Preface (1) Report.docx

GUIDE CERTIFICATE

This is to certify that Rakesh Kumar has completed the project entitled “Cash Management at KCC Bank” under my supervision. To the best of my knowledge, the report consists of result of the empirical study conduct by the student. In my opinion, the work is of requisite standard expected of an MBA student. Therefore, I recommend the same to be sent for evaluation.

Trainee sign.

Training Supervisor sign

Rakesh Kumar

MS Nandika Dogra Assistant Professor

PREFACE Management training is considered to be an essential part of all professional institutions and those who are aspiring for post graduate degree in management, it assumes more significance. To develop managerial capabilities and to supplement their theoretical knowledge with practical experience, the management students are required to go for training in business organizations. As the part of my MBA curriculum I was required to undergo on the job training in a business organization. For this purpose, I approached to undergo training in a business organization. For this purpose, I approached KANGRA CENTRAL CO-OPERATIVE BANK LTD. H.O DHARAMSHALA. The report has been designed keeping in view the various Cash Management of KANGRA CENTRAL CO-OPERATIVE BANK. It seeks to provide a brief and concise view of what Management is all about and how it can be applied to small industries. This report includes my sincere efforts; I sincerely hope that this report proves to be useful to its readers also.

ACKNOWLEDGEMENT

On the job training is a golden opportunity for learning and self-development. I consider myself very lucky and honored to have so many wonderful people lead me through in completion of this project. I wish to express my indebted gratitude and special thanks to " Pawan Kumar Dhiman”,Grade-1 Manager, Kangra Central Co-Operative Bank Limited, Bhawarna branch" who in spite of being extraordinarily busy with his duties, took time out to hear, guide and keep me on the correct path. I do not know where I would be without him. A humble ‘Thank you’ Sir. I express my deepest thanks to my mentor MSNandikaDogra, Assistant Professor, Himachal Pradesh University Regional Centre Dharamshala” for their guidance and support. She helped all time when i needed and she gave right direction toward completion of project. I would also like to extend my gratitude to all employees of Kangra Central Coopertaive Bank Ltd. Bhawarna Branch, my parents and friends for their consistent encouragement, suggestions and moral support.

RAKESH KUMAR

TABLE OF CONTENTS CHAPTER

CHAPTER NAME

NO.

NO. Cooperative banking in India

1

1.1 Cooperative Movement 1.2 Cooperative Banking 1.3 Structure of Cooperative Banking

Cooperative banks

2 2.1 2.2 2.3 2.4

Introduction Types Functions & Problems RBI Policies for Cooperative banks

Bank profile

3

1-4 2 3 4 5-9 6 7 8 9

10-25

Abstract Introduction Origin of KCCB LTD. Different Products Human Resources Important Activities performed by bank SWOT analysis Conclusion

11 12 13-15 16-20 21-22 23 24 25

Introduction Of Topic

26-47

4.1Cash Management 4.2 Cash Planning 4.3 Cash forecasting & Budgeting 4.4 Determining the optimum cash balance

27-34 35 36-42 43-47

3.1 3.2 3.3 3.4 3.5 3.6 3.7 3.8

4

PAGE

5

My Learning at KCCB Bhawarna

48-52

6

Scope & Objectives of the study

53-54

Bibliography

55-56