LINK BACK TO THE LINK PAGE Non target segments for BL/SBL Personal loans will not be given to Retail shops like Provision stores, Paan stores, cigarette vendors,Plastic shops, Gift shops, Sweets shops etc.
Approved businesses for Retailers (only authorised retailers of well known brands) ·Telecom Equipment / Telecommunications ·Utilities – Gas, Water, Electricity ·Electronics store ·Musical instruments ·Music store ·Photography equipment ·Opticians ·Medical stores / Pharmacies ·Book stores ·Restaurants – reasonably well know in the local market ·Good up-market provision stores / Supermarkets ·Computer Hardware store, Genuine Intel Dealers ·Glass and Metal mart ·Readymade Garments & apparels (reputed brands) ·Sporting goods store ·Footwear ·Equipment and Furniture ·Home appliances – Only Cat A & B Dealers
Non target Segment for PL/ BL/SBL ·Cops / Politician ·Artists from Film Industry / Producers / Film Industry ·Film Financiers ·Collection Agencies ·Small Media companies / Entertainment Agencies / Event Management Firms ·Civil Contractors ( Labour ) ·Software Professionals ·Travel Agents & Tours ( only IATA approved ) ·Small proprietary courier Companies ·Small Brokers / Financial Securities Firm / Finance & Leasing ·Wine Shop owners Valuators ·Private Security Firms ·Transporters / Commission Agents ·Tourist Taxi Operators / Car Brokers / Car Rentals ·Manpower Consultants
·Bars & Permit Rooms ·Motor Training School ·Plantation Companies ·Cable Operators ·Journalist ·Advocates ·Building Material Suppliers ·STD / PCO / Xerox Booths ·Octroi Agents / Consultant ·RTO Agents ·BPT Employees Addition to NTS LIST ( for both BL and STBL but would be better applicable to STBL). Garage Owenrs/ parking yards Small Snack Centres/ Behlpuri Centres. Pan Shop Small Time Vegetable Shops/ Provision/ Kirana Store. Laundry Hood Maker/ Cushion Maker Astrologer/ Pujari ( pandits) Lottery Centre Sound Service Caterers ( operating from residence) Key maker/ Cycle Mart Mutton Shop and Chicken Centre Security Service Providers House Keeping Contractors. Coir Industry/ Sea Food Poultry CD/ Video Parlours DSAs and Vendors of banks RTO Brokers/ Passport Agents.
HRP Transporters ( Small/ Medium/ Large) Commission Agents ·Exporters ( Esp small time into garments / leather / granite exports etc ) Large and reputed ·Media companies / Entertainment Agencies / Event Management Firms ·Insurance Agents ·Travel Agents & Tours ( only IATA approved ), Tourist Taxi Operators ( IATA Approved)/ Fleet Operators. ·Auto Spare Dealers ·Civil Contractors ( Government ) ·Wine Shop owners, with Liqour selling License
·Non Professional Consultants ·Art galleries ·Handicraft stores ·Jeweler’s ·Builders / Construction Companies Placement Consultants ( Only reputed placement consultants to eb decided regionally by RCM and RSM) House Keeping Contractors with contract copies of Reputed Organisations Valuators ( certified from Govt and Empanelled with reputed Organisations) Exporters with Less than 1.5 crore Turnover