All Companies Insurance Plan

  • May 2020
  • PDF

This document was uploaded by user and they confirmed that they have the permission to share it. If you are author or own the copyright of this book, please report to us by using this DMCA report form. Report DMCA


Overview

Download & View All Companies Insurance Plan as PDF for free.

More details

  • Words: 7,842
  • Pages: 18
ICICI Prudential Various Types of Insurance Plans Protection Plans 1. Save 'n' Protect 2. Cashbak 3. Home Assure 4. Pure Protect 5. Life Guard Premium Guarantee Plans 1. InvestShield CashBak 2. InvestShield Life New Education Insurance Plans 1. SmartKid Regular Premium 2. SmartKid New Unit-linked Regular & Single Premium Wealth Creation Plans 1. PremierLife Gold 2. LifeStage RP 3. Wealth Advantage 4. Lifetime Gold 5. LifeStage Assure 6. LifeLink Super Health Insurance Plans 1. Diabetes Plans 2. Cancer Plans 3. Health Saver 4. Crisis Cover 5. Hospital Care Retirement Plans 1. ForeverLife 2. Immediate Annuity 3. LifeStage Pension 4. PremierLife Pension 5. Lifetime Super Pension LIC - Life Insurance Corporation Various Plans offered by LIC are as follows : Endowment Assurance Plans Jeevan Amrit 2.New Janaraksha Plan 3.Jeevan Mitra(Double Cover Endowment Plan) 4.Jeevan Mitra (Triple Cover Endowment Plan) 5.The Endowment Assurance 6.The Endowment Assurance Policy-Limited Children Plans 1. Jeevan Anurag 2. Jeevan Kishore 3. Jeevan Chhaya 4. Komal Jeevan

5. Child Future Plan 6. Child Career Plan 7. Child Fortune Plan 8. Children's Deferred Endowment (CDA) vesting at 21 9. CDA Endowment vesting at 18 10. Marriage Endowment Or Educational Annuity Plan Money Back Plan 1. Bima Bachat 2. Money Back-20 years 3. Money Back 25 years 4. Jeevan Surabhi 15 / 20 / 25 Special Money Back Plan for Women Jeevan Bharathi – I Term Assurance Plans 1.Anmol Jeevan 2.Amulya Jeevan 3.Two Year Temporary Assurance Policy 4.The Convertible Term Assurance Policy Whole Life Plans 1.Jeevan Anand 2.Jeevan Tarang 3.The Whole Life Policy 4.The Whole Life Policy-Limited Payment 5.The Whole Life Policy- Single Premium Plans for high worth individuals 1.Jeevan Shree – I 2.Jeevan Pramukh Plans for handicapped Dependents 1.Jeevan Adhar 2.Jeevan Vishwas Joint life plan Jeevan Saathi Pension plans 1.New Jeevan Dhara – I 2.New Jeevan Suraksha – I 3.Jeevan Nidhi 4.Jeevan Akshay – VI Unit Plans 1.Child Fortune Plus 2.Fortune Plus 3.Market Plus 4.Money Plus – I 5.Profit Plus MAX New York Life

Various Plans offered by Max New York Life Insurance are as follows Savings Plans 1. Whole Life Participating Plan 2. Life Gain Endowment Plan 3.20year Endowment (Par) Plan 4.Endowment to age 60 (Par ) Plan 5. Life Pay Money Back Plan 6. Life Partner Plus Plan 7. Life Gain Plus 20 participating plan 8. Life Gain™ Plus 25 Protection Plans 1.Five Year Renewable and Convertible Term Insurance 2. Level Term Policy Children Pans : 1. Smart Steps 2. Smart Steps Plus 3. SMART Steps Single Premium 4. Children's Endowment Participating Insurance to age 18 5. Children's Endowment Participating Insurance to age 24 Investment Plans 1. Smart Assure 2. Life Invest 3. Life Maker Premium 4. Life Maker Gold 5. Life Maker Platinum Retirement Plans 1.Easy Life retirement (par)Plan 2.Smart Invest Pension Plan MetLife Insurance Savings Plans 1. Met Suvidha 2. Met Sukh 3. Met 100 4. Met Saral Investment Plans 1. Met Smart Gold 2. Met Smart plus-Regular Pay 3. Met Smart Plus-Single Pay 4. Met Smart Premier-Regular Pay 5. Met Smart Premier-Single Pay 6. Met Easy Protection Plans 1. Met Suraksha TROP 2. Met Mortgage Protector 3. Met Suraksha Children Plans

1. Met Magic 2. Met Little Star 3. Met Bhavishya 4. Met Junior Money Back 5. Met Junior Retirement Plans 1. Met Pension-Par 2. Met Growth 3. Met Advantage Plus Bajaj Allianz Life Insurance Company Limited Traditional Plans : Following are the traditional plans offered by Bajaj Allianz Life Insurance Endowment Plan 1. Life Time Care 2. Super Saver 3. Save Care Economy SP 4. Invest Gain Money Back Plan A money back plan which guarantees 5 easy payouts giving upto 125% + bonuses. Also 4 times a life cover. The additional benefits offered are • Family Income Benefit • Accidental Death Benefit and Disability Benefit. • Critical Illness Benefit and Hospital Cash Benefit. Term Plans 1. Term Care 2. New Risk Care 3. Protector Unit Linked Plans (Regular premium & Single Premium) Regular Premium 1. New Unit Gain 2. New Gain Super 3. New Unit Gain Plus 4. Unit Gain plus Gold 5. New Family Gain-R 6. Young Care 7. Young Care Plus Single Premium 1. New Unit Gain Premier SP 2. New Unit Gain plus SP Pension (Annuity & Retirement) 1. New Unit Gain Easy Pension plus RP 2. New Unit Gain Easy Pension plus SP 3. Swarna Vishranti 4. Future Secure 5. Future Income Generator

Children Plans Child Gain Health Plans 1. Health care 2. Family Care First 3. Care First Bharti AXA Life Insurance Company Ltd 1. Bharti AXA Life Bright Stars 2. Bharti AXA Life Spot Suraksha 3. Bharti AXA Dream Life Pension 4. Bharti Axa Bharti AXA Life AspireLife 5. Bharti AXA Life InvestConfident 6. Bharti AXA Life WealthConfident 7. Bharti AXA Life FutureConfident 8. Bharti AXA Life FutureConfident 9. Bharti AXA Life SaveConfident 10. Bharti AXA Life SecureConfident HDFC Standard Life Insurance Company Ltd 1. Protection Plan a) HDFC Term Assurance Plan b) HDFC Loan Cover Term Assurance Plan 2. c) HDFC Home Loan Protection Plan 2. Children Plan a) HDFC Children's Plan b) HDFC Unit Linked Young Star II c) HDFC Unit Linked Young Star Plus II d) HDFC Unit Linked Young Star Champion 3. Retirement Plans a) HDFC Personal Pension Plan- A plan that gives you a post retirement income for life. You can choose the premium, sum assured and your retirement date too. b) HDFC Unit Linked Pension II- A unit linked insurance plan that gives you an outstanding investment opportunity to maximize your saving. It also gives you Bumper Addition. c) HDFC Unit Linked Pension Maximiser II- It’s a unique single premium unit linked plan, designed to provide a post retirement income with maximum investment returns. The plan also gives Bumper Addition of 10% of initial single premium at vesting & on death. d) HDFC Immediate Annuity- It is a contract that uses your capital to provide you with a guaranteed gross income through out your life. The income is guaranteed & is unaffected by rise or fall of interest rates. 4. Saving & Investment Plans : The saving & investment plan gives you dual benefit of

protection & long term savings. Along with that an assured sum for your future need. a) HDFC Unit Linked Endowment Plus II- With this plan you start saving today so that your family remains financially independent, even when you are not around. The plan gives you Loyalty Units to boost your fund value. b) HDFC SimpliLife- The HDFC SimpliLife Plan gives you the opportunity to maximize your savings & secure your family’s future. c) HDFC Unit Linked Endowment II- The plans comes with additional benefits like Life option, extra life option, life & health option & extra life & health option d) HDFC Unit Linked Enhanced Life Protection II- Under this plan the sum assured chosen by you will automatically increased by 5% each year. e) HDFC Unit Linked Wealth Maximiser Plus - It’s a unique single premium investment cum protection plan, which gives you Loyalty Units to enhance your fund value every year. f) HDFC Unit Linked Endowment Winner- The plan gives you the choice of thoroughly researched & select the investments. It comes with Bumper Addition to the fund value at maturity. g) HDFC Endowment Assurance Plan- The plan will give your family a guaranteed lump sum on maturity or in case of your unfortunate demise. h) HDFC Money Back Plan- The plan gives you proportion of the basis Sum Assured as cash lump sums after every 5 years. i) HDFC Single Premium Whole of Life Insurance Plan- A single premium investment plan which provides long-term real growth of your money. j) HDFC Assurance Plan- A long term saving plan that will secure the life of your family too. k) HDFC Savings Assurance Plan- A plan which comes ‘With Profits’ savings plan which helps you easily build your long-term savings and ensure that your family is protected even if you are not around.

AEGON Religare Life Insurance Company Limited. Various products offered by AEGON Religare Life Insurance Company Ltd Protection products 1. AEGON Religare Level Term Plan : This plan helps you save and give protection for the future, and met the needs of your loved ones. 2. AEGON Religare Increasing Term Plan : Is a term plan where it meets the increasing needs for you and your family members. 3. AEGON Religare Decreasing Term Plan : is a term plan which covers your liabilities at a low amount of premium. gives you a guaranteed sum also any bonus it accumulates. 4. AEGON Religare Group Term Plan : This plan gives life insurance to a group so that their families are secured. 5. AEGON Religare Rural Term Plan : Is a low cost plan which gives 100 times of your premium as life insurance cover.

Savings Products 1. AEGON Religare Premium Gain Plan : is a unit linked plan which helps increasing your investment. You have a choice of investing 3 different funds. 2. AEGON Religare Protect Gain Plan : Is a unit linked plan with automatic asset allocation benefit. 3. AEGON Religare Guaranteed Return Plan -3 : Is a plan that with twin benefits of guaranteed tax-free returns at maturity along with a life cover Children Products 1. AEGON Religare Star Child Plan : Is a unit linked plan designed especially for children. So that their future needs are fulfilled and gives security. Retirement Products 1. AEGON Religare Pension Plan : Is a plan which will provide you with income after your retirement. Hence your needs would be met and will secure your future. Kotak Mahindra Old Mutual Funds Life Insurance Limited Following are the Life Insurance Plans offered by Kotak Mahindra Old Mutual Life Insurance Ltd. 1. Protection Plan : The protection plans of Kotak are designed in this way that they will help the customer to reduce there burden of loan. a) .Kotak Loan Protection Plan : Its an unperturbed single premium plan and if you have opted a single premium plan then you have the option to surrender this at any point of time. b) . Kotak Term/Preferred Term Plan : The Kotak Term Plan is a pure risk cover plan & the Kotak Preferred Term Plan offers special premium rates to non-tobacco users & women(for a sum assured of Rs.25 lakhs or more).The Plan gives you a guarantee of protection with a nominal cost. c) . Kotak Eternal Life Plans : A plan that provides protection till the age of 99.The plan gives you the plan gives you benefits like high cover at lower premium,cash lump sum at desired stage. 2. Savings & Investment Plans : The plan says that "Manage your today for a better tomorrow". a) . Kotak Platinum Advantage Plus : The main purpose of the plan is to modify your plan as per your investment goal. b) . Kotak Smart Advantage : A Plan with a best mixture of insurance & investments. The purpose of the Smart Advantage Plan is regular saving & regular growth of wealth in the long term. c) . Kotak Safe Investment Plan : It's a market-linked plan which offers six different fund options to balance your risk profile with the tenure of your investment. d) . Kotak Flexi Plan : The Flexi Plan is said as an ideal market linked investment plan. The plan not only secures your future but also act as a controller over your money. e) . Kotak Platinum Advantage Plan : A single plan that covers all basic features of an ideal life insurance plan. It provides capital protection, implanted investment guidance, life cover & aggressive market linked growth option. f) . Kotak Easy Growth Plan : A Plan that gives you control over your investments with a single premium. It also allows you access to cash value for emergencies, retirement or for any other medium. The withdrawal option is always available. g) . Kotak Capital Multiplier Plan : An endowment plan that offers you bonuses every year. You can even increase your investment & can withdraw your money, over a 15 year period post maturity. h) . Kotak Money Back Plan : The plan lets you enjoy a regular cash flow during the policy term. The benefits of the plan are the cash lump sums at periodic interval of five years.

i) . Kotak Endowment Plan : An endowment plan that gives you a long term regular investments to accrue a lump sum on maturity. j) . Kotak Premium Return Plan : A term plan that makes financial sense by offering maturity benefits. The plan is said as a risk free plan & a saving plan. k) . Kotak Sukhi Jeevan Plan : Sukhi Jeevan is a long term saving plan that keeps the changing needs at every step of your life whether it’s a saving for your child or for your retirement. 3. Retirement Plans a) . Kotak Secure Retirement Plan : The Kotak Secure Retirement Plan is an absolute retirement solution. It is designed in such a way that your hard earned money is safe. The plan comes with the "Kotak Seal of Guarantee@". b) . Kotak Retirement Income (Unit Linked) : A plan that secures your life after your retirement too. The Guaranteed Maturity Value ensures that your retirement mass remains intact against any market vagaries. c) . Kotak Long Life Secure Plus : A unit linked plan that ensures your investment gives maximum security to your family's future and their financial independence. It gives you the dual-benefit of wealth creation in the long term and protection for your loved ones. d) . Kotak Long Life Wealth Plus : A smart investment plan that helps you build a strong net worth with power packed features that will actively manage your investment growth. e) . Kotak Retirement Income Plan : A saving plan which gives you "Jeene ki azaadi", after your retirement too you will be independent. The plan comes in two different forms i.e. With Cover & Without Cover. 4. Child Plans a) . Kotak Head start Child Plans : A plan that maximize your wealth with a protection. In one single plan you can cover the life of two children’s. A flexible withdrawal option. b) . Kotak Child Advantage Plan : If your child is below 17 years & you want to secure his life then Kotak Child Advantage Plan is the best plan. Future Generali Life Insurance Company Ltd Following are the plans that Future Generali Life Insurance Company Ltd. is offering : Future Care 2. Future Assure 3. INSTAlife 4. Future Pension Plan 5. Future Pension Advantage Plan 6. Future Sanjeevani 7. Future Guarantee Plan 8. Future Freedom Plan SBI Life Insurance Company Limited Various Products offered by SBI Life : Protection Products 1. SBI Life-Shield : Is a plan that offers a life cover a a low cost. It is a traditional pure risk policy. 2. SBI life-Swadhan : Is a traditional term plan which provides protection and a refund either part / total premium at the end of the duration of the policy to the policyholder. Protection cum Savings Products

1. SBI Life-Shield : Is a plan that offers a life cover a a low cost. It is a traditional pure risk policy. 2.SBI Life- Sudarshan : This plan provides protection and savings.It is a regular endowment plan where you save for the future and at the end you get an accumulated amount with bonuses. Protection cum Savings Products 1. SBI Life-Sanjeevan Supreme : Is a plan with a life insurance cover and a guaranteed money back scheme at various intervals. Benefit of this plan is you pay the premium for a specific period of the term only and rest of the term you do not have to pay. 2. SBI Life-Money Back : Is a saving plan where you get a cover and also funds at various intervals during the policy. Unit Linked Products SBI Life-Unit plus II : Is an unit linked plan where it gives you an option of choosing from 5 different investment funds. SBI Life-Unit plus Elite : Is a unit linked plan where the premium paying term is for a limited period. There are two options Gold Cover and Platinum Cover. SBI Life-Unit Plus Child Plan : Is a unit linked child plan. This is plan is designed especially to meet the future needs of your child. SBI Life-Smart ULIP : Is a unit linked plan which gives investment and insurance benefits. SBI Life-Horizon : Is a unit linked plan with automatic asset allocation,giving you a higher returns on your funds invested in the plan. Pension Products 1. SBI Life-Lifelong Pension: This plan helps to satisfy your needs after retirement. Although retired you still have the finance to fulfill your desires. It is a regular pension product 2. SBI Life-Unit plus II Pension: Is a unit linked pension plan where you can choose to pay either single or regular premium for the entire term. 3. SBI Life -Horizon II Pension: A unit linked plan which has an automatic asset allocation where you need not worry about investing your funds.The plan does it all for you. It invests in mainly three different funds. 4. SBI Life-Immediate Annuity: This plan provides annuity payment immediately from payment of purchase price. Group Products - Group Protection Plans: 1. SBI Life -Sampoorn Suraksha 2. SBI Life -Super Suraksha 3. SBI Life -Super Suraksha in Lieu of EDLI 4. SBI Life -Credit Guard 5. SBI Life -Suraksha Plus Term Insurance : 1.SBI Life – Sheild Retirement Solutions: 1. SBI Life -Cap Assure Gratuity Scheme 2. SBI Life -Cap Assure superannuation Scheme 3. SBI Life -Cap Assure Leave Encashment Scheme 4. SBI Life -Group Immediate Annuity 5. SBI Life -Golden Gratuity 6. SBI Life -Dhanashri 7. SBI Life -Swarna Jeevan 8. SBI Life -Group Gratuity cum Life Cover Scheme 9. SBI Life -Group Superannuation Scheme

10. SBI Life -Group Leave Encashment cum Life Cover Scheme 11. SBI Life -Swarna Ganga 12. SBI Life -Kalyan ULIP Shriram Life Insurance Company Ltd Various Products offered by Shriram Life Insurance Co. Ltd : 1. Shrilife : Is a plan which gives you security and savings with a life cover through the whole term. 2. Shrilife Plus : Is a unit linked plan which helps increasing your funds to help you with future requirements. This plan offers an insurance cover as well as an investment plan. 3. Shri Nidhi : Is a profit saving plan with life insurance cover. You hav eot pay the premiums at specified period during the duration of the policy. 4. Shri Raksha : This product offers security and savings. Twice the sum assured is payable to the policyholder during the term of the policy. 5. ShriVidya : Is a Childs plan which offers life insurance and a savings for his future education. 6. Shri Vidya Plus: Is an unit linked plan designed for your child to secure his career. It provides for your child future education. 7. Shri Plus SP : Is a regular unit linked plan where your funds are invested in three different kinds of fund options. 8. ShriPlus : Is a plan which offers investment and insurance, where your money is invested in various fund options. 9. Shri Laabh : A plan where you can make a one time payment for the premium and life cover will be available during the whole term of the policy. 10. Shri Laabh Plus : Is a single premium unit linked plan. 11. Shri Vivah : Is a child plan where your funds are accumulated for your child’s marriage. 12. Shriram Immediate Annuity : Is a plan that offers annuity as well as protection. 13. ShriVishram : Is a unit linked retirement plan. You r funds are invested in the market to yield better returns to help you with your post retirement needs. 14. ShriVikash : Is a limited paying unit linked plan. 15. Shrisuraksha : Is a life cover plan with an increasing term assurance. Tata AIG Life Insurance Co. Ltd. Various products offered by Tata AIG Life Insurance Children Plans 1. Tata AIG Life Starkid : Is a child endowment policy which provides for your child’s future needs like education or for marriage. 2. Tata AIG Life United Ujjwal Bhavishya : Is a unit linked endowment policy for your child to help him realize his dreams. 3. Tata AIG Life Assure Career Builder : Is a money back policy which provides funds for every step of your child’s future.

4. Tata AIG Life InvestAssure II : Is a unit linked plan giving you a life insurance cover as well as investment benefits. 5. Tata AIG Life InvestAssure Flexi : Is a unit linked endowment policy 6. Tata AIG Life InvestAssure Plus : Is a single premium unit linked plan. 7. Tata AIG Life MahaLife Gold : Is a policy where you need to make payments fo the premiums only for the first 15 years. It gives an income and cover for life. 8. Tata AIG Life Assure Educare at 18 & Tata AIG Life Assure Educare at 21 : Are endowment policies where the plan matures once your child turns 18 or 21 years depending which policy is taken. 9. Tata AIG Life Assure 21 years Money Saver : This is a money back plan which gives you money at specified intervals. Adults Plans 1. Tata AIG Life Assure One year/ Five Years/10 Years/ 15 Years / 20 Years / 25 Years Lifeline Plans, and Term to age 60 known as Assure Lifeline to Age 60 : Is a term plan where you get a high cover at reasonable rates. 2. Tata AIG Life Assure 10 Years / 20 Years / 30 Years Security & Growth Plans : Is an endowment plan where in an unfortunate event of the death of the policyholder the family members are secured. 3. Tata AIG Life Assure Golden Years Plan : Is an endowment plan where you get death and maturity benefits. 4. Tata AIG Life Easy Retire : Is an immediate annuity plan. 5. Tata AIG Life InvestAssure Health : Is a unit linked plan which gives you investment benefits and health policy 6. Tata AIG Life Hospi CashBack : In this plan you can claim for any unexpected hospitalization bills. 7. Tata AIG Life Health Investor : Is a plan where you get a lump sum amount if diagnosed for 12 critical illnesses. 8. Tata AIG Life InvestAssure Apex : Is a unit linked insurance plan where you get market linked returns and your investments are guarded by guaranteed maturity price. 9. Tata AIG Life InvestAssure Extra : Is a unit linked plan with an added rider benefit. 10. Tata AIG Life InvestAssure Care : Is a unit linked plan with in built critical illness benefit. 11. Tata AIG Life InvestAssure Insta : Is a unit linked life insurance plan. 12. Tata AIG Life InvestAssure Optima : Is a unit linked insurance plan with high allocation and guaranteed addition. 13. Tata AIG Life LifePlus : This plan gives you back your premiums in case the policyholder survives the policy term. 14. Tata AIG Life Raksha 10/15/20/25 : Is a term plan with a huge cover at a low cost.

15. Tata AIG Life ShubhLife : Is a plan where you get 100% cover and high returns on your investments. 16. Tata AIG Life Health First : Is a policy which covers you for your hospital bills & post hospitalization bills , any surgery , critical illness and in the event of death. 17. Tata AIG Life Health Protector - 5 Year Guaranteed Renewal Accident and Health Plan : Is a plan where your family gets protected due to any accident or falls ill. Retirement Plans 1. Tata AIG Life InvestAssure Gold : Is a whole life plan which gives you added protection for your future needs. 2. Tata AIG Life InvestAssure Future : Is a unit linked pension plan 3. Tata AIG Life Nirvana : Is a flexible retirement plan , where the amount is fully paid at the time of retirement or death. And the amount is tax free. 4. Tata AIG Life Nirvana Plus : Is a pension policy where you get a guaranteed amount of 10% of the sum assured every 5 years. 5. Tata AIG Life InvestAssure Swarna Jeevan : Is a unit linked plan non participating pension plan Aviva Life Insurance Whole Life Products 1. Life Long : Is a unit linked plan which gives you a choice in investing in any 6 different investment fund options. 2. Life Line : Is a whole life unit linked plan , with investment and insurance benefits. As the name suggest its a plan which covers you for your entire life. Endowment Products 1. Aviva DhanVriddhi : Is a plan where you will get periodic returns on your money invested as well as a life insurance cover. 2. Aviva Sachin Century : Is a unit linked where you get 100% allocation of premiums, hence you get 100% returns on your money invested. 3. Aviva Money Back : A money back endowment policy , which has with profits and guaranteed benefits. 4. Aviva Easy Life Plus : Is a unit linked endowment plan. Which will also offer you a life protection policy. You can choose between any 3 investment fund option. 5. Aviva Wealth Plus : Is an investment plus insurance unit linked plan. You get to choose among 4 investment fund options to invest your money. 6. Freedom Life Plan : Is a unit linked limited premium paying endowment plan. In this plan you get an option of choosing from 5 different investment funds. 7. LifeBond 5 : Is a fixed term investment plus insurance plan. In this plan you have to make payments for premium only for 3 or 5years. 8. LifeSaver : Is a unit linked endowment plan. This plan offers 3 different investment fund options to choose from. 9. LifeSaver Plus : Is a unit linked endowment plan. This plan offers sum assured and death benefits. 10. LifeSaver Super : A unit linked endowment plan which has flexibility and also offers a high life insurance cover. 11. SaveGuard : Is a unit linked endowment plan which helps to save for your future needs. It has 5 investment fund options to choose from. 12. Anmol Suraksha : Is a fixed term plan with a protection cover and savings benefits. Pure Term Products 1. Life Shield : Is a pure term plan where your family is protected in an unforeseen event of the policyholder.

2. Aviva LifeShield Plus : Is a term policy where the family gets a comprehensive protection in an unfortunate situation of the policy holder. Single Premium 1. LifeBond Plus : A unit linked , non participating , single premium endowment plan. This plan gives you investment and tax benefits. Child Products 1. Aviva Young Scholar : Is a unit linked endowment plan which caters to the future needs of your child. This plan helps you save for their further educational requirements. 2. Aviva Little Master : Is a comprehensive unit linked endowment plan which offers a life insurance cover for the child as well as the parent. Pension Products 1. Secure Pension : Is an endowment type traditional plan. In this plan you save now and post retirement it provides you with pension. 2. Pension Plus : Is a unit linked pension plan which has 4 different investment funds to opt from. It provides you with income at the time when your regular income stops. 3. Aviva Pension Elite : Is a flexible investment unit linked pension plan. Health Products 1.Aviva Health Plus Group Products 1.Group Gratuity 2.Credit Plus 3.Loan Suraksha 4.Corporate Life 5.Credit Net 6.Superannuation 7.Group Shield

IDBI FORTIS Life Insurance Co. Ltd. Products offered by IDBI Fortis life insurance co. ltd. 1. Wealthsurance Plan : Is a unit linked plan where you get both life insurance and investment benefits. You can build your wealth by deciding which investment option you would like to invest in. 2. Homesurance Protection plan : Is a plan which helps you insure your home loan. It is a term plan where you get insurance cover for the balance amount of your home loan. 3. Bondsurance : Is a single premium plan where at the end of maturity you get a guaranteed amount. This plan also offers a life insurance cover and death benefit. 4. Group Microsurance : This plan offers insurance cover to groups. This plan is useful for micro finance institutions , NGO's and self help groups. It provides insurance for the group members hence protecting their family members as well.

Sahara India Life Insurance Company Ltd. Various Products offered by Sahara India Life Insurance Company Ltd. Term Assurance Products 1 Sahara Kavach : A pure term policy , where on paying a low premium amount you can get a a large risk cover. The family is secured in case of death of the policy holder. Money Back Products 1 Sahara Samriddhi : A money back policy where your funds are returned back at various intervals to meet your financial needs at different stages of life. 2 Sahara Sampann : Is a money back policy where additional benefit is that after 5 years you get an enhanced risk cover. This is a safe plan as you get safety, returns & tax benefits.

Endowment Products 1. Sahara Nidhi : A plan where you can save up funds for future investment needs or to repay loans.This is an endowment plan. 2. Sahara Sahyog : This plan is designed for those who do not have enough funds to invest but need to protect their family. It is a micro insurance policy. Children Products 1. Sahara Ankur : An unit linked child plan which invests in various fund options to add value to your money invested. You can make a choice of the investment option depending on your risk profile. Unit Linked Products 1. Sahara Sanchay-R : A regular unit linked plan where you get the benefits of a risk cover policy as well as benefits of the funds invested in the market. Pension Products 1. Sahara Swabhimaan : A unit linked pension plan which provides for your needs at old age. 2. Sahara Amar Jeevan : Is a with profit deferred annuity pension plan. You can start saving small amounts for post retirement requirements. Group Products 1.Sahara Samooh Samyojana 2.Sahara Jamakarta Samooh Bima 3.Sahara Samooh Suraksha 4.Sahara Jan Kalyan ING Vysya Life Insurance Company Ltd. Following are the Plans that ING Vysya is offering 1. Protection Plan : The Protection Plan ensures the security of your loved ones, in your absence. You can choose the plan according to your requirement. Below are the Protection Plans offered by ING Vysya. a) ING Term Plan : The ING Term Plan is a Term Life Insurance Policy that provides the sum assured to the beneficiary of the policy, if the policy holder dies. An upward protection cover of 10lacs to sum assured. You can choose the policy term between 10yrs to 30yrs. b) ING Term Plan Plus : A Term Insurance product with return of premiums. A sum assured will be paid at the time of death of the insured.Alongwith that a proportion of premiums that the insured has paid after completion of half the policy term & another proportion on the policy maturity date. If you want to surrender the policy, you can do that too. 2 Saving Plans : The saving plans of Ingvysya helps you to achieve your dream goals of your life. Below are the Saving Plans offered by ING Vysya. a) ING Prime Life : A Plan that comes with an option of usual withdrawal of money. b) Reassuring Life Endowment Plan (Reversionary Bonus) : The plan gives you a lump sum benefit at the time of maturity & customised your Life cover. c) Creating Life Child Protection Plan : Life is uncertain & at any point of time if you are not there then this should not affect the you child’s future. A payment will be made to your child in your absence. d) Safal Jeevan Endowment Plan : The plan helps you to decide that how long & how much cover you want. It offers you death benefits, maturity benefit and also the in built accidents cover. e) Creating Life Money Back Plan : The Creating Life Money Back Plan helps to fulfill small needs of your child, whether it’s their tuitions, their regular studies or higher studies. In case of the death of the parents a payment will be made to the child & future premium will be waived, a guaranteed survival benefit & reversionary bonus benefit too. f) Safal Jeevan Money Back Plan : The plan helps you to decide that how long & how much cover you want. The plan offers you maturity & survival benefits,a pay out at regular interval of time and extended Life cover. g) ING Positive Life : A flexible unit linked plan that can be taken at any point of time, in between 0 to 50years.Its the lowest premium plan that offers you a monthly premium of Rs.834.The policy term can be 10,15 or 20years.

h) ING Creating Star : This plan helps in providing a quality education to your child. The premium will be wavered in case of the death of parents, a systematic investment options & partial withdrawal benefit too. i) ING LifePlus : ING LifePlus is a Unit Linked Plan (ULIP), it allows you to invest & manage your investments at your own risk. 3. Retirement Plans a) Best Years : A plan that gives a sense of security to you. The plans give the guarantee returns with the invested amount. The plan gives you the flexibility in funds accumulation and offers you low management fee. b) New Future Perfect (Unit Linked Insurance Plan – Retirement Planning) : A plan that offers you flexibility in terms of how much you want to pay, how often you want to pay & the choice of investment option too. c) ING Golden Life : The plan allows you to manage your investments at your own risk. Then plan gives you the flexibility to choose the retirement age and flexible premium payment option too. 4. Investment Plans a) Powering life : The Powering Life Plan gives you a life cover & a long term financial security. With the high reversionary bonus, your investment grows over time to time. You can customise your coverage term & choose from the range of premium payment terms. b) New Freedom Life : The plan offers you flexible Life cover & investment option. c) New One Life : The plan offers you single premium option with flexible policy term. Along with that you get a chance to earn market linked returns. d) Platinum Life : With the Platinum Life Plan you get a maturity or death benefit. e) High Life : It offers you Life cover of your choice, flexible pay out on maturity & opportunity to earn market linked returns. f) New Fulfilling Life : The plan gives you regular cash back benefit, flexible premium payment benefit and guaranteed maturity benefits too. g) High Life Plus : The plan gives you benefits like Life cover of your choice, flexible pay out on maturity and opportunity to earn market linked returns. Star Union Dai-ichi Life Insurance Co.Ltd. This life insurance company aims at providing and making awareness of insurance to the rural and weaker social sectors of India. Various products offered by Star Union Dai-ichi Life Insurance Co. Ltd. Traditional Products 1. Jeevan Safar : A combination of endowment and whole life plan , which also gives benefits of death and survival to the policyholder. Investment Plans 1. Prabhat Tara : Is a Unit Linked Children Plan. This plan is a risk cover policy, where in an unforeseen event of the parents death the child's future is secured. 2. Dhan Suraksha : A death benefit and maturity benefit is added to this unit linked endowment plan. 3. Dhan Suraksha Premium : Is an unit linked endowment plan which also provides death and maturity benefit. Pension Products 1. Dhruv Tara : A deferred unit linked annuity plan where in the policyholder at present makes payment towards the policy and receives a pension after the deferred period. 2. Immediate Annuity : Is a plan where a number of payments known as annuities are paid in return of a lump sum called purchase price. Reliance Life Insurance Various Products offered by Reliance Life Insurance Savings & Investment Products 1. Reliance Whole Life Plan : Is a whole life policy where in case of death of the policy holder his family members are secured.

2. Reliance Super InvestAssure Plus Plan : Is a unit linked plan, where you get an insurance cover and flexible investment options. In addition every year units are allocated to your portfolio to increase your investments. 3. Reliance Super InvestAssure Plan : Is a unit linked plan with market linked returns and insurance cover. 4. Reliance Total Investment Plan Series I : Is a single premium unit linked savings plan with insurance cover benefit. 5. Reliance Wealth + Health Plan : This plan gives you benefit of increasing your money and well as health benefits. It is a unit linked plan with investment options and health cover. 6. Reliance Super Automatic Investment Plan : Is a unit linked plan where you can choose the funds you would like to invest in. 7. Reliance Money Guaranteed Plan : Is a regular premium unit linked policy. Here your premium paid is guaranteed to you back on maturity or in the event of death. 8. Reliance Cash Flow :: Is an insurance plan which gives you money back at periodic intervals. 9. Reliance Super Market Return Plan : A unit linked plan where the maximum maturity age is 80years.And you even get a choice to choose between eight different funds. 10. Reliance Endowment Plan : A regular endowment plan where on maturity you get the sum assured amount as well as bonuses. 11. Reliance Special Endowment Plan : Is a regular endowment plan with added benefit of a desired amount after a specific period. 12. Reliance Connect 2 Life Plan : Is a plan which gives you protection and savings, with maturity and death benefits. 13. Reliance Imaan Investment Plan : Is a unit linked plan which gives protection and savings benefits. 14. Reliance Savings Linked Insurance Plan : Is a regular premium unit linked plan which offers savings and investment benefits. Protection Products 1. Reliance Term Plan : A life insurance policy with a specific term period to make payments for premiums and you get an insurance cover for the term. 2. Reliance Simple Term Plan : Is a regular term plan 3. Reliance Special Term Plan : Is a term plan which gives life insurance cover at affordable rates. 4. Reliance Credit Guardian Plan : Is a term plan which protects your family form the burden of paying your liabilities like loans or outstanding on credit cards incase of death of the policyholder. 5. Reliance Special Credit Guardian Plan : Is same like the above plan only that in this plan you get an added benefit is on survival of the policyholder on maturity , he gets all the premiums back. Retirement Products 1. Reliance Total Investment Plan Series- II Pension : Is a single premium unit linked pension plan. 2. Reliance Super Golden Years Plan : A pension unit linked plan, where you can switch between eight different funds 3. Reliance Super Golden Year Plan – Value : Is a unit linked pension plan which helps you create a wealth for your post retirement days. 4. Reliance Super Golden Year Plan Plus : Is a unit linked pension plan where you build an amount for your retirement days. Child Plan 1. Reliance Child Plan : Is a plan which helps you make savings for your child’s future needs. 2. Reliance Secure Child Plan : Is a investment and savings plan for your child’s future requirement in his career or marriage. Canara HSBC Oriental Bank of Commerce Life Insurance Co. Ltd HSBC OBC Life Insurance offers two types of products, they are individual products and group product. 1. Individual Products- Following is the plans that come under individual products: a) Canara HSBC Life Unit Linked Whole Life Plan-The plan provides you a life cover till the age of 99years.Limited Pay Option of 5 Years, 10 Years or Up to Age 60 to suit your earning capacity

while you enjoy Life Cover up till 99 years. A limited payment option of 5years, 10years or up to the age of 60years b) Canara HSBC Life Unit Linked Endowment Plan – The Unit Linked Endowment plan of HSBC allows you to grow your wealth through market returns & gives you the flexibility to better manage your future financial requirement. c) Canara HSBC Oriental Bank of Commerce Life Unit Linked Pension Plan – A plan that gives you security in life. With the Unit Linked Pension Plan you can secure your life after retirement. The plan covers the following feature- Flexibility to choose your plan, flexibility to choose between Single or Regular premium, choose between 5 investments funds, hassle free, maturity switch option, unlimited top up, loyalty benefits and save tax. d) Canara HSBC Oriental Bank of Commerce Life Unit Linked Limited Pay Endowment Plan – A plan that doesn’t require any medical tests. Just pay premium half the Policy Term and enjoy the tax benefits. The plan covers the following features-flexibility to choose the premium paying term, 5 different investments options, maturity switch option, liquidity by way of partial withdrawal and save tax. e) Canara HSBC Oriental Bank of Commerce Life Pure Term Plan- A plan that protects your family financially. It offers the following benefits to you –Economical life cover, wide range of policy term, flexible premium payment option and save tax. 2. Group Insurance -Following are the plans that comes under group insurance a) Canara HSBC Oriental Bank of Commerce Life Group Loan Protection Plan - A plan that allows you to fulfill dreams of your loved one, in case you are there to help them. Along with that as you are the master policyholders you can also alleviate the risk of loan recoveries. Following are the key benefits of HSBC OBC Life Group Loan Protection Plan a) The plan covers all type of interest rates (fixed/floating or variant of two) b) Option of joint borrower coverage c) Availability of surrender value Birla Sun Life Insurance Co. Ltd Following are the Life Insurance plans that Birla Sun life Insurance Company Ltd. a) Birla Sun Life Insurance Term Plan - This plan can take care of your financial commitments of yours towards your family by providing large cover at low cost. Minimum age of entry for this plan is 18-55 and maximum maturity age is 70 years. b) Birla Sun Life Insurance Premium Back Term Plan - This is a low cost life cover promises you to refund the entire premium on maturity or death. Two options are also there to choose 100% premium back or 125% premium back. Maximum term period for this plan is 20 years. c) Birla Sun Life Insurance Guaranteed Bachat Plan - It’s an non participating endowment plan offers you guaranteed returns and chance to earn survival benefit from the 3rd year onwards. You can withdraw this benefit each tear or can use it as to pay the premium dues. d) Birla Sun Life Insurance Money Back Plus Plan - This is also a non-participating endowment plan, which gives you maturity and survival both benefits. One remarkable point is that on every policy anniversary it increases your cover by an equal amount of your base premium. e) Birla Sun Life Insurance Gold-Plus II - It’s an investment plan offering nine-funding option to choose and 100% equity fund option also. Free unlimited switches are given to you to manage your investments. This plan offers good liquidity to you. f) Birla Sun Life Insurance Saral Jeevan Plan - In today’s fast life it’s really easy to buy an insurance plan, which you immediately can purchase just by providing three health statements to the company. Bsli Saral Jeevan is the best option to go for. g) Birla Sun Life Insurance Supreme-Life - It’s a unit linked non-participating plan providing 8fund options to choose. It gives a choice of two death benefits. h) Birla Sun Life Insurance Dream Plan - It’s a unit-linked policy, which provides you guaranteed returns, 0% allocation charges, and option to double or triple the guaranteed maturity. i) Birla Sun Life Insurance ClassicLife Premier - It will give you guaranteed additions in the form of guaranteed units and a good choice of 8 investment funds are also there. You are free to choose

the term period of 10,20,30 or whole life. j) Birla Sun Life Insurance SimplyLife - It ensures a lifetime of tax-free investments to fulfill the needs of your dear ones. It’s a market related plan provides you a good death benefit amount. k) Birla Sun Life Insurance PrimeLife Premier - It’s a single time investment with top up options. It keeps you hassle free and provides you guaranteed returns at regular intervals. l) Birla Sun Life Insurance PrimeLife - It is a single premium policy gives you the benefit of life insurance and investments as well. It’s a non-participating ULIP policy. m) Birla Sun Life Insurance Flexi Cash Flow - For this policy you can pay lump sum premium payment at regular intervals. It will give you 3% guaranteed returns on net policy charges. n) Birla Sun Life Insurance Flexi Save Plus - This plan will give you the choices of 3 fund options, maturity ages & guaranteed returns of 3%. o) Birla Sun Life Insurance Flexi Life Line - This would provide you a life long cover till 100 years of age and will give you the option of tax-free partial withdrawals. p) Birla Sun Life Insurance Single Premium Bond - This plan gives you the opportunity to make one time investment with no medical tests and will also gives you the facility of high entry age. It’s a short term investment plan provides you the option of 5 years or 10 years term period. q) Birla Sun Life Insurance Freedom 58 - It’s a non- participating ulip plan. It helps you accumulate your premiums and the investment return there of into a corpus of your retirement. r) Birla Sun Life Insurance Flexi Secure Life Retirement Plan II - This will provide you the option to take a life cover or not. You can choose your retirement age yourself whether you want to prepone/postpone it. s) Birla Sun Life Insurance Children's Dream Plan - It’s a unit-linked policy, which provides you guaranteed returns, 0% allocation charges, and option to double or triple the guaranteed maturity.

Related Documents