included. 1%
Jan-07
MilitaryTechSource.com
Sales:
Feb This Month
Applications: Approval Rate: Completion Rate: AVG SALE
113 54% 37% 2,333
total laptops:
16
Accounts paid off:
$37,330
16
1471 48% 35% 2,008 $30,294
199 $399,583
2
0
2
25 1 26
2
Current $3,000
Delinquency: Outstanding Receivables: Delinquent $ total write offs
Total
141 48% 27% 1,893
0
iPOD Sales: 2GB 4GB total iPODs
Inventory:
Jan Last Month
$284,126 $11,726 $6,905
4% 2%
Dated
Total
$5,148
$8,148
FEB
MilitaryTechSource.com
Sales:
March This Month
Applications: Approval Rate: Completion Rate: AVG SALE
37 54% 46% 2,191
total laptops:
12
Accounts paid off:
1
iPOD Sales: 2GB 4GB total iPODs
3 1 2
Inventory:
Feb Last Month 113 54% 37% 1,893
$26,293
2,018 $30,294
211 $425,876 3
28 2 30
Current
$284,126 $11,726 $13,571
16
1508 48% 35%
2
$2,547
Delinquency: Outstanding Receivables: Delinquent $ total write offs
Total
4% 3%
Dated
Total
$5,148
$7,695
MARCH
MilitaryTechSource.com
Sales:
April This Month
Applications: Approval Rate: Completion Rate: AVG SALE
69 51% 40% 2,469
total laptops:
14
March Last Month
Total
37 54% 46% 2,191 $34,569
12
1577 48% 35% 2,046 $26,293
225 $460,445
Accounts paid off:
2
iPOD Sales: 2GB 4GB total iPODs
1 2 2
29 4 30
Gaming Systems: Playstation 3 Nintendo Wii
2 1
2 1
Inventory:
1
Current $3,340
Delinquency: Outstanding Receivables: Delinquent $ total write offs
$317,597 $6,484 $15,206
2% 3%
5
Dated
Total
$5,148
$8,488
APRIL
MilitaryTechSource.com
Sales:
May This Month
Applications: Approval Rate: Completion Rate: avg sale
97 49% 43% 2,483
total laptops:
20
APRIL Last Month 69 51% 40% 2,469
$49,657
14
Total 1674 48% 35% 2,082
$34,569
245 $510,103
Accounts paid off:
2
iPOD Sales: 2GB 4GB total iPODs
1 6 2
30 10 30
Gaming Systems: Playstation 3 Nintendo Wii
8 4
10 5
Inventory:
2
Current $-
Delinquency: Outstanding Receivables: Delinquent $ total write offs
$349,951 $6,125 $15,206
2% 3%
7
Dated
Total
$3,099
$3,099
MAY
MilitaryTechSource.com
Sales: Applications: Approval Rate: Completion Rate: avg sale amt total laptops:
June June This Month
May Last Month
104 53% 55% 2404 30
Total
97 49% 43% 2482 $72,145
20
1778 48% 35% $2,117 $49,657
275 $582,248
Accounts paid off:
2
iPOD Sales: 2GB 4GB total iPODs
4 6
34 16 50
7 3 1
17 8 1
Gaming Systems: Playstation 3 Nintendo Wii XBOX Inventory:
2
Current $-
Delinquency: Outstanding Receivables: Delinquent $ total write offs
$393,874 $8,906 $18,517
2% 3%
9
Dated
Total
$1,700
$1,700
MilitaryTechSource.com
Sales:
July
July This Month
June Last Month
163 56% 27% $2,642
104 53% 55% $2,404
Applications: Approval Rate: Completion Rate: avg. sale amount total laptops:
25
Accounts paid off:
30
1
iPOD Sales: 2GB 4GB total iPODs Gaming Systems: Playstation 3 Nintendo Wii XBOX Inventory:
$66,068
Total 1941 48% 35% $2,146 $72,145
305 $654,393
2
11
2 11
36 27 50
7 0 1
24 8 2
Current
Dated
$-
Delinquency: Outstanding Receivables: $439,426 Delinquent $ $14,849 total write offs $18,517
$1,700
3% 3%
Total $1,700
MilitaryTechSource.com
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount total laptops:
August August This Month
July Last Month
73 33% 83% $2,314 20
Total
163 56% 27% $2,642 $46,281
25
2014 48% 35% $2,156 $66,068
325 $700,674
Accounts paid off:
3
iPOD Sales: 2GB 4GB total iPODs
0 3
36 30 50
9 0 1
33 8 3
Gaming Systems: Playstation 3 Nintendo Wii XBOX Inventory:
1
Current $-
Delinquency: Outstanding Receivables: Delinquent $ total write offs
$450,959 $22,485 $19,266
5% 3%
14
Dated
Total
$-
$-
MilitaryTechSource.com
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount total laptops:
SEPTEMBER September This Month
August Last Month
73 44% 34% $2,408 11
Total
73 33% 83% $2,314 $26,492
20
2087 48% 35% $2,237 $46,281
325 $727,166
Accounts paid off:
5
3
19
Golden Nugget Sales
2
$-
2
Inventory: 5920
Current 1808.15
Delinquency: Outstanding Receivables: Delinquent $ total write offs
$451,961 $30,865 $20,928
Dated
6% 3%
Total 1808.15
current month w/o
$1,662.00
SEPTEMBER
MilitaryTechSource.com
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount total laptops:
OCTOBER October This Month
September Last Month
87 54% 23%
23
Total
73 44% 34% $2,408 $61,053
20
2174 48% 35% $2,265 $46,281
348 $788,219
Accounts paid off:
2
5
21
Golden Nugget Sales
0
2
2
Inventory: 5920 5920
Current 1808.15 $1,808
Delinquency: Outstanding Receivables: Delinquent $ total write offs
$488,510 $30,865 $20,928
WRITE OFFS BY DEALER: ABC 2,020 DLSI 1,880 F/E MTS 4,858 8,759
Dated
6% 3%
Total 1808.15 $3,616
current month w/o
$1,662.00
OCTOBER
MilitaryTechSource.com
NOVEMBER November This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
October Last Month
176 53% 16% $2,398
total laptops:
28
Total
87 54% 23% $2,654 $67,130
23
2350 48% 35% $2,293 $61,053
373 $855,349
Accounts paid off:
4
5
25
Golden Nugget Sales
0
2
2
Secondary Financing Approvals Sales Delquency
2 0 0
Inventory: Durabooks
Current
Dated 2967
3 $-
November Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
$511,837 $45,396 $20,928
9% 2%
November Write-offs: ABC 9,942 MTS 9,942
Bad Debt Allwnce. ABC Delinquency
$83,890.74 $(41,722) discounted w/o amt
Remaining Allwnce.
$42,169.19
Total 2967 $5,934
current month w/o
$0.00
MilitaryTechSource.com
DECEMBER December This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
November Last Month
76 45% 28% $2,587
total laptops:
22
Total
176 53% 16% $2,398 $56,912
28
2426 48% 35% $2,294 $67,130
398 $913,051
Accounts paid off:
4
5
25
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
6 0 0
2 0 0
8 0 0
Inventory: Durabooks
Current
Dated 2967
3 $-
December Delinquency Outstanding Receivables: Delinquent $ Total Portfolio write-off
$562,185 $50,597 $23,323
9% 3%
December write -offs ABC 27,180 MTS 2,395 DLSI 6534.64 F/E 2423.05 (unearned interest portion) 29,576
Bad Debt Allwnce. ABC Delinquency
$92,407.60 $-
Remaining Allwnce.
$92,407.60
Total 2967 $5,934
current month w/o
$2,395.00 (MTS)
MilitaryTechSource.com
JANUARY
Sales:
January This Month
Applications: Approval Rate: Completion Rate: avg. sale amount
132 45% 27% $2,584
total laptops:
16
December Last Month
Total
76 45% 28% $2,587 $41,346
22
$56,912
2558 48% 35% $2,305 414 $954,397
Accounts paid off:
6
4
31
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
5 0 0
6 0 0
8 0 0
Inventory: Durabooks
Current
Dated 985
1 $-
January Delinquency Outstanding Receivables: Delinquent $ Total Portfolio write-off
$572,816 $59,675 $27,524
9% 3%
Total 985 $985
current month w/o
$2,395.00
January write -offs ABC 3,440 MTS 2,395 DLSI 0 F/E 0 (unearned interest portion) 5,835
Bad Debt Allwnce. ABC Delinquency ABC past due balance: Remaining Allwnce.
$95,870.00 $23,541 65% of actual 36218.00 60609.34 $11,719.49
Prev. balance: 92407.6
(MTS)
MilitaryTechSource.com
FEBRUARY
Sales:
February This Month
Applications: Approval Rate: Completion Rate: avg. sale amount
95 28% 85% $2,607
total laptops:
23
January Last Month
Total
76 45% 28% $2,587 $59,963
16
2653 48% 35% $2,227 $41,346
437
Accounts paid off:
0
6
31
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
0 0 0
5 0 0
8 0 0
Inventory: Durabooks
Current
Dated 985
1
Total 985 $985
$-
February Delinquency Outstanding Receivables: Delinquent $ Total Portfolio write-off
$596,612 $49,681 $29,183
7% 3%
current month w/o
February write -offs ABC MTS 6,532 DLSI 0 F/E 0 (unearned interest portion) 6,532
Bad Debt Allwnce. ABC Delinquency ABC Past due balance Remaining Allwnce.
$98,137.48 $60,609 $37,528.14
$973,014
Previous balance:
$95,870.00
$6,532.48
FEBRUARY
(MTS)
MilitaryTechSource.com
MARCH March This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
February Last Month
71 57% 18% $2,894
total laptops:
10
Total
95 28% 85% $2,584 $28,944
23
2724 48% 35% $2,457 $59,963
447 $1,001,958
Accounts paid off:
2
6
33
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
44 10 0
5 0 0
8 0 0
Inventory:
Current
Dated
Total
0 $-
March Delinquency Outstanding Receivables: Delinquent $ Total Portfolio write-off
MARCH W/O'S ABC MTS DLSI F/E
$580,284 $39,339 $46,829
6% 4%
current month w/o
14,579 0 0 (unearned interest portion) 14,579
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
$83,560.19 0 $60,609 $22,950.83
prev. bal.
98137.48
$11,946.49
(MTS)
3 first pmt. Defaults
7819
MilitaryTechSource.com
APRIL April This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
March Last Month
72 68% 51% $2,570
total laptops:
25
Total
71 57% 18% $2,894 $64,257
23
2796 48% 35% $2,457 $59,963
472
Accounts paid off:
2
6
33
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
3 2 0
5 0 0
11 0 0
Inventory: 5920
Current
Dated
1
1900
April Delinquency Outstanding Receivables: Delinquent $ Total Portfolio write-off
$542,507 $43,808 $53,070
APRIL W/O'S ABC MTS DLSI F/E
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
Total 1900
8% 4%
current month w/o
6,241 0 0 (unearned interest portion) 6,241
$99,897.44 0 $60,609 $39,288.08
$1,066,215
prev. bal.
90435.27
$6,241.33
(MTS)
MilitaryTechSource.com
May-08 MAY This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
APRIL Last Month
61 34% 95% $2,827
total laptops:
20
Accounts paid off:
72 68% 51% $2,570 $58,541
25
9
Golden Nugget Sales Secondary Financing Approvals Sales Delquency Inventory: 5920
2 0 0 Current 1900
May Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
$609,523 $68,072 $57,818
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
2857 48% 35% $1,069,042 $64,257
42
0
2
3 2 0
11 2 0
$1,124,756
Total 1900
11% 9%
current month w/o
4,748 0 0 (unearned interest portion) 4,748
$108,678.21 0 $60,609 $48,068.85
472
2
Dated
1
May Write-offs ABC MTS DLSI F/E
Total
prev. bal.
99897.44
$4,748.00
(MTS)
MilitaryTechSource.com
Jun-08 JUNE This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
MAY Last Month
25 52% 77% $2,427
total laptops:
10
Total
61 34% 95% $2,827 $24,273
20
2882 48% 35% $2,457 $58,541
472 $1,149,029
Accounts paid off:
8
9
50
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
0 0 0
2 0 0
11 2 0
Inventory:
Current 5920
1
May Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
May Write-offs ABC MTS DLSI F/E
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
Dated
Total
1900
$596,800 $69,780 $57,818
1900
12% 9%
(MTS) current month w/o $4,578.40 David Fair BK $2,579.26
4,578 0 0 (unearned interest portion) 4,578
$85,887.78 0 $60,609 $25,278.42
prev. bal. 108678.21
19 approved 15 declined
MilitaryTechSource.com
July July This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
JUNE Last Month
63 52% 30% $2,896
Total
25 52% 77% $2,427
9
Accounts paid off:
4
8
54
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
0 0 0
2 0 0
11 2 0
Current 5920
1
May Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
June Write-offs ABC MTS DLSI F/E
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
10
$2,457
total laptops:
Inventory:
$26,060
2945 48% 35%
$24,273
Dated
Total
1900
$609,133 $96,378 $66,774
1900
16% 6%
(MTS) current month w/o $8,955.58 straight wj/o due to default on payments.
8,956 0 0 (unearned interest portion) 8,956
$83,995.93 2,991.04 60,609.36 $20,395.53
472 $1,175,089
prev. bal.
85887.78
ault on payments.
MilitaryTechSource.com
Aug-08 August This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
July Last Month
56 66% 51% $2,568
total laptops:
19
Total
63 52% 30% $2,896 $48,792
9
3001 48% 35% $2,457 $26,060
491 $1,223,881
Accounts paid off:
8
4
62
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
11 2 0
Inventory:
Current
May Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
June Write-offs ABC MTS DLSI
$604,047 $90,311 $74,660
Dated
15% 6%
Total
(MTS) current month w/o $7,886.80 straight w/o due to default on payments.
7,887 7,887
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
$77,548.40 60,609.36 $16,939.04
prev. bal.
$83,995.93
on payments.
MilitaryTechSource.com
Sales:
Sep-08 September This Month
Applications: Approval Rate: Completion Rate: avg. sale amount
August Last Month
65 35% 60% $2,980
total laptops:
14
Total
56 66% 51% $2,568 $41,718
19
3001 48% 35% $2,457 $48,792
505 $1,265,599
Accounts paid off:
2
8
Golden Nugget Sales
0
0
64 68479 2
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
11 2 0
Inventory:
September Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
Current
$602,663 $90,311 $83,624
Dated
15% 7%
Total
(MTS) current month w/o $8,963.74 straight w/o due to default on payments.
September Write offs] ABC MTS 8,964 DLSI -
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
$73,572.90 60,609.36 $12,963.54
prev. bal.
$77,548.40
on payments.
MilitaryTechSource.com October This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount total laptops:
21
September Last Month
77 66% 41% $2,779
65 35% 60% $2,980
58348.52
14
Accounts paid off:
2
Golden Nugget Sales
14
0
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
Inventory: xbox 360
Current
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
Dated 399
October Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
October Write offs ABC MTS DLSI
$41,718
$598,596 $90,387 $91,208
15% 7%
(MTS) current month w/o straight w/o due to default on payments.
7,584 -
$68,728.97 60,609.36 $8,119.61
prev. bal.
$73,572.90
Oct-08
Total 3078 48% 35% $2,457 526
$1,323,948
64 16
11 2 0 Total 399
ent month w/o $7,584.14 ght w/o due to default on payments.
MilitaryTechSource.com
Nov-08 November This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
October Last Month
85 54% 50% $2,062
Total
77 66% 41% $2,779
25
Accounts paid off:
21
2
85
Golden Nugget Sales
13
14
29
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
11 2 0
Current
21
$2,457
total laptops:
Inventory:
$51,539
3163 48% 35%
$58,349
Dated
551 $1,375,487
Total
0
November Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
November Write offs ABC MTS DLSI
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
$616,435 $101,168 $98,570
16% 7%
(MTS) current month w/o $7,361.94 straight w/o due to default on payments.
7,362 -
$61,322.62 60,609.36 $713.26
prev. bal.
$68,728.97
MilitaryTechSource.com
Dec-09 December This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
November Last Month
36 55% 80% $2,623
total laptops:
16
Total
85 54% 50% $2,062 $41,964
25
3199 48% 35% $2,457 $51,539
567 $1,417,451
Accounts paid off:
0
21
85
Golden Nugget Sales
0
13
29
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
11 2 0
Inventory:
Current 4620
2
December Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
December Write offs ABC MTS DLSI
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
Dated
Total
1250
$619,345 $114,441 $98,570
1250
17% 7%
(MTS) current month w/o $2,657.00 straight w/o due to default on payments.
2,657 -
$67,278.37 60,609.36 $6,669.01
prev. bal.
$61,322.62
MilitaryTechSource.com January This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
December Last Month
53 34% 61% $2,391
total laptops:
11
36 55% 80% $2,623 $26,300
16
Accounts paid off:
8
21
Golden Nugget Sales
0
13
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
Inventory:
Current
$41,964
Dated 0
January Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
January Write offs ABC MTS DLSI
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
$617,787 $114,837 $102,146
18% 7%
(MTS) current month w/o straight w/o due to default on payments.
3,576 -
68,722 60,609 8,113
prev. bal.
$67,278
Jan-09
Total 3252 48% 35% $2,457 578 $1,443,751 93 29
11 2 0 Total
urrent month w/o traight w/o due to default on payments.
0
$3,576
MilitaryTechSource.com February This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
January Last Month
53 34% 50% $2,543
53 34% 61% $2,391
total laptops:
9
Accounts paid off:
6
21
Golden Nugget Sales
0
13
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
February Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
February Write offs ABC MTS DLSI
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
$632,698 $127,172 $105,917
$22,884
11
18% 7%
$26,300
(MTS) current month w/o straight w/o due to default on payments.
-
67,852 60,609 7,243
prev. bal.
$68,722
Feb-09
Average for 2009
Historical Avg. 122 48% 35% $2,457 587 $1,466,635 99 29
11 2 0
urrent month w/o traight w/o due to default on payments.
$3,771
MilitaryTechSource.com March This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
February Last Month
15 66% 80% $2,095
53 34% 50% $2,391
total laptops:
8
Accounts paid off:
8
6
Golden Nugget Sales
0
0
March Delinquency: Outstanding Receivables: Delinquent $ 90+ days Total Portfolio write-off March Write offs MTS Global Consulting 800 HighTech Bad Debt Allowance: MTS Bad Debt Allwnce. 800 HighTech ABC Delinquency ABC Past Due Remaining Allwnce.
$579,724 $122,501 $116,048
$16,762
9
$22,884
(MTS) current month w/o straight w/o due to default on payments.
21% 8%
2009 ytd w/o 10,131 -
5%
59,766 1,193 60,609 Principal (843)
prev. bal.
$67,852
Mar-09
average for 2009
Historical Avg.
18 45% 60% $2,292
122 48% 35% $2,457
9
595 $1,483,397
107 29
urrent month w/o traight w/o due to default on payments.
$10,131
$17,478
MilitaryTechSource.com
Sales:
April This Month
March This Month
Applications: Approval Rate: Completion Rate: avg. sale amount
30 12 6 $2,291
40% 50%
Total laptops: Purchased deals: Totals
6 4 10
13,744 12,819 26,563
APRIL
average for 2009
15 66% 80% $2,543
9
$22,884
9
$22,884
March
totals
Accounts paid off:
8
8
115
Golden Nugget Sales
0
0
29
Reserve/NG/Veterans:
1
April Delinquency: Outstanding Receivables: Delinquent $ 90+ days Total Portfolio write-off April Write offs MTS Global Consulting 800 HighTech Bad Debt Allowance: MTS Bad Debt Allwnce. 800 HighTech 5% ABC Delinquency ABC Past Due Remaining Allwnce.
$548,945 $117,986 $126,507
(MTS) current month w/o straight w/o due to default on payments.
21% 8%
2009 ytd w/o 10,459 -
52,083 3,116 60,609 Principal (8,526)
prev. bal.
$59,766
Target allowance for MTS
$82,341.73
Apr-09
average for 2009 39 43% 60% $2,533
9
605
$10,459
o default on payments. $27,937
$1,509,960
Portfolio
April
March
February
Cash
Principal Balance
Cash
Principal Balance
Cash
Principal Balance
82 218
387 80 321
404 165 412
1,542 1,029
37,231
4,476 1,136 7,953 579,724
42,898
632,698
ABC Global Consulting Distance Learning 800 HighTech MilitaryTechSource.com
33,569
4,649 493 20,772 $548,945
LeaseQuest:
1,364
7,118
1,364
8,255
1,364
9,374
Monthly Total:
35,234
581,977
39,384
601,544
45,242
644,643
-
-
January-09 Cash
Dec-08
November
Principal Balance
Cash
Principal Balance
Cash
Principal Balance
-
-
-
-
437
1,361 1,650 1,427
429
1,853
759
3,254
34,443
617,787
34,410
621,204
34,529
616,435
1,364
10,474
1,364
11,556
1,364
12,620
36,244
632,698
36,203
634,613
36,652
632,309
-
October
September
Aug-08
Cash
Principal Balance
Cash
Principal Balance
Cash
781
2,670
1,683
3,739
2,113
297
8,837
590
9,148
668
37,314
598,596
39,361
602,663
40,275
2,047
13,666
2,047
14,696
2,047
40,439
623,769
43,681
630,245
45,103
Aug-08
JULY
JUNE
Principal Balance
Cash
Principal Balance
Cash
Principal Balance
4,035
1,963 -
4,899 -
2,817 -
7,996 -
897
10,341
964
11,153
41,124
609,133
37,788
596,800
2,047
16,705
2,047
20,353
46,031
641,078
43,616
636,302
10,341 604,047 15,709 634,131
MAY
APRIL
Cash
Principal Balance
Cash
Principal Balance
2,728 -
4,245 12,031
2,880 159
10,387 531
1,315
531
1,326
13,245
44,727
609,523
40,668
542,507
2,047
21,961
2,047
23,546
50,817
648,290
47,080
590,217
.
MARCH
FEBRUARY
JANUARY
Cash
Principal Balance
Cash
Principal Balance
Cash
2,803 159
13,146 685
3,259 151
15,842 839
3,418 -
1,532
14,457
1,679
15,869
1,553
36,919
580,284
35,814
590,214
36,465
4,099
27,722
4,025
31,821
7,874
45,512
636,294
44,929
654,586
49,310
JANUARY
December
November
Principal Balance
Cash
Principal Balance
Cash
Principal Balance
65,051 993
3,816 151
65,051 993
3,871 159
88,613 1,147
18,813
2,473
18,813
1,691
28,912
541,229
32,892
541,229
31,756
511,837
8,718
51,442
46,194
681,952
35,847 661,934
39,331
October Cash
September
Principal Balance.
Cash
August
Principal Balance.
Cash
4,481 157
112,803 1,408
7,179 315
112,803 1,408
7,557 331
2,110
34,381
1,732
34,381
2,679
30,682
451,961
27,497
451,961
29,007
8,718
79,081
8,718
79,081
8,718
46,148
679,634
45,440
679,634
48,292
August
July
June
May
Principal Balance.
Cash
Principal Balance.
Cash
Principal Balance.
Cash
109,491 6,304
8,620 260
122,529 6,590
10,154 405
123,462 6,835
9,117 400
41,311
2,222
43,915
4,599
45,838
2,341
450,959
23,096
433,576
25,364
393,999
20,663
79,081
8,718
80,871
8,718
87,878
8,508
687,145
42,916
687,480
49,239
658,012
41,028
May
April
Principal Balance.
Cash
March
Principal Balance.
Cash
February
Principal Balance.
Cash
140,952 7,191
10,032 973
151,807 7,301
12,011 377
166,732 8,269
10,890 825
59,117
2,916
64,152
2,937
71,378
2,728
349,951
24,729
317,597
19,105
299,025
17,076
94,793
8,508
101,413
8,508
107,906
7,850
652,003
47,157
642,270
42,939
653,310
39,369
February Principal Balance.
JANUARY Cash
DECEMBER
NOVEMBER
Principal Balance.
Cash
Principal Balance.
Cash
Principal Balance
190,882 8,609
12,812 892
199,107 11,322
11,624 1,132
226,242 14,857
12,550 878
240,236 24,833
73,975
3,675
78,473
2,849
83,164
2,994
85,709
284,126
15,427
280,039
12,998
256,737
12,132
236,383
114,274
7,354
88,841
7,354
94,350
7,354
99,751
671,866
40,161
657,782
35,956
686,913
35,907
686,913
EMBER
OCTOBER
Principal Balance
Cash
Principal Balance
240,236 24,833
11,857 1,216
260,481 25,503
85,709
2,668
88,373
236,383
9,055
237,599
99,751
7,354
105,047
686,913
32,150
717,004
November 158,844.00
Cash collected from contracts
(329,691.60)
$ received above investment
170,849.00
Late fees Collected: Total cash collected above investment:
34,317.00 205,166.00
Remaining Principal Balance: Delinquency (65%) Potential principal collection Potential revenue (discount 35%) forecasted collectable income forecasted UGA fees
Less: Past Due Balance (laptops)
60,609.36
Chargebacks:
15,600.00
Total Forecasted collectable income
Profit as of 11/30/2008 Remaining Reserve Less UGA Fees
128,956.64 115.48 7,476.75
2008 2,670.13 (1,221.42) 1,448.71 507.05 1,955.76 (100.00)
1,855.76
ABC PURCHASE DATE: Varied # OF CONTRACTS 84 RESERVE 4% DISCOUNT 35%
Month Expected Actual Fees May-05 0 128 Jun-05 2941 464 40 Jul-05 5546 4643 139 Aug-05 7438 5706 161 Sep-05 8650 8284 170 Oct-05 10841 10731 180 Nov-05 11899 11309 190 Dec-05 12827 9842 148 Jan-06 13601 10461 9.24 Feb-06 13601 11963 166 Mar-06 13601 12435 184 Apr-06 13601 12613 192 May-06 13601 12663 200 Jun-06 13601 14888 200 Jul-06 13317 13039 208 Aug-06 13317 13118 216 Sep-06 13032 14902 232.49 Oct-06 13032 11857 240 Nov-06 12484 12550 282.5 Dec-06 12484 11925 301.08 Jan-07 12484 13148 335.08 Feb-07 12484 11199 308.54 Mar-07 12295 12302 291.04 Apr-07 12097 9861 253.54 May-07 12097 9117 264.54 Jun-07 10369 10154 296.87 Jul-07 8048 8620 261 Aug-07 4952 7556 264 Sep-07 4024 7179 248
Reserve Delq $$* Interest income discount earned Outstanding Investment 2604 0 158,844 0 4588 0 198 143.23 158,380 6820 0 2664 1046.16 153,737 8804 0 3032 1047.87 148,031 9300 6129.8 4931 1766.55 139,747 10292 12269.22 5138 2927.77 129,016 10416 3052 5749 2978.13 117,707 10419 3052 2257.28 2669.57 107,865 6163 3052.34 2880.28 3286.28 97,404 6535 2744.54 3056.96 2285.66 85,441 2527 2879.75 2543.78 3461.95 73,006 3023 8269.01 2610.29 3745.84 60,393 3999 1523.57 2856.17 3747.36 47,730 3999 12100.36 3099.78 4438.9 32,841 4467 14170.41 2496.3 4060.11 19,802 5490 19920 2255.47 3960.3 6,684 $6,200 ELIGIBLE FOR CHARGEBACK 5851 16960.89 3026.04 4438.06 -8,218 COLLECTED ABOVE INITIAL INVESTMENT 6686.33 24960.69 2023.46 3441.6 -20,074 6686.33 16399.65 2857.4 3392.24 -32,624 553133 19788.35 1931.73 3497.58 -44,548 4921.21 25063.35 1629.92 4031.17 -57,696 4921.21 19632.19 241.37 3780.74 -68,895 *no interest applied UGA error 4921.21 21980.58 2784.78 2653.11 -81,197 23884.12 eligible for chargeback 4921.21 49017.6 1197.69 3194.61 -91,058 4921.21 58186.65 1143 2790.98 -100,175 4948.63 61029.75 886.25 3243.61 -110,329 4948.63 61029.75 888.52 2706 -118,949 115.48 64784.64 668.45 2410 -126,505 115.48 63423.24 371.88 2382 -133,683
Oct-07 Nov-07 Dec-07 Jan-08 Feb-08 Mar-08 Apr-08 May-08 Jun-08 Jul-08 Aug-08 Sep-08 Oct-08 Nov
2476 1702 774 0 0 0 0 0 0 0 0 0 0 0
4481 2871 3318.34 3418 3427 2803 2879 2728 2817 2012 2094 1683 2634 0
230.59 187.53 175.03 146.53 152.28 47.8 55.7 41.8 45.77 222.95 18.95 26.95 14.95 8.95
115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48 115.48
313216 329691.55
7485.7
115
61193.93 64186.81 36217.81 36,217.81 3,598.56 3,598.56 3,598.56 9,820.83 2,991.04 2,991.04 0.00 0.00 0.00 0.00
281.7 331.54 302.72 222.48 267.85 106.99 120.05 100.83 63.54 35.65 30.4 21.3 17.14 0
1390.84 1238.85 1229.76 1118.55 1152.77 943.25 965.81 850.13 963.71 674.5 728.74 581.7 910.77 0
67,321
88,505
total revenue ->>
155,826
-138,164 -141,035 -144,354 -147,772 -151,199 -154,001 -156,880 -159,609 -162,426 -164,438 -166,531 -168,215 -170,849 -170,849
LIGIBLE FOR CHARGEBACK TED ABOVE INITIAL INVESTMENT
st applied UGA error eligible for chargeback
FURNITURE EXCHANGE PURCHASE DATE: 9/19/05 # OF CONTRACTS 61 RESERVE 20% DISCOUNT 15% EXPECTED YIELD 45%
TOP 89,065
Investment 57,892
Month Expected Actual Fees Aug-05 123 0 Sep-05 3815 0 Oct-05 6128 7069 Nov-05 6128 3196 Dec-05 6010 3691 Jan-06 5905 4815 Feb-06 5531 3073 Mar-06 5201 3059 Apr-06 5062 2808 May-06 4925 3501 Jun-06 4649 2400 Jul-06 4069 1397 Aug-06 3609 1813 Sep-06 3308 1348 Oct-06 3256 1374 Nov-06 3151 1002 Dec-06 2998 1153 Jan-07 2434 892 Feb-07 2055 825 Mar-07 1642 377 Apr-07 1642 996 May-07 1357 400 Jun-07 1038 405 Jul-07 780 260 Aug-07 679 331 Sep-07 389 315
214 351 210 216 216 211 196 185 186 167 142 140 124 123 79 82 82 33 23 23 19 19 19 18 28
Reserve Delq $$* Revenue Outstanding Investment 17813 57,892 17813 2244 57,892 17813 13286 791 50,824 17813 24955 365 47,628 17813 18899 439 43,937 17810 23907 520 39,121 17810 17247 343 36,048 17810 22661 360 32,989 17810 24674 406 30,181 7665 19560 594 26,680 Bad debt w/o of $11935 7665 18271 523 24,280 6642 18271 119 22,884 6642 18706 365 21,071 6642 18706 263 19,723 4517 9305 308 18,349 4517 9305 287 17,347 0 9250 159 16,194 Bad debt w/o of $9018.0 0 4535 100 15,302 0 122 122 14,477 0 2260 51 14,101 0 2138 145 13,105 0 2138 40 12,705 0 2138 38 12,301 0 2138 14.42 12,041 0 4578 33.25 11,710 0 0 42 11,395
DELQ 39%
Oct-07 Nov-07 Dec-07 Jan-08 Feb-08 Mar-08 Apr-08 May-08 Jun-08
389 389 389 389 272 272 272 272 272
157 159 159 0 151 150 150 0 0
4 4 4 4 4 4 4 4 4
88800
47423
3139
*Over 15 days past due
0 0 0 0 0 0 0 0 0
0
0 0 0 0 0 0 0 531 0
25 21 23.1 0 25 0 0 0 0
11,238 11,079 10,920 10,920 10,769 10619 10,469 10469 LOSS ALL RECEIVABLES PD OR W/O. 0
DLSI PURCHASE DATE: 10/31/05 # OF CONTRACTS 66 RESERVE 15% DISCOUNT 14%
Investment 149,539
Month Expected Actual Fees Nov-05 7245 6779 210 Dec-05 7245 6571 251.36 Jan-06 5951 5193.97 221.77 Feb-06 5951 4417.09 227 Mar-06 5951 8160.91 221.16 Apr-06 5951 5913.9 192.86 May-06 5951 4441.45 193.98 Jun-06 5951 3942.5 202.47 Jul-06 5951 4181.73 190.09 Aug-06 5951 3434.11 174.17 Sep-06 5951 3745.44 181.42 Oct-06 5951 3136.85 183.79 Nov-06 5951 3572 161.79 Dec-06 5951 2747.55 143.29 Jan-07 5951 3839.54 129.79 Feb-07 5951 2904.66 132.35 Mar-07 5951 3107.18 124.83 Apr-07 5725 3038.53 122.83 May-07 5522 2340.78 100.33 Jun-07 5091 4598.62 173.96 Jul-07 5091 2221.71 94.33 Aug-07 4990 2679.41 84.49 Sep-07 4882 1731.56 103.2 Oct-07 4017 2149.13 127.8 Nov-07 4017 1690.66 103.34 Dec-07 4017 2568.62 95.84 Jan-08 4017 1552.99 56.83
Reserve Delq $$* Revenue Outstanding Investment $28,679 0 1852 $149,539 $28,679 0 730.08 $142,759 $23,961 0 532.19 $137,565 $23,961 8001.55 482.3 $133,148 $23,961 8001.55 1297.19 $124,987 $23,961 14509 1430.68 $119,073 $7,198 1699.28 1197.58 $114,632 $19955 bad debt w/o's $7,198 1953.2 1084.35 $110,689 $7,198 1953.2 1003.04 $106,507 $7,198 3694.38 728.75 $103,073 $7,198 3694.38 740.78 $99,328 $3,689 11236.68 626.35 $96,191 $3,689 14274.24 854.34 $92,619 $3,689 15805.02 448.01 $89,871 $2,158 25106.47 644.31 $86,032 $2,158 22887.29 580.97 $83,127 $2,158 22887.29 941.9 $80,020 $2,158 20743.04 461.67 $76,981 $- 17705.48 319.53 $74,640 $9990 367.54 $70,042 $9990 294.16 $67,820 $9990 347.08 $65,141 $7709.54 245.12 $63,409 $7708.47 355.9 $61,260 $7708.47 202.28 $59,569 $0 330.73 $57,001 $0 234.94 $55,448
Feb-08 Mar-08 Apr-08 May-08 Jun-08 Jul-08 Aug-08 Sep-08 Oct-08 Nov-08 Dec-08 Jan-09 Feb-09 Mar-09 Apr-09 May-09 Jun-09 Jul-09 Aug-09 Sep-09
4017 4017 3914 3704 3581 3340 2944 2833 2738 2738 2738 2738 2626 2505 2054 1626 1281 820 820 246 122453 324857
1747.06 1531.83 1326.48 1314.53 964.44 844.12 627.47 639.51 330.75 797.93 452.02 426.11 416.7 333.77 224.1
67.6 56.44 47.08 49.26 45.7 43.1 35.65 39.45 33.65 33.65 13.9 9.95 9.95 7.95 5.95
0.7
85717.1
$$$$$$$$$$$$0 0 0
0 0 645.58 2921.3 2921.3 2921.3 3448.99 3448.99 4827.25 982.04 0 0 0 0 0
186.97 114.59 114.93 193.34 117.21 135.05 100.39 102.32 19.8 120.63 67.08 67.18 63.52 51.1 41.56
$53,701 $52,169 $50,842 $49,528 $48,563 $47,719 $47,092 $46,452 $46,121 $45,324 $44,872 $44,445 $44,029 $43,695 $43,471 $43,471
MilitaryTechSource.com
Sales:
Jan. This Month
Applications: Approval Rate: Completion Rate: AVG SALE PRICE
117 49% 34% 2,077
total laptops:
15
Accounts paid off:
$31,149
16
1358 48% 28% 2,222 $30,294
163 $362,264
2
0
3
23 1 24
3
Current $3,000
Delinquency: Outstanding Receivables: Delinquent $ total write offs
Total
141 48% 27% 1,893
1
iPOD Sales: 2GB 4GB total iPODs
Inventory:
Dec. Last Month
$280,039 $12,269 $5,019
Dated
Total
$7,596
$15,241
4% *1797.28 for CCC is included. 1%
Jan-07
MilitaryTechSource.com
Sales:
Feb This Month
Applications: Approval Rate: Completion Rate: AVG SALE
113 54% 37% 2,333
total laptops:
16
Accounts paid off:
$37,330
16
1471 48% 35% 2,008 $30,294
199 $399,583
2
0
2
25 1 26
2
Current $3,000
Delinquency: Outstanding Receivables: Delinquent $ total write offs
Total
141 48% 27% 1,893
0
iPOD Sales: 2GB 4GB total iPODs
Inventory:
Jan Last Month
$284,126 $11,726 $6,905
4% 2%
Dated
Total
$5,148
$8,148
FEB
MilitaryTechSource.com
Sales:
March This Month
Applications: Approval Rate: Completion Rate: AVG SALE
37 54% 46% 2,191
total laptops:
12
Accounts paid off:
1
iPOD Sales: 2GB 4GB total iPODs
3 1 2
Inventory:
Feb Last Month 113 54% 37% 1,893
$26,293
2,018 $30,294
211 $425,876 3
28 2 30
Current
$284,126 $11,726 $13,571
16
1508 48% 35%
2
$2,547
Delinquency: Outstanding Receivables: Delinquent $ total write offs
Total
4% 3%
Dated
Total
$5,148
$7,695
MARCH
MilitaryTechSource.com
Sales:
April This Month
Applications: Approval Rate: Completion Rate: AVG SALE
69 51% 40% 2,469
total laptops:
14
March Last Month
Total
37 54% 46% 2,191 $34,569
12
1577 48% 35% 2,046 $26,293
225 $460,445
Accounts paid off:
2
iPOD Sales: 2GB 4GB total iPODs
1 2 2
29 4 30
Gaming Systems: Playstation 3 Nintendo Wii
2 1
2 1
Inventory:
1
Current $3,340
Delinquency: Outstanding Receivables: Delinquent $ total write offs
$317,597 $6,484 $15,206
2% 3%
5
Dated
Total
$5,148
$8,488
APRIL
MilitaryTechSource.com
Sales:
May This Month
Applications: Approval Rate: Completion Rate: avg sale
97 49% 43% 2,483
total laptops:
20
APRIL Last Month 69 51% 40% 2,469
$49,657
14
Total 1674 48% 35% 2,082
$34,569
245 $510,103
Accounts paid off:
2
iPOD Sales: 2GB 4GB total iPODs
1 6 2
30 10 30
Gaming Systems: Playstation 3 Nintendo Wii
8 4
10 5
Inventory:
2
Current $-
Delinquency: Outstanding Receivables: Delinquent $ total write offs
$349,951 $6,125 $15,206
2% 3%
7
Dated
Total
$3,099
$3,099
MAY
MilitaryTechSource.com
Sales: Applications: Approval Rate: Completion Rate: avg sale amt total laptops:
June June This Month
May Last Month
104 53% 55% 2404 30
Total
97 49% 43% 2482 $72,145
20
1778 48% 35% $2,117 $49,657
275 $582,248
Accounts paid off:
2
iPOD Sales: 2GB 4GB total iPODs
4 6
34 16 50
7 3 1
17 8 1
Gaming Systems: Playstation 3 Nintendo Wii XBOX Inventory:
2
Current $-
Delinquency: Outstanding Receivables: Delinquent $ total write offs
$393,874 $8,906 $18,517
2% 3%
9
Dated
Total
$1,700
$1,700
MilitaryTechSource.com
Sales:
July
July This Month
June Last Month
163 56% 27% $2,642
104 53% 55% $2,404
Applications: Approval Rate: Completion Rate: avg. sale amount total laptops:
25
Accounts paid off:
30
1
iPOD Sales: 2GB 4GB total iPODs Gaming Systems: Playstation 3 Nintendo Wii XBOX Inventory:
$66,068
Total 1941 48% 35% $2,146 $72,145
305 $654,393
2
11
2 11
36 27 50
7 0 1
24 8 2
Current
Dated
$-
Delinquency: Outstanding Receivables: $439,426 Delinquent $ $14,849 total write offs $18,517
$1,700
3% 3%
Total $1,700
MilitaryTechSource.com
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount total laptops:
August August This Month
July Last Month
73 33% 83% $2,314 20
Total
163 56% 27% $2,642 $46,281
25
2014 48% 35% $2,156 $66,068
325 $700,674
Accounts paid off:
3
iPOD Sales: 2GB 4GB total iPODs
0 3
36 30 50
9 0 1
33 8 3
Gaming Systems: Playstation 3 Nintendo Wii XBOX Inventory:
1
Current $-
Delinquency: Outstanding Receivables: Delinquent $ total write offs
$450,959 $22,485 $19,266
5% 3%
14
Dated
Total
$-
$-
MilitaryTechSource.com
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount total laptops:
SEPTEMBER September This Month
August Last Month
73 44% 34% $2,408 11
Total
73 33% 83% $2,314 $26,492
20
2087 48% 35% $2,237 $46,281
325 $727,166
Accounts paid off:
5
3
19
Golden Nugget Sales
2
$-
2
Inventory: 5920
Current 1808.15
Delinquency: Outstanding Receivables: Delinquent $ total write offs
$451,961 $30,865 $20,928
Dated
6% 3%
Total 1808.15
current month w/o
$1,662.00
SEPTEMBER
MilitaryTechSource.com
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount total laptops:
OCTOBER October This Month
September Last Month
87 54% 23%
23
Total
73 44% 34% $2,408 $61,053
20
2174 48% 35% $2,265 $46,281
348 $788,219
Accounts paid off:
2
5
21
Golden Nugget Sales
0
2
2
Inventory: 5920 5920
Current 1808.15 $1,808
Delinquency: Outstanding Receivables: Delinquent $ total write offs
$488,510 $30,865 $20,928
WRITE OFFS BY DEALER: ABC 2,020 DLSI 1,880 F/E MTS 4,858 8,759
Dated
6% 3%
Total 1808.15 $3,616
current month w/o
$1,662.00
OCTOBER
MilitaryTechSource.com
NOVEMBER November This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
October Last Month
176 53% 16% $2,398
total laptops:
28
Total
87 54% 23% $2,654 $67,130
23
2350 48% 35% $2,293 $61,053
373 $855,349
Accounts paid off:
4
5
25
Golden Nugget Sales
0
2
2
Secondary Financing Approvals Sales Delquency
2 0 0
Inventory: Durabooks
Current
Dated 2967
3 $-
November Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
$511,837 $45,396 $20,928
9% 2%
November Write-offs: ABC 9,942 MTS 9,942
Bad Debt Allwnce. ABC Delinquency
$83,890.74 $(41,722) discounted w/o amt
Remaining Allwnce.
$42,169.19
Total 2967 $5,934
current month w/o
$0.00
MilitaryTechSource.com
DECEMBER December This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
November Last Month
76 45% 28% $2,587
total laptops:
22
Total
176 53% 16% $2,398 $56,912
28
2426 48% 35% $2,294 $67,130
398 $913,051
Accounts paid off:
4
5
25
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
6 0 0
2 0 0
8 0 0
Inventory: Durabooks
Current
Dated 2967
3 $-
December Delinquency Outstanding Receivables: Delinquent $ Total Portfolio write-off
$562,185 $50,597 $23,323
9% 3%
December write -offs ABC 27,180 MTS 2,395 DLSI 6534.64 F/E 2423.05 (unearned interest portion) 29,576
Bad Debt Allwnce. ABC Delinquency
$92,407.60 $-
Remaining Allwnce.
$92,407.60
Total 2967 $5,934
current month w/o
$2,395.00 (MTS)
MilitaryTechSource.com
JANUARY
Sales:
January This Month
Applications: Approval Rate: Completion Rate: avg. sale amount
132 45% 27% $2,584
total laptops:
16
December Last Month
Total
76 45% 28% $2,587 $41,346
22
$56,912
2558 48% 35% $2,305 414 $954,397
Accounts paid off:
6
4
31
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
5 0 0
6 0 0
8 0 0
Inventory: Durabooks
Current
Dated 985
1 $-
January Delinquency Outstanding Receivables: Delinquent $ Total Portfolio write-off
$572,816 $59,675 $27,524
9% 3%
Total 985 $985
current month w/o
$2,395.00
January write -offs ABC 3,440 MTS 2,395 DLSI 0 F/E 0 (unearned interest portion) 5,835
Bad Debt Allwnce. ABC Delinquency ABC past due balance: Remaining Allwnce.
$95,870.00 $23,541 65% of actual 36218.00 60609.34 $11,719.49
Prev. balance: 92407.6
(MTS)
MilitaryTechSource.com
FEBRUARY
Sales:
February This Month
Applications: Approval Rate: Completion Rate: avg. sale amount
95 28% 85% $2,607
total laptops:
23
January Last Month
Total
76 45% 28% $2,587 $59,963
16
2653 48% 35% $2,227 $41,346
437
Accounts paid off:
0
6
31
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
0 0 0
5 0 0
8 0 0
Inventory: Durabooks
Current
Dated 985
1
Total 985 $985
$-
February Delinquency Outstanding Receivables: Delinquent $ Total Portfolio write-off
$596,612 $49,681 $29,183
7% 3%
current month w/o
February write -offs ABC MTS 6,532 DLSI 0 F/E 0 (unearned interest portion) 6,532
Bad Debt Allwnce. ABC Delinquency ABC Past due balance Remaining Allwnce.
$98,137.48 $60,609 $37,528.14
$973,014
Previous balance:
$95,870.00
$6,532.48
FEBRUARY
(MTS)
MilitaryTechSource.com
MARCH March This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
February Last Month
71 57% 18% $2,894
total laptops:
10
Total
95 28% 85% $2,584 $28,944
23
2724 48% 35% $2,457 $59,963
447 $1,001,958
Accounts paid off:
2
6
33
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
44 10 0
5 0 0
8 0 0
Inventory:
Current
Dated
Total
0 $-
March Delinquency Outstanding Receivables: Delinquent $ Total Portfolio write-off
MARCH W/O'S ABC MTS DLSI F/E
$580,284 $39,339 $46,829
6% 4%
current month w/o
14,579 0 0 (unearned interest portion) 14,579
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
$83,560.19 0 $60,609 $22,950.83
prev. bal.
98137.48
$11,946.49
(MTS)
3 first pmt. Defaults
7819
MilitaryTechSource.com
APRIL April This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
March Last Month
72 68% 51% $2,570
total laptops:
25
Total
71 57% 18% $2,894 $64,257
23
2796 48% 35% $2,457 $59,963
472
Accounts paid off:
2
6
33
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
3 2 0
5 0 0
11 0 0
Inventory: 5920
Current
Dated
1
1900
April Delinquency Outstanding Receivables: Delinquent $ Total Portfolio write-off
$542,507 $43,808 $53,070
APRIL W/O'S ABC MTS DLSI F/E
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
Total 1900
8% 4%
current month w/o
6,241 0 0 (unearned interest portion) 6,241
$99,897.44 0 $60,609 $39,288.08
$1,066,215
prev. bal.
90435.27
$6,241.33
(MTS)
MilitaryTechSource.com
May-08 MAY This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
APRIL Last Month
61 34% 95% $2,827
total laptops:
20
Accounts paid off:
72 68% 51% $2,570 $58,541
25
9
Golden Nugget Sales Secondary Financing Approvals Sales Delquency Inventory: 5920
2 0 0 Current 1900
May Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
$609,523 $68,072 $57,818
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
2857 48% 35% $1,069,042 $64,257
42
0
2
3 2 0
11 2 0
$1,124,756
Total 1900
11% 9%
current month w/o
4,748 0 0 (unearned interest portion) 4,748
$108,678.21 0 $60,609 $48,068.85
472
2
Dated
1
May Write-offs ABC MTS DLSI F/E
Total
prev. bal.
99897.44
$4,748.00
(MTS)
MilitaryTechSource.com
Jun-08 JUNE This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
MAY Last Month
25 52% 77% $2,427
total laptops:
10
Total
61 34% 95% $2,827 $24,273
20
2882 48% 35% $2,457 $58,541
472 $1,149,029
Accounts paid off:
8
9
50
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
0 0 0
2 0 0
11 2 0
Inventory:
Current 5920
1
May Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
May Write-offs ABC MTS DLSI F/E
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
Dated
Total
1900
$596,800 $69,780 $57,818
1900
12% 9%
(MTS) current month w/o $4,578.40 David Fair BK $2,579.26
4,578 0 0 (unearned interest portion) 4,578
$85,887.78 0 $60,609 $25,278.42
prev. bal. 108678.21
19 approved 15 declined
MilitaryTechSource.com
July July This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
JUNE Last Month
63 52% 30% $2,896
Total
25 52% 77% $2,427
9
Accounts paid off:
4
8
54
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
0 0 0
2 0 0
11 2 0
Current 5920
1
May Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
June Write-offs ABC MTS DLSI F/E
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
10
$2,457
total laptops:
Inventory:
$26,060
2945 48% 35%
$24,273
Dated
Total
1900
$609,133 $96,378 $66,774
1900
16% 6%
(MTS) current month w/o $8,955.58 straight wj/o due to default on payments.
8,956 0 0 (unearned interest portion) 8,956
$83,995.93 2,991.04 60,609.36 $20,395.53
472 $1,175,089
prev. bal.
85887.78
ault on payments.
MilitaryTechSource.com
Aug-08 August This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
July Last Month
56 66% 51% $2,568
total laptops:
19
Total
63 52% 30% $2,896 $48,792
9
3001 48% 35% $2,457 $26,060
491 $1,223,881
Accounts paid off:
8
4
62
Golden Nugget Sales
0
0
2
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
11 2 0
Inventory:
Current
May Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
June Write-offs ABC MTS DLSI
$604,047 $90,311 $74,660
Dated
15% 6%
Total
(MTS) current month w/o $7,886.80 straight w/o due to default on payments.
7,887 7,887
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
$77,548.40 60,609.36 $16,939.04
prev. bal.
$83,995.93
on payments.
MilitaryTechSource.com
Sales:
Sep-08 September This Month
Applications: Approval Rate: Completion Rate: avg. sale amount
August Last Month
65 35% 60% $2,980
total laptops:
14
Total
56 66% 51% $2,568 $41,718
19
3001 48% 35% $2,457 $48,792
505 $1,265,599
Accounts paid off:
2
8
Golden Nugget Sales
0
0
64 68479 2
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
11 2 0
Inventory:
September Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
Current
$602,663 $90,311 $83,624
Dated
15% 7%
Total
(MTS) current month w/o $8,963.74 straight w/o due to default on payments.
September Write offs] ABC MTS 8,964 DLSI -
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
$73,572.90 60,609.36 $12,963.54
prev. bal.
$77,548.40
on payments.
MilitaryTechSource.com October This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount total laptops:
21
September Last Month
77 66% 41% $2,779
65 35% 60% $2,980
58348.52
14
Accounts paid off:
2
Golden Nugget Sales
14
0
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
Inventory: xbox 360
Current
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
Dated 399
October Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
October Write offs ABC MTS DLSI
$41,718
$598,596 $90,387 $91,208
15% 7%
(MTS) current month w/o straight w/o due to default on payments.
7,584 -
$68,728.97 60,609.36 $8,119.61
prev. bal.
$73,572.90
Oct-08
Total 3078 48% 35% $2,457 526
$1,323,948
64 16
11 2 0 Total 399
ent month w/o $7,584.14 ght w/o due to default on payments.
MilitaryTechSource.com
Nov-08 November This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
October Last Month
85 54% 50% $2,062
Total
77 66% 41% $2,779
25
Accounts paid off:
21
2
85
Golden Nugget Sales
13
14
29
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
11 2 0
Current
21
$2,457
total laptops:
Inventory:
$51,539
3163 48% 35%
$58,349
Dated
551 $1,375,487
Total
0
November Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
November Write offs ABC MTS DLSI
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
$616,435 $101,168 $98,570
16% 7%
(MTS) current month w/o $7,361.94 straight w/o due to default on payments.
7,362 -
$61,322.62 60,609.36 $713.26
prev. bal.
$68,728.97
MilitaryTechSource.com
Dec-09 December This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
November Last Month
36 55% 80% $2,623
total laptops:
16
Total
85 54% 50% $2,062 $41,964
25
3199 48% 35% $2,457 $51,539
567 $1,417,451
Accounts paid off:
0
21
85
Golden Nugget Sales
0
13
29
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
11 2 0
Inventory:
Current 4620
2
December Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
December Write offs ABC MTS DLSI
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
Dated
Total
1250
$619,345 $114,441 $98,570
1250
17% 7%
(MTS) current month w/o $2,657.00 straight w/o due to default on payments.
2,657 -
$67,278.37 60,609.36 $6,669.01
prev. bal.
$61,322.62
MilitaryTechSource.com January This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
December Last Month
53 34% 61% $2,391
total laptops:
11
36 55% 80% $2,623 $26,300
16
Accounts paid off:
8
21
Golden Nugget Sales
0
13
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
Inventory:
Current
$41,964
Dated 0
January Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
January Write offs ABC MTS DLSI
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
$617,787 $114,837 $102,146
18% 7%
(MTS) current month w/o straight w/o due to default on payments.
3,576 -
68,722 60,609 8,113
prev. bal.
$67,278
Jan-09
Total 3252 48% 35% $2,457 578 $1,443,751 93 29
11 2 0 Total
urrent month w/o traight w/o due to default on payments.
0
$3,576
MilitaryTechSource.com February This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
January Last Month
53 34% 50% $2,543
53 34% 61% $2,391
total laptops:
9
Accounts paid off:
6
21
Golden Nugget Sales
0
13
Secondary Financing Approvals Sales Delquency
0 0 0
0 0 0
February Delinquency: Outstanding Receivables: Delinquent $ Total Portfolio write-off
February Write offs ABC MTS DLSI
Bad Debt Allwnce. ABC Delinquency ABC Past Due Remaining Allwnce.
$632,698 $127,172 $105,917
$22,884
11
18% 7%
$26,300
(MTS) current month w/o straight w/o due to default on payments.
-
67,852 60,609 7,243
prev. bal.
$68,722
Feb-09
Average for 2009
Historical Avg. 122 48% 35% $2,457 587 $1,466,635 99 29
11 2 0
urrent month w/o traight w/o due to default on payments.
$3,771
MilitaryTechSource.com March This Month
Sales: Applications: Approval Rate: Completion Rate: avg. sale amount
February Last Month
15 66% 80% $2,095
53 34% 50% $2,391
total laptops:
8
Accounts paid off:
8
6
Golden Nugget Sales
0
0
March Delinquency: Outstanding Receivables: Delinquent $ 90+ days Total Portfolio write-off March Write offs MTS Global Consulting 800 HighTech Bad Debt Allowance: MTS Bad Debt Allwnce. 800 HighTech ABC Delinquency ABC Past Due Remaining Allwnce.
$579,724 $122,501 $116,048
$16,762
9
$22,884
(MTS) current month w/o straight w/o due to default on payments.
21% 8%
2009 ytd w/o 10,131 -
5%
59,766 1,193 60,609 Principal (843)
prev. bal.
$67,852
Mar-09
average for 2009
Historical Avg.
18 45% 60% $2,292
122 48% 35% $2,457
9
595 $1,483,397
107 29
urrent month w/o traight w/o due to default on payments.
$10,131
$17,478
MilitaryTechSource.com
Sales:
April This Month
March This Month
Applications: Approval Rate: Completion Rate: avg. sale amount
30 12 6 $2,291
40% 50%
Total laptops: Purchased deals: Totals
6 4 10
13,744 12,819 26,563
APRIL
average for 2009
15 66% 80% $2,543
9
$22,884
9
$22,884
March
totals
Accounts paid off:
8
8
115
Golden Nugget Sales
0
0
29
Reserve/NG/Veterans:
1
April Delinquency: Outstanding Receivables: Delinquent $ 90+ days Total Portfolio write-off April Write offs MTS Global Consulting 800 HighTech Bad Debt Allowance: MTS Bad Debt Allwnce. 800 HighTech 5% ABC Delinquency ABC Past Due Remaining Allwnce.
$548,945 $117,986 $126,507
(MTS) current month w/o straight w/o due to default on payments.
21% 8%
2009 ytd w/o 10,459 -
52,083 3,116 60,609 Principal (8,526)
prev. bal.
$59,766
Target allowance for MTS
$82,341.73
Apr-09
average for 2009 39 43% 60% $2,533
9
605
$10,459
o default on payments. $27,937
$1,509,960
Portfolio
April
March
February
Cash
Principal Balance
Cash
Principal Balance
Cash
Principal Balance
82 218
387 80 321
404 165 412
1,542 1,029
37,231
4,476 1,136 7,953 579,724
42,898
632,698
ABC Global Consulting Distance Learning 800 HighTech MilitaryTechSource.com
33,569
4,649 493 20,772 $548,945
LeaseQuest:
1,364
7,118
1,364
8,255
1,364
9,374
Monthly Total:
35,234
581,977
39,384
601,544
45,242
644,643
-
-
January-09 Cash
Dec-08
November
Principal Balance
Cash
Principal Balance
Cash
Principal Balance
-
-
-
-
437
1,361 1,650 1,427
429
1,853
759
3,254
34,443
617,787
34,410
621,204
34,529
616,435
1,364
10,474
1,364
11,556
1,364
12,620
36,244
632,698
36,203
634,613
36,652
632,309
-
October
September
Aug-08
Cash
Principal Balance
Cash
Principal Balance
Cash
781
2,670
1,683
3,739
2,113
297
8,837
590
9,148
668
37,314
598,596
39,361
602,663
40,275
2,047
13,666
2,047
14,696
2,047
40,439
623,769
43,681
630,245
45,103
Aug-08
JULY
JUNE
Principal Balance
Cash
Principal Balance
Cash
Principal Balance
4,035
1,963 -
4,899 -
2,817 -
7,996 -
897
10,341
964
11,153
41,124
609,133
37,788
596,800
2,047
16,705
2,047
20,353
46,031
641,078
43,616
636,302
10,341 604,047 15,709 634,131
MAY
APRIL
Cash
Principal Balance
Cash
Principal Balance
2,728 -
4,245 12,031
2,880 159
10,387 531
1,315
531
1,326
13,245
44,727
609,523
40,668
542,507
2,047
21,961
2,047
23,546
50,817
648,290
47,080
590,217
.
MARCH
FEBRUARY
JANUARY
Cash
Principal Balance
Cash
Principal Balance
Cash
2,803 159
13,146 685
3,259 151
15,842 839
3,418 -
1,532
14,457
1,679
15,869
1,553
36,919
580,284
35,814
590,214
36,465
4,099
27,722
4,025
31,821
7,874
45,512
636,294
44,929
654,586
49,310
JANUARY
December
November
Principal Balance
Cash
Principal Balance
Cash
Principal Balance
65,051 993
3,816 151
65,051 993
3,871 159
88,613 1,147
18,813
2,473
18,813
1,691
28,912
541,229
32,892
541,229
31,756
511,837
8,718
51,442
46,194
681,952
35,847 661,934
39,331
October Cash
September
Principal Balance.
Cash
August
Principal Balance.
Cash
4,481 157
112,803 1,408
7,179 315
112,803 1,408
7,557 331
2,110
34,381
1,732
34,381
2,679
30,682
451,961
27,497
451,961
29,007
8,718
79,081
8,718
79,081
8,718
46,148
679,634
45,440
679,634
48,292
August
July
June
May
Principal Balance.
Cash
Principal Balance.
Cash
Principal Balance.
Cash
109,491 6,304
8,620 260
122,529 6,590
10,154 405
123,462 6,835
9,117 400
41,311
2,222
43,915
4,599
45,838
2,341
450,959
23,096
433,576
25,364
393,999
20,663
79,081
8,718
80,871
8,718
87,878
8,508
687,145
42,916
687,480
49,239
658,012
41,028
May
April
Principal Balance.
Cash
March
Principal Balance.
Cash
February
Principal Balance.
Cash
140,952 7,191
10,032 973
151,807 7,301
12,011 377
166,732 8,269
10,890 825
59,117
2,916
64,152
2,937
71,378
2,728
349,951
24,729
317,597
19,105
299,025
17,076
94,793
8,508
101,413
8,508
107,906
7,850
652,003
47,157
642,270
42,939
653,310
39,369
February Principal Balance.
JANUARY Cash
DECEMBER
NOVEMBER
Principal Balance.
Cash
Principal Balance.
Cash
Principal Balance
190,882 8,609
12,812 892
199,107 11,322
11,624 1,132
226,242 14,857
12,550 878
240,236 24,833
73,975
3,675
78,473
2,849
83,164
2,994
85,709
284,126
15,427
280,039
12,998
256,737
12,132
236,383
114,274
7,354
88,841
7,354
94,350
7,354
99,751
671,866
40,161
657,782
35,956
686,913
35,907
686,913
EMBER
OCTOBER
Principal Balance
Cash
Principal Balance
240,236 24,833
11,857 1,216
260,481 25,503
85,709
2,668
88,373
236,383
9,055
237,599
99,751
7,354
105,047
686,913
32,150
717,004
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