MUHAMMAD NOMAN IFTIKHAR
CURRICULUM VITAE CONTACT DETAILS Mobile:
+920333-3709673 +920345-2144709
Email:
[email protected]
OBJECTIVES: Seeking a long-term opportunity within the business community, where my professional experience, education, and abilities would be advantageous to the growth of my employer and myself. E.g.: Record information about financial status of customers, keeping records of collection and status of accounts, identifying the underlying principles, reasons, or facts of information. And as accounts assist manager, have a rich experience with five years of work experience in accounting. Strong accounting and management skills with extensive knowledge in processes and accounting standards.
PROFESSIONAL SYNOPSIS There has never been a more Opportune Time to Enter the Accounting Profession. The accounting profession is experiencing tremendous change which provides significant opportunities for accounting students. According to the U.S. Bureau of Labor Statistics, the current trend in employment is moving toward positions requiring college degrees and increased technology skills. Employment of accountants is expected to grow 10 to 20 percent through the year 2010.
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Accounting professionals are the lifeblood of any organization. Despite tough economic times, the Bureau of Labor and Statistics projects that accountant and auditor employment will increase by 18% by 2016 – faster than the average for all other occupations. A recognized leader in accounting education will help you develop the tools for success in this growing profession.
RELEVANT EXPERIENCE Has extensive experience of working at a senior level, including providing Board development Events in financial management. Has an extensive track record of delivering savings and Developing business cases and has a keen understanding of strategic issues and developing policy. As a qualified accountant with a marketing qualification, has a blend of financial and General management skills. An in-demand finance trainer and author, delivering development events to both public and private sector clients.
ORGANISATIONAL EXPERIENCE ACCOUNTING ASISTANT MANAGER – PAKISTAN ENTERPRISES LTD. From (1st march 2003 to 30th may 2005)
ACCOUNTING ASISTANT MANAGER – ALM ENTERPRISES LTD. From (1st June 2005 to 29th Jan 2006)
Company SYNOPSIS PAKISTAN ENTERPRISES LTD, ALM ENTERPRISES LTD, A preeminent logistics provider, cover a wide range of services including international freight forwarding and any other logistical solutions. They offer consolidation of any kind of cargo across Pakistan and the world. International freight forwarding agents providing services of sea freight forwarding, air freight forwarding, customs clearance, air cargo shipment services, bulk cargo handling services, transportation services, custom house broking services, insurance, packing a moving services road & rail services Also serving domestic freight forwarding.
DUTIES & RESPONSIBILITIES •
Prepare profit and loss statements and monthly closing and cost accounting
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Compile and analyze financial information to prepare entries to accounts, such as general ledger accounts, and document business transactions.
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Monitor and review accounting and related system reports for accuracy and completeness.
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Prepare and review budget, revenue, expense, payroll entries, invoices, and other accounting documents.
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Analyze revenue and expenditure trends and recommend appropriate budget levels, and ensure expenditure control.
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Explain billing invoices and accounting policies to staff, vendors and clients.
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Resolve accounting discrepancies.
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Recommend, develop and maintain financial data bases, computer software systems and manual filing systems.
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Supervise the input and handling of financial data and reports for the company's automated financial systems.
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Interact with internal and external auditors in completing audits.
CUSTOMER SERVICE OFFICER – ALLIDE BANK OF PAKISTAN LTD. From (1st February 2006 to 30th march 2007)
CUSTOMER SERVICE OFFICER – CITY BANK From (1st April 2007 to 25 January 2009)
DUTIES & RESPONSIBILITIES •
In charge for complete operations of the branch which includes supervision of account opening, fixed deposits clearing, remittances, credit cards, standing orders and handling team of staff.
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Developing plans in line with overall branch operations; ensuring that goals and objectives are met.
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Monitoring branch operations for its smooth running, while adhering to the highest level of service quality and adherence to delivery standards.
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Preparing branch budget, analyzing variances and implementing rectifications as required.
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In charge for handling all types of retail loan procedures, guarantees as well autoloan procedures.
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Actively involve in recruiting, interviewing, training, monitoring and motivating Phone Representatives and other staffs. Also implementing career development programs for same.
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Directing a team of outbound agents in the generation of sales leads and achievement of target.
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Providing assistance to sales department in the implementation of sales goals as well as participating in encouraging sales of financial services and other banks products/services. -3-
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Conducting an analysis of risks; determining appropriate tools to be implemented and ensuring control in compliance to all bank policies.
CUSTOMER SERVICE •
Processing customer transactions and responding to product & service inquiries in a responsive, accurate and timely manner. Providing quality customer service at an excellent level.
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Building awareness among customers with special emphasis on flexibility, ease of operations, safety and security on the bank’s diversified range of products to meet client needs.
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Managing customer needs, advising investment portfolio and handling client
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Servicing
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Consistently meeting/exceeding monthly sales and referral goals by conducting customer sales interviews, cross-selling and up-selling banks products & services.
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Developing and participating in customer retention program by making customer retention calls regularly, both in person and/or by telephone contact.
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Ensuring that customer problems and complaints are handled professionally, effectively, maintained at a minimum level and resolved up to the highest level of customer satisfaction.
TRANING •
Attended courses for being A Certified Management Accountant.
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Preparing financial statements and balance sheet manually and by computer.
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English Language Course at the ARENA MULTIMEDIA.
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Participated in various training course organized by Egyptian Banking Institute which Includes Swift Course; Introduction for Retail Banking and Introduction for External Banking Services.
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Communication, Presentation and People’s Management Skills.
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Anti-Money Laundering, How to Deal with Difficult People and other courses.
CORE COMPETENCIES ACCOUNTING SKILLS Accountants and Bookkeepers Skills Make Businesses Profitable Businesses that want to stay in business are well aware that they must understand the financial health of their company, but financial analysis is something that most small businesses owners do not have training in. When you do a company's books and summarize in report form profit and loss and expenses, you are the single person which that company can go to to find out if they are even making -4-
money or not. You are in a unique position to financially keep the owner in control of their company's future. Because you are the key financial contact with a small business, your advice is appreciated and you become one of its most valued contacts. If you are looking for an opportunity where you will not have to spend the rest of your life learning new disciplines, Accounting is for you. The principles of Accounting and Bookkeeping taught in the Professional Bookkeeper Program is the same methodology that has been used for over 300 years! Unlike technical careers where you must constantly retool every couple of years, when you learn Accounting, you have learned a skill for life.
ACTIVITIES List all your significant activities you did as a student and communal activities including organizations, student government, sports, and professional affiliations. Use action items to describe your responsibilities and accomplishments you did.
EDUCATION • • •
I.Com (private) from Karachi University of Pakistan.
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Java script Net programming 3 months short coerce.
B.Com (private) from Karachi University of Pakistan. Visual Basic.Net Programming 6 months short coerce.
COMPUTER SKILLS •
Microsoft office MS word, MS excel, MS power point, MS access.
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Outlook express
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Net mail Searching and browsing.
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C.H.N certificate in hardware and networking.
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I.T Information technology 3 months short coerce.
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Java Script C ++
PERSONAL INFORMATION • • •
Date of birth
8TH JAN 1984
Martial status
SINGEL
Religion
Islam -5-
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Languages
english, urdu, panjabi,
Hobbies
Internet browsing, computer programming
QUALIFICATIONS Result oriented and experienced Banking Professional with expertise in managing branch operations, handling team of personnel in direct supervision, controlling banking operations, ensuring compliance with policies and established practices, cash operations management, forecasting, interpreting regulations, developing customer rapport and resolving problems. Dynamic personality with track record of successfully soliciting new and deepening existing corporate clients / partners; completing projects and handling multi-task effectively. Also detailed and resourceful team leader who can promote work environment to improvise productivity, efficiency, quality and strengthening financial results, Also a trustworthy colleague capable of dealing with constant challenges and leading change.
JOB DESCRIPTION •
Maintain Cash book, Bank Book and Ledgers
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To develop and implement financial structure and accounting procedure.
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Monthly Income & Expenditure statement and periodical budget review reports.
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Management of all payments and receipts and the bank account.
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Supervision and accounting of school fee with monthly statement of fee received.
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Purchases and stock control, including purchase of fixed assets, equipment and
Preparation of annual budget for individual projects.
other items according to approved procedure. •
Bank Reconciliation Statement
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Administration of payroll system and staff record.
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Maintenance of students’ record
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Checking of regular attendance of students, teaching staff and support staff. -6-
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Allocation of duties to support staff and day to day monitoring.
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