Approval- Raman Kumar 5261

Approval sheet for RAMAN KUMAR SHARMA

Credit Approval format for PL customers (for approvals taken on mail)

Particulars Customer Details Name Date of Birth APP NO. Deviation/Exception -

Remarks

MTRL RAMAN KUMAR SHARMA 13/11/1974 SPLUD005261

DFI (OFFICE) & AMOUNT RATIFICATIO Particulars

Remarks

Residence Details with complete CPV comments like Residence owned or rented, no of years of stay, living standard etc

FI Positive- Appl is residing in owned house from the last 2 member,earning member- self & brother. Averagely mainta middle class locality,resi area is 100 sq yard, 3 rooms condition- pukka & painted. Assets seen TV,Re

Employment Details with complete CPV comments like

Designation, no of employees, type of business/company, no FI Negative :- Appl is prop. in raju cable tv network from las is running a cable businees (working with city cable). app a of years in job/business, activity, market reputation etc dealer, rented biz premises, rent Rs.1000pm, medium employee. Assets owned Consumer durables

Ctv,Fridge

Vehicles

Tw- owned

Type of Bank account CA/SA/OD account, age of the account, average balance, if having a CC or OD limit ,what is the limit and how much is exhausted

Saving a/c

HDFC

Appl has banking in hdfc bank, bank statements from may,07 file, he is running a loan amt Rs.3354 from this a/

Credit card details Type of card, what is the limit and how much is utilised CIBIL: Positive/Negative

Positive

Positive

TVR Status-Positive/Negative What kind of phone connection- Mobile, landline, WLL etc Who was spoken to Any critical information to be mentioned

Applicant having a 2 mobile phones.

RCU Status-Recommended/referred/Not Recommended CPV Status Resi CPV (Positive/ Negative) Off CPV (Positive/ Negative)

Positive Negative

Income Details Annual verifiabIe income Monthly stated income Other sources of income and the proof of same

Rs.110000 pa as per Itr

Positive

Personal Interview status Other Loans from the market

Bank icici

Give detail on asset, loan amount, tenure, emi , POS and tenure left

Documents provided Bank Statements Previous track record Photo ID Proof Address Proof Income proof Remarks

Approval Loan parameters requested Loan amount EMI Tenor Debt Burden (as %)

Yes Yes Driving licence voter card track + Itr

111000 5021 36

LoanType Amount pl 50k

END USE

HARMA

AN KUMAR SHARMA

) & AMOUNT RATIFICATION

g in owned house from the last 25 yrs, 8 family self & brother. Averagely maintained house in resi area is 100 sq yard, 3 rooms & ext-int. kka & painted. Assets seen TV,Ref.

in raju cable tv network from last 3 years NOB s (working with city cable). app also a property mises, rent Rs.1000pm, medium activity, 2 employee.

Ctv,Fridge Tw- owned 255,403

ank, bank statements from may,07 is attached in ng a loan amt Rs.3354 from this a/c.

Positive

Positive

ant having a 2 mobile phones.

Rs.110000 pa as per Itr

Positive Emi 3354

Cleared/Tenor 12 paid out of 24

953.25