13 August Statistics Regression

Financial Analysis

AFTERSCHO☺OL – DEVELOPING CHANGE

MAKERS CENTRE FOR SOCIAL ENTREPRENEURSHIP PGPSE PROGRAMME – World’ Most Comprehensive programme in social entrepreneurship & spiritual entrepreneurship OPEN FOR ALL FREE FOR ALL

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

Financial Analysis Dr. T.K. Jain.

AFTERSCHO☺OL Centre for social entrepreneurship Bikaner M: 9414430763 [email protected] www.afterschool.tk www.afterschoool.tk www.afterschoool.tk

AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

My assets are as under: Debtors : 20 lakh, Stock : 30 lakhs, Cash : 10 Lakhs, B.R. : 40 Lakh. I have 40 lakhs of current liabilities including creditors, etc. What is my MPBF?

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MPBF = maximum permissible bank financing for working capital. Total Current Asset = 100 Lakh Total Current liability = 40 lakh Working capital Gap = 60 lakh From long term sources = 25% of 60 = 15 lakhs. MPBF = 60 – 15 = 45 Lakhs answer. www.afterschoool.tk

AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

I don’t have a systematic record of my assets and liability. But I know that my annual sales are Rs. 2 lakhs. What is my MPBF?  Since

I don’t have a systematic record, Bank will take 20% of sales as MPBF and will give working capital loan of Rs. 40,000 to me.

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

My assets are as under: Debtors : 20 lakh, Stock : 30 lakhs, Cash : 10 Lakhs, B.R. : 40 Lakh. I have 40 lakhs of current liabilities including creditors, etc. what types of loans should I take from bank and how? 

As we can see that my MPBF is 45 Lakhs, so I should take Cash Credit Loan of Rs. 45 Lakhs (CC account). My total current assets are 100 lakhs,of this I am taking 45 Lakhs as CC, 40 lakhs as C.L. and 15 lakhs as WCTL (working capital term loan) / my capital (preferred) . Answer.

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

I want to buy a new machine of Rs. 3.6 lakhs. Life = 5 years. Annual profit after depreciation = 68000 Tax rate 40%. my discount rate is now 12%, but due to inflation, it will increase by 1% every year. Should I buy the machine?  Dep.

= 3.6/5 = 72000 p.a.  Cash inflow: 68000 – 27200+72000  =112800. Now I have to get its present value. Total PV is 383369. thus I should invest in the project. www.afterschoool.tk

AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

ABO UT A FTERSCH OOO L Afterschoool conducts three year integrated PGPSE (after class 12th along with IAS / CA / CS) and 18 month PGPSE (Post Graduate Programme in Social Entrepreneurship) along with preparation for CS / CFP / CFA /CMA / FRM. This course is also available online also. It also conducts workshops on social entrepreneurship in schools and colleges all over India – start social entrepreneurship club in your institution today with the help from afterschoool and help us in developing society.

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

Why such a programme? 

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To promote people to take up entrepreneurship and help develop the society To enable people to take up franchising and other such options to start a business / social development project To enable people to take up social development as their mission To enable people to promote spirituality and positive thinking in the world

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

Who are our supporters?  Afterschoolians,

our past beneficiaries, entrepreneurs and social entrepreneurs are supporting us.  You can also support us – not necessarily by money – but by being promotor of our concept and our ideas.

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

About AFTERSCHOOOL PGPSE – the best programme for developing great entrepreneurs     

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Most flexible, adaptive but rigorous programme Available in distance learning mode Case study focused- latest cases Industry oriented practical curriculum Designed to make you entrepreneurs – not just an employee Option to take up part time job – so earn while you learn The only absolutely free course on internet

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

Workshops from AFTERSCHOOOL         

IIF, Delhi CIPS, Jaipur ICSI Hyderabad Branch Gyan Vihar, Jaipur Apex Institute of Management, Jaipur Aravali Institute of Management, Jodhpur Xavier Institute of Management, Bhubaneshwar Pacific Institute, Udaipur Engineering College, Hyderabad

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

Flexible Specialisations:          

Spiritualising business and society Rural development and transformation HRD and Education, Social Development NGO and voluntary work Investment analysis,microfinance and inclusion Retail sector, BPO, KPO Accounting & Information system (with CA / CS /CMA) Hospital management and Health care Hospitality sector and culture and heritage Other sectors of high growth, high technology and social relevance

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

Salient features: The only programme of its kind (in the whole world)  No publicity and low profile course  For those who want to achieve success in life – not just a degree  Indepth knowledge and expertise  Professional approac: World class approach  Strong intellectual and business capabilities  Flexible – you may stay for a month and continue the rest of the education by distance mode. / you may attend weekend classes  Scholarships for those from poor economic background  Latest and constantly changing curriculum – keeping pace with the time  Placement for those who are interested  Admissions open throughout the year  Latest and most advanced technologies, books and study www.afterschoool.tk AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS material 

Components              

Pedagogy curriculum and approach based on IIM Ahmedabad and ISB Hyderabad (the founder is alumnus from IIMA & ISB Hyderabad) Meditation, spiritualisation, and self development Essential softwares for business Business plan, Research projects Participation in conferences / seminars Workshops on leadership, team building etc. Written submissions of research projects/articles / papers Interview of entrepreneurs, writing biographies of entrepreneurs Editing of journals / newsletters Consultancy / research projects Assignments, communication skill workshops Participation in conferences and seminars Group discussions, mock interviews, self development diaryng Mind Power Training & writing workshop (by Dr. T.K.Jain)

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

Pedagogy          

Case analysis, Articles from Harvard Business Review Quiz, seminars, workshops, games, Visits to entrepreneurs and industrial visits Presentations, Latest audio-visuals Group discussions and group projects Periodic self assessment Mentoring and counselling Study exchange programme (with institutions out of India) Rural development / Social welfare projects

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

Branches  AFTERSCHOOOL

will shortly open its branches in important cities in India including Delhi, Kota, Mumbai, Gurgaon and other important cities. Afterschooolians will be responsible for managing and developing these branches – and for promoting social entrepreneurs.

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

Case Studies  We

want to write case studies on social entrepreneurs, first generation entrepreneurs, ethical entrepreneurs. Please help us in this process. Help us to be in touch with entrepreneurs, so that we may develop entrepreneurs.

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

Basic values at afterschoool        

Share to learn more Interact to develop yourself Fear is your worst enemy Make mistakes to learn Study & discuss in a group Criticism is the healthy route to mutual support and help Ask fundamental questions : why, when, how & where? Embrace change – and compete with yourself only

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AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS

www.afterschoool.tk social entrepreneurship for better society

www.afterschoool.tk

AFTERSCHO☺OL MATERIAL FOR PGPSE PARTICIPANTS