Some struggles Past year in UK Sharing by Terence
1 – Local or external • • • • • •
Workload Living fee Entertainment Network Family Freedom
2 – Status quo or change • Determined to settle bill • Seek advice with an open mind • Cooked dishes
3. Folded or hang out • • • •
Sports membership Shopping Partying Ultimately, it’s a balance.
4. Reflections • • • •
Difficulty depends on subject Fees Careful financial management True friends made
Thank you very much!