Approval-sunny Thapar 5265

Approval sheet for SUNNY THAPAR

Credit Approval format for PL customers (for approvals taken on mail)

Particulars Customer Details Name Date of Birth APP NO.

Remarks

MTRL SUNNY THAPAR 11/10/1979 SPLUD005265

AMOUNT RATIFICATION, DCIBIL

Deviation/Exception -

Particulars

Remarks

Residence Details with complete CPV comments like Residence owned or rented, no of years of stay, living standard etc

FI Positive- Appl is residing in self owned house from the family member,averagely maintained house in middle clas area is 150 sq yard,single storey having 3 rooms,ext-int pukka,painted, asset seen- tv,sofa,tw & refri, neighbour ch

Employment Details with complete CPV comments like

FI Positive :- Appl claim he is prop. thapar video for the la Designation, no of employees, type of business/company, no also running other biz of thaper cable tv & tour travel, offic rent,pays rent Rs.500pm, avg setup,offfice area-15*15 sq fe of years in job/business, activity, market reputation etc employee but no employee seen at visit time, he also cla income of Rs.30k pm, positive mkt reference Assets owned Consumer durables

Ctv,Fridge

Vehicles

Car, tw

Type of Bank account CA/SA/OD account, age of the account, average balance, if having a CC or OD limit ,what is the limit and how much is exhausted

Saving a/c

cbop

Appl has banking in centurion bank of punjab, bank statement attached in file and also having saving a/c with state bank of in from may,07. is attached in file. WABB of cbop - Rs. 4368 & sb the last 6 month.

Credit card details Type of card, what is the limit and how much is utilised CIBIL: Positive/Negative

Negative

TVR Status-Positive/Negative What kind of phone connection- Mobile, landline, WLL etc Who was spoken to Any critical information to be mentioned

Positive

Applicant having a Wll phone at resi & also having bsnl land

RCU Status-Recommended/referred/Not Recommended CPV Status Resi CPV (Positive/ Negative) Off CPV (Positive/ Negative)

Positive Positive

Income Details Annual verifiabIe income Monthly stated income Other sources of income and the proof of same

Rs. 110000 pa as per ITR

Positive

Personal Interview status Other Loans from the market

Bank

Give detail on asset, loan amount, tenure, emi , POS and tenure left

Documents provided Bank Statements Previous track record Photo ID Proof Address Proof Income proof Remarks

Approval Loan parameters requested Loan amount EMI Tenor Debt Burden (as %)

Yes Yes Pan Card voter card track & Itr

150000 6533 36

LoanType Amount

END USE

AR

SUNNY THAPAR

T RATIFICATION, DCIBIL

ng in self owned house from the last 12 yrs, 7 maintained house in middle class locality,resi gle storey having 3 rooms,ext-int. conditionn- tv,sofa,tw & refri, neighbour check positive.

e is prop. thapar video for the last 28 yrs, app haper cable tv & tour travel, office premises on avg setup,offfice area-15*15 sq feet,app claim 3 yee seen at visit time, he also claim monthly s.30k pm, positive mkt reference.

Ctv,Fridge Car, tw 104,290

on bank of punjab, bank statements from apr,07is ving saving a/c with state bank of india, bank stmt ile. WABB of cbop - Rs. 4368 & sbi is Rs.7801 for the last 6 month.

Negative

Positive

hone at resi & also having bsnl landline at office.

s. 110000 pa as per ITR

Positive Emi

Cleared/Tenor

953.25