Spring Summer 2007

LUSO AMERICAN

SPRING/SUMMER 2007

50th Anniversary of the merger The Benevolent Society of California and the Portuguese Continental Union of California.

Proposed agreement of merger LAL/SPRSI (see pages 8-11)

The Luso-American is published as a service to the members of the Luso-American Fraternal Federation, Portuguese Continental Union and the Luso-American Education Foundation, divisions of the Luso-American Life Insurance Society.

Mission Statement

To be the premier provider of life insurance, financial products and fraternal services to Luso-American communities.

In This Issue

Table of Contents

Please enjoy this special issue as we highlight the East and West Coast Presidential Visits as well as the 2007 Convention Queen Contestants and 2007 Education Foundation Scholarship Recipients.

1

Message from our CEO

2

Societies United-1957

8

LAL/SPRSI Proposed Agreement of Merger

12

Luso-American Education Foundation

20

Convention Queen Contestants

23

Luso-American Fraternal Federation Visits

31

20-30’s Spotlight

32

Fraternal Spotlight

33

Holidays

36

PCU Lodge Activities

41

Sales Representatives

We would like to thank those who contributed to this magazine by submitting photographs and information. If you have additional photos that you’d like to submit for the 2007 Calendar or 2007 Winter Issue please mail them by September 30, 2007. Please send materials to:

Attention: Luso Magazine P.O. Box 2968, Dublin, CA 94568 or email it to: [email protected] Thank you for your continued support,

Michelle DaSilva & Carla Moreira

Upcoming Events

All dates are tentative. Please confirm with home office. Be on the look out for your Activities Calendar with more activities and details!

September 15 Presidential Kick-Off for 2007-2008

Dec ember 1 Luso-American Annual Christmas Meeting & Party

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8

LAEF Annual Golf Classic (Castro Valley)

October 27 National Council Special Meeting

Portuguese Continental Union Annual Christmas Meeting & Party

A Message from our Executive Vice-President/Chief Executive Officer

Manuel A. Minhoto Past, Present & Future

SPRSI

In the ensuing pages, we commemorate the merger of the Benevolent Society of California and the Portuguese Continental Union of the State of California (UPCEC), which occurred fifty years ago on July 1, 1957. The Benevolent Society’s history dates to 1868 and the UPCEC to 1917. More recently, in 2002, the Society teamed up with the PCUUSA to establish a truly national organization with a much-strengthened financial posture. Once again we are on the verge of making history with the merger of the LusoAmerican Life Insurance Society (LAL) and the Sociedade Portuguesa Rainha Santa Isabel (SPRSI). Over three years ago, our two Societies began serious discussions about the possibility of an alliance. The proposed “Agreement of Merger”, which would be effective January 1, 2008, is published here in conformity with Califórnia State laws: “...at least 60 days prior to the action of the supreme legislative or governing body of each Society, the text of the contract has been furnished to all members of the society by being sent by mail or by being published in full in the official publication of the Society”. In its most recent Society Bulletin, the SPRSI published the “Agreement” and then at its mid-July Convention in Union City, Califórnia its supreme governing body approved it. A special meeting of the National Council of LAL is tentatively scheduled for Saturday, October 27, 2007 to take our Society’s action on the “Agreement”.

The SPRSI was founded in 1898 in Oakland, Califórnia. Over its 109-year history, the Society has proudly and exclusively served women of all ages. With 84 councils situated throughout Califórnia and over 7,000 certificates representing life insurance and annuity contracts, the SPRSI will add over $10 million in assets and over $2 million in surplus subsequent to a merger.

Manuel A. Minhoto

THE COMBINED SOCIETY

Executive Vice-President/ Chief Executive Officer

Our societies were founded for the mutual benefit of our policyholders and members. With this alliance, both organizations and their memberships benefit. Some of the advantages include: (1) significant decreases in the cost of operations; (2) combined financial resources for greater leverage in the production of investment income; (3) anticipated new alliances of people and councils; (4) shared fraternal events; and, (5) a larger pool of experienced and qualified persons to meet the personnel needs of ONE corporate organization.

The Board of Directors and management strongly support the approval of the merger as being in the best interests of both societies. For many years, we have been coexisting fraternal benefit societies sharing a common bond and have been aware of each other’s activities, structure and traditions. We also have a standing invitation to our “sister” fraternals to enter into the merger process with us and to protect the general business and financial interests of all. We now have a tremendous opportunity to follow through on both.

LAL LAL is authorized to do business in nine states including California, Nevada, Idaho, Massachusetts, Connecticut, New Jersey, Rhode Island, Pennsylvania and most recently Florida. LAL has over 16,000 policyholders and members and 109 Councils and Lodges in 11 states. Approaching $64 million in assets and almost $9 million in surplus, Luso-American Life Insurance Society is well positioned financially to take advantage of alliances of this nature.

We, including many from other organizations, have long recognized that our organizations’ success and growth include future alliances of like companies. Significant financial strength and service to substantial numbers of policyholders are, and will continue to be, necessary qualifications for competing in this fastpaced and regulated business of insurance.

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SOCIETIES UNITED ON JULY 1, 1957 BENEVOLENT SOCIETY OF CALIFORNIA (FORMERLY ASSOCIAÇÃO PORTUGUESA PROTECTORA E BENEFICENTE – APPB) and

PORTUGUESE CONTINENTAL UNION OF THE STATE OF CALIFORNIA (UPCEC) by Rodrigo Alvernaz, Executive Vice-President/CEO Emeritus Luso-American Life Insurance Society

JULY 1, 1957 It was effective July 1, 1957 that the UNITED NATIONAL LIFE INSURANCE SOCIETY came into existence from the union of the BENEVOLENT SOCIETY OF CALIFORNIA and the PORTUGUESE CONTINENTAL UNION OF THE STATE OF CALIFORNIA. This was the culmination of an action taken on February 16, 1957, where special conventions of the two organizations were held simultaneously at the Ste. Claire Hotel and the San Jose Convention Center in San Jose, California. After both organizations approved the merger agreement separately at different rooms of the Ste. Claire Hotel, they then met jointly at the San Jose Convention Center to finalize the approval of this historic event.

THE FORMER SOCIETIES The PORTUGUESE PROTECTIVE AND BENEVOLENT ASSOCIATION (APPB) was organized on August 6, 1868, in San Francisco, California and the PORTUGUESE CONTINENTAL UNION OF THE STATE OF CALIFORNIA (UPCEC) was organized on January 28, 1917, in Oakland, California. These were respectively the oldest and the youngest of the eight fraternal benefit societies organized by Portuguese immigrants in the State of California. Whereas the BENEVOLENT SOCIETY, the larger of the two, always limited its operations to the State of California--for many years to the City of San Francisco and later expanding throughout the state--the CONTINENTAL started expanding at an early stage to the east coast of the United States where it organized several councils. However, many of the councils of the CONTINENTAL in the east coast of the United States became part of another organization started about 1925 in Plymouth, Massachusetts, as the PORTUGUESE CONTINENTAL UNION OF THE UNITED STATES OF AMERICA (PCUUSA). This event reduced the sphere of operations of the UPCEC to California with only three subordinate councils in the east remaining to the California organization.

MERGERS & PROGRESSION Concerning mergers, the BENEVOLENT SOCIETY assumed a leading role in promoting the merger of all the fraternal benefit societies organized by the Portuguese in California. The first step in that direction was taken at the Annual Convention in 1927, when a resolution

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was adopted calling for the merger of all other Portuguese societies with the “APPB”. Again, in 1945, the Society took the same initiative calling for negotiations with the other seven societies. This resulted in an agreement signed on August 10, 1946 to unite the BENEVOLENT SOCIETY and the UNIÃO PORTUGUESA DO ESTADO DA CALIFORNIA (UPEC). The BENEVOLENT SOCIETY’S Annual Convention approved this agreement, however, the Annual Convention of the UPEC, a much larger organization, rejected it. In pursuit of this endeavor the BENEVOLENT SOCIETY in July 1953 set another meeting, which was held in Oakland, California, with the representatives of all eight societies toward the goal of unification of these organizations. Four of them--the BENEVOLENT, the UNIÃO PORTUGUESA DO ESTADO DA CALIFORNA (UPEC), the UNIÃO PORTUGUESA CONTINENTAL DO ESTADO DA CALIFORNIA (UPCEC) and the SOCIEDADE DO ESPIRITO SANTO (SES)--proceeded with negotiations using the 1946 agreement as a beginning. No final agreement ever came to fruition.

BENEVOLENT & CONTINENTAL PREVAIL However this did not dissuade the BENEVOLENT and the CONTINENTAL from pursuing this goal of unification. Thus, at their respective Annual Conventions in 1956, they approved the basis for the final agreement that materialized on February 16, 1957 in San Jose, California. Without wanting to go into many details and names of the individuals involved in this process we must give credit, where credit is due, to Manuel Reis of the BENEVOLENT SOCIETY and Antonio Simas of the CONTINENTAL who, for many years, was referred to as “the father of this union”. Several names were considered for the new Society. The preferred name was Lusitania Life Insurance Society, which was submitted to the Insurance Commissioner of the State of California for approval as required by State Law. However, the Commissioner’s office objected to the name “Lusitania” for a fraternal benefit society because it was the name of a ship sunk by a German U-boat off the coast of Ireland in 1915, with many Americans on board, and which provoked great outrage in the United States and helped create the climate of public opinion that would later allow America to join World War I.

The new Society was then given the name UNITED NATIONAL LIFE INSURANCE SOCIETY, to be known in Portuguese as the SOCIEDADE UNIÃO NACIONAL, or by the initials “SUN”. The Articles of Incorporation and By-laws of the new Society were adopted, as already stated, at the joint meeting of the two Societies at the San Jose Civic Center to be effective JULY 1, 1957 to allow time for the finalization of the required approval by the State authorities, namely, the California Department of Insurance.

GUESE CONTINENTAL UNION, both as divisions of LUSO-AMERICAN LIFE INSURANCE SOCIETY. Currently the other division of the Society is the LUSO-AMERICAN EDUCATION FOUNDATION organized in 1957 as the Society’s Education Committee and incorporated on June 12, 1963 as a 501c(3) corporation.

A NEW CONCEPT OF ADMINISTRATION The By-laws specified two separate units within the Society: (1) the National Council, to take care of the business affairs of the Society because it was envisioned that the Society would expand its operations to other states; and, (2) the State Councils, formed in any State in which the Society had 200 or more members. At the first meeting of the State Council of California held on August 12, 1957 in Long Beach, the State Council recommended to the Board of Directors of the National Council that the State Council of California should become known as the LUSO-AMERICAN FRATERNAL FEDERATION, a division of the UNITED NATIONAL LIFE INSURANCE SOCIETY. This final step was approved by the Society’s Board of Directors at a Special Meeting of the Board held on August 13, 1957 in Long Beach, California.

MORE RECENT HISTORY To continue this brief history of the Society’s mergers, the UNITED NATIONAL LIFE INSURANCE SOCIETY entered into negotiations to establish relations with the PORTUGUESE CONTINENTAL UNION OF THE UNITED STATES OF AMERICA (PCUUSA) of Boston, Massachusetts, in 1991 and a merger Agreement was approved by the Board of Directors of both Societies in June 1992. This agreement needed to be approved by the respective supreme governing bodies of the two societies. Therefore simultaneous meetings were scheduled in Massachusetts and California on September 16, 1992. The “Agreement of Merger” needed two thirds of the votes of the delegates present at each meeting to be approved. The PCUUSA approved the merger by the required number of votes. However, the UNITED NATIONAL LIFE INSURANCE SOCIETY rejected the agreement with 26 votes in favor and 16 against. It required 28 favorable votes to ratify. In 1993 the UNITED NATIONAL LIFE INSURANCE SOCIETY changed its name, as indicated in the rejected Agreement of Merger, to LUSO-AMERICAN LIFE INSURANCE SOCIETY. Subsequently negotiations were reopened between the LUSO-AMERICAN LIFE INSURANCE SOCIETY and the PORTUGUESE CONTINENTAL UNION OF THE USA and, in 2001, by near unanimous votes both societies approved the new Agreement of Merger to be effective January 1, 2002. As part of the Agreement, the fraternal operations in the west coast would continue under the name of LUSO-AMERICAN FRATERNAL FEDERATION and in the east coast under the name of PORTU-

Rodrigo Alvernaz Executive Vice-President/ Chief Executive Officer Emeritus

ABOUT THE AUTHOR The information for the above article was obtained from the minute books of the Benevolent Society of California and the União Portuguesa Continental do Estado da California, and the Centennial Book published by the Society in 1968. It was also, in part, from the memory of Rodrigo Alvernaz who, as a 20-year-old student, was present as a Delegate of the Benevolent Society at the Special Convention held on February 16, 1957, and who served in the Registration and Credential Committee for the aforesaid meeting. Mr. Alvernaz, entered the service of the Society as an employee on July 1, 1957. At the Fraternal Convention in Long Beach, California in August 1957 he met his wife, Jean, and they were blessed with four children and six grandchildren. He retired on July 1, 1999, after 42 years of service, as an employee, Assistant Secretary-Treasurer, Secretary- Treasurer, VicePresident and Secretary, Executive Vice-President and Chief Executive Officer during his last 10+ years with the Society’s management team. 3

Societies United on July 1, 1957

Society Offices 1957 located at 345 Front Street, San Francisco, California, formerly the Portuguese-American Bank Building.

National Council Meeting in San Francisco sometime after the 1957 Merger from right to left: Manuel Reis, Manuel B. Minhoto, Consul Geral of Portugal Manuel Pedro Ribeiro da Silva and Mrs. da Silva, Sam R. Silva, Antonio Simas.

1957 UNLIS Board First UNLIS Board from left to right: Manuel B. Minhoto, M.C. Lourenco, Sam R. Silva, Joe V. Aguiar, Manuel Reis, William Fernandes, Antonio Saumell, Jr., Roy Fernandes and Antonio Simas (seated). 4

Societies United on July 1, 1957 1957 Convention Banquet

Long Beach, California

1957 Convention Headtable Standing (L-R): Manuel Reis, M.C. Lourenco, Mrs. Lourenco, Avelino Saraiva, Frances Saraiva, Jack Gonsalves, Norma Costa, Father Carlo Rossi, J. Mano Silva. Seated (L-R): Mrs. Reis, Manuel Almeida, Mini Almeida, Jack Costa, Mary Aguiar, Joe V. Aguiar, Mrs. Audrey Simas, Antonio Simas, Mrs. Mary Gonsalves. 5

Societies United on July 1, 1957 Presidents- Before & After the Merger

Joe V. Aguiar

President Portuguese Continental Union 1956-1957

Jack Gonsalves

Avelino Saraiva

President 6

Manuel Almeida

President Benevolent Society 1956-1957

Luso-American Fraternal Federation 1957-1958

President Luso-American Fraternal Federation 1958-1959

Societies United on July 1, 1957 Management at the time of the Merger

Manuel Reis

Francis X. Vieira

Executive Vice-President

Legal Counselor

Jack Costa

J. Mano Silva

Assistant Vice-President/ Secretary

Assistant Vice-President/ Treasurer 7

Agreement of Merger between LALIS and SPRSI AGREEMENT OF MERGER THIS AGREEMENT OF MERGER [hereinafter referred to as “Agreement”], is made by and between LUSO-AMERICAN LIFE INSURANCE SOCIETY a fraternal benefit society, domiciled in the State of California at 7080 Donlon Way, Dublin, California 94568 (hereinafter referred to as “LAL”) and the Sociedade Portuguesa Rainha Santa Isabel, a fraternal benefit society, domiciled in the State of California at 3031 Telegraph Avenue, Oakland, California 94609 (hereinafter referred to as “SPRSI”). RECITALS 1. WHEREAS, LAL was organized and incorporated under the laws of the State of California on July 1, 1957 as the successor to the Benevolent Society of California, organized on August 6, 1868, as the Portuguese Protective and Benevolent Association of the City and County of San Francisco, and the Portuguese Continental Union of the State of California organized on January 28, 1917; and changed its name in 1993 from United National Life Insurance Society to LUSO-AMERICAN LIFE INSURANCE SOCIETY; and on January 1, 2002, the Portuguese Continental Union of the United States of America merged with and into the Luso-American Life Insurance Society; and 2. WHEREAS, SPRSI was organized on March 15, 1898, by members of the Sociedade Portuguesa Rainha Santa Isabel of the State of California, and incorporated under the laws of the State of California on April 12,1901; and 3. WHEREAS, The LAL desires the SPRSI to merge with the LAL, and has determined that the merger is just and equitable to the members of LAL and in the best interests of both Societies; and 4. WHEREAS, the SPRSI desires to merge with the LAL and has determined that the merger is just and equitable to the members of the SPRSI and in the best interests of both Societies; and 5. WHEREAS, said LAL and SPRSI shall henceforth be known as: LUSO-AMERICAN LIFE INSURANCE SOCIETY; and 6. WHEREAS, the laws of the State of California relating, to fraternal benefit societies (Chapter 10, Sections 11019-20-21-22 of the California Insurance Code) relating to fraternal benefit societies authorize such mergers and prescribe procedures and conditions under which they may be accomplished; 7. NOW, THEREFORE. in consideration of the mutual covenants and agreements contained herein, and intending to be legally bound hereby, the parties agree as follows: AGREEMENTS 1. That SPRSI shall be merged with LAL both to be known henceforth as: LUSO-AMERICAN LIFE INSURANCE SOCIETY under the terms and conditions hereinafter stated and that notice of this proposed Agreement shall be given to the membership of LAL and SPRSI as required by law or by regulatory authorities. 2. That the parties have agreed that a portion of the business and its public, social, fraternal and civic activities and programs shall be carried out under the name “Sociedade Portuguesa Rainha Santa Isabel-SPRSI.” (as a division of Luso-American Life Insurance Society) with its own organization and By-Laws, similar to the organization and By-Laws of the Luso-American Fraternal Federation and the Portuguese Continental Union (divisions of Luso-American Life Insurance Society), with the further provision that the Councils of the SPRSI, will continue to identify themselves as such to reflect their historical origins. 3. That the Articles of Incorporation of LAL and its By-Laws, shall be amended, as necessary, to conform with the provisions of this Agreement, and that said Articles of Incorporation and By-Laws, as amended, shall take effect on the effective date of this merger.

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Agreement of Merger 4. The state of domicile of the merged companies shall continue to be the State of California. Following the merger, the current home office of LAL shall continue to serve as the home office of LAL with an Eastern office in Massachusetts and any other offices that may be approved by the Board of Directors. 5. That the nature and character of the business of LAL will continue as a fraternal benefit society solely for the benefit of its members and their beneficiaries and not for profit, operated on a lodge system with a ritualistic form of work, having a representative form of government and which makes provision for the payment of benefits in accordance with Chapter 10 of the insurance code of the State of California. 6. That this Agreement shall be submitted to the Grand Council of the SPRSI and to the National Council of LAL, the supreme governing bodies of the societies for consideration and approval as soon as possible. 7. That upon approval by the Grand Council of the SPRSI and the National Council of LAL the Agreement shall be submitted to the Insurance Commissioner of the State of California for his approval. This Agreement shall be effective as provided in paragraph 9 herein, and the parties shall consummate the merger in the following manner: A.

B.

C.

(1)

All the rights, franchises and interests of both the SPRSI and LAL in and to every species of property, real, personal or mixed, and things in action thereunto belonging shall be vested in LAL subject to the existing rights of the subordinate Councils and Lodges.

(2)

The certificate records, journals, ledgers and files of both societies shall be retained by LAL for use in servicing the business assumed under this agreement. Both LAL and SPRSI agree that after the effective date of this merger all such records, including policyholder names and lists, shall be exclusive property of LAL. Except in the ordinary course of business, neither society shall dispose of any of its property prior to such merger without first obtaining the consent of the Grand Board of Directors of SPRSI and the Board of Directors of LAL.

(3)

Title to all assets of SPRSI shall be vested in the name of LAL without any other instrument, except that conveyances of real property may be evidenced by proper deeds, and the title to any real estate or interests therein, vested under the laws of the State of California in LAL, shall not revert or be in any way impaired by the reason of the merger, but shall vest absolutely in LAL. The existing rights in real and personal properties of subordinate Councils and subordinate Lodges will remain unchanged. All such assets shall be assigned their respective values as of the effective date of this merger. The respective officers of SPRSI and LAL will cooperate to accomplish the vesting of assets to LAL. The assets will be valued in accordance with the accounting and valuation rules and requirements of the insurance laws of the State of California.

(1)

Subject to the provisions of the Agreement, all assets and all liabilities of LAL and SPRSI will be consolidated and merged, and the business of the societies will be carried out in accordance with LAL Articles of Incorporation and By-Laws, as amended under this Agreement.

(2)

LAL will assume all liabilities of SPRSI, whether disclosed or not, which may exist at the effective date of this merger. In addition to claim and reserve liabilities, this shall include all agency contracts and commission schedules relating to business in force at the effective date of this merger.

(3)

LAL and SPRSI will file a sworn statement by the President and the Secretary or corresponding officers of each Society showing the financial condition thereof on a date not earlier than 30 September 2007.

(1)

Notice of Assumption shall be issued to each policyholder of SPRSI in force effective at the date of this merger. The assumption notice will acknowledge membership in LAL together with all rights and privileges incident thereto, and that LAL assumes and will pay all contractual benefits to which any member, or his or her lawful beneficiary, is entitled as provided by his or her certificate as well as under the Charter, Constitution and General Laws of SPRSI and LAL. The assumption certificate will be mailed to each policyholder at the address shown on SPRSI’s records.

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Agreement of Merger (2)

The notice of assumption will constitute acceptance by LAL of the existing SPRSI certificate terms.

(3)

All existing reinstatement rights of SPRSI shall be recognized by LAL.

D.

After the effective date of this merger, every member of SPRSI shall have equal rights with existing LAL members, as members of LAL subject to the terms of his or her Certificate and subject to the terms of this Agreement.

E.

Within thirty (30) days after the date for the meeting of the Grand Council of the SPRSI and the Special Meeting of the National Council of LAL to ratify this Agreement, SPRSI shall notify LAL of the names of the two members of the SPRSI who shall serve as the two special advisors for the SPRSI, with a voice but no vote, to the LAL Board of Directors until the next regularly scheduled National Council meeting to be held in April, 2008.

F.

On the effective date of the Agreement the current officers of LAL shall continue as Officers of LAL. Current full-time officers and employees of the SPRSI will be offered positions with LAL in keeping with the mission of the Society and its current staffing structure.

G.

(1)

It is the intent of this Agreement, through this merger, to continue to foster, preserve, enhance and expand the ideals and principles of LAL and SPRSI’s commitment to the Portuguese-American heritage through continuation and extension of their many cultural and ethnic member programs.

(2)

In this regard, LAL will set aside limited space (up to 100 square feet) in its office building (Suite 222) for the display of selected SPRSI memorabilia with the further intent that additional equal space will be afforded other societies (in these similar circumstances) for display of appropriate memorabilia.

(3)

Within six months after the merger, SPRSI as a division of LAL will make a contribution to New Bethany (Skilled Nursing Facility), 1441 Berkeley Drive, Los Banos, California 93635 in the amount of approximately $87,000 from its “Guest Home Fund” as described in its pre-merger By-laws (Article VI, Section I) and subject to LAL’s verification of the Fund’s exact balance and purpose. Once disbursed, the “Guest Home Fund” will be considered closed with no further obligation to LAL.

(4)

Upon verification, money set aside for scholarships (as noted in the most recent SPRSI annual statement as part of “fraternal funds”) will be transferred to an SPRSI “administered funds” account of the Luso-American Education Foundation for scholarships as directed by the SPRSI.

H

Any indebtedness created through policy loans or automatic premium loans against SPRSI life insurance certificates in force on the merger date or later reinstated shall continue without change.

I.

This Agreement shall be governed by and construed and enforced in accordance with the laws of the State of California whether executed within the State of California, or any other state.

J.

The underwriting standards and minimum size policies of LAL apply to new business.

K.

Complete financial statements will be prepared annually for each fraternal Division, based on the Assets, Liabilities and Unassigned Funds of each Division at the time of the merger. The Society’s CPA auditors will review these for reasonableness. The results will be used by the Board of Directors to allocate funds for development of insurance business and fraternal expenses of each Division.

L.

Recognizing that the activities of the councils/lodges and active participation of the members is the strength and back bone of our organizations, this merger is structured to combine the best business aspects of both societies.

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Agreement of Merger M.

This Agreement sets forth the entire understanding of the parties with respect to the transactions contemplated hereby. Any additions, deletions, amendments or changes must be in writing and signed by the parties hereto.

N.

This Agreement may be executed in counterparts, each of which shall be an original, and all of which shall together constitute the Agreement.

O.

The National Board of Directors of LAL and the Grand Board of Directors of SPRSI may make such changes to this Agreement as are required by regulatory authorities. To facilitate this merger process, the SPRSI agrees to maintain its current roster of directors, including current Chair, on its Grand Board until the date of merger.

8.

As required by the laws of the State of California, this Agreement shall not be binding until such time as it is approved by 2/3 vote of the delegates in attendance at the respective conventions of the Supreme Governing Bodies of LAL and SPRSI. Such conventions shall be held no later than 30 November 2007 or as soon thereater as can be held and all other conditions set forth herein have been satisfied.

9.

This Agreement shall take effect as of 1 January 2008, subject to the approval of the Insurance Commissioner of the State of California. If such approval is not received by 31 December 2007, this Agreement will terminate on such date, unless extended by the Boards of Directors of both Societies.

10.

This Agreement has been adopted and ratified by LAL’s National Board of Directors and by SPRSI’s Grand Board of Directors, and the proper officers of each society have been duly authorized to execute this Agreement.

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Luso-American Education Foundation Luso-American Education Foundation

Board of Directors Seated (L-R): Emidio Fonseca (Vice-Chair), John D. Machado (Chair), Cecelia M. Souza, Ph.D (President), Gilda Bettencourt, Deolinda Adao, Manuel Bettencourt, DDS. Standing (L-R): Joseph Resendes, Joann Malta- Weingard, Eduardo Eusebio, Donalda de Melo, Jose Luis da Silva, Elizabeth Motta, Paulo Goulart, Alfredo Sena, William Gonsalves, John Perdigao, Carmen Odom.

Luso-American Education Foundation 2007 Scholarship Committee Standing (L-R): Dr. Manuel S. Bettencourt, Dr. Manuel Bem Barroca, Prof. Geofrey Gomes, Mr. & Mrs. Heraldo da Silva, Nelson Gonsalves, Emidio Fonseca, Joseph Cruz, John D. Machado, Michael Sena and Bill Gonsalves. Seated (L-R): Hildah Pemberton and Bernice Pelicas. Not pictured: Elizabeth Motta, Philip Gonsalves, and Louis Heystek

Sam Pelicas Memorial Golf Classic 2007 Annual Golf Tournament Saturday, September 22, 2007 Willow Park Golf Course Castro Valley, CA Sponsor-A- Hole or Register to play by August 30, 2007 *Contact Luso-American Education Foundation for details (925) 828-3883 12

XXXI Annual Luso-American Education Foundation Conference he Luso-American Education Foundation’s XXXI Annual Conference, held March 23 and 24, 2007 at San Jose State University, San Jose, California, had as its theme, “Crossroads to the Future: Sustaining and Expanding Portuguese Language Programs in California.” The Conference gave educators, students and community members an opportunity to hear about what can be done to maintain our culture and the Portuguese language. For their contributions to this educational event, we congratulate the Planning Committee for the amazing and successful Conference and a special thank you to: Dra. Alzira Maria Silva, Direccao Regional das Comunidades Acorianas; Dr. Rui Manchete. FLAD; Bernie Ferreira, Azores Express; Portuguese Club of San Jose Academy, Portuguese Folk Group from Anne Darling School, Portuguese Tribune and KSQQ/KLBS.

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(L-R): Dr. Heraldo Silva, John Machado, Chairman of the Board of the LAEF Dra. Cecelia Souza and Dr. Manuel Betterncourt, presenting resolution to Mr. Joe Mattos, for his services and support of Portuguese Language and Culture Programs.

San Jose Academy High School Portuguese Folk Dance Group performing during the Cultural Evening Banquet at the Portuguese Athletic Club.

(L-R): Dr. Bettencourt, Prof. Jose Luis da Silva, Dra. Cecelia Souza and John Machado presenting the 20007 Luso-American Education Language and Cultural Award to Donald Warrin.

(L-R): Dr. Manuel Bettencourt, Virginia da Luz Tarver, Dr. Duarte Silva, Dra. Cecelia Souza, John Machado and Professor Jose Luis da Silva presenting resolution to Dra. Maria del Carmen Sigler for her continuous support of the Portuguese Language and Culture Programs at San Jose State University.

Luso-American Education Foundation Annual Meeting Held in December, the Education Foundation’s Annual Meeting gives members the opportunity to hear reports on the year’s accomplishments and elects its Board of Directors for the upcoming term. The 2006 Annual Meeting was held at the Maple Hall in San Pablo, California.

(L-R): Cecelia Souza, Donalda de Melo, Bill Goncalves, Deolinda Adao, Bernice Pelicas, Gilda Bettencourt, Manuel Bettencourt, Joann Malta-Weingard, Eduardo Eusebio, Emidio Fonseca, Elizabeth Motta, Paulo Goulart, Alfredo Sena, John Perdigao and Joseph Resendes. 13

Luso-American Education Foundation - East Congress of Portuguese Language and Culture

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he Congress of Portuguese Language and Culture was held on November 4, 2006 at Bristol Community College in Fall River, Massachusetts. The event featured educators and presenters from New England and California. Topics included Portuguese related literary discussions, round table panels with students, discussions with Portuguese Consuls from New England and health concerns in the communities. This year’s Congress will be held on October 20 at the LAL East building.

Foundation committee members Francisco Mendonca, Aldina Vieira Wajsfelner, Emily Romano, Jose Figueiredo with Dr. Manuela Prestana – Artist who displayed her work during the Congress

Dr. Leonor SimasAlmeida, presenter at the Congress, discussing her literary theme.

Professor Jose Francisco Costa receiving prémio de lingual e cultura from Foundation Committee Chair Jose Figueiredo and Vice Chair Francisco Mendonca. The award is to recognize the work done by an individual or entity that promotes the Portuguese language and culture.

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Portuguese Consuls: Ricardo Cortes from Providence, RI; Fernanda Coelho from New Bedford, MA; Manuela Bairos from Boston, MA during a round table discussion on issues the Portuguese consulates face in the US.

Luso-American Education Foundation 2007 Educational Awards Since 1963, the Luso-American Education Foundation has awarded over one milion dollars ($1,000,000) in scholarships and grants for continued education and for the study of Portuguese language and history. In 2007 we are proud to have awarded a total of $64,850 to the 82 deserving students displayed in the following pages. To all of you, we congratulate you on your academic achievements.

In Memoriam Scholarships John L. Avila Memorial Scholarship

Kevin J. Garcia Artesia, CA Major: Education

Joaquim G. Pereira Scholarship

Antonio Mattos Scholarship

Russell Lawrence Bettencourt Newcastle, CA Parents: Laurie & Lawrence Bettencourt

John Paul Soares Modesto, CA Parents: Margaret H. & John Larry Soares

Eva Vieira Nursing Scholarship

Callee Maria Jaques Chino, CA Parents: Elizabeth & John Jaques

Scholarships Awarded to High School Graduates

Lilia Acevedo Santa Clara, CA

Lauren Marie Alves N. Dartmouth, MA

Monica C. Alves Petaluma, CA

Chadd P. Anderson Tulare, CA

Parents: Maria & Gustavo Acevedo

Parents: Thomas & Valerie Alves

Parents: Maria & Luis Alves

Amber Arce San Jose, CA

Parents: Anna & Philip Anderson

Parents: Fatima Williams

Christopher L. Berguia Arroyo Grande, CA

Adam A. Bettencourt Hilmar, CA

Lizette Brasil San Jose, CA

Michael N. Calabro Old Bethpage, NJ

Micahel M. Carreiro Fremont, CA

Parents: Sharlene & Victor Berguia

Parents: Raquel & Loure Bettencourt

Parentes: Nicholas M. & Linda C. Calabro

Parents: Lilia & Marcelino Carreiro

Parents: Maria Borba & Anthony Brazil

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Scholarships Awarded to High School Graduates

Chase B. Clyma Pleasanton, CA

Michelle M. Coelho Gustine, CA

Christopher M. Costa Cerritos, CA

Alan R. d’Escragnolle La Jolla, CA

Justien R. Dinis Tulare, CA

Parents: Jeffrey & Terry Clyma

Parents: Francisco & Cathleen Coelho

Parents: John R. & Lucia Costa

Parents: Alfredo d’Escragnolle & N. B. Varlotta

Parents: Manuel & Geraldine Dinis

Brandon E. Dutra Santa Maria, CA

Cristina M. Escobar San Jose, CA

Lillian Nunes Fonseca Cumberland, RI

Margarida Garcia Mineola, NY

Parents: Antonio & Linda Dutra

Parents: Domingos & Helia Escobar

Stephan W. Garcia Tulare, CA

Parents: José & Isabel Fonseca

Parent: Suzzanna Lima

Parents: Willie & Esaltina Garcia

Joshua A. Gomes Tulare, CA Parents: Joe & Maria Gomes

Shaun E. Gonsalves Cerritos, CA

Tiffany A. Gonsalves San Jose, CA

Parents: Antonio & Eva Gonsalves

Parents: Joseph & Lenore Gonsalves

Maranda M. Gaspar Santa Maria, CA Parents: Antonio & Rhonda Gaspar

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Ana Paula Godinho Kenilworth, NJ Parents: Helio J. & Teresa M. Godinho

Daniel Guedes Somerville, MA

Mathew D. Hackney Merced, CA

Jenae N. Helmer Rocklin CA

Matthew C. Iacovazzi Rocklin, CA

Shelby M. Jackson Santa Maria, CA

Parents: Jose M. & Lurdes M. Guedes

Parents: David & Maria Hackney

Parents: Larry & Dara Lynn Helmer

Parents: Michael & Monica Lacovazzi

Parents: Jeff & Jackie Jackson

Scholarships Awarded to High School Graduates

Marianne M. Lima Alhambra, CA

Michael C. Lopes Hilmar, CA

Adrianne M. Machado Los Banos, CA

Anthony P. Machado Buhl, ID

Nuno G. Maio Hilmar, CA

Parents: Duarte & Filomena Lima

Parents: Frank & Luisa Lopes

Parents: Joseph & Teresa Machado

Parents: Matt & Jacqueline Machado

Parents: Jose & Maria Maio

Cory M. Martin Caruthers, CA

Justine Laura Martins Artesia, CA

Shane E. Matos Artesia, CA

Karlene L. Mello Gustine, CA

Parents: Danny & Callie Martin

Holly M. Mendes Lemoore, CA

Parents: Antonio & Shiela Martins

Parents: Joe A. & Natalie Matos

Parents: John & La-Salete Mello

Parents: Tom & Karen Mendes

Blake L Menezes Modesto, CA

Jenica R. Milanesia Strathmore, CA

Charlene Nunes Milheirão Somerville, MA

Melanie Alice Modesto Burlington, MA

Parents: Jace & Tammy Menezes

Parents: Steve & Gina Milanesio

Parents: Armando & Maria Milheirão

Jeffery K. Miller Livermore, CA Parents: Kevin & Judith Miller

Parents: Anthony & Janet Modesto

Elisa M. Moles Lodi, CA

Raquel E. Mustaca Ceres, CA

Paul A. Oliveira Turlock, CA

Sami L. Oliveira Garden Valley, CA

Meghan M. Olivera Santa Maria, CA

Parents: Anthony & Manina Moles

Parents: Rocky & Elena Mustaca

Parents: Louie & Linda Oliveira

Parents: Dennis & Louise Oliveira

Parents: Graig & Shannon Olivera

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Scholarships Awarded to High School Graduates

Thelma A. Pinheiro Chino, CA

Bryan M. Pires Manteca, CA

Kyle T. Reeves Coulterville, CA

Kayla M. Rodrigues Artesia, CA

Madeline A. Rose Los Gatos, CA

Parents: Telmo & Luzia Pinheiro

Parents: Joe & Lucy Pires

Parents: Charise & Richard Reeves

Parents: Liz & Tony Rodrigues

Parents: Gary & Jean Rose

Vanessa R. Rua Cumberland, RI

Roy M. Ruivo North Dartmouth, MA

Jeanine M. Salvador Oakley, CA

Daniel R. Santos Tulare, CA

Parents: Nelson H. & Marylou Rua

Parents: Antonio M. & Maria A. Ruivo

David W. Silva Santa Maria, CA

Parents: Antonio & Lucia Salvador

Parents: John & Albertina Santos

Parents: Manuel & Lynnettee Silva

Brittany S. Sousa Ontario, CA

Michael C. Souza Castro Valley, CA

Chelsea E. Teixeira Kearny, NJ

Manuel E. Vidal Jr. San Jose, CA

Parents: Jaime & Ana Sousa

Parents: Daniel & Linda Souza

Olivia C. Teixeira Santa Clara, CA Parents: John & Alice Teixeira

Parents: Ben & Denise Teixeira

Parents: Manuel & Maria Vidal

The Luso-American Education Foundation provides scholarships and educational grants in various categories to qualified students. We also sponsor student exchange programs, annual education conferences, summer youth educational camps and Portuguese Day activities.

Anthony J. Vieira San Jose, CA Parents: David & Theresa Vieira

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Please visit our website for further information. www.luso-american.org/laef

Luso-American Education Foundation Highest Awards and Grants Luso-American Fraternal Federation Highest Award

Luso-American Education Foundation Highest Award

Portuguese Continental Union Highest Award

Alexander E. Cossu Havertown, PA

Mark L. Costa Hilmar, CA

Amy Joy Leonardo Willows, CA

Joshua B. Corderio Central Falls, RI

Parents: Louie & Otilia Costa

Parents: Connie Prinz and Manuel Leonardo

Parents: Joseph and Alexandria Cordeiro

Nicole Marie Goularte Memorial Scholarship

Erica Moura Francisco Salnias, CA Attending: Hartnell College

Abilio Reis Memorian Scholarship

Larry Machado, Turlock, CA Attending: Touro University College of Osteopathic Medicine

Parents: Sergio Cossu and Judite Rosa

Luso-American Fraternal Federation 20-30’s Associates Scholarships

Raquel Luisa Ota Lathrop, CA

Michelle Rodrigues Santa Clara, CA

Attending: Delta College Stockton, CA

Attending: San Jose State Univ. San Jose, CA

Study of Portuguese at a University in U.S.

Lisa Marie Wise Santa Maria, CA Attending: U.C.S.B. Santa Barbara, CA

Summer Program at Univ. of Coimbra, Portugal.

Sara Adriana Montes San Jose, CA

Jessica Viscarra San Jose, CA

Lisa S. Avila Milpitas, CA

Attending: San Jose State Univ. San Jose, CA

Attending: San Jose State Univ. San Jose, CA

Attending: San Jose State Univ. San Jose, CA

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2007 Luso Qu

A

riana Nobrega is the daughter of Herlander and Ana Nobrega, and has an eleven year old brother, Nicholas. Ariana is a sixteen-year-old junior at California High School in San Ramon, California, and is very proud of her Portuguese heritage. She has been active in Luso for eleven years and holds the office of Secretary for Youth Council #1 Fremont-Union City. She has also participated in Holy Ghost celebrations in which she was the queen’s flower girl. Along with her love for the Portuguese Culture and dancing, Ariana is passionate about soccer; enjoys swimming; volleyball, and spending time with her friends. Overall, Ariana has been playing soccer for eleven years. Out of those eleven years, eight years have been spent playing competitive club soccer as well as playing on her high school varsity team. Ariana has received the Most Inspirational Player Award and Scholar Athlete Award for her school. She is a Link Crew Leader in which she mentors new high school students; she also works with children as a Junior Counselor in the summer. Her goal is to play soccer in college as well as obtain a degree in Sports Psychology. Ariana is thankful to the Youth Council Director and members for their constant support, and is very proud and honored to represent Luso Youth Council #1 Fremont-Union City as their 2007 Convention Queen Contestant.

S

andra Nichole Cunha is the thirteen year old daughter of Joe and Cidalia Cunha. She has an older sister Stephanie Cunha. Sandra attends Quimby Oak Middle School in San Jose, California as an eight grader. Sandra has been a member of Luso since she was seven years old. She has been active in many Portuguese Festas; has been a side maid twice for the Holy Ghost celebrations; is currently a flag carrier with Filarmonica Nova Alianca; and is also A Junior Cadet girls scout with troop #20. Sandra loves horses and enjoys drawing. Proud to be representing her council, she wishes all the other queen contestants the best of Luck!

A

ndrea Marie Vieira was born in Auburn, California on February 5, 1990 and currently lives in Newcastle, California. She is a seventeen-year-old junior at Del Oro High School in Loomis. Andrea loves to play sports, but especially basketball and soccer. Andrea is representing Youth Council #4 of Sacramento, where she currently holds the position of Vice President. She has danced with Youth Council #4 for ten years and has loved every year of it. This past year Andrea was queen for A.P.D.E.S. of Lincoln, California, and is involved in her hash schools’ choir. After high school Andrea plans on attending college and going into the medical field. Her motto is “Some people dream of success while others wake up and work hard at it.” Andrea would like to congratulate and wish the other contestants the best of luck, and she looks forward to getting to know everyone better. She is honored to be representing Youth Council #4 of Sacramento in this worthwhile fundraiser.

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ueen Contestants

B

riana Maria Parriera Rebolo was born on April 26, 1992 in Artesia, California. She lives with her Mom and Dad, Jorge and Debbie, and younger sister Julia. She is currently a freshman at Saint Joseph High School in Lakewood, California. and has made many new friends. Briana loves to participate in sports and other activities outside of her school. She enjoys being around friends and family, and they are extremely supportive of her. Briana has been dancing for Luso since she was 5 years old and participates in many Luso activities. After High School, Briana wants to continue to college and pursue a career in Medical Technologies in the hopes of becoming a Pharmacist. Briana is proud to be representing Youth Council #13 as their Queen Contestant for 2007. She wishes all the other contestants the best of luck and is excited to get to know them better.

S

tefanie Perdigao is the daughter of John and Eduardina Perdigao. She is currently a junior at Salesian High School in Richmond, California where she is involved in cheerleading and the Italian club. Stefanie has been an active member of Youth Council #16 of Contra Costa since she was 5 years old. Performing at convention has been the highlight of her summers throughout all of these years and she will be sad when she is no longer of age to perform. She has served her council in various positions and currently holds the position of secretary. She hopes to one day hold a Luso Office at the state level. In addition to being involved in Luso, Stefanie participates in various other Portuguese activities such as reading in Portuguese at the local Portuguese masses and being the junior queen of the San Pablo Holy Ghost Association. She is very proud of her Portuguese culture and enjoys these activities. Stefanie is honored to be representing her youth council as their queen contestant and is grateful for all of their support. She would like to wish good luck to all of the contestants and looks forward to meeting them.

A

lexxandria Marie Meneses is the daughter of Januario and Lisa Meneses, and is the older sister her brother Anthony. Alexxandria was born on November 11, 1990 and is currently a junior at Ripon High School. She is involved both at school and outside of school in various activities. At her school she serves on her Student Body board, as a Peer Counselor, plays on her schools’ Varsity soccer team, is involved in numerous clubs on campus and still manages to maintain a 3.8 GPA. Outside of school Alexxandria is an active member in her Youth Council #24 of Northern San Joaquin Valley, and has been since the age of seven. She currently holds the position of secretary for her council, and the position of the Trustee on the Luso State Youth Board. Alexxandria has also taken part in the Holy Ghost Festas, having been queen twice and side maid once, for M.R.P.S. of Manteca. After graduating from High School Alexxandria hopes to attend UCSD, and major in Micro Biology; She hopes of entering the medical field one day in the future. Alexxandria is both excited and honored to be representing her Council, and wishes the other queen contestants the best of luck!

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Present Leaders of Our Society

LALIS Board of Directors

Standing (L-R): Hermano de Melo, Jose da Costa, Jose da Silva, Michelle Machado Moreira, John M. Dias, Carlos Amaral, Narcie J. Ferreira. Seated (L-R): Manuel A. Minhoto (Executive Vice-President/CEO), Frank X. Souza, Jr. (President), Albert S. Vieira (Chairman), Edite Furtado (Vice-Chair).

Luso-American Fraternal Federation Board of Directors & Line Officers

Standing (L-R): Joe F. Machado, Gerard Batista, Joe B. Coelho (Chairman), Liz Rodrigues, Judy Allen, Mize Violante, Paul Teixeira, Lino M. Amaral, Joseph Silva. Seated (L-R): Arnold Rodrigues, Frank Correia, Daniel Sequeira, Linda Vieira (President), John Perdigao, Ivo M. Dutra and Jose Tavares.

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Portuguese Continental Union Board of Directors & Line Officers

Back Row Standing (L-R): John Tavares, Tom Alves, Patricia Romano. Middle Row Standing (L-R): Serafim Romano, Estrela Paulino, Grace Leal, Olguete Sousa, Mario Ferreira. Seated (L-R): Luis Reis, Celeste Braga, Francisco Mendonca, Belmira Cordeiro, Joe Soares (President) and Aires Pavao.

Byron - Redwood City - Watsonville Byron Council 51B Visit

(L-R): Future Youth Presidents in the making... Youth Members Albert Vieira of Y.C. #11 and Anthony Machado of Y.C. #30 helping out with the auction during the Byron Visit.

Redwood City Council 41C Visit

(L-R): 20-30’s President Michelle DaSilva, Convention Queen Marissa Simas and President Linda Vieira pictured cutting the cake during the Redwood City visit.

Watsonville Council 75B Visit

Various officers and members of the Watsonville Council pictured with 20-30’s President Michelle DaSilva, President Linda Vieira and Fiance Patrick Boring.

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Visalia - Riverdale - Bakersfield Visalia Council 29B Visit

Flashback! President Linda Vieira reunited with Past President Anthony L.X. Bettencourt and Past 20-30’s President Tony Martin. They shared their Presidential term back in 1978-1979.

Riverdale Council 15B Visit

President Linda Vieira had the honor of presenting member Tony Mendes with a pin for being a member of the society for 50 years during the Riverdale visit.

Bakersfield Council 59B Visit President Linda Vieira and Youth President Kayla Rodrigues pictured with various officers and members of the Bakersfield Council.

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Martinez - Turlock - Sacramento Past President Jose DaRosa practiced his Stand-Up Comedy while he was the Master of Ceremonies during the Martinez visit. Thanks for the laughs!

Martinez Council 42B-43C Visit

Martinez Council President Joe Peixoto pictured presenting gifts to lovely lady Presidents Linda Vieira and Michelle DaSilva.

Turlock Council 29C-50B Visit (L-R): District Representative for Central Valley John Parreira, VP of Sales and Marketing Joe Resendes, LALIS Chairman Albert Vieira, President Linda Vieira and Fiance Patrick Boring pictured with various officers and members of the Turlock Council.

Sacramento Council 3C-33B Visit Youth Council #4 of Sacramento pictured with 2007 Presidents following their performance.

Various members and officers of the Sacramento council pictured with President Linda Vieira.

20-30’s President Michelle DaSilva, President Linda Vieira and Youth President Kayla Rodrigues pictured with the newest members of the Council 3C-33B of Sacramento.

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Merced/Atwater - Oakland - Selma Merced/Atwater Council 39B-76B Visit

(Right Center): LALIS Chairman Albert Vieira and Past LALIS President Dominic Barroso surrounded by the beautiful divas- President Linda Vieira and Youth President Kayla Rodrigues.

Oakland Council 0C-8B Visit

(L-R): Convention Queen Marissa Simas, 20-30’s President Michelle DaSilva and President Linda Vieira pictured opening their matching Portuguese gold hearts pendants from the Oakland Council-Muito Obrigado!

Selma Council 62B Visit President Linda Vieira and Selma Council President Emily Scharer pictured during the traditional cake ceremony.

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Tipton & Tulare - Newark - Antioch Tipton 60B & Tulare 65B Visit

The very talented and creative Anthony L.X. Bettencourt prepared a special calorie-free St. Patrick’s Day themed cake for the 3 “Diva” Presidents.

Newark Council 19B Visit

Below (L-R): 20-30’s Associates President Michelle DaSilva presents Region #16 President Emily Ascenso with their 2006 RIM Award...Congrats!

(L-R): Kayla, Linda & Michelle pictured above during the traditional visit cake cutting ceremony.

Antioch-Oakley Council 37B-46C Visit During the Antioch visit, there was a special performance by Y.C. #16 of Contra Costa. Pictured above are two of their younger performers demonstrating their talents.

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Gustine - Salinas - Manteca Gustine Council 17B Visit

President Linda Vieira pictured above with good friend and Honorary Youth Director Lilian Costa during the Gustine official visit.

Salinas Council 58B Visit

(L-R): 20-30’s Associates President, Michelle DaSilva, Salinas Council President, Maria Leal and President, Linda Vieira during Salinas visit.

Manteca Council 34B Visit

Various Officers and Members gather together for a photo during the Manteca Official Visit.

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Arroyo Grande - Santa Maria - Newcastle Arroyo Grande-San Luis Obispo Council 41B-46B Visit

These ladies know their chocolate! LAEF President Cecelia Souza and President Linda Vieira caught nibbling at the chocolate shavings on the cake at the Arroyo Grande Visit.

Santa Maria 31B Visit

The DivasMichelle, Linda and Kayla having a photo shoot with the Beach Party themed props and decorations at the Santa Maria Visit.

President Linda Vieira presents a plaque to Bea Sousa for all of her contributions to the society over the past 25 years as Secretary of Council 31B of Santa Maria.

Newcastle Council 53B Visit

Members of Youth Council #33 of Newscastle pictured above performing for the officers, members and guests during their official visit.

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Tracy - Idaho - San Pablo Tracy Council 23B-45C Visit

Y.C. #25 pictured with the Presidents following their performance at their official visit.

(L-R): Diva in training, Lindsey Ferreira pictured with Presidents Michelle, Linda and Kayla during the Tracy visit.

Idaho Council 5L Visit

(L-R): President Linda Vieira with Dr. Antonio Jose Alves de Carvalho, Consul-Geral de Portugal and his wife Teresa Sotto Mayor de Carvalho.

(L-R): President Linda Vieira with members of the society during the Idaho Official Visit.

San Pablo Council 5C Visit

Mahalo! (L-R): 20-30’s President Michelle DaSilva and President Linda Vieira enjoying the Hawaiian Luau theme at the San Pablo Visit.

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20-30’s Spotlight

Hee Haw...20-30’s Associates Vice-President Brian Martins pictured with members of Region #6 of Modesto during their Annual Halloween Bash.

Boo! Members of Region # 7 of Sacramento gather together for a group photo at the Modesto Region’s Halloween Dance.

20-30’s Region #7 members (L-R): Jennifer Sanders and Sandra Pinto take a break from dancing to show off their costumes.

20-30’s President Michelle DaSilva pictured with fellow officers and members of Region #7 of Sacramento during their official visit.

Members of Region #2 of the Bay Area pictured preparing bag lunches for the homeless in their local community this past winter season.

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Fraternal Spotlight Y.C. #1 Queen Contestant Ariana Nobrega pictured taking a break from the Car Wash with fellow Y.C. #1 members.

Y.C. #1 of Fremont-Union City pictured during a Car Wash they organized in support of their 2007 Convention Queen Contestant Ariana Nobrega....Good Luck!

Members of Y.C. #11 of Mtn. View/ Santa Clara pictured during their sleep over party.

Talk about dedication...VP of Sales & Marketing Joe Resendes pictured serving breakfast to Y.C. #11 members the next morning after their sleep over.

Cruisin’ with the 2009 Convention Committee! Pictured to the left, various officers, members and friends showed their support and attended the Cruise Fundraiser in support of Daniel Sequeira.

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Luso-American Christmas Party - West

The evenings chefs were LAFF Directors Ivo Dutra and Lino Amaral also pictured is Luis Amaral.

Congratulations to San Pablo Council #5C for doing an outstanding job hosting the 2006 Luso Christmas Party. The ladies of the kitchen did a wonderful job cooking and serving an exquisite meal.

Enjoying the Holiday Festivities were President Linda Vieira and fiance Patrick Boring.

Frank X. Sousa, Jr, Liz Motta and Joe Gomes shared their Presidential terms 1971-1972 pictured with Linda Vieira.

Several members and officers traveled accross the state to attend the Holiday Festivities.

33

Christmas Cheer

Youth members of Council #16 of Contra Costa wait patiently for Santa to arrive during their Annual Christmas party.

Youth Council #24 Northern San Joaquin and Modesto 20-30’s Region #6 Members gather together at the Vintage Faire Mall in front of the Soroptomist Christmas Tree where they picked names to buy gifts for needy children.

Gathering around the Christmas Tree are Youth Counil #4, 20-30’s Region 7 and Adult Council 3C-33B of Sacramento.

PCU President Belmira Cordeiro was a good girl this year because Santa surprised her and the PCU members during their Annual Christmas Party.

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Portuguese Continental Union - Christmas Party

Ana and Paula Gomes, Olivia Cruz, Paul Romano, Daniel Guedes and Joao Bernardo singing Christmas Carols. Santa Claus really knows who has been naughty and nice. Looks like the PCU members were extra nice this year and Santa took a special trip to pass out some Christmas gifts. President Belmira Cordeiro teaches her granddaughter Sofia Almeida how important it is to dance with her hands up.

Boards join together to celebrate the Christmas Season.

“We Wish You a Merry Christmas” Francisco Mendonca leads everyone in singing the traditional Christmas carols.

LAL President Frank X. Souza, Jr. welcomes the Portuguese Continental Union members and directors to their Annual Christmas Party.

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Portuguese Continental Union - Lodge Activities Lodge 49 – Pawtucket, RI - “Family of the Year” Congratulations George & Isabel Ferreira

From L-R:) EVP/CEO Manuel Minhoto, President Belmira and her husband Paulo Cordeiro, Alfred Mendes, Zulmiro and Maria Afonso take a moment to cut the traditional cake.

Family of the Year George and Isabel Ferreira and daughter Catarina with President Belmira Cordeiro.

Lodge 12 – Cumberland, RI

From (L-R:) Zulmiro Afonso, George & Isabel Ferreira with their daughter Catarina, President Belmira Cordeiro, Maria Afonso, Alec & Adam Mendes and Alfred Mendes.

Jose Martins presents a plaque to President Belmira Cordeiro during the Lodge visit. Also pictured is VP/Assistant Secretary Ed Figueiredo and Antonio Craveiro.

President Belmira Cordeiro with newest members of Lodge 12.

Carlos Duarte, President Belmira Cordeiro, Jose Martins, Maria Craveiro and Antonio Craveiro during the traditional cake cutting.

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Portuguese Continental Union - Lodge Activities Lodge 54 - Bristol, RI Family of the Year Reunion Jose Sa, Afonso da Silva, Mary Moreira, Suzete da Costa, PCU VP Joe Soares, Jose da Costa, Joseph and Maria Mello, Manuel and Fernanda Goulart enjoy a wonderful afternoon during Lodge 54 luncheon and Family of the Year Reunion.

Lodges 2, 34, 60, 62 – Presidents’ Visit

New Members Daniel and Paulo Gomes, Tony Barbosa with sons Joao Carlos and Tony, Luis Reis and President Belmira Cordeiro.

From (L-R:) Lucilia Esteves, LAL Chair Albert Vieira, Tony Barbosa, LAL President Frank Souza, PCU President Belmira Cordeiro, Luis Reis, Jose Guedes, Paulo Cordeiro, LAL Vice Chair Edite Furtado and Nuno Vieira take the traditional photo with the cake during the Presidential visit. President Belmira Cordeiro and LAL Vice Chair Edite Furtado present the 5-Star Plaque to Jose Guedes from Lodge 60 Somerville.

37

Portuguese Continental Union - Lodge Activities Lodge 5 – Hudson, MA – Family of the Year Family of the Year, Claudinor and Ana Cristina Salomao with family and President Belmira Cordeiro and Lodge 5 President Jose Figueiredo.

Lodge 5 Directors (L-R:) Jose Godinho, Elvira Pavao, Isaura Godinho, Jose & Juvenalia Figueiredo, President Belmira Cordeiro, Estrela Paulino, Viriato and Celeste Braga.

Claudinor and Ana Cristina Salomao with President Belmira Cordeiro and Jose Figueiredo.

Lodge 10 – Peabody, MA – “Family of the Year “ and Presidents Visit

Manuel Brandao serenades Fatima Isidro during the night.

President Belmira Cordeiro, 20-30’s President Patricia Romano and Serafim Romano present the Family of the Year to Jose and Fatima Isidro. Serafim Romano, President Belmira Cordeiro and Jose and Fatima Isidro.

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Portuguese Continental Union - Lodge Activities Lodge 10 – Presidents’ Visit

President Belmira Cordeiro with Joe Isidro and son Joseph, newest member of Lodge 10 . Lodge 10 Directors with PCU Presidents from (L-R:) David Bettencourt, Ann Gray, Cristina Romano, Youth President Lauren Alves, President Belmira Cordeiro, 20-30’s President Patricia Romano, Francisco Mendonca, Rosa Romano, Tomas Nogueira, Mary Rodrigues.

20-30’s President Patricia Romano speaks to the members during the Lodge 10 visit. Seated are Ann Gray, Serafim Romano, President Belmira Cordeiro Santa Claus with youth members of Lodge 10.

Lodge 4 – New Bedford, MA – Fundraiser

PCU Director Joe Freitas with Lodge 4 members.

Enjoying the luncheon are President Belmira Cordeiro with VP/Sales & Marketing Roger Silva and Lodge 4 members.

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Portuguese Continental Union - Lodge Activities Lodge 48 – Philadelphia, PA – Family of the Year

From (L-R:) Lodge 48 Directors gather to honor the Family of the Year: John Tavares, Joaquim Ferreira, Licinio & Fatima Ferreira, Joe Fernandes, Olga Tavares, Lourdes & Mario Ferreira, Clarisse & Jose Grosso, and Joaquim Vaz.

President Belmira Cordeiro with Family of the Year Licinio and Fatima Ferreira, Joaquim Ferreira, PCU Chair Jose Teixeira.

Lodge 51 – Mineola, NY Presidents’ Visit

From (L-R:) Licinio and Fatima Ferreira, President Belmira Cordeiro, Joaquim Ferreira and Paulo Cordeiro. New members of Lodge 51 with President Belmira Cordeiro.

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Jose da Silva, Jack Costa and President Belmira Cordeiro.

Marshal Jack Costa, VP Assistant Secretary Ed Figueiredo, LALIS Director Jose da Silva, President Belmira Cordeiro, VP/Sales & Marketing Roger Silva.

Sales Representatives With our offices on the West & East Coasts, Luso-American Life Insurance Societ y has over 136 years of experience offering products such as: !Life Insurance !Annuities !Pension Plans !IRA Rollovers !IRAs !Roth IRAs !Educational Savings Plans

West Coast- District Representatives

Vice-President Sales & Marketing (West) Joseph Resendes, FIC, LUTCF Phone: (408) 438-6740 Toll-Free: (877) 525-5876 E-Mail: [email protected]

John O. Avila San Jose, CA (408) 272-8596 Cell: (408) 529-2742

Manuel M. DaSilva Artesia, CA (562) 865-8492 Cell: (562) 607-2086

John Parreira Turlock, CA (209) 634-1993 Fax: (209) 634-1503

Oscar Rodrigues Manteca, CA (209) 825-5532 Cell: (209) 275-0455

West Coast- Sales Representatives Brian Martins Modesto, CA (209) 613-1655

Fernanda Rinehart Santa Maria, CA (805) 925-0775

Tony Sozinho Tulare, CA (559) 685-9482

Frank Estrela San Jose, CA (408) 926-0998

Celeste Minton Highland, CA (909) 862-3036

Mary Jo Rodrigues Santa Clara, CA (408) 249-7915

Mize Violante San Diego, CA (619) 696-6252

Dee Lacy Sacramento, CA (916) 392-1279

Bernice Pelicas Hayward, CA (510) 278-2392

Lucia Silva Tracy, CA (209) 835-7091

John Lema San Leandro, CA (510) 357-5398

George Pires San Jose, CA (408) 309-6088

Jose M. Soares Pomona, CA (909) 591-3087

Carlos de Melo Oakland, CA (510) 834-7439

East Coast- Sales Representatives

Manuel Alves Fall River, MA (508) 989-3151

Edina Braga Lowell, MA (978) 459-4547

Isabela K. Calory Lowell, MA (978) 290-6301

Paula Marrero Clermont, FL (252) 321-0385

Tony Avila Bristol, RI (401) 996-2020

Paulo Cordeiro Somerville, MA (617) 625-7331

Joaquim Ferreira Souderton, PA (215) 703-9891

Bob Zampetti Green Brook, NJ (732) 752-7792

Vice-President Sales & Marketing (East) Roger Silva Phone: (781) 389-8214 Toll-Free: (800) 378-0566 E-Mail: [email protected]

Social, Educational and Cultural programs are offered through Luso-American Fraternal Federation, Portuguese Continental Union and the Luso-American Education Foundation.

Home Office: - Luso-American Plaza 7080 Donlon Way, Dublin, CA 94568 Toll-Free: 1.877.525.5876 E-Mail: [email protected] www.luso-american.org

NON-PROFIT ORG U.S. POSTAGE PAID PLEASANTON, CA PERMIT #84

Luso-American Life Insurance Societ y

Luso-American Fraternal Federation LAL(West) Fraternal Operations P.O. Box 2968 7080 Donlon Way Dublin, CA 94568 Toll-Free: 1.877.525.5876

LAL(Eastt) Fraternal Operations 7 Hartwell Avenue Lexington, MA 02420 Toll-Free: 1.800.378.0566

Luso-American Education Foundation (East)

Luso-American Education Foundation

Toll-Free: 1.800.378.0566

P.O. Box 2967 Dublin, CA 94568 Tel: 925-828-3883

Luso-American Fraternal Federation Portuguese Continental Union Luso-American Education Foundation P.O. Box 2968 Dublin, CA 94568

Portuguese Continental Union