Question For Project Mutual Fund Vs.bank Deposits.

ICFAI BUSINESS SCHOOL A SURVEY ON INVESTMENT PRACTICES AMONG PEOPLE UNDER GUIDANCE OF MAHINDRA &MAHINDRA FINANCIAL SERVICES LIMITED This research is being done for academic purpose only. All the information provided shall be kept confidential. NAME:……………………………………………………………………………………………………………………………………………………… AGE:……………….

OCCUPATION:………………………………..

ANNUAL INCOME:………………………………………….

ADDRESS:………………………………………………………………………………………………………………………………………………….. CONTACT NUMBER:………………………………………….

E-mail:…………………………………………………………………….

1. How do you view present market for investment?

2. What percentage of your annual income do you invest? BELOW 15%

15%-20%

10%-1 20%-25%

25%-30%

30%-35%

35%-40%

40%-45%

45%-50%

50% -55%

55%-60%

60%-65%

65% and above

3. Given below are the different sectors for investments. Please assign points based on your assessments so that the total points add up to 100. The higher the number allotted to a particular sector the higher its importance is to you and vice versa.

FIXED ASSETS INSURANCE PRIVATE SECURITIES COMMODITY MARKET BANK DEPOSITS GOVERNMENT SECURITIES OTHERS TOTAL

100

ICFAI BUSINESS SCHOOL A SURVEY ON INVESTMENT PRACTICES AMONG PEOPLE UNDER GUIDANCE OF MAHINDRA &MAHINDRA FINANCIAL SERVICES LIMITED 4. Given the option to invest in the security market which route would you follow? DIRECT TRADING

MUTUAL FUNDS

5. Please select one item each from the following pairs, the type of fund you would prefer to invest in. a.Growth Fund a.Income Fund a.Balanced Fund

b. Income Fund b. Balanced Fund b. Growth Fund

6. Given below is a list of parameters. Mark on the basis of the importance you give to these

parameters 1 being the most important 7 being the least.

1

2

3

4

5

6

7

Risk factor Returns Tax savings Ratings by the rating agencies Portfolio of the fund Profile of fund manager Brand value of AMC

7. Have you ever invested in mutual funds? YES

NO

8. Given below is a continuous scale from 0 to 100. You have to indicate the best that describes your choice of investment. If your choice is only equities against debt than give equities 100%. DEBT

0

EQUITY

10

20

30

40

50

60

70

80

90

9. Please mark (√) the way you would invest in Mutual Funds. Systematic Investment Plan

Lump sum

Both

100

ICFAI BUSINESS SCHOOL A SURVEY ON INVESTMENT PRACTICES AMONG PEOPLE UNDER GUIDANCE OF MAHINDRA &MAHINDRA FINANCIAL SERVICES LIMITED 10. Mark (√) on the type of deposits you are availing in a bank. Fixed deposits

Recurring deposits

Saving accounts

Certificate of deposits

Current accounts

11. Given below is a list of top performers in banking industry. Rank them against the given parameters. COMPANY NAME ICICI STATE BANK OF INDIA INDIAN BANK PUNJAB NATIONAL BANK HDFC AXIS BANK

PRODUCT

PRICE

PLACE

SERVICE

12. Rank the following banks that deal in mutual funds too. SBI KOTAK MAHINDRA

ICICI

HDFC

DEUTSCHE BANK

HSBC

UTI/AXIS

ING VYAS