Abc Banking Financials.docx

Net Interest Income

385.8 336.0 268.0

Operating Income

559.4 493.0 435.6

Profit before impairment Profit before tax

301.3 273.3 247.6

291.8 250.3 186.2

Profit after tax 242.4 208.5 161.6

Statements of Financial Position (MUR m) Total assets

17,104.0

15,751.8

Net loans and advances portfolio Total deposit

14,966.2

15,124.4

JUNE 2016

6,054.5 5,095.7 4,594.5

13,803.1

13,368.9

JUNE 2018 Shareholders’ fund Tier 1 capital

1,510.3 1,340.3 1,173.5

1,484.7 1,309.4 1,136.8

Total net capital

1,574.1 1,415.0 1,264.7

Risk-weighted assets

10,385.8

9,180.6 8,590.3

Performance Ratios (%) Return on average total assets* 1.4

1.3

Return on equity*

13.8

16.1

15.6

1.1

Non-interest income to operating income

31.0

31.8

Loans and advances to deposit ratio

41.5

38.0

35.7

Cost to income ratio

43.2

46.1

44.6

Capital Adequacy Ratios (%) Capital & Reserves/Total assets 8.8

8.5

Capital adequacy ratio 15.2

15.4

14.7

Tier 1 ratio

13.2

14.3

14.3

7.8

Investor Data Earnings per share (MUR) **

3.2

* based on profit after tax ** based on average number of shares

2.7

2.9

38.5